The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“Fantastic , so helpful ”
Jamie Taylor
“Salary finance has been a massive helps
or me when i have had unfortunate circumstances like a car break down really takes the stress out of it ”
Dan
“Easy to access and use. Just knowing it is there in case of emergencies is a weight off your shoulders. ”
C Gibson
“Everything was really smooth and simple. i got the money next day after applying. very efficient and handy service. Thank you salary finance team.”
Naeem Moh U Din
“
It's a brilliant scheme it helps out a lot when your really in need of access to quick cash, with a small chargeable fee instead of interest charged which is great.
Also you don't have to worry abou...”
Zak
“Quick and easy to use. Money received within a few minutes.
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Michelle
“This is an amazing service and very helpful in times of financial need with a very low lending rate. I highly recommend them. ”
roger bright
“A great tool that can help with unexpected expenses. The service is fast and efficient. ”
Darren Satoru
“Having this option in my work place is a fantastic idea, helps me a lot.”
QueenR
“The process is easy to understand and there are no hidden charges”
Noruwa Otuomagie
“Salary Finance is a massive relief when times are tough for workers. This is my third time getting their support. Absolutely fantastic service ”
Laureta
“Brilliant I have used salary finance for over a year when I have been a little short or if I have had an emergency they have been there for me quick and easy to use”
Mr Noel Coates
“I’ve used this company once before, and have always rated it so well to others. I filled out form for loan and within been accepted and signing forms the loan was in my bank account less than a hour...”
“Never had an issue with the site, sign up was straight forward and advances have been almost instant.
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Nigel Creasey
“Salary finance is excellent. The service is very straightforward. When I applied the process was easy and I got a speedy response. It's very useful for those that are in need. I will definitely use t...”
debbie walker
“Easy to navigate website. User friendly with immediate answers”
Emma Wilson-Powell
“Salary finance is a great service..that helps you with everyday life.. weather your struggling to pay bills need a loan or a boost of money to get you through the month..it is really the most helpful ...”
Josh
“Fast and reliable just what you need in a tight spot! ”