Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Helpful company with the products they offer. App is easy to navigate and very beneficial to have. I have been using it now for around 5 months and it's extremely dependable. The little hints and tips...”
Darren Todd
“Salary finance was so easy to use. Set up in a few simple steps and then money is with you the next day. Great service! ”
Henna
“It’s a good help of our finances ”
Eria Turker Ssemalago
“It was easy to use ”
Dylan
“Easy to use. Money arrives quickly... normally in minute or two. ”
Kelly Harris
“Brilliant service which allows me to access some of my wages before my pay day which has helped massively with unexpected bills and getting shopping. Really useful service that I think every employer ...”
Garry Livingstone
“Website really easy to use. All broken down and explained. No hidden rates or payments. Very clear and easy to understand. Fair rates for a loan. No pressure and keeps quotes open if you change your m...”
jemma barrett
“Quick and easy”
Chris Wharton
“I use salary finance as an aid when I’m in a tricky spot or just low one month to the next. They are clear, responsive when I have had issues and fast in payments. I will continue to use them time a...”
Jessica Crockett
“It’s easy and quick the use money goes in to your account within minutes helps when you have an unexpected payment to pay for ”
Muhammed Siraj Akram
“Really easy to use and payments go into account within the hour . ”
James McCann
“Quick simple and easy. Helpful in a bind.”
Kathrin Fisher
“Helped me a lot, a quick and easy way to help people struggling. Thank you”
Alexandra Iotu
“Salary finance has been a saviour for me and my family. I can access my pay whenever I need to with 3 advances before payday. As soon as I apply, it's in my bank within 10mins. So quick and easy and h...”
amanda linge
“Excellent service, very clear instructions, money transferred quickly. ”
Natalie Shyster
“This is a great thing to have through your employer when u have a last minute bill or just running low on cash to get that weekly shop honestly such a fabulous company ”
CAROL PUGH
“very helpful with any issues ”
Harley Swales
“The speed is unbeatable.
Normally get same day service ”
Keiren Thompson
“Easy and fast to use. Simple layout, smooth website when clicking througj pages and options ”
customer
“
Salary finance is a great invention for those people that need to access there wages abit early at the end of the month to put you on till payday comes around again I would fully recommend all compan...”
Conner Lawton
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending