The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“This has been a lifeline for me after unexpected vets bills. Really straightforward to apply for, decision in seconds and funds in my bank by the end of the day. I’m happy the monthly payment is tak...”
Emma
“I really like the customer service, it's very fast, I just submitted an application and got a response in 5 minutes, the interest rate is low, I highly recommend it.”
MRS Svetlana Bachova
“Very quick very easy. Its your money so there is a small fee to pay a very small fee, but getting access to.the money you have earned is excellent and no interest rates compared back. Like the idea y...”
Frances Hale
“Excellent, fast and no hassle when you need it most. Couldn’t recommend it anymore for a wage advance ”
Jon Lawman
“Simple process easy application, good advice to consider if this is the right option for you. Applied on a Friday evening and received the money in my account within 30 minutes which surprised and imp...”
Emma O'Connor
“Really straightforward and quick process. The application was simple to complete and didn’t take long at all. Once approved, the money was in my account within around 30 minutes, which was a great s...”
Maria Curalariu
“Very good and helps alots”
WAYNE APPLETON
“Reliable, professional, secure and fast”
Raluca Modoran
“Great support from your team . Made me feel at ease.
And the the issue sort . Very pleased arfter my conversion ”
Dango
“Salary Finance is a great benefit in my workplace. It helps employees manage their money in a simple and fair way. The platform is easy to use and clear to understand.
With Salary Finance, I can get s...”
Radek
“Easy to use, no hassle, no more looking for loans and paying high interest you’re worried about money when you have unexpected bills will no more. you’ll will have no worries about getting unexpec...”
Chazza
“Easy to use and no hassle. Paid back easily so no worries ”
Louise
“It is good help if you struggling financially ”
Sheila Dewsnap
“Started a job the day of the cut off period, so would have had to wait 6 weeks with no payment, used salary finance to take some of my earned money direct from my wages which helped me out so much. Fa...”
Paul Vaughan
“Brilliant company to deal with and their website is easy to access.”
Nuwan Athukorala
“From completing the form to the balance being transferred within 24 hours. Amazing service and brilliant support option for the benefit of those who might otherwise be unable to access. ”
ag
“Very prompt and Efficient. Made my day”
Scott Igbinedion
“Very good and easy experience ”
David Scott
“It's quick and easy and the money is in your account so quickly ”
Shelly Meeks
“I found it quiet easy to setup and it was fast in going into my bank only thing I would say is don’t over do it as it can be quiet easy but it’s good for a emergency ”