The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“Got an advance on my wage to buy my kids christmas gifts. Easy to use, and made my kids very happy at christmas. Thank you.”
Adam C
“Very good site ! You have already saved me several times from the situation under the gate before the paycheque. The request is made very quickly, and the money in the account is immediately! I absolu...”
Patrycja Cwiertniewicz
“It's always there when it is needed very clear and transparent, so easy to use ”
Ben
“It is a great experience, as there is no need to go anywhere or request a loan in person—everything is handled online. The response time is very fast, often within the same hour. Repayment is straig...”
Mariana Timofte
“Easy to use and great service”
Vickie scicluna
“Salary Finance is a great way of assisting employees in rainy days. We are grateful for it and keep up the good workðŸ™ðŸ½ðŸ™ðŸ½ðŸ™ðŸ½”
Chiedza Daniel
“Very helpful top class service. Always available in my hard time.
Best Regards
Ali Raza”
A-L-E-E Chaudry
“Always helpful and the funds enter very soon into your bank account after you request.
Great service ”
Hollie Eve
“I was struggling to set up my account through my own fault and the team at salary finance couldn't have been more supportive and helpful. Thank you all so much ”
Donald Dewar
“The salary advance scheme is the most cost-saving ways for getting access to money for buying presents for special moments such as Christmas etc. The application process is simple and straight- forw...”
Henry
“Easy to use, fast and a great resource to support with finances. Highly recommended. ”
Consumer
“Salary Finance has helped me a lot during times when I needed extra money. The application process is simple, and everything is explained clearly, which makes it less stressful. It’s been a reliable...”
IONELA DICULOV
“Always use this and it's amazing so easy to use and quick to receive thankyou ”
Jackie Dodds
“Love this option for advancing pay as some of my bills fall in the middle of the pay month and it prevents me from falling behind! Really happy with salary advance!!”
Christina
“Quick and easy. Lifesaver to have access too”
Rizwana Latif
“It makes life so much easier having this available when you know you’ve got a payment coming up or an unexpected expense and payday is a few weeks away, it just takes the worry away.”
Katkins
“A completely different system, efficient, 100% recommended I have never had problems with them. The truth is that they have always helped me.”
Jame
“Easy to use this service and very little interest. Helps out when things get a bit tight”
Gill
“This is a very easy to use app and does what it mean to with no issues ”
Phillips
“Himanshu and her team answered every email I sent within a very short time and sorted out the issue.
Thank you Himanshu ”