The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“Used a few times and always been amazing service. Fast response with fast pay out. P.s Only doing this for the possible chance win vouchers but real good service would recommend 5*😆 🤣. ”
Stefhan Wilson
“extremely smooth process of loan..thank you so much salry finance â¤ï¸â¤ï¸â¤ï¸â¤ï¸”
mehwish kazmi
“It's super helpful when you need it, and so handy! I've never had a problem using this service, and the site is really easy to navigate. ðŸ‘✨ ”
Russell Laird
“In salary advance and loan, salary finance has never disappointed me.”
Olawale Yesufu
“Very easy to use, and I received the money within minutes. No extra charges. It’s perfect — the allowance is calculated fairly based on what you’ve earned, so there’s no need to worry about to...”
Joanna Mazurek
“So easy to use the money was in my bank within 20 minutes . Definitely worth it. ”
shanine ashcroft
“Fast pay out easy application process ”
John Inokoba
“Accessible, affordable,fast and easy to use ”
Cam
“I was in need of quick cash just in the middle of the month and I had nowhere else to turn. Then I found out that I could apply for a little bit of my wages as an advance payment. So, I applied and it...”
Kayode Ogundepo
“The convenience of salery finance is helpful when you need it”
marcia brown
“took out a salary advance recently to help at xmas time
paid it back threw my salary
easy to apply and paid back on time
will diff apply again
”
Steven Pitbladdo
“Salary finance is a very efficient and cost effective credit facility that meet my need without any rigour. I wonder why am just getting to know about it now, but is all good that am here now. It is a...”
Oghenebrorhie Jacob Ovwie
“They’re a great company always happy to help. Very friendly staff. ”
Philip smith
“Great company ”
Luis santana
“Good quick service 5*”
MATTHEWJOHNSTON .
“Great service and always helpful
Review by Robert knight ”
Rob
“excellent!”
BabyGirl
“The whole concept is an excellent experience. I know for a small fee I can get access to funds I've worked for without interest or being in debt to anyone else. Its fast and great for an emergency as ...”
Benjamin Walsh
“Incredibly easy to use and find out information, it's transparent and reasonable honestly you can't ask for more.”
annual mallard
“Salary Finance has helped me every time during difficult financial situations. Whenever I needed support, they were there with clear guidance and real solutions. The process was smooth, stress-free, a...”