Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Great company.loans made very easy to apply and you can keep up to date with your balance and pay extra if you want too on the app.The app being very usefull and easy to use and has more information o...”
david
“An extremely professional and empathic team that demonstrates exemplary customer service. ”
Aiden gilani
“Salary finance are exceptionally good
They are hugely important and go above and beyond to support and advance
Colleagues with financial advances and loans
So you don’t struggle in the least when...”
masood ahmed
“Been a great experience with salary finance ”
Amy K
“Really quick and easy. Hassle free. Quick decision and transfer. Would recommend.”
Caroline
“Very easy to do. Great service. Very handy”
Jords
“ Very quick and easy process and fast delivery of money: very good service. ”
Louise Coutts
“Used Salary Finance for the first time, due to going on holiday before payday.
Very easy to use, quick action. Excellent service.”
Iuliana
“Used salary finance on a couple of occasions and never had any issues when I had questions I used the chat option and they answered my questions i would definitely recommend ”
Charlene
“It was quick and very straight forward.
During this financial crisis, it has been totally helpful.”
V M
“I just love how salary finance works, I apply for a loan and in no time my loan was accepted. A very big thank you ”
Jerome Rudolf Amoah
“Had a bit of a rough month financially so decided to reach out to the team. Terri-Lynne was so understanding of my situation and did all she could to help. ”
Molly Edgar
“Brilliant very helpful staff straight forward â¤ï¸”
Tracey Stevens
“Such a fast process. Which was great as I need a loan quickly. So easy to do. And the repayments come out my salary, as its through working in tesco I was able to apply. This is the cheapest APR I've...”
Katrina
“Spoke to customer advisor who was very helpful and explained everything.
App is very easy to use ”
Trevor
“Very good experience, easy to use and quick response ”
Mr James Kerr
“Have used salary finance a couple of times over the years easy to use fast payments excellent rates easy website to find what you need have only spoke to them once on the phone but was friendly and h...”
MRS KELLY LEGG
“My name is Alex March and Salary finance has made it so easy to access my pay early when I have had unexpected bills or just needed that little bit to top up my salary to get through the month”
alexmarch
“I've used salary finance for 3 years now and they have been so reliable, fast and trustworthy, so yes I'll recommend it extremely to people.”
Abosede Omolayo
“Great company - balance sent to my account within 24 hours. Lifesaver when you have outstanding bills to pay and still have a few days until payday.”
Kelly
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending