The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“Service was quick and the money was made available to me within the hour.
Professionally brilliant .
Michael Wilkinson ”
customer
“Very useful when you need a quick cash boost ”
Robin Shaw
“Brilliant service ”
Dwayne
“Really simple and fast service, no stress, and all arranged clearly and documentation thorough! ”
Andrew Roberts
“Dos what it says on the tin
Excellent 5 stars ”
Anthony
“Great help when needed the most! Great scheme through my employer and couldn’t fault. Thank you ”
Adam Joomun
“I am more then happy with Salary Finance you have help out two times in help mr out when i really need the money many thanks ian wiltshire ”
iain wiltshire
“Fantastic help when something went unexpectedly wrong, easy to use ”
Nicola
“INCREDIBLE
So helpful when needed. Very easy to use and customer service are excellent”
MGarcia
“A loan made so much simpler being taken out my pay never having to worry about payments application was fairly easy and decision and payment was down swiftly ! I finished paying the 6th of march I don...”
Niki Howard
“It is excellent and really helpful. ”
Hima Prabhakar
“Easy to use, app is simple and quick”
Jasmine Crisp
“Excellent service perfect for if you need extra cash to see you through the month or borrow long term money and it has great money advice to suit every need”
Jack Sturges
“Great service”
Kaylie
“Such a help to use the advance feature. Makes it less of a struggle some months waiting for pay day!”
Aimoo J
“Have made use of Salary Finances salary advance several times. It is a life saver and helps out financially due to unexpected bills, repairs and day to day living costs short term until your next pay ...”
Terence Martin
“Really helpful and easy to use. Quick payout on salary advance to help tide over those last few days before payday and really useful advice on managing money.”
Peter Bell
“Very good experience with salary finance, easy to use, helpful when your in a tight spot.”
Peter Selwood
“They was very easy to deal with. Application simple and funds received within mins. Applied was happy with terms paid it back within weeks and settlement was fair. Happy with service and to use again ...”
Darren Gilbert
“Love salary finance, super easy to use and easy to navigate, I would recommend it to other people if they are struggling.”