The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“They are very helpful and it's great if your running short well recommend ”
Amanda Bradley
“ Salary Finance has been a tremendous help in navigating my finances during a challenging time. By enabling me to pay this loan through my wages, it has made my financial situation less stressful. The...”
Ms Paula Borges
“Salary Finance is stand-out service from a stellar company. I have used this type of service before in other jobs but this is something different. Incredibly fast turnaround, tiny fees and almost inst...”
Vic Green
“It has been so helpful getting access to an advance of my wages before the date they are due especially on 5 week months.”
Marie Dixon
“Really easy system that is quick and simple to use. No complicated paperwork or small print and you cant get into dangerous debt ”
Kelly
“This is such a good thing specially in the times we live in now its so fast easy to do and transfer is fast brilliant ”
Daniel fahey
“Brilliant, would definitely recommend ”
Remy Bartlett
“Fab experience, fast and easy! Always there as a back up for help if your short, taken put your wage at pay day woth a tiny fee! ”
Louise Ashburn
“Was able to access my pay early which really helped when being short handed with money and the process was very quick and easy. Said it would be in my bank within 1-2 days, received it almost immediat...”
Katie Quinn
“Quick easy and intuitive Ui”
Jack Reid
“Very helpful,easy and quick process. 100% recomendable.”
Pamela Isabel
“5 star. With the ease of use, really helps with those unexpected bills the we sometimes get. ”
Joanne
“Repayment straight from wages and low rates too so it's not missed. Quick transfer to bank. Easy to read and understand terms and conditions.”
Martyn Wright
“Easy and lovely service use before and 2ill use again the future.”
Kat Cox
“Great and easy to use. Same day payment ”
Jake George
“Easy to use, well explained and very quick response”
Cindrella Chikombe
“Easy and quick process from start to finish. Would highly recommend”
Mrs Angharad Hughes
“I love using salary finance especially in those crucial moments you need an extra bit of money before payday. Excellent service fast and reliable ”
bradley cartledge
“Excellent service
Can’t fault it
Always helped me out
5 star Experience ”