The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“Salary finance came to my rescue when I was down and out. I had just finished burying my late dad, and immediately after the funeral, I and my family moved houses to an upscale area, and there were lo...”
IME PIUS EBUH
“Quick, easy and extremely defender of colueges for their financial needs. ”
Anan Misail
“Quick and easy to use. Very useful.”
Maxine Anderson
“Easy to get ur advances payment no stress or waiting time instantly into ur bank account ”
Awais Mohammed
“Salary Finance Advance option is great and has really helped me out when I needed that bit extra towards the end of the month before payday! ”
Jaydan
“Very easy process. Great rates. All round good experience ”
Cheryl
“Brilliant customer service. Reliable service. They keep you updated regularly. ”
Adedayo Adesanya
“Very helpful if I ever need an advance on my wages if an unexpected bill pops up”
Sue Frost NowSnow
“Very easy to use, and very impressive payout in on the same day. Thanks so much 🙠”
Cam
“Great service and a helpful financial opportunity. Pretty simple to se it and superfast processing time. Excellent!”
Zsolt Szikszai
“It’s amazing, it’s lets you take out that money before your wage. Not all but some and it’s really helped me out in the past and it’s always good because you can only do it twice a month which...”
Yooyo Josh
“It’s a support, it helps to spread the bills and keep on top of things. It’s a fast, reliable service. ”
Kasia Zolkiewicz
“Excellent service, really quick and easy to use ”
Mrs Rhonda Carlisle
“Really quickly to sign up and funds available almost immediately. Meant I could get my christmas shopping done when I actually had time. No time after pay day. Been a lifesaver and taken some stress a...”
Nicky Mollett
“Great company and very easy to apply and access account.”
Lee
“Great service, loan approved in minutes,friendly customer service”
Vlad Osoianu
“Really quick, self explanatory process which helped me! ”
Caitlin
“Salary Advance is a very good form of emergency assistance. The advantage is the speed of the loan and the very low return rate. My mother is very ill, and in recent months, I had to finance some of h...”
Jakib
“Very easy to use and payments come straight off wages so no missed payments. Recommended to anyone ”
MARK ELRICK
“It's a great service to have if you need a top up before payday. It's your money so no loans or interest and it's all in front of you”