Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“So handy to be able to get a top up when needed. Quick and easy, goes into my account within 20 minutes!”
Donna Negus
“Very easy to navigate and funds in account within a hour brilliant service”
Miss jane davis
“Money arrived very quickly into my account , offered the loan at an interest rate much better than other lenders and the payments are handled via my salary so it’s stressfree”
lauren
“Very easy process and good customer service 👌 ”
customer
“Very easy to use. Useful when you need that extra bit of pay early. ”
Darren Howdle
“Fast, easy, and efficient service. Money was in my bank with in a couple of minutes ”
Samantha Powell
“Always there if you need a top up before pay day. I use it for small amounts if needing to buy something where renovating the garden 🪴 ”
Amie Bodle
“Really helpful to be able to use part of the salary you have already earned when you need it rather than just at the end of the month. Allows you to be able to budget outgoings without having to go in...”
Kirsty Totterdell
“Excellent service great for when in need ”
Matthew fletcher
“It was amazing, quick and very easy, in less than 5 minutes I have received the transaction directly into my bank account. I recommend to everyone in need!”
Lupu Francisc
“Good in a time of need”
Stephen
“When I have been a little short for the month, salary finances has been a huge help in managing my money.I could not recommend it highly enough because it is so much easier and has fantastic interest ...”
Brad
“Wonderful is the best ”
Fallou Yade
“This is great way in emergencies that you can grab a little of your wage ”
Lee sharp
“Every time I've used Salary Finance, it's been during tough times—whether I'm struggling to pay bills or need groceries. And every time, Salary Finance comes through. They never disappoint. It's a d...”
Tomos James Jones
“You are very helpful and I thank you.”
Constantin Dascalu
“Salary finance is so easy to use. With virtually immediate payouts. ”
Jasmin
“So easy to do and fast loan.
Perfect timing for house renovation and low interest. ”
customer
“Helping a lot with financial difficulties, loans and advance options are really perfect. Love Salary Finance”
Dariusz Lisowski
“Really understanding when things weren’t addigg by up and solved the problem quick ”
Jack Stoker
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending