Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Salary Finance are a great company and are there for you when you need them. The process of applying for an advance is simple, quick and easy and I like the fact that there is no delay in funds reachi...”
Richard Cashmore
“Well presented with all the options thst you need. Easy to get information and relevant to the choice you need.
”
Laura
“It so good if your short of cash at end of month”
Daniel cutting
“Good customer service.helpful and handy in time of need”
Precious
“Being able to advance some of my pay is such great support if I need to pay for something unexpected I don’t have to stress about how I am going to afford it ”
Karen Waye
“Service is quick and easy to use, had to use this a few times when something unexpected happened and never had any problems thanks to this.”
Joshua
“Salaryfinance helped me through when my husband had cancer. They made the process easy and answered any questions I needed answering . Thank you for all your support. ”
christina Hodgson
“This company has and is so helpful to me in my life... I have used it on many occasions, you just never ever know when your finances will be affected by a large bill, a bereavement, an unexpected repa...”
Sandra
“Salary finance has been a god send helping me through the last couple of months with unexpected expenditure.
Thank You.”
C. Pascoe
“Nice and easy to use. Rapid payout withing 5 or 10 minutes. I use this service alot. I really can't fault how simple the process is”
nathaniel lennie
“Good experience, very useful for employee.
Ritto Paul”
Ritto Paul
“Always very helpful, looks to get a small loan for a car and made it very easy to obtain funds. Quick service, colleagues were very helpful with usefull information when discussing the best option for...”
Sam
“It’s so easy to register and then get what you need from the amount that is available to you and it can be in your bank really quickly.”
Kathryn Seddon
“Brilliant company.
Bit long winded with forms to fill... but not bad pay back rates over a designated time frame ...all from your wages.. lovely and prompt payment ”
Della Howlett
“Absolutely brilliant service. ”
MR YOUNG
“I appreciate being able to access some of my salary in advance, although I wish it was more than £10.”
Marie and Jared Dixon Clan
“Excellent service fast and reliable ”
Mr Fowler
“Quick and easy to access your wage early when needed.”
Stephanie
“They have help me out when something unexpected came up or a bill was due, very reliable.”
MSPAULAMITCHELL
“It’s a brilliant scheme, having a payment deducted from your pay each month you don’t notice it and before you know it the loan is paid off I’d definitely recommend salary finance to my friends ...”
Phil Brookes
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending