Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Had a issue regarding an advance,Spoke to Tony who was brilliant and issue was sorted,Highly recommended Salary Finance ”
Justin Christensen
“Application quick and easy application, gives you piece of mind and no hassles it being paid straight from your salary. Will use again.”
Jacqueline Richardson
“Every time I've needed emergency funds, they've been there waiting to help. Saved my b*lls many times, super quick to use and through our company we pay like £1.25 per early withdrawal on Advances, i...”
Thomas Williams
“It helps when I was in a bad place when I needed money to get what i need to pay for ”
James Thomas
“My experience with Salary Finance was excellent it's a quick and easy process and the money went into my account almost immediately. If the occasion arises again I would definitely use this process.”
J South
“This is a brilliant service that helps people budget effectively - paticularly for those on low pay or on variable hours contracts. The fee is very reasonable and the service is fast and intuitive. Gr...”
David Molloy
“Is very helpful and reliable. Has saved me a lot of the time when it comes to being short on money and with emergancy needs. Would recommend if you could get this.”
Logan Morris
“A great Company to use and very cheap for the privilege. I’d highly recommend their swift fast and reliable service. ”
Francesca Federico
“First class”
robert clayton
“Quick and easy to use ”
Dan Williams
“Extremely convenient and cheap service to use. Has kept us going on a fair few occasions.”
Alex
“What a great idea. It works really smoothly and after giving my companies details they done what they needed to in a matter of hours and it was in my bank. Very reasonable rates compared to banks and ...”
Raj
“Excellent service and way to manage money. ”
Nicky Needham
“Very thoughtful thorough quick & easy assistance.
Flexible, transparent and clear, no hidden fees.
Helpful to a simple worker like me.”
Eleonor Reyes
“Easy site to use took me 2 minutes to register and login to get my salary”
Popa Ion Constantin
“Never had a problem ”
Michele Todd
“Superb always helped me out when needed brill company and easy to use thanks again ”
Anthony Dalton
“Quick and easy way to access your pay early ”
Kylie
“Very quick and reliable service. I like the dashboard that let's you know what is available and dates you can borrow until. It's good to have as a back up and like the fact it comes straight out after...”
Sara Allen
“Amazing . All details required and small fee clearly spelled out for you .
No hidden catches .
Minutes to sign up and access money you've earned in your bank account within a few hours of submitting r...”
Riaz Khadam
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending