Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Easy to use, simple website very straight forward 👌 responses are quick and efficient. No hassle ”
Charlie
“Easy to use and money transferred within Minutes. ”
Alpha Pritchard-Shaw
“Highly recommend easy to apply, payments came off your wage each month no hidden fees and no high interest rates”
Annemarie O’Donnell
“Massive help when I’ve needed support between pays. Fast and efficient and never caused me an issue.”
Blaine Protheroe
“During a time of poor health which impacted my finances I was able to get help from salary finance and only pay a small charge for using the service
”
Tina
“Very helpful when you need advance or money support ”
Callum phillips
“Absolutely great lovely customer service and super speedy! Amazing team :)
Victoria Miles”
Victoria Safronova
“My experience with salary finance has been wonderful and great”
Emmanuel Maina
“Advance received within minutes ”
Norman Benjamin
“Quick and simple application and received funds within minutes ”
TERRY clay
“I requested a salary advance as I’m a new starter, I found the system very easy to use and money was in my bank account in seconds. Thanks so much. ”
Darren Hogg
“Makes life so much easier need gas electric or food salary finance helps 110% with any situation xx”
Amy Aziz
“Very helpful ”
R B
“Brilliant service every time!!! Always there when you need that little extra, highly recommended !!! ”
Chris John
“Very good service, quick response to queries I would recommend this service to others ”
selina ludlow
“I needed the money really quick for an emergency car repair and I think all together the whole process took around 5 minutes from start to finish and money was in my account within half an hour”
Tina Richards
“Objective and quick analysis of the request, quick response, money almost immediately in the account”
customer Adrian
“Ive been with salary finance for a few months now and have been outstanding, spoke to one of your team today (tony) who was really helpful and explained to me everything i needed to know about salary ...”
Rebekah Coffey
“Very happy with this service very early to use and fast payment process.
”
George Hayden
“Salary finance is great tool you can use in unexpected events!
Better then a credit card (no percentage).
Money straight to your account, no questions asked, available to use 3 times in the same per...”
Weronika Rychtelska
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending