Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Simple straightforward Processed with a decision made the same day”
Malcolm McMillan
“Salary finance it really easy to get money . Easy process with very fast replays.
Definitely recommend these company. Money in my bank within a few minutes. So glad my employer has this benefit .”
Kamila AnnA
“Very easy to use and very quick getting the loan into my account!”
Alison Quinn
“Have used Salary finance before and the process of applying is simple and not complicated. Funds are transferred practically instantly. Payments deducted from salary each month which means I do not ne...”
MRS TILLY ROBINSON
“Brilliant service
Easy to apply online and the money was in my account within 24hrs of applying”
Scott Fitzsimmons
“Unbelievably fast service, with no effort or hassle. Terms and conditions that suit your needs.”
Stuart Midgley
“Very well designed website, only asking for the relevant information. Decision returned instantly tailored to what I can afford to pay back at the moment. Money in my account the same day.”
Richard Theil
“It was easy to complete and very helpful”
Eunice Bensley
“Great experience with Salary Finance always, perfect service and easy application!”
Sheridan Roberts
“What an easy straightforward process this was it literally took 5 mins to apply and with the low interest rates makes repayments really affordable I could not recommend salary finance enough I would g...”
Roisin Hillick
“This was by far the most simplest process of credit application I have come across. On the other hand, I needed £15,000 but was offered half the amount. Would have been very helpful if I could get a...”
Ebran Kazmi
“Quick and easy process with lots of information. Money was sent over the same day offer was accepted. Would definitely recommend”
Sammi
“This service is really helpful and easy to use. I am blessed my employer uses this service as this money is really needed this time of year. Everything is clear to understand and easy to follow.”
Rebecca Hidden
“It’s was great and very fast experience. Easy to apply and have instant decision. I had money on the same day. Highly recommend!”
Evgeny
“Applied to Salary Finance and absolutely faultless experience. Easy as it could be to apply and was approved and funds in my account in 4 hours. Can't say fairer than that. Fully recommended. Nice one”
CB
“Brilliant, quick and kind service”
Emily O'Loughlin
“Excellent service fast pay out Naomi Hartley GB”
Naomi Hartley
“They are very friendly and helpful and you get your answer within minutes of applying for a loan”
James Linton
“Simple and easy application, quick decision, funds received within 48hrs”
Dawn Robinson
“Very easy to do and has saved me some money every month as I consolidated my finances , money was in my bank the same day thank you”
Angela Tatam
Grimsby, GB
The Employer’s Guide to Financial Wellbeing 2020-21
Short on time? Not a problem. We'll give you the latest facts you need to understand financial wellbeing in the workplace over the coming year.
Download the guide
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Examine why some employees have benefited, while others are worse off and what this means for the workplace.
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Discover the shocking stats behind why so many employees don’t feel they can talk or ask for help with money in the workplace.
10 tips for employers
Uncover our top ten tips on what employers need to be doing to improve the financial wellbeing of their people in 2021.
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending