The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“The website is so quick and easy to use and provides clear and concise information, then once processed hits your bank so quickly. Could not fault the process/system at all.”
Abbie Grace
“Helped me through hard times I was facing ”
Abdul Hussain
“Quick and easy, great way to get a wee advance before payday if needed. Wish more companies took on this option. ”
Szymon Erdzik
“Helped me out in a sticky situation with my finances. Great service ”
Tommy cavanagh
“I didn't get what I applied for but they offered me another loan for less with smaller repayments. So even though I didn't get what I wanted, they at least helped me with a different option. Would def...”
David Collins
“Great life line for when you need it. Very easy to use and understand. ”
Danny Kubicsek
“I’ve had a really positive experience using Salary Finance through my employer. It’s reassuring to know there’s a safe and affordable option available if you ever need support, without turning t...”
panin Koranteng
“Salary finance is a compassionate and generous and caring type of financial support that you can trust and what better no stress of hidden fees just comes out of your wages and that way you know how y...”
SI Wagstaff
“Salary Finance is a lifesaver. When you're days away from payday and you need a bit of cash for an unexpected bill and you just can't wait an extra day. It costs £1.69 to access what your earnings wi...”
Tracy McGuigan-Haigh
“Very easy service to use and quick.
I apply for a loan ane it took less than a week to process everything. I also have the option of salary advance
”
Hena
“After applying for an advance. It was in my account in minutes. Its so easy to apply and really helpful for extra funds coming up to payday. Highly recommended ”
Linda Shaw
“Great experience, quick and easy to make it .”
Anamaria Rusu
“I think it’s good option for me ”
Yana Melnik
“My Employer use Salary Finance and I've used their borrow and advance services a fair few times. The advance service in particular is a lifesaver, allowing me to make a big purchase early when I know ...”
Geoff Dearing
“Very quick and easy to arrange and very easy to sort out and understandable ”
Mark Wilson
“Very easy to set up and quick and easy payments. I also like the fact they limit you to only 3 advances.”
Luke Evans
“Fast straight forward easy to use ”
Asima Matloob
“Great service. Also great communication from the team especially if I had any issues or anything. Really useful for if you’re in a pickle or if a bill comes early. It’s helped me many times and ca...”
Alex Friesner
“Application is straightforward. Easy to understand. ”
Florence Okolie
“My application received a swift and reliable attention within 48 hours.”