The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“Quick and prompt and always there when I need it..😊”
kudzai
“Simple and easy way to take out a loan and no worries about repayment, comes straight out your wages
”
Simon Cooke
“Fantastic tool to use, low rates to pay and top class service ”
Wayne Arnold
“Good to now when u need help it there at a good price ”
kyle bowen
“The app is user-friendly. The processing is fast.”
Sally Lou Dalaguete
“Easy to use, quick money paid into account.”
Angelina Farrant
“They are very quick at getting the money in to your account and it helps me out so much ”
Donna
“Brilliant fast and easy so convenient”
Maggie Allinson
“I have been using Salary Finance for some time now. It helps me during financially difficult times to cover my bills, reduces stress and helps to relax knowing I can get part of my salary quickly wh...”
Urszula Palm
“Website is easy to navigate! The process of applying for an advance is simple and if accepted the money is in the account quickly”
Caitlyn
“Very very helpful service for the times you really need just that little bit of help when life can get tough! Such an easy process and very handy to have the opportunity to use it! ”
Aaron
“Very happy with them straight forward and very helpful ”
Chris Davies
“Very quick and easy access to my wages before I get paid if and when needed. Never have any trouble with this service and love the fact that I don’t need to pay it off separately and that it comes s...”
Natalie Naisby
“Very efficient service for getting early access to your wages. Would recommend to anyone.”
customer
“very easy to set up and use .
low fees for using the group”
Miss elizabeth ryan
“Salary finance are a great company, easy to use and fast with applications. And most of all interest is cheap to pay back and they do advances on your wages until payday, which is great if you need a ...”
Darren Seaman
“It was incredibly easy to sign up. Was straightforward and all of the relevant information was right there for you to see! Easy to navigate and upfront. ”
Louise Atkins
“Extremely helpful to be able to have it i use quite a bit but it helps through the month ”
Lee
“Very helpful when towards the end of the month it’s difficult being a single parent. It’s reassuring that it’s there if required and it’s quick and easy repayment straight from your wages whi...”
Debbie James
“I’ve recently started a new job and was low on funds to get there couple shifts in someone mentioned salary finance and the registration process was so fast and simple. Can’t fault them in anyway....”