Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Easy to use and quick payment ”
customer
“Always there when I most need it , so very pleased and the money is in your account in no time ”
ABDOUL BIUDABES
“I recently used the SF advance feature to draw down some of my earnt wages early, due to a family emergency.
The process was easy to navigate, easy to set up and once requested the funds arrived very...”
TomHarris
“Very easy to use”
Jude Harper
“I have used salary finance a few times through my work ; what a great company , payday advances for a quick fix or great loans on low low interest rates..
Can't really fault them”
CLIFFORD Curtis
“Salary Finance has been a game-changer for me. Their platform is intuitive, their support team is responsive, and the financial products they offer are genuinely designed to help people—not just pro...”
Kirstie Storrie
“Simple easy and helpful ”
shane John
“No complaints. User friendly interface and great concept, allowing users to access money when they need it allowing for customisable amounts. Quick processing and delivery. A 5 star review is self exp...”
E Alex Daniel Omobude
“Most easiest thing I’ve ever done, so simple to apply and soon as I hit the exit button to come off the page, The money was in my account, Highly recommended to anyone looking for a low interest fas...”
wayne price
“Absolute God sent, so quick, such a fair company. No issues whatsoever. The best service from start to finish. Everytime.”
Sarah Cawsey
“I’ve used salary finance for quite some time now. It’s so handy to use and helps me manage my money! Customer services are great. I recently had an issue were I was kept updated at every step. Fir...”
Consumer
“Fantastic service quick and easy and just when you need it ”
Mel Booth
“Very reliable ”
Sheu Tijaniy Babakar
“the process was str8 forward, much of the data was already availabe to the company through my employer so there was no need for additional information; follow up customer service is excellent, too :)”
A Burmer
“This service is fantastic. The online application is super easy and quick complete and the money landed into my bank account almost instantly. I would highly recommend. ”
Laura robinson
“Very easy to sign up and use. Fees are minimal and they are very clear and precise on their website with everything. Advances are not too much where you are left struggling the following month. Hig...”
Maria m
“Easy to use and money in bank straight away. Got me out of a hole before payday. ”
Gillian Gourley
“This app honestly has saved my life without it I don’t know where I’d be every job need this to give people a peace of mind and help if they’re in need. Regardless if we’re all working or not ...”
Lauren
“Needed a quick cash boost…Salary Finance were there instantly..! Took all of 5 minute… would defo recommend..ðŸ‘🻔
Ms McCartney
“Dedicated staff”
Regis Gambe
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending