Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Salary Finance has been incredibly helpful and supportive when I needed financial assistance. The loan application process was simple, transparent, and quick, with clear explanations at every step. I ...”
Lakitha Madanayake
“Easy application
”
surrey steve
“Always helpful easy to use website and excellent customer serve”
Suzie Smith
“Salary Finance is a helpful platform that makes managing money more accessible and less stressful. The application process is straightforward, and having repayments taken directly from salary makes bu...”
Sean coelho
“Really easy to do fantastic 👌 ”
Mrs Rachael Barlow
“I'm so grateful to have this company on my pay roll as I know I have the option of taking some of my wage 3 times a month with a very very small fee.Its helped me so much and continues to be my go to ...”
2032001 Gail Cooper
“App is easy to use and payments are quick when you need to free up a little bit of cash when you most need it. ”
NORTH EAST SHORE FISHING SCOTL
“It was something I needed, so I applied for it and although they say it can take 3 working days it was in my account within 15 minutes of application.
The process was easy, the information was clear. ...”
Steve
“Really easy to use, and a life saver when you need the extra money”
Przemek Budzynski
“The customer support agent, Vinayak, who handled my enquiry was very efficient, knowledgable and responded in a timely manner. Thank You!”
Prince Taylor
“It was so quick to do and easy i needed help at first was a bit nervous but the ladies were very patient and bubbly and so helpful and the out come was wonderful and made my life just that much more e...”
Aycan Several
“So quick and easy,low cost for being able to meet bill payment dates.Wish I knew of this service months ago.Do now and would use this service again.”
scott henderson
“Salary finance has helped me in the past just before payday, in last minute situations that have arose unexpectedly. ”
Nigel james
“Fast, easy to use, reliable.
I recommend to all colleagues.
”
Megan Sutcliffe
“A great prompt easy to use service.”
Ross
“It's very good
No need to ask anyone for money”
Wilcliff Alexander
“Excellent, very easy to use and perfect for when you need it.”
Ruby Khan
“Work amazing you get your money in straight away”
Owen Tapp
“Very easy, costs around £1 no matter how much you advance
Money in your bank within 20 minutes it’s that easy
Shane Bennett”
Shane Bennett
“Needed a small sum for a unexpected expense, process was easy and had the money within the hour.”
MR RAY WEBSTER
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending