Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Amazing service”
DragoÈ™ Gheorghe
“This has been a lifesaver at times when something extra crops up that needs paying for before pay day. Costs £1.69 to draw it out early no matter how much I decide to withdraw from the amount I can t...”
Victoria Julie Pearson
“An excellent and quick service.. I was worried about struggling until payday, this advance has really made my day.. I was able to finish the half term with my daughter happier, knowing we can do somet...”
Kat
“Pre approved, simple procedure and good rates. Felt in control of my original loan and top-up.
You go int the application informed and confident. Great for my credit and a good way to borrow.
Would...”
customer
“Very handy and help out if need. An emergency. ”
Julie Goulding
“Efficient and easy to use. Also extremely quick into the bank. ”
Chris Pollard
“Great company! Easy to transfer money and they help you not get int trouble with money or help you with managing money better! Couldn’t recommend them enough!”
SHERELLE WHITE
“You are providing a fantastic service for people like me who work so hard, but mainstream banks or lenders refuse to lend to us, or when they do, they hit us with an extortionate interest rate. Your i...”
Solomon Sesay
“So quick and easy to set up, really easy to manage and sort out. I haven't had any issues at all being able to access or manage my salary finances.”
Emily-Rose Dickinson
“Brilliant service, took 10 minutes and the money was in my account 20 minutes later. Remember to leave a space in your postcode, it won’t let you submit if you don’t but doesn’t point out why. ...”
MARK RAYFIELD
“easy setup, small fee, fast, almost instant money transfer”
Csaba Molnar
“Salary finance has helped me so much in the last while and it’s been a life saver. Wouldn’t have got through the last 6 months without the help. Forever grateful ”
Helena Carson
“Salary Finance is quick and easy to use and it doesn’t take long for your money to hit your bank and it comes straight of your wages ”
Naomi leo
“Set up was incredibly easy and explained very well.”
Megan
“It’s very fast and reliable you will get your money in your account within minutes
”
serigne bamba gueye
“Easily accesible ”
Daniel Rumsey
“Every thing about the money ”
Veronica Nyarko
“Quick easy & super helpful. ”
KS
“Really helpful, quick simple and affordable repayments”
Joshua Lowe
“It's a good way to get some bills paid on time and it doesn't cost a fortune. If I want to the usual high street lenders I would probably pay a fortune in interest. So yes it's definitely a good way t...”
Fodil
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending