The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“I had a loan and pay it through my employer, so I never miss a payment and no worries about it being late, I recently got a top up and it was so easy to apply, just hassle free and a lot more affordab...”
KAREN MCCONNELL
“fantastic service I get paid monthly so coming to end of month when funds are low its perfect you can choose amount to advance and it arrived in my bank within minutes would definitely recommend ”
suzanne kalinski
“I’ve had an excellent experience with Salary Finance. From the beginning, the whole process was smooth, professional, and incredibly easy to understand. What really stood out to me was how suppor...”
George Morteanu
“Salary finance has been a life saver for me and the family
Onn the case of use needing access early to my wages and even the loan is easy and clear what happens and when and the aftercare is fantasti...”
Sam Heathcote
“It is such a helpful app. I got lots of support from it.”
Mr Shamim Hosen
“Great service and easy to use website was straight forward didnt have no problem at all had money in the bank within 1 hour would recommend to anyone”
Chris Travis
“Pro service.. needed to help all.. treated like a person not a membership number....”
TigerJames
“Ease of use ,great communication with customer service and filling out on line application. Money was.in my account within 24hr”
Kenny Thompson
“The support is always very quick and timely. They provide an amazing service I will say. I highly recommended.”
Atiemie Dagogo
“Such a helpful and clever company! Website was super easy to use and funds appeared within the hour. Very pleased with the service and would recommend to anyone needing help. ”
Emily Phillips
“Easy to apply, fab customer service. Very helpful ”
Staci Oakes
“Brilliant quick easy and efficient ”
Liam Eglintine
“Excellent service and the money was in my account within the hour, so helpful ”
Kyle
“Absolutely amazing platform. Super easy to use fully transparent. I had a chat with one of advisors to speak about how I can save and the breakdown was so amazing to see how they help us. Salary advan...”
Jazib Hussain
“It's been really helpful this has over the years ”
george
“It’s very quick , easy and accessible . Very user friendly .”
Cristina Tudorache
“Think this is a great idea. I use it a lot due to circumstances. It means I don't need to borrow and get in debt. I do feel like the loan side of things can be better. I feel they should give a loan s...”
Anonymous
“What a great idea. It’s lending your money you have earned when you get abit short , a unexpected bill etc A++++”
Carl Gifford
“It was very quick and easy to sort out very good website i would say it could be made better if you can retain your details and fingerprint instead of keep putting details in but still good security ”
David
“Fantastic idea for staff company is very professional and transactions are very quick”