Salary Finance | Frequently Asked Questions

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Frequently Asked Questions

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This is an optional benefit, not a recommendation from your employer. Your employer does not benefit financially from offering this service.

Salary Finance branded loans are offered by Axos Bank® Member FDIC, and are subject to eligibility, underwriting, terms and conditions, and approval. Salary deduction payments are not available to employees who work primarily in DC, IN, NH, NJ, NY and WV.

Your individual fixed rate and maximum loan eligibility may vary based on your creditworthiness and employer.

Salary Finance partners with Chime to provide online savings and checking accounts. Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank or Stride Bank, N.A.; Members FDIC.

¹ The Annual Percentage Yield ("APY") for the Chime Savings Account is variable and may change at any time. The disclosed APY is effective as of July 13, 2022. No minimum balance required. Must have $0.01 in savings to earn interest. A Chime checking account is required in order to open the high-yield savings account; the savings account is optional. See https://www.chime.com/savings-account/ to learn more.

² Offer not available to Chime customers without a Salary Finance account.

Salary Finance will deposit a $10 bonus for every $100 balance increase in your Chime Savings Account, up to a total bonus of $50 for a $500 balance increase in your account, within the first six (6) months of opening your Chime Checking Account subject to the following terms and conditions. To receive the bonus:
1) Open a new Chime Checking Account through this offer from Salary Finance, which is subject to approval (or, for existing Chime customers, open a Salary Finance account);
2) Enable direct deposit of at least $200 from your employer or payroll provider into your Chime Checking Account within sixty (60) days of opening your Chime Checking Account (for existing Chime customers, within sixty (60) days of opening a Salary Finance account);
3) Open a Chime Savings Account and transfer funds to that account within six (6) months of opening your Chime Checking Account (for existing Chime customers, transfer funds within six (6) months of opening a Salary Finance account); and
4) Link your Chime accounts to Salary Finance by authorizing sharing of your Chime Checking Account and Savings Account data to Salary Finance within sixty (60) days of registering a Salary Finance account.

Bank ACH transfer, Chime Pay Friends transfer, verification or trial deposits from financial institutions, transfers from PayPal, Zelle, Venmo, Square, and cash loads do not qualify as employer or payroll provider direct deposits. Subject to the preceding eligibility requirements, Salary Finance will deposit your bonus into your Chime Checking Account within 45 days of you reaching the applicable account balance threshold(s). To receive a bonus, your Salary Finance and Chime accounts must not be closed or restricted at the time of payout. Bonus is considered interest and will be reported on IRS Form 1099-INT. Salary Finance reserves the right to cancel or modify the terms of this bonus offer at any time with or without prior notice.

³ Save When I Get Paid automatically transfers 10% of your direct deposits of $500 or more from your Checking Account into your savings account.

⁴ Round Ups automatically rounds up debit card purchases to the nearest dollar and transfers the round up from your Chime Checking Account to your Chime Savings Account.

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For inquiries, contact us at help@salaryfinance.com or call us at 800-317-6850

77 Sleeper Street, Boston, MA 02210

Salary Finance branded loan products are offered by Axos Bank^®, Member FDIC. All loans offered are subject to eligibility, underwriting and approval. Terms and conditions apply.
Salary Finance Inc NMLS #1750487.