The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“Excellent service, easy to apply and money was in my account within the hour”
Paula Miller
“A very helpful concept which I’ve personally used a couple of times for those unexpected moments. Customer service is also top notch. ”
Tricia Mukadi
“very easy to submit an application and they gave an answer within seconds! much easier and more suitable apr compared to other sites ”
mollie
“Fast and easy ”
Gormy
“My experience with salary finance was great because how smoothly everything worked out. I got paid into my account within half an hour or even quicker amazing service very convenient and easy to und...”
Masoom ali
“Quick and easy. Great rate for loans and suitable for all. Definitely a life saver.”
Leo Duncan
“Very good we need it when it’s emergency ”
Sp
“It really helps out when your struggling near the end of your payday period & the fact its quick & simple and no credit check is brilliant. Always goes in my account almost instantly. Have used severa...”
Consumer
“I've used salary finance a few times when I just need that little bit extra for the month. Each payment is fast, easy and reliable! Such a great service! ”
Maria
“Manager told me about the advance paid / salary finance as the time came around i needed some funds so I asked her about it took us 10-15 minutes to find it and took me 5 to fill the form out then I w...”
Naz
“Easy to use will use again ”
Scott
“Highly recommend and quick to get you the funds you need”
Simon Robinson
“Excellent customer service, thoroughly helpful after I had a few issues with application. Easy application process and received funds within exactly 2 minutes of completing the application and being a...”
Lola Whinham
“Very efficient. no complicated process quick and understanding no hassle recommendations are a must for easy access to your own wages that you already worked for so no need to get into debt with loan ...”
Adam Thomson
“Easy to apply, quick decision and paid in the same day.”
Carlie
“Fantastic service . Enquired about the loan over twelve months and after being accepted the money was in the bank within two hours .”
Gary Sumner
“Absolutely amazing service.
I didn’t have the strongest of credit scores as I never really had any finance before. so was very grateful to be looked at differently via my earnings, and not if I’...”
Ben
“Very helpful and quick! Thanks ”
Kim
“Good service, money usually in the bank within 5-10 mins of applying”
Daniel Gosling
“I had some financial struggles and was finding it difficult to keep up with my bills on time and a friend told me about salary finance and I tell you, this has really helped me gradually take charge o...”