Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Great experience, fast payments.
Straight forward information.
Quick process. Highly recommend.”
Stephie Creasey
London, GB
“Never had an issue with the site, sign up was straight forward and advances have been almost instant.
”
Nigel Creasey
“Salary finance is excellent. The service is very straightforward. When I applied the process was easy and I got a speedy response. It's very useful for those that are in need. I will definitely use t...”
debbie walker
“Easy to navigate website. User friendly with immediate answers”
Emma Wilson-Powell
“Salary finance is a great service..that helps you with everyday life.. weather your struggling to pay bills need a loan or a boost of money to get you through the month..it is really the most helpful ...”
Josh
“Fast and reliable just what you need in a tight spot! ”
Luke Jones
“The app is great and its easy to use. ”
Suragani Dhanush
“It was so easy to use and quick decision and great for nhs works for any fiance issues and help with budgeting ”
Susan Minkley
“Overall, great experience, very easy to use and payment issue is very fast after approval. ”
Kyy Birmingham
“Salary finance is of great help when ever need money in Advance for emergency use it has always been helpful.”
Danish
“Very fast service ”
Alfred Asare
“Quick easy and hassle free once signed up , money in the bank same day when requested”
Paula
“Easy to use, always there when I need a little extra.
Just a few clicks and the money is in my bank, recommend for anyone who’s just in a tight spot until pay day ”
Michael Wakefield
“Their website was refreshingly free of jargon, it explained how much you would be paying for the loan and when it came to applying it was a simple process. If only all loan website were this accessibl...”
Daniel Hastick
“Awesome service definitely comes in handy to keep on top of things, without taking out a loan or a credit card”
Simon Scanlan
“I have been using salary finance for a couple of years.The money is always in my account the same day usually within ten minutes.
It is a very good service when i need money in an emergency and there ...”
Nicki “Knickers†Clark
“Works quickly and not had any issues with transfer.
”
Gina White
“Salary finance are always quick with responses and very easy to use”
Amy Wilebore
“So simple and easy”
Paul Hampton
“Always there when you need them but would be better if u could take out more then once and take out more when needed and not have to wait for it to build ”
jaii b
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending