The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“helpful and fast, would use again ”
Rebecca Louise King
“Wow what an amazing service and help ! So easy to use and the transaction go through super quick !! I we recommend to everyone
5 âï¸
Tracey Moles
Portsmouth ”
Mrs Tracey Moles
“I only just started my new job and having this in place has helped to carry on paying the bills on time without getting in arrears and knowing that my wages will be slightly lower is OK but you do nee...”
Andrew Dymond
“Salary Finace is easy to use. Very handy if you need emergency money half way through pay cycle! Always very helpful when I’ve needed help. Money comes through quiet quickly.”
Emma-Jane Fairchild
“Very helpfull and convient. Would highly reccomend over any other finance helper ”
Connall Moore
“Easy, quick! There fair on costs as well. Very helpful if your in a desperate situatio. ”
Alex
“I really love this app—it’s been such a great help with managing my spending. Since I receive my salary once a month, it can be difficult at times to make it last until the end, but this app makes...”
Goja Ioana
“Very helpful and efficient ”
Customer A
“Great as it gives you what you need before payday ”
Leo T
“It's always quick and easy to use, money arrives promptly and there's always such great advice readilly available.”
Andrew Lundy
“Excellent experience with this company. It's a great help when needed. ”
Vicky Bridge
“Amazing facility ”
GERALD MAPIYE
“Really easy and simple - helps a lot!”
Ella Kells
“The process is easy for advance and loans.
It’s a much better option than borrowing on the high street or from not so reputable lenders”
angie.b
“They have been amazing throughout my time with them and very affordable to pay back”
Theresa Cross
“Great fast service”
Steven Howells
“You help me in ard times,e you wos verry helpful,for wot i asck ,very relaiable and very good thanks”
Antonio
“A very good fast service very efficient service. money in bank sometimes In minutes only use if i really have to.a life saver in hard times ”
Eric Harper
“So, the personnel have been very responsive, calm and knowledgeable of their service and willing to use that work with clients. I was happy ”
Customer
“Great site.
Fantastic customer service, so easy to use.
The wage advance is great to use when you need short notice emergency funds quickly, and costs basically nothing in interest. Who needs payday l...”