Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Very quick and easy process to apply. Had an answer almost immediately and the money was in my account within an hour! My credit isn't the best so when I have looked at loans before the interest is hu...”
Christopher Willson
“Definitely recommend help out when you need an advance on your salary comes in the same day ! ”
ayla Jennings
“I am very satisfied.”
Mihaela Nistor
“Fast, reliable and convenient. The application process was simple, no delays with the money transfer either”
bestshoppersdeal.com
“Extremely easy to use and just helps before we get our wages ”
Siobhaune Byrne
“They offer a great experience”
MariusMD
“Very easy , quick and straightforward. Interest was less than my overdraft would have been”
Spencer
“Quick, easy and brilliant service”
Adam
“I’ve had a really positive experience with Salary Finance. It’s such a helpful benefit offered through my employer, and it gave me peace of mind during a time when I needed financial support. The ...”
Maryam
“From what I’ve seen, this company consistently delivers on speed and simplicity. The process of accessing funds is impressively quick, and the steps involved are transparent and easy to follow. What...”
Mark Easthope
“Easy,simple and convenient to use,very helpful altogether,would highly recommend their professional service's.”
Amran hussain
“Im very pleased with Salary Finance. Such an easy and fast process, money received next minute. I highly recommend it +++++”
Joanna R.
“It was very easy even when there was a technical issue I phoned and was talked through it very pleasant on the phone and straight forward ”
Tracy Vaughan
“Fantastic helped me out when I needed it the most ”
Gemma Georgia
“My application has not been approved yet but I think it is great how it comes straight out of the wages so I don't miss any instalments.”
Amir Kayani
“Amazing company. Easy and transparent ”
Leigh Fairgrieve
“Quick and easy to apply. You get notified very quickly and the money in your bank equally quickly. A pleasure to deal with as always. A+”
Stuart Craig
“I find this a very easy usable website, the access is simple and smooth running. And the emails are very informative. ”
Bella Jensen
“I’ve had a great experience with Salary Finance. Their team has been professional, responsive, and incredibly helpful throughout the process. I truly appreciate their support and the way they made e...”
Paula Dias
“Easy to access. Low fee. And quick response even during weekends ”
Bogdan Rusu
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending