The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“I use Salary Finance mostly to get advance, and I’ve had a loan before. The advance gets transferred into my account almost instantly. It’s very easy to use and for a set small fee I get access to...”
Dyiana D'Amiral
“Great for when I need it and super quick deposit ”
Russell Harriman
“My name is Monica Gilbert and I have been using salary finance as I need money before my pay day. So quick after applying I got the advance payment for just one pound and a bit fee. Never had this pri...”
Mr David Gilbert
“My car broke down right before payday, salary finance meant I could get it fixed without having to have time off work. It's easy to apply and navigate through site, shows exactly what you will pay bac...”
Anonymous
“Such a great service, its super fast and really helps”
Julie Machin
“It is very useful and helpful. I love it.”
Grigo Moldovan
“So quick and efficient to do anything on the app ”
Liberty Ballard
“Very easy for use and the money coming also quick,thanks Salary advance,every month was very helpful
”
Walter
“Salary Advance is an amazing company, they have helped me out many times , when u struggling and it's a long month it so helps to take some of your money , and it's instant no waiting paid straight i...”
MARK COOMBER
“Great very handy ”
Shelby Broughton
“It’s great. helps you when u need a little more before payday ”
suliman noori
“Website was easy to use and understand. Payment is quick. I like that it comes out of my wages. ”
Consumer
“Elxcellent service allwasy ”
Luke Squires
“Salary Finance advance and loans are very helpful, easy to get. It helps me on my financial hardship. It is part of my life. Salary Finance products are really amazing ”
SAJID KHAN
“Having an account with Salary finance has really helped. It's so quick and easy to use, and the funds go into my bank within minutes. Setting up the account was easy and they were very helpful. Having...”
Mrs. Natasha Preston
“This compagny help me time to time finish the month before i get my salary hi advise to my collegues at work very good idea my pepe”
leon kolie pepe
“Excellent company. Always very helpful when in need ”
Mrs Angela Wilson
“I was a little apprehensive at first but I think the process made me feel at ease as it was straightforward and the outcome was quicker than I thought.
I would recommend this service to collegues who ...”
Rob
“very helpful in times of need and when you need them they are there for you ! very good company
steven white ”
Steven
“Salary finance has been crucial to myself recently, i always have received payment the exact same day i applied and if not within the hour. Can’t express how helpful they have been recently.
100% ...”