The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“Excellent teamwork very kindly helping me to get what I really need.”
Raffaele Pepe
“Amazing service it has saved me more than once and helps out in the months that can more expensive than others fast and easy to use.”
Holly
“I would be lost without the flexibility of using salary advance.
Whether it's an additional cost that has arisen or I need a little extra early before payday, I know I can use salary advance.
”
Rebecca I
“Great service!
Highly recommend using if needed!
”
John Green
“Fast efficient brilliant service ”
Mr Fowler
“Sallery finance is so good iv had to use it on a few acations quick and simple to use and fast process would highly recommend them ”
Gary Thornton
“Salary finance is absolutely amazing! I take my advance every month, would not survive the month without it! God bless the Salary finance!!!!”
customer
“Very easy to acess funds and very quick”
Dg
“Salary finance is a god send! So quick and easy to use, money straight into my account early with no hassle, saved me when my car broke and I needed to fix it urgently! So thankful my employer offers ...”
Nikki Allen
“Very easy application. Smooth, no hassle at all. ”
Karl David Nadurata
“Quick, simple and helped me out tremendously on multiple occasions. Couldn't be more grategul. Highly recommended! Thanks to the salary finance team, its appreciated ”
Daniel Pacey
“great, smooth process”
Mrs LUCY
“Always helpful when money is needed fast service ”
lucky
“Really quick and safe way to release some of your wage in an emergency, money arrives in my bank in a matter of minutes ”
Julie
“Salary finance has assisted me in providing an advance to access my money when needed, along with providing a loan which has helped my family through some difficult times.
I feel lucky to have access...”
steph Perrin
“Very easy to use. They are very helpful and understanding and reliable sevice ”
Darren Orchard
“Was easy to use
Quickly response
Amazing service”
Anna Olijnyk
“The speed of service, the ease of use of the website and its functionality.
Money arrives within 20mins max, never waited longer.”
Jamie Raines
“Salary Finance truly made a difference for me during one of the lowest moments of my life. When my father became very sick and later passed away, I urgently needed access to emergency funds as the bre...”
Geline Villareal
“Fantastic service and so helpful throughout tough times ”