Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Since using salary finance my worrys are less ,as a can borrow money up to 3x in the month ,which helps me amazingly, a honestly think it's best way to manage ure mthly wage as everyone knows prices a...”
tessa wotherspoon
“Quick and affordable loans, better then other lenders. 10/10”
Steven Sullivan
“The lady stayed on the phone to me for at least 1hour to resolve my issue. She fixed my issue and then went out of her way to help me get what I needed. This company is the best company I’ve ever ...”
David Mcwilliam
“Very helpful ”
Patricia
“Very easy to access and use, quite helpful and informative.”
Filipe Bonito
“Every time i was struggle..they was ..my Angels”
Catalin Adrian
“Since I discovered Salary Finance, I no longer stress about bills. The service provided by my employer has truly been a game-changer in my life! They offer loans with low interest rates, and the repay...”
Jessica Cabraz
“Very easy to use and the money gets transferred within 5 mins.
Extremely helpful if you need it”
Richard
“I have used them for a few years and can’t recommend them enough! - Bethany messenger”
Bethany Messenger
“Very good service helps you in need and very easy process thank you
Jason window”
jason window
“Great site nice and easy to use and money was deposited the same day within minutes ”
russell harriman
“Very helpful can get money a little early before payday to help out with bills ”
Connor Odgers
“You guys are amazing and so supportive and always are there for people ”
Lyd Vicenova
“Only positive things to say about salary finance, easy application, clear website and straight forward plan, the money got transferred this same day! Highly reccomend and it couldn't have come at a be...”
Jasmine Gray
“Brilliant and lifesaving so quick and easy thank you ”
Consumer
“Nice product experience nice ”
ROBERT
“Handy service for advances especially on bad credit but I do think Tesco staff should have the option to take 2 advances atleast a month rather than 1 ”
Tom
“A really easy experience with well explained details of how the inital loan worked, plus the top up. I have recently had a top up and the process was extremely easy and quick.
Funds were in my accou...”
Kate Evans
“Speedy and easy to use portal.”
David Major
“I've used salary finance 3 times since it has rolled out as an option with tarmac crh.
Absolutely brilliant service, reliable,on time and above all it's trustworthy.
I fully recommend this to anyon...”
Jamie
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending