Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“I’ve been with Salary Finance for a couple of years now, and my experience has been consistently positive. They’ve not only supported me, but clearly thousands of other customers as well.
Their s...”
jack london
“Have been using this for years as I find I can organise my finances better with a weekly salary. Loans are straight from your wages so not risk of late or missing payments. App and website is simple a...”
Kirsten Sharvin
“Very convenient and easy to access ”
Yaa Donkor
“I can’t fault the support I have had from salary finance. After having my loan for 18
Mths I lost my son and my world turned upside down.
From right at the beginning SF have been responsive and hel...”
Yvonne
“This is a great help. ”
Gillian Gourley
“The experience was seamless and stress free!!! I loved it”
Ogunlolu Jumoke
“Money transfer in a second when u apply ”
Miguel
“Very quick and helped alot ”
Jordon Matthews
“Very easy to apply, very fast and clear options.. intrest is minimal, helps when you need it.
Great experience 👠”
Barry Inglis
“Great service for NHS Employees, Helps when in need.
Quick and easy application.
Fast pay out ”
Jacob Sugden
“They are very good
You can get more money with less interest
I like it the most that you can pay the money in advance if you want, the interest is reduced
I think it is the best in the UK Salary fi...”
Mohammad mahfujur Rahman
“Very good customer service 5 stars thank you ”
Ion
“Salary Finance is the institution where I have always found real and very consistent support, whenever I have needed certain financial supplements. For this, I am extremely grateful and thank you.”
MARIAN GEAMANU
“great always helpful ”
Arek
“Ive not had a single bad experience with salary finance they have gotten me out of a few tricky situations they have been easy to use every time ”
Carla
“I found salary finance very easy to use. Set up is straightforward and areived quickly on my account. I have downloaded the app just.incase formers of access. ”
Mr Samuel Wainman
“If you have an unexpected bills this can help, to keep you on track. ”
laura goffe
“So easy to do and such a life saver when you don't quite have enough money to get through the month”
Carole Simpson Was Clements
“Salary Finance has helped me a lot with my finances keep up the great work
Peter McKendrick”
Peter Mckendrick
“Easy to use and quick at getting the money issued out to you! Very helpful when you are short of money towards the end of the month and need that little extra to help get you through. ”
Charl
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending