Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Very reliable when it comes to needing an advance and also a good rate loan. Very happy with the overall layout when it comes to requesting an advance. ”
Alan Smith
“if there is a problem in the middle of the month or indeed too much month left at the end of the money! Salary Finance has you covered . If you budget sensibly then borrowing from next months wages th...”
Andrew Martin
“Needed money for a house move and the application and decision time were very fast. The fact that the payments will come out of my paycheck is fantastic as it avoids missed payments and headaches.”
marin madalina
“Great service good for if you need money before your payday no crazy interest rates and very fast payment would recommend highly”
Joshua Middleton
“Instant payment, very straight forward and easy to do, saves you in a pickle without paying through your nose ”
Liam
“Honestly one of the easiest processes and so easy to pay. I applied, was approved and the money in my bank before I could set my phone down. Money comes straight out of my salary and I have the option...”
Sharon Bell
“The Salary Finance service has been a big help for me with unforeseeable bills/payments creeping in. It’s come as a life saver during this temporary phase of problems. The application process is eas...”
Tony Hutchings
“A quick and simple way to get a salary advance without ridiculous fees. ”
Proudmummy77
“Salary finance is excellent. Applying for a loan is is fast and efficient.when I was accepted the money was in my account within 15 minutes. This is my second loan now and there support are very helpf...”
steven lange
“Easy to work fast payments. ”
Deanne Horsley
“Salary finance is brilliant staff are helpful always get back to you via email it really handy and helps you out when you are short and it’s easy to use I love it so glad my company has it thank yo...”
Michelle Dimech
“Salary finance some days have a difficult for me for my finance monthly so a have to take some advance payment on my Salary really good idea hi advice some of my colleagues to do so”
leon kolie pepe
“Salary finance is a proaedeutic concept.Thats great venture. ”
SEBASTIAN PETER
“I think this is brilliant that the company let you take out an advance before your next pay. I have used mine for car repairs that’s have needed doing being payday. It’s been a massive help and I ...”
Miss rafferty
“Salary finance helped me when I needed it excellent service ”
Julie Stopforth
“Highly Recommended very helpful ”
MR T HUSSAIN
“So easy to do and money lands in your account normally same day, plus the admin fee is nothing compared to the help it brings if you have an unexpected bill during the month.
Highly recommended
Steph...”
STEPHEN WILSON
“Great Support and a Real Financial Lifeline
I've had a really positive experience with Salary Finance. The process was simple, quick, and much less stressful compared to traditional lenders. What I r...”
Ika Smith
“Excellent service ”
Imran Yaqoob Khan
“Had multiple loans from Salary Finance now and can honestly say what an easy application process and very quick decisions. Helped me massively when no one else would based on my credit score. Great no...”
Aaron Ferguson
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending