Salary Finance | Frequently Asked Questions

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This is an optional benefit, not a recommendation from your employer. Your employer does not benefit financially from offering this service.

Salary Finance branded loans are offered by Axos Bank® Member FDIC, and are subject to eligibility, underwriting, terms and conditions, and approval. Salary deduction payments are not available to employees who work primarily in DC, IN, NH, NJ, NY and WV.

Your individual fixed rate and maximum loan eligibility may vary based on your creditworthiness and employer.

Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank or Stride Bank, N.A.; Members FDIC.

Offer not available to Chime customers without a Salary Finance account. New Chime customers: Salary Finance will deposit a $10 bonus for every $100 balance increase in your Chime Savings Account, up to a total bonus of $50 for a $500 balance in your account, within the first six (6) months of opening your Chime Spending Account, subject to the following terms and conditions. To receive the bonus: 1) Open a new Chime Spending Account through Salary Finance, which is subject to approval; 2) Enable direct deposit of at least $200 from your employer or payroll provider into your Chime Spending Account within 60 days of opening your Chime Spending Account; 3) Open a Chime Savings Account and transfer funds to that account to obtain a qualifying balance within six months of opening your Chime Spending Account; and 4) Link your Chime accounts to Salary Finance by authorizing sharing of your Chime account data to Salary Finance within sixty (60) days of registering a Salary Finance account. Existing Chime customers: Salary Finance will deposit a $10 bonus for every $100 balance increase in your Chime Savings Account, up to a total bonus of $50 for an increase to a $500 balance in your account, within the first six (6) months of linking your Chime accounts to your Salary Finance account, subject to the following terms and conditions. To receive the bonus: 1) Link your existing Chime Spending Account to your Salary Finance account, which is subject to approval, by authorizing sharing of your Chime account data to Salary Finance within sixty (60) days of registering a Salary Finance account; 2) Enable direct deposit of at least $200 from your employer or payroll provider into your Chime Spending Account within 60 days of linking your Chime Spending Account to your Salary Finance account; and 3) Open a Chime Savings Account or have an existing Chime Savings Account and transfer funds to that account to obtain a qualifying balance within six months of linking your Chime Spending Account to your Salary Finance account. Bank ACH transfer, Chime Pay Friends transfer, verification or trial deposits from financial institutions, transfers from PayPal, Zelle, Venmo, Square, and cash loads do not as employer or payroll provider direct deposits. Subject to the preceding eligibility requirements, Salary Finance will deposit your bonus into your Chime Spending Account within 45 days of you reaching the applicable account balance threshold(s). To receive a bonus, your Salary Finance and Chime accounts must not be closed or restricted at the time of payout. Bonus is considered interest and will be reported on IRS Form 1099-INT. Salary Finance resi doerves the right to cancel or modify the terms of this bonus offer at any time with or without prior notice.

The Annual Percentage Yield ("APY") for the Chime Savings Account is variable and may change at any time. The disclosed APY is effective as of June 28, 2021. No minimum balance required. Must have $0.01 in savings to earn interest.

A Chime spending account is required in order to open the high-yield savings account; the savings account is optional. See https://www.chime.com/savings-account/ to learn more.

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For inquiries, contact us at help@salaryfinance.com or call us at 800-317-6850

77 Sleeper Street, Boston, MA 02210

Salary Finance branded loan products are offered by Axos Bank^®, Member FDIC. All loans offered are subject to eligibility, underwriting and approval. Terms and conditions apply.
Salary Finance Inc NMLS #1750487.