The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“Efficient, fast and easy to do”
Lucy Neilan
“So easy to use , such a fast response.
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Adrian Anciu
“Easy process from start to finish.Money was in my account within minutes
Dawn Anderson
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Kelly Anderson
“It organizes my finances and makes me feel more at ease when I need my salary at any time. Before I used it, I was somewhat stressed because for example if my car broke down or I had an emergency I ne...”
Mohammad Albraak
“Very helpful staff, genuine in their interactions, shame a few more companies don't have such high calibre staff”
Vincenzo Rossini
“Great company and easy to use ”
Jessica Armstrong
“Fast and informative service would highly recommend ”
Jenny B
“Really quick and efficient service. Even if they can’t offer what you request, they will come back with another offer to help”
David Vince
“Only took 5-10mins to fill every thing in and in my bank instantly. Recommended using if you need it ”
Steven Cowley
“Amazingly fast .........
By the time I'd finish the application 5 mins later funds were in my account.
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Marie Arnold
“Such an easy process when you need it most.”
Andrew Jackson-Parr
“Was having problems with my application through the website, I was looked after by Nidhi when I reached out for help, they were extremely helpful and resolved my issue, without fuss, in a clear and ef...”
Kate
“Great and easy decision making. Clear and coherent communication from the outset. A great and trustworthy establishment!”
Rich
“Really good sorted it for me I a day in sk handy thank u ”
Christopher hall
“I’ve had a really positive experience using Salary Finance. The platform is easy to use and makes managing money feel much less stressful. I especially like how clear and transparent everything is, ...”
Izzy Mcneil
“Very helpful fully explained in detail what my request was about very pleasant would deffo recommend ”
Kim
“Very easy to do and really helped me financially. ”
Gary J Shaw
“Amazing experience so easy and fast. ”
Laura Bridge
“This service has helped me a lot especially after having a child and it helps when unexpected costs come along ”
Hannah Thomson
“Overall good experience and easy to use app allowing a stress free loan with flexible payment options ”