The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“Easy to use and outstanding for all colleagues”
Valeriu Lazaroiu
“I’ve recently signed up with Salary Finance and the experience so far has been excellent. The application and approval process was very straightforward, with clear information provided at each stage...”
Benjamin Agyemang
“I have used Salary Finance a couple of times over the years. They are quick and easy to deal with. You can't miss a payment as payment come straight out of your wages. It takes the worry out of borrow...”
Warren
“Fantastic service and products , very quick and easy application no messing, any issues customer service treat you with respect and are very helpful, would not go anywhere else .
Thank you â˜ºï¸ ”
Karen
“Quick easy and efficient ”
Emma Knight
“An exceptional service that provides peace of mind when you require funds immediately . A simple process to apply , charge is minimal and the funds are in your account within minutes . Simply exceptio...”
Ion
“Really easy to use and sign up, espeacially with being a tesco colleague! Money comes into your account almost straight away and is really handy when pay days are never the same day of the week every ...”
“Great company.
Offer low interest loans, quick response time, I had the money in my account within 10 minutes of being accepted even though it said upto 3 working days.”
Doughnutdave
“Easy to use never an issue. Highly recommended ”
Czk Mckenzie
“Easy to aply and money came with in seconds repayment is ideal taken out of your wages with low intrest good service .”
Kevin
“Fast and secure money great rates very happy with them”
Marius Sava lucian
“Brilliant service and so easy to use and apply.”
Luke
“Very good company they answered emails straight away.Very helpful when you want to do early repayment.Easy to apply and funds will be in your bank in minutes.Staff are always helpful and kind.xxx”
Elizabeth Mendoza Balquin
“Incredibly helpful and very quick to respond to any questions I had. ”
Kallie-may Cruickshank
“I sometimes use them for employee advances. Great when you have unexpected expenses. Fast, hassle-free, I recommend them 100%”
Joanna Kos
“Really easy process and feel happy that they are a good company that lends responsibly. On going support appreciated ”
John Harvey
“Salary finance is very easy to use and you just pay through your wages. No making sure you have money in the bank for a direct debit. I don’t even miss the money coming out of my pay.”
Scott Glynn
“They have improved the website, the customer service over the years and to be honest one of the best companies I have been definitely recommend it”