The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“This has been a lifesaver at times when something extra crops up that needs paying for before pay day. Costs £1.69 to draw it out early no matter how much I decide to withdraw from the amount I can t...”
Victoria Julie Pearson
“An excellent and quick service.. I was worried about struggling until payday, this advance has really made my day.. I was able to finish the half term with my daughter happier, knowing we can do somet...”
Kat
“Pre approved, simple procedure and good rates. Felt in control of my original loan and top-up.
You go int the application informed and confident. Great for my credit and a good way to borrow.
Would...”
customer
“Very handy and help out if need. An emergency. ”
Julie Goulding
“Efficient and easy to use. Also extremely quick into the bank. ”
Chris Pollard
“Great company! Easy to transfer money and they help you not get int trouble with money or help you with managing money better! Couldn’t recommend them enough!”
SHERELLE WHITE
“You are providing a fantastic service for people like me who work so hard, but mainstream banks or lenders refuse to lend to us, or when they do, they hit us with an extortionate interest rate. Your i...”
Solomon Sesay
“So quick and easy to set up, really easy to manage and sort out. I haven't had any issues at all being able to access or manage my salary finances.”
Emily-Rose Dickinson
“Brilliant service, took 10 minutes and the money was in my account 20 minutes later. Remember to leave a space in your postcode, it won’t let you submit if you don’t but doesn’t point out why. ...”
MARK RAYFIELD
“easy setup, small fee, fast, almost instant money transfer”
Csaba Molnar
“Salary finance has helped me so much in the last while and it’s been a life saver. Wouldn’t have got through the last 6 months without the help. Forever grateful ”
Helena Carson
“Salary Finance is quick and easy to use and it doesn’t take long for your money to hit your bank and it comes straight of your wages ”
Naomi leo
“Set up was incredibly easy and explained very well.”
Megan
“It’s very fast and reliable you will get your money in your account within minutes
”
serigne bamba gueye
“Easily accesible ”
Daniel Rumsey
“Every thing about the money ”
Veronica Nyarko
“Quick easy & super helpful. ”
KS
“Really helpful, quick simple and affordable repayments”
Joshua Lowe
“It's a good way to get some bills paid on time and it doesn't cost a fortune. If I want to the usual high street lenders I would probably pay a fortune in interest. So yes it's definitely a good way t...”
Fodil
“Very easy and quick to use. Took about an hour to get paid. Would definitely use again if needed and recommend to others. Hassle free.”