Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Fantastic! Love the new app also! ”
Tanisha Smith
“amazing service quick and easy to sign up and always prompt with the payment brilliant when needed and easy to pay back always reply quickly when any questions asked ”
sam ross
“great service :) ”
tejdi tejdiowsky
“Salary finance is amazing it helps me out week by week ”
Michael Jones
“What makes salary finance great? It helps in a time of need, that sudden repair for the car, the food shop and bills which can’t be catered for. Without salary finance I would have been stuck but th...”
thomas cuddy
“Hattie Roberts
Quick and easy to do. Comes out of your salary each month so you don’t need to worry about missing a payment. Always there for support when needed.”
Hattie
“Amazing services provided if your a little strapped on cash before payday!
Always in the bank same day no questions asked. ”
Robyn richards
“Was a very clear & straight forward process with each step explained”
B dot
“Great service through out. Highly recommend!”
Alicja Polak
“It's really useful for if you need just that little bit extra just before you get paid and plus the fee you've gotta pay is fairly priced, you'll barely notice it.
”
Kobi Hone
“Excellent!! Have been using salary finance for 5 years”
Crispen
“It’s helped me out alot with bills and other expenses. Can’t complain about anything ”
Hamzah Mehmood
“So easy to apply and doesn't cost the earth to get a advance on your wages, sent within 24hrs ”
Mark Ingamells
“Would recommend very highly to anyone who needs a little bit of cash to get you through til payday. It’s been an absolute god send for me. ”
Vicki
“I’ve been using Salary Finance mainly for the Advance option, and it’s been really helpful. It allows me to access part of my salary before payday, which makes things much easier when unexpected e...”
Mirela Dinu
“Salary Finance has been an unimaginably supportive. Very easy application, taken out of my pay so no hassle with repayments. They also support with salary advances, which has been a lifeline during a ...”
Charlotte Ing
“It a great service to be able to get help with being able to access cash to help with the rising costs of today’s costs of living ”
MR RICHARD HEAP
“What makes salary finance great is it's quick once set up. Its available when you need a adavnce. You can see how much money you have accumulated. ”
Andrew Pettigrew
“Very prompt great efficient and timeous service. I applied for the loan just a few days short of my holiday and the funds were in my account within the hour. Impressive ”
Tikozenji M R Mwanza Gwashavanhu
“Salary Finance is the epitome of real life saver financially. Always there when you need it the most. It’s very handy so efficient. Thank you for helping thousands of people needing financial assist...”
Ryan Fernandez
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending