The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“I get paid 4 weekly, that’s 13 times a year and it can make balancing bills that are monthly difficult at times. As often with a moving payday which is different every month you can find yourself a ...”
Asad Jama
“I got paid out in less than 2 hours absolutely brilliant app”
Rafid_ahmed Qh
“due to my mother and father passing in past year. sometimes i need access through these harse/troubled times and i work for john lewis and salary finance are like the best help you could need in emer...”
Tony Welch
“A fabulous service . The application was simple and the funds were in my account within hours. Payment is taken directly from your wages, so no, remembering payment dates. Love that! Shelley Lewis ”
shelley lewis
“Very Helpful site. Im always able to access this and helps alot when you are in a tight spot. ”
Chloe Witcombe
“To be honest the way they explained my case and gave assurance is outstanding,l really appreciate having a response after making an inquiry ”
Cynthia
“Vey helpful in times of need. I am a single mum and when emergency's arise I can rely on your service. ”
janine gillett
“Salary finance has been I life saver.. when I needed an advance for something urgent, salary finance came through to save the day.. the advance landed into my account that very day I applied.. ”
Erica Owusuaa
“I have used salary finance for advanced payments. The request is dealt with straight away and money in my account within minutes.
Best way to pay for something unexpected.
Hassle free and trustworth...”
Naomi Simpson
“Salary finance is a great and blessing benefit for the employees. With the cost of living and lives surprise, salary finance always helps in last minutes. It always encourage to work hard to repay the...”
Privat Koudika Bouity
“Quick fast and simple ”
Colin Barrett
“Salary finance is amazing for me. Every month I use it before pay day. So easy to use easy to navigate. I love the service. Would recommend it 100% ”
Mrs Harris
“Knowing I don’t have to struggle in between pay days is a godsend! No waiting around, no worrying how to pay bills and choosing how much to advance is so easy and fast â¤ï¸ Once you submit a req...”
Nicola Newton
“Really good customer service and always wanting to help ”
Abdulwahab Anibaba
“Salary Finance made the whole process incredibly easy. From applying to receiving the funds, everything was smooth and well explained. I really appreciate how manageable the repayments are and how sup...”
Laima Sabanaviciute
““Salary Finance has been a lifesaver when I needed an advance from my wages. The process was quick, simple, and very transparent, with no hidden fees. Repayments coming straight from my salary made ...”
Stacey Carlton
“You are all ways there when I need it my name is Jason tomlinson ”
gaming grace
“Really handy for when I needed to buy a gift before payday!”
Dave Millbrook
“Helps me out from month to month when I need a little cash till payday, never had a problem with them! ”
MrSweetScotty D
“I had a great experience with Salary Finance I requested for the money and I got it in my bank straight away I am very happy with the service
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