Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Very easy forms And money in my account in minutes ”
andy
“Very small fee and it was very efficient. The whole process was easy and fast, received my pay within few minutes!!”
Krisu Gurung
“Thanks to salary finance I don't have to worry when unexpected things happen and I need extra funds. ”
Jess Ryan
“So flexible and so helpful for when your struggling and just need some money a bit sooner. The money is always in my account so fast and you can absolutely trust salary finance. 100% recommended.”
Shyanne Tocher
“Have used salary finance for the past 8 months..... Such a relief and great service.... Loans and advances depending on your work place...... Wouldn't use anyone else..... Overall excellent experience...”
MOHAMMAD UMAR
“This advance feature has been a lifesaver for those end-of-month stretches! 💸 It's super quick, easy, and the funds go straight to your bank. Plus, repayment is handled automatically on payday, so ...”
Gareth Mellors
“I had a really positive experience with Salary Finance. When I was going through a financially difficult moment, their service truly helped me get back on track. The process was simple, transparent, a...”
Pietro Camiolo
“Quick payment and it’s a short and quick process . Really appreciate salary finance as sometimes I financially struggle . So thank you!”
Aisha Xx
“Excellent service and money was paid to my bank instantly!! Thank you ”
Lydia
“Couldn’t manage to get through some months without them!! First class customer service dealing on the phone with them too”
Diane Dodd
“With less paperwork and less effort money can borrowed. Very thankful for providing help in needed time. ”
Akhila Gaddam
“Very good service very helpful they can take money out off your wages which is less stress thank you ”
KAREN
“Very easy to navigate site and to apply. Quick response time and No beating about the bush easy process.”
Sandra Whitelaw
“5 star absolutely brilliant if your short on cash you can advance and choose the amount that suites you and it’s in your bank in less then an hour no matter what day off the week it is it helps me o...”
Kurt Wilcox
“Quick, easy, respectful and helpful!”
ellie lynas
“It is a great option that my company use as its low interest when you need any help financially. App is easy to use and there is always someone you can speak to if any help needed.”
Caroline Hendry
“Very helpful especially when you desperately need a quick loan or advance payment to pay A bill or for a rainy day payout the advance payment will arrive within a few minutes good job”
Stephen
“Brilliant service and extremely helpful.”
Sean Whitehouse
“Straight forward, easy and helpful in a pinch. Very greatful this exists and is an available option.”
Nicola
“Incredibly simple and efficient, also very clear and simple correspondence and what happens when using each of the services”
John Alexander Farr Smith
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending