The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“Great experience, quick and easy to make it .”
Anamaria Rusu
“I think it’s good option for me ”
Yana Melnik
“My Employer use Salary Finance and I've used their borrow and advance services a fair few times. The advance service in particular is a lifesaver, allowing me to make a big purchase early when I know ...”
Geoff Dearing
“Very quick and easy to arrange and very easy to sort out and understandable ”
Mark Wilson
“Very easy to set up and quick and easy payments. I also like the fact they limit you to only 3 advances.”
Luke Evans
“Fast straight forward easy to use ”
Asima Matloob
“Great service. Also great communication from the team especially if I had any issues or anything. Really useful for if you’re in a pickle or if a bill comes early. It’s helped me many times and ca...”
Alex Friesner
“Application is straightforward. Easy to understand. ”
Florence Okolie
“My application received a swift and reliable attention within 48 hours.”
Chris
“Communication is excellent if you have any questions you can definitely your answers through the site or by taking to someone. They are fast at responding to your queries and if accepted money goes in...”
Paige
“Very good and quick to respond. Excellent with advances. Very helpful when needed. Highly recommended ”
Jane Matthews
“Easy and simple.
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Claire Jolly
“It was quite easy to apply, I entered my details and I could see an amount and how much it would cost. The amount would update each day so you could time an advance. I did mine on a Sunday and got it ...”
Samuel John Wright
“Great value quick and easy ”
customer
“I use this most month, very easy to use, and quick to send money applied for usually in minutes. Overall highly recommend.
Peter Mcfarlane (mitie security)”
Peter Mcfarlane
“It really good help me really good service money come to straight away ”
Sagar Hussain
“It halp me out so mach ”
Sarah Ballard
“Quick and easy to apply low Apr rates money received same day what more could you ask great service highly recommended 🙂”
gary
“It's was simple and easy to apply.”
Rogerio Campos
“Easy to use, use plain language, everything explained simply and thoroughly.”