The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“I think its great that my employer offers this. It helps out alot at the moment when I need extra cash in the middle of the month.”
Tracy Lloyd
“Brilliant! Didn’t know SF existed and was in need of an emergency fund. I wasn’t sure if I’d be accepted anywhere due to already having an average score which I am trying to rebuild. SF was quic...”
RK
“Struggled to get credit due to a lower than average credit score. They accepted without hesitation and gave a fair APR for my circumstances. The money was in my account within ten minutes of completin...”
laura
“Really great experience with Salary Finance — quick, clear and genuinely helpful. Everything was straightforward, no hidden surprises, and the whole process felt smooth and stress-free. Definitely r...”
Consumer
“To be honest Salary Finance is a life saver for raining days even though it always rain in England”
Henry Moses
“Quick & easy to use.
Really helpful for unforeseen expenses”
Donna Jones
“Easy to use and very responsive ”
Abolaji
“Was really easy to take out the advance and received the money straight away I highly recommend this company and will recommend this to family and friends a really good service not much interest reall...”
Lewis feeney
“Always get advance in a timely manner with no stress. Really good. ”
Sydney Davis
“Good service fast and cheap!”
L D
“Quick helpful thank you ”
Miss Claire Cavanagh
“Easy to use. Very helpful customer service. ”
Rachel Williams
“Easy process and extremely fast at getting cash in the bank, highly recommend ”
Miss michelle parks
“Fantastic,worked real fast I applied and had the money in my bank the following day .”
Lyndsey Symons
“Well it started badly for me because of the company I am working for but when I got it resolved it's a greatly way to help you get some money to get you out of whatever and salary finance are very eas...”
Scottie
“Lifesaver for the shorter months, great feature and would highly recommend to any other employee that can benefit from this service! No delay in depositing into bank, especially on a public holiday li...”
Kiernan Diver
“Very easy to understand what you pay back and when
Helps to get a bit from your wages before you get paid ”
Kathy Clark
“Very easy and straightforward process. No hidden information. Monthly updates. No extra communication or hussle or force different product email or text. Very professional. ”