Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Very quick and good service thank you :)”
Jen Pamz
“Always easy and quick to use with zero fuss. Everything is clear and there are no hidden costs. Communication is also very easy with the chat function on the site.”
EmmaM
“Very efficient service and very easy to use. 1000% recommend!”
Louise Cartwright
“Very professional and applications was straightforward and quick decision and payment.”
Ngom
“Easy application, very quick response and great interest rate.”
Janet Cornally
“Was pleasantly surprised how easy it was , guided through step by step ,
From start to finish felt the site was safe and secure ,
In my bank within 40 mins”
Julie
“I have recently been approved for a loan with salary finance. The easiest way to take a loan out. So fast and efficient. Can’t recommend enough. Thank you”
Miss Amelia Hughes
“Very simple to arrange once documents uploaded was in account within an hour (not saying this is for everyone!)”
Chris Mileman
“Very easy to apply and I had money on my account just after finished my aplication. It helps me consolifate my debt. Absolutely fantastic and interest is very low. It is deducted form my salary. Realy...”
Dorota Oleksyn
“Great way to consolidate debt through without affecting your credit score. Money came in quick and super easy to apply.”
Devon Lowery
“Quick and easy to apply and get approval. Was told by a colleague and would highly recommend. It’s great that it is deducted from your salary. 5*.”
Mark Mccormick
“very easy process, recieved loan almost immediately. would definitely use them again.”
Amanda mccaul
“Fantastic service so easy to use, this is the second time I have used them now I honestly couldn't fault them.
In times like these people do need that extra help and this company so help with this.”
Laura Murray
“I was told about Salary Finance by a colleague and I couldn't believe how easy and quick it was to apply, and then receive the loan. There was no complications at all and the process was quick and eas...”
Katie O’Reilly
“Very good scheme. Payments are taken directly out of your wage packet. Very quick and easy process. Highly recommended”
Samantha
“My experience using Salary Finance is 5*, within 5 minutes of starting my application I was approved and the money went into my bank shortly after. I chose my payment terms to suit my budget and foun...”
Michelle
“Verry good and verry easy to apply!”
Gabriel Stegaru
“Explain everthing very clearly. How you can top up your loan is good .”
Lyn
“Easy to use the site
Simply enter the amount you want to borrow and over how long and shows you what you pay each installment.
Clear and simple”
Sacko
“Hello! I was super impressed by the way you helped me. So fast. I did not expect to be able to do this with you. I am super excited. Thank you very much”
Stefan Bica
The Employer’s Guide to Financial Wellbeing 2020-21
Short on time? Not a problem. We'll give you the latest facts you need to understand financial wellbeing in the workplace over the coming year.
Download the guide
The impact of COVID-19
Examine why some employees have benefited, while others are worse off and what this means for the workplace.
Why money is the last great taboo
Discover the shocking stats behind why so many employees don’t feel they can talk or ask for help with money in the workplace.
10 tips for employers
Uncover our top ten tips on what employers need to be doing to improve the financial wellbeing of their people in 2021.
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
19th place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending