Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Very easy process, very helpful in times of need. Money delivered quickly and approved over night. Thank you. (Katherine Denning)”
Katherine Denning
“Extremely helpful”
Joanne Kennedy
“Website is easy to use. The money arrives in the promptly. Its a great service. ”
Naphie Maseruka
“Really helpful in a time of need”
David Craig
“So quick and easy to use. Repayment options clearly shown so you can make an informed decision. ”
Deborah Graham
“Very helpful and the response is swift ”
Olawale Oladosu
“Everything went smooth and fast, no delay, no hidden charges, everything went great.”
Muhammed
“good service salary advance
i got my loan for home improvwments
i like idea it comes off my salary
each month at a monthly amount i can afford”
Steven Pitbladdo
“Easy company to deal with and quick decision and immediate delivery of funds ”
Paul
“Fantastic service. Quick and easy to use with everything explained simply ”
Neil
“Application went very smooth and confirmed very fast . I received money same day , without couple of hours ”
Agnieszka Snodden
“Amazing service, when needed is one of the best tools to use to sort money shortages, everything done online with just a click, and all the money after approval are send to your account in few minutes...”
Giorgio Rotuma
“It east borrowing and make life so easy u didn't need to explain interest rate is so low for a month I love it
”
Ramatu Janneh
“Realy good this service esp after Christmas and new year when you broke throw month and can get some of your wages to put you over till pay day ”
Ema Joe
“Love this company. Always very helpful and nothing is too much trouble.”
Stuart Heaton
“The service is great. It's easy to use and convenient when u need money urgently. Brill on every level ”
Karen Rogers
“Fabulous easy service ”
Alison Jane Brown
“They are very helpful and it's great if your running short well recommend ”
Amanda Bradley
“ Salary Finance has been a tremendous help in navigating my finances during a challenging time. By enabling me to pay this loan through my wages, it has made my financial situation less stressful. The...”
Ms Paula Borges
“Salary Finance is stand-out service from a stellar company. I have used this type of service before in other jobs but this is something different. Incredibly fast turnaround, tiny fees and almost inst...”
Vic Green
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending