The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“there was a technical issue took a while sort but we managed to get it sort i have used company before they are great save threw wages well happy use again”
Mr L Campbell
“Excellent service. Quick and easy to use. Very transparent and extremely useful. ”
Amanda Taylor
“So easy to do. Tells you exactly how much you can get and u to what date is the last time to take, also has a slider bar to choose how much you want if not wanting the full amount. ”
Cath Liggat
“Salary finance has taken a great weight off my shoulders easy to apply for and if you need help you can call them, and to know my employer recommended them, thanks ”
Jenny Peters
“Life saver when I need most prior payday.
Easy & quick as it can be…. ”
S Alam
“Salary finance is super helpful!!would 100% recommend!!”
Natalie Williamson
“I just wanted to share some feedback following my recent interaction with Cassidy.
With all of my wedding planning and related expenses, I wasn’t initially offered the amount I had hoped for. I exp...”
jenny amaro
“First experience with salad finance I found very helpful and clear from the start payment etc hopefully use again in the future ”
christine pauley
“Has been incredibly useful in those sticky situations ”
Andreas Champos-hardy
“Salary Finance is a great service to use, especially when you need a quick advance on your salary for whatever reason and the interest rates are great and affordable.”
Allie
“Very helpful. January is always a hard month so having this opportunity is fantastic ”
Jimmy jackson
“Really great, very helpful with unexpected costings. Very fast transfer”
Pawel
“quick easy to use money in bank very fast”
harry gomm
“Using Salary Finance was very quick and simple. I had a brief portion of illness just before Christmas lowering my wage through Christmas and the start of janurary leaving me stressed about money. I m...”
Christopher Russell
“Had to use salary finance a few times over the last couple of years and they are fantastic. Money sent over almost immediately, easy to use website. Couldn’t recommend highly enough ”
Jack
“Fantastic service and great interest rate compared to what I was offered elsewhere. ”
Charlotte Jones
“I’m so relieved my company EMaC works with salary finance to help us out. Without this company being an option I would have had a very tight January but now I don’t need to worry. I received my ad...”
Leonie Kearns
“They’re very efficient and it’s very quick and easy to use!”
Lyba Saghir
“Handy service to have in a emergancy”
Richard Cabble
“Excellent teamwork very kindly helping me to get what I really need.”