Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Very helpful ”
Nouh Kone
“Salary finance has been a massive help been able to access my wage early really helps some months would definitely recommend ”
customer
“So good to be able to do this incase of emergencys”
Michelle Smith
“Straight forward and easy to navigate throughout ”
Andy Roberts
“salary finance is so,good 3000 thousand loan,,for ,27, pound ,a week taken out of wages so,,quick ,to put money in bank not All firms do it”
Pauline Taylor
“Super user friendly! So easy and straightforward. So helpful bridging the gap until payday. Couldn't recommend more!! ”
LAUREN HIGGINS
“Salary finance is an amazing service. Quick transfers into your bank account. Nice to know there is a fall back in case last minute expenses creep up. I’ve been using them for 6 months and can’t f...”
Jamie Elkins
“From start to finish very quick with no issues. ”
Amanda Hope
“As someone who moved from weekly pay to monthly I found it hard, but Salary Finance helps a lot between pay checks when struggling for a little bit of change!”
Reece Moore
“When I was at one of my lowest financial points, Salary Finance truly came through for me. Being able to access funds quickly and with minimal stress made a huge difference in my life. The process was...”
Akinkanyinsola Akinloye
“
Salary finance are amazing and recommend anyone to use this if having any problems, quick quotes high chance acceptance and you don’t even realise it coming out your account as it comes through you...”
Pankaj Khanna
“Very easy to set up extremely useful quick and easy money transfers no hidden fees I would highly recommend ”
Cathy Martin
“Is a great idea to help hard working people.neeeded an urgent cash to help my family and the rate was far better than going to the bank or credit card.and was stress free .before I fi ished the cash w...”
Atu
“Quick and easy application process and the money was with me on the same day, highly recommended. ”
Carl Newton
“Salary finance are amazing and recommend anyone to use this if having any problems, quick quotes high chance acceptance and you don’t even realise it coming out your account as it comes through your...”
Sam Higgs
“Very fast and efficient service as well as everything is clearly explained ”
Dan
“Really straightforward to use, clearly laid out and the money is usually in your account within minutes. Signing up is quick and easy and the fact there is only a small tiny admin fee to pay is fantas...”
Gary Fox
“Always when needed”
gabbi Gabbi
“Defo helps when payday is kinda far and need a lil extra ”
Lzzz
“Brilliant service that helped me out when I needed it.”
Shane Harrison
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending