Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Very quick and easy process to use. Makes my life easy when I just need that little extra money to get me through the month!”
Alex Buhagiar
“Super simple forms, super quick payout & been using salary finance for over 5 years without any issues. What else could you ask for, keep up the good work.”
Richard Busby
“I use salary finance for so long they answer quickly the agent is very helpful the rate are small and the money go in quickly i recommended ”
Stela
“Easy to use, fast, efficient ”
Kelly flood
“My company gives its employer lots of benefits including salary finance. Used it for the first time. Couldn’t believe how straight forward it was created an account in less thank 3 minutes then got ...”
Mr Pannu
“Very trustworthy offer and quick service from salaryfinance. Would recommend anyone who needs advance payments or cheap and affordable loans for any use. The best deals and ability available for emplo...”
Raees malik
“Quick and easy application process ”
Carolina
“Used this service recently & found it to be extremely useful at the time required. Money paid into my account almost immediately with no issues experienced.
Also had cause to recently call them up to ...”
Mark Broadhead
“Very happy very help when i needs many its my star. ”
Gheorghe Tutunaru
“Excellent customer service.
Great to deal with, really helpful in these times when everyone is struggling. Would recommend. ”
Rebekah Hudson
“Simple to set up, quick payment, cheap fee. ”
Hanna
“Salary Finance has been a game-changer for me.
I need a salary advance to cover a bill, approval came in minutes and the money was in my account the same day. Their rates charged to do so was pence. ...”
Mr Bradley Mousley
“Its my second time using salary finance everything is so straightforward its a great option to have if you need that little extra cash to help out and for me personally the money was straight into my ...”
Lee Casson
“I use it most months to see me through until payday it’s so easy no stress it comes straight off my wages it has helped me out so many times highly recommend it.”
Margaret Reilly
“Very easy to apply, only took 5 minutes and the money was in my account 10 minutes later. Very good !”
Stuart Hallam
“It is really wonderful to have such help like Salary Finance I own you a big thanks for helping me ;) ”
Beata R.
“Always there when I need it, has helped me out massively, especially when it’s got close to the end of the month and I need a bit of an advance from my next pay!
Would definitely recommend! ”
Gee
“This is the second time I have used salary finance for a loan. It’s like a weight has been lifted. I felt like I was getting into a bit of a spiral with debts and consolidation was the best option a...”
Rachel
“Salary Finance customer service representative are brilliant, polite and very helpful. Great customer service's ”
Deon Foster
“Great customer service that understands staff needs without being judgemental. Red tape was cut out, fast decision. Salary advance was ready in my account in less than 15 or 20 minutes. ”
Kayode Eyinfunjowo
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending