The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“Great company made the process very easy to use things was done very quickly also highly recommend.”
Jamie
“Great service
Fast and efficient ”
Consumer
“I have used Salary finance twice now and they have really helped me out when I’m in a difficult position and allowed me to get things sorted, the process is super simple and not having to worry abou...”
Amy Langton
“I have just recently started new job and signed up for salary finance it’s been a great thing to have in this transition period especially with it being near Xmas
It has lot of features on app how ...”
Tracy Coyle
“From start to finish the whole process was so easy. It got me out of a tight spot when I desperately needed it. Would highly recommend them ”
Jackie
“Easy and smooth to use everything is easy to understand, the money was put straight into my account the moment I was accepted ”
Kayleigh
“They have been really helpful in my response so thank-you ”
Sharon Perkins
“Very good and nice”
aamer doust
“Application was very quick and easy to complete and loan was processed very quickly ”
Alison Russell - GlamYourpram.co.uk
“Every person I dealt with was very helpful
And very professional ”
Simon Rowe
“Lovely service, helped me out twice now when needed , fast and prompt aswell . Thank you
Wesley smith ”
Wez
“Easy to apply with low interest rate compared to other lenders”
LAMIN SAHO
“Very straightforward process. Approval completed within 24 hours, and first payment followed again within 24 hours. Very pleased with the service.”
Happy customer
“Quick and easy to use would recommend if your company works with them.”
Joshua McCarron
“Speedy response to my query ”
Adrian Alcock
“Salary Finance has been an absolute game-changer for me. The process was incredibly simple, the communication was clear, and everything felt transparent from start to finish. I really appreciated how ...”
James Fawcett
“This is excellent, I have received my money in less than 5 hours, at midninght as it was Sunday/Monday night, otherwise it would have been an instant pay advance I believe. I am glad that Sainsbury's ...”
Suzana-Mariana Dumitru
“Salary finance has always been a massive help when it comes to my wages. With the cost of living, there are some months that a pay cheque can’t last until payday, and with a small charge of £1.69, ...”
Molly Arnold
“Quckand easy to use for me and acessahle when needed
”
KATY WARRINGTON GREEN
“Greate for when you are short of cash and need a quick top up ”