Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“I'm really happy with Salary finance for the offer of a loan it was easy to apply and the outcomes was really good I'm very satisfied with the service they provided I will definitely recommend a fr...”
Jacques Nzueto
“It was so helpful for me wen I needed them.
Thank you!!!”
Matthew
“Great service - simple and straightforward, really clear on how it works. Really pleased. Thanks”
Jolene Burrows
“Quick clear and supportive”
Consumer
“Fast and easy highly recommended”
James
“So quick and easy to use”
Kevin
“Quick and easy to do defo recommend”
RICHARD CULLEN
“Having not used finance for quite some time I'm I found salary finance to be very helpful and extremely fast in their response and help and I would highly recommend anybody that is fortunate enough to...”
Jerry Healey
“Easy, helpful, great experience”
redhead redhead
“Brilliant and fast”
craig wright
“Quick and efficient service, so easy to follow the process and literally took minutes.”
Michelle
“What can I say about Salary Finance but this, there are amazing when you reach rock bottom and no else is willing to help salary finance said yes. They helped me get all my debts into one and gave me ...”
Ricky Taylor
“They are the best quick and efficient. Thank you for helping me out. Best company ever.”
Lorand Beke
“I applied for a loan with salary finance last year and I was accepted it really helped me out and just after Christmas I checked my account on line and it said I could have a top up loan which I appli...”
David
“Very clear documents, quick application process and decision. Super fast deposit of funds.”
HELEN
“I think you’re service is of high class and should be helpful to everyone who uses your services”
Terence
“I'm very happy it comes out my wages no stress and easy to apply”
Mrs Jane Croxford
“Really quick and easy to use got a decision in seconds. I like the fact that it comes directly out of my salary. I can now get my car 🚗”
Lana Sharpe
“Excellent, straight forward. 10 minutes done. Very clear, no issues.”
Lee Forsyth
“Absolute brilliant service. So easy to do and understand.”
Mrs Cheryl Hobson
The Employer’s Guide to Financial Wellbeing 2020-21
Short on time? Not a problem. We'll give you the latest facts you need to understand financial wellbeing in the workplace over the coming year.
Download the guide
The impact of COVID-19
Examine why some employees have benefited, while others are worse off and what this means for the workplace.
Why money is the last great taboo
Discover the shocking stats behind why so many employees don’t feel they can talk or ask for help with money in the workplace.
10 tips for employers
Uncover our top ten tips on what employers need to be doing to improve the financial wellbeing of their people in 2021.
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
19th place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending