Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Quick and easy service 5*”
Matthew Johnston
“Excellent service very fast and fair rates charges”
Julian Rivas
“Reliable stress free tool to help out of tough months.”
Ricky Church
“Fair pay, paid on time, with clear and transparent salary arrangements.”
customer
“I did it though my company that I work for and I wish I had done it sooner,it was so easy to do and the money was in my account within 10 minutes of finishing the form ”
Jemma Heaver
“It’s been super easy to navigate and been very happy with my experience.”
Lam
“The support from Anirban was excellent throughout the entire process. He was responsive, clear, patient, and went above and beyond to explain timelines, payments, refunds, and next steps. Issues with ...”
TD
“Quick response and issue dealt with ”
Ransford Agbozo
“Wonderful experience using salary finance, I ran out of cash and immediately I applied before10 seconds I got alert..”
Kenneth
“Well im very grateful to you and the service for helping me on many occasions ”
Robinson Collin
“So easy to do and the money arrived very promptly, cost me less than half the price of a cup coffee. Can be done 3 times during the month which is fantastic when trying to juggle bills or unexpected e...”
Janet
“Very helpful and really easy to use ”
Javed Iqbal
“Excellent service and so easy to use and easy to pay back ”
Elaine Mobbs
“Easy to follow and fast response.
Definitely use them in the future”
Alexandra Radford
“The experience and process was very easy. Loan was paid out within the hour! On a weekend day too so was very impressed!”
Shannon Broadley
“Such a relief that I can have a salary advance easily withoutuch charge. As I get paid 4 weekly having direct debits can make life harder.”
Kate
“I had an unexpected bill come up in the 5 week month of January and was caught short. I applied, was accepted and the money was in my bank within 5 minutes.”
Luis
“Found myself in a predicament with family, needed cash soon as possible, Salary finance came through quick and easy - Adwoa Jackson ”
Achiaa Jackson
“I’ve used the Advance service many times, it’s quick and easy to use so very handy if you’re in a pinch. ”
Shelly
“Quick and easy to use, outstanding service. Everything is laid out for you..”
Nicola Jenkins
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending