The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“I have been using this company for the last 5 years now, and have never had an issue. Quick, easy and transparent. Deducted straight from salary and in my bank within 15 minutes of the application. Ha...”
Charles Clarke
“It’s fantastic service . Helps when you have financial problems . Easy and quick to use . Highly recommended . ”
chris szymula
“Great experience quick and easy to do a top up loan with less %APR than other loan providers and it comes straight out of your wages, the money was sent straight away which was excellent.”
Emma Primiano
“Salary finance is very helpful.”
Smauel Fernandes
“Best thing I came to know when I need money is Salary Advance.”
ANISA MOHAMED
“Needed an advance due to financial issues and was very easy to apply for and money was transferred within hours, life saver.”
damien white
“So easy to use, they don't make it complicated at all. Very happy I found salary finance through my workplace ”
Charlotte Beechey-Smith
“The mode of application is fast and seamless and the interest rate is encouraging. ”
Gbenga Shoyemi
“Quick and easy to use, great when an emergency comes along and I needed a top up before payday.”
Amy Bridges
“Hello, good evening, my name is Gary Thomas and this is my 3rd loan from Salary finance and every time it's really easy to do, no fuss, no worrying.
The money was in my account within an hour.”
Gary Thomas
“Brilliant and fast way of helping when needed! Really impressed with this service! Would definitely recommend
Cher Wilson”
Cher Wilson
“The apps real great, it’s super easy to use and explains everything what’s going to happen. It’s very quick and takes no more than 5 minutes. ”
Josh
“Handy, fast, practical.”
Cristian Czar
“I've had both a loan in the past and recently used the advance pay service. Both have been pretty simple to set up and it's helped me in a bind.
The app was easy enough to use aswell. ”
Matty
“Great service! Super fast ”
Mike Esema
“Brilliant service, money in account in less than half hour ,great rate for lending ”
Mrs CLARE BROWNE
“Salary finance changed the way i use my money each month.
It helps me spread my wage evenly across the month and i never have a week where im struggling as im able to distribute my next wage before i...”
Bethany-Rose Gill
“Amazing service”
DragoÈ™ Gheorghe
“This has been a lifesaver at times when something extra crops up that needs paying for before pay day. Costs £1.69 to draw it out early no matter how much I decide to withdraw from the amount I can t...”
Victoria Julie Pearson
“An excellent and quick service.. I was worried about struggling until payday, this advance has really made my day.. I was able to finish the half term with my daughter happier, knowing we can do somet...”