Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Good for all
”
sanjay Chandrakanth
“Hugely recommend this company, I Have used them myself.
Luke New”
Luke thomas
“Really fast, straight forward process, no hidden fees etc, very clear and upfront on payment and repayment information. ”
customer
“The services for this company is absolutely amazing i have no complaints at all only praise, praise.”
Irish Fresh Produce NI. by San
“Has helped me a lot when ive had bills salary finance was a savior thank you much appreciated xxxx”
Irfan Khan
“Salary finance has been an actually life saver some months.
It’s quick and easy to use.
Thank you salary finance ”
customer
“Safe my life n my kids christmas i am so grate full for having back of salary finance thank you i was sayin to my mate all of em to try it and believe you as frined and back up ”
Michal Tolog
“Process is both quick and simple. Money arrived quickly and both the phone and live chat staff are extremely helpful ”
Robert Wood
“It was my first time using Salary Finance, and I must say I'm impressed by how easy and quick the process was. Everything is simple and my money arrived in my account in less than an hour. ”
MRNH
“Quick and easy to use ”
jackie pritchard
“Much helpful and very easy to deal with. ”
ØاÙظ Ø§Ù„Ø±ÙŠØ Ø§Ù„Ù…Ù‡Ø¯ÙŠ
“I took out a tiny pay advance with Salary Finance to allow me to purchase my Daughters Christmas Gift in the black Friday sale as I was a bit short of what I had saved & knew the item wouldn’t sell ...”
Susan Quinn
“So fast in a time of need. Very simple process and easy to use.”
Daniel Delamere
“It helped me out a few times now. Very quick and easy. Glad that this option is available.”
Agnieszka Longiewka
“It was a great experience, the customer support team were very helpful and kind and very prompt with the service I received.
It was very easy to get in touch with them and my query was dealt with ver...”
Zak
“These people, offer a amazing and great service, that has helped me out so much. For that they have my love and respect.”
Mark Andrew Field
“Great, easy to use platform. Swift payments (within 30 min) and super easy to set up. Rated *****”
Claire Hussey
“This company really doing well helpful
Thanks for the chance to be costumer..god bless
Arnaldo marques da silva”
Arnaldo
“Really simple, really quick and instant. Customer service team were really helpful, highly recommended ”
Ryan Fox
“Very easy to do.
Very quick to sort out.
Very reasonable for a quick top-up.
Would recommend doing if you need that bit extra.”
D.
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending