The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“It was very simple and straightforward. When I requested 50% of my salary in advance, the money was in my account almost straight away. I’d been so worried about not having the funds for Christmas p...”
Robyn Hibbitt
“Amazing professional staff who are happy to help. ”
Charlotte Sheeley
“Amazing loan service got me put of my hole, comes straight out of pay so don't have to worry about it”
Leia Kavaja
“Very fast response, brilliant service”
Sorin Hrubaru
“Honestly this year it’s been a life saver from unexpected bills to just a few pounds to go out and enjoy myself with friends. It’s really helped. Great service and fast payout in my bank in a few ...”
Wayne Anthony Clarke
“Excellent customer service and the lady I spoke with was very informative in all aspects of her job I was having trouble with the app and the lady stay on the phone with me the whole time regularly ch...”
James King
“Extremely quick and easy. ”
Carlos Moreira
“Money was in my bank in a few short hours. Easy system to navigate and get an advance.”
S Doyle
“Very seamless process, and the fee is relatively low”
Adetola Oduwole
“Great experience perfect for when you have a unexpected bill and need the money ”
Erin Mcneill
“Very easy to use, quick money transfer. ”
Steve Barclay
“Salary finance is so beneficial and easy to use, it helps if you need that advance whilst waiting for your wage. It ensures that you can afford prior to issuing.
I would struggle some months without ...”
customer paula
“Helpful to me a lot specially in case of emergency very fast at any time and super easy to use
Thank you ”
Moreille Moukam
“It's very helpful im so glad this is one of my works best perks especially with the holiday ”
Beth Potter
“I just said thank you to be there for me. Salary finance save my life my mental health it's was a solution for my problems. Wonderful service 👔
Nilta Bett Costa Neto
“I really can't complain about this product. I was able to get finance sorted very fast and had the loan in my account within 45mins. The step by step process is very user friendly and easy to navigate...”
TheAwesomeGN'sDad !
“Really quick and easy from start to finish”
Nita
“Really quick and easy to use whenever you need to use it ”
Becca Smith
“They have been brilliant quick easy to setup. Funds in the account within 5 mins really happy ”
Kieran Dunn
“Really easy to use and goes in your bank really quick ”