The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“The speed of service, the ease of use of the website and its functionality.
Money arrives within 20mins max, never waited longer.”
Jamie Raines
“Salary Finance truly made a difference for me during one of the lowest moments of my life. When my father became very sick and later passed away, I urgently needed access to emergency funds as the bre...”
Geline Villareal
“Fantastic service and so helpful throughout tough times ”
Stuart Jones
“Great service,Small fee and a fast turn a round”
Trev
“Very good service. When i requested money its been in my account very quick.”
terry gales
“Very quick & easy to use, simple process, excellent!”
Dear Mr Nugent
“Salary Finance has been very easy to use, very helpful in a tight pinch and will let you know if they've been noticing more withdrawals than usual, offering help in hard times referencing other servic...”
Julius Victorio
“Amazing company really useful as and when needed through company salray finance or even low rate loans. Wpuld highly reccomend ”
Ryan Simms
“Easy to use helpful for end of month expenses ”
Beverley
“Easy to use. Fast and reliable service. Does exactly what it says on the tin”
John S
“easy to use site.quick and simple.”
linda
“Took an advance out on my monthly wage and it was in my bank account within 5 minutes! Simple to use with clear instructions.”
emily cook
“Easy access to salary ”
annmarie hardy
“It's so easy to use and extremely helpful ”
Lilian Mae
“Incredibly reliable, always super fast, can’t fault it at all! has saved me in some super stressful situations ”
Olivia Claridge
“Great service ”
Callum Prendergast
“Salary finance gets you out of a pickle when needed no questions asked.”
Liza Miller
“Good to know if I need to get so of my wages early ”
Torpointer Davey
“Excellent service quick and easy to navigate.easy to understand.im really grateful for my employer's supplying this service. i am experiencing financial difficulties at the moment due to a job loss in...”
Deborah Bickell
“Really easy to use, very handy on getting an early payment on wages without putting yourself into debt. Knowing it takes the money straight out of your wages saves the stress of putting the money asid...”