The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“Excellent service and so easy to use and easy to pay back ”
Elaine Mobbs
“Easy to follow and fast response.
Definitely use them in the future”
Alexandra Radford
“The experience and process was very easy. Loan was paid out within the hour! On a weekend day too so was very impressed!”
Shannon Broadley
“Such a relief that I can have a salary advance easily withoutuch charge. As I get paid 4 weekly having direct debits can make life harder.”
Kate
“I had an unexpected bill come up in the 5 week month of January and was caught short. I applied, was accepted and the money was in my bank within 5 minutes.”
Luis
“Found myself in a predicament with family, needed cash soon as possible, Salary finance came through quick and easy - Adwoa Jackson ”
Achiaa Jackson
“I’ve used the Advance service many times, it’s quick and easy to use so very handy if you’re in a pinch. ”
Shelly
“Quick and easy to use, outstanding service. Everything is laid out for you..”
Nicola Jenkins
“For me excellent, helpfull website. Everything is write clear, but of you have any quary fell free to ask . Quick, and helpfull people ready to help.
Sebastian Kaleka ”
Patrycjusz Dominik Drozdek
“Was really easy to use efficient and direct great payment rates and would recommend everyone to use ”
Gary Cairns
“I would recommend salary finance as whenever I am short of money and know there’s a bill or something I really need I can rely on an advance of my wages . It is so easy to do and you get a percentag...”
Karen Witkowski
“It’s a brilliant app tbf, comes in handy taking an advance as oppose to getting more debt , it’s fast payment as well
Highly rated 👌ðŸ»
”
ANDREW BADGER
“Salary Finance is such an easy concept. You can access your salary early if things are tight and something crops up before pay day.
It’s so simple to use and your money goes in your bank almost in...”
Stacy Forbes
“Helpfull and super fast service! ”
Ruddy Purdea
“Very easy to use and stress free”
Christine Alston
“Fabulous service and so easy and quick to use. It’s a life saver when you need some money before payday. Would recommend to everyone.”
FateyG
“Very quick response for getting either a salary advance before payday or taking out a salary based loan. I received my payment directly into my bank account in a very quick and reliable way.”
Gregory Dengate
“I’ve had a very positive experience with Salary Finance. The platform is easy to use, clear, and transparent, which really helps when managing finances. It’s reassuring to have access to this kind...”
Maryam
“Very easy to use when I got myself into a little bit of issue and needed quick money with a bad credit rating. ”