Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Always a great service quick and easy to access my wage when needed.”
Michelle Spivey
“A very useful service which is easy to navigate and very convenient.”
Luke
“My coworkers said it can take a few days for the funds to show up in my account, but it came in literally as soon as i requested! It completely saved me from some finantial struggles and i couldnt rec...”
Alex
“Never had a problem payments are fast great thing for people who get paid monthly and need a little help during the month ”
No
“I need some extra money to pay for my car. Thankfully Salary Finance were there to help. The application process was quick and easy, plus the monthly payment will be taken direct from my salary with k...”
Nigel
“I really needed help with some financial worrying and my work place uses Salary Sacrifice, so I thought I’d take a look.
What I needed to help me, worked out at not much interest compared to what I...”
NICOLA BATLEY
“lifesaver!”
Guy Longo
“Salary advance is really good when you have an expensive month and you just need a bit of help until pay day no interest just a small payment fee for like under £2 .. so good ”
Donna Philpot
“Salary finance are very helpfull and also when something goes wrong they are quick to reply and sort everything out. I had a problem and Stephenson was the Agent dealing with it, he stayed in touch th...”
Barry
“Really good to use and really quick at transferring money out
Its a good company bonus to use if your struggling till payday ”
Sharratt, Ian
“Great, easy and quick service. Made financing much easier and less daunting. Really great addition to employee benefits and a brilliant tool for supporting financial wellbeing”
Lee Reece
“Quick efficent service ”
Daren Vass
“Excellent, help a lot for my urgent needs, thank you”
Elsie
“Quick, easy and efficient access to wages early when unexpected things happen, a massive help. ”
Gary
“Salary finance is amazing, very easy to use, has a-lot of benefits and works extremely well for me. Salary finance has helped me get access to some of my wage sooner this supports me until my next pay...”
Lauren Devine
“It is extremely helpful. Always helps at the right moment and we always know we have a back up plan. Thank you SF!”
customer
“Great helpful company”
Scott
“Fast and efficient great company ”
Katie Mcvey
“It was very accessible and to even have such an olive branch in today's working world is a blessing. Very quick process and if you're like me and have some outgoings that require weekly attention, but...”
paul campbell
“Applied and was granted was in my account within 2 hours was fantastic and couldn't be any more happier with the service”
Damian Lemar
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending