Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“The process was very quick and easy and I got my payment within 15mins once approved. ”
Jhonny B
“I could not ask for a better service really, quick, easy and go above and beyond ”
Charlotte White
“Susan was clear and concise with all the information I required. Also, helped me with additional information in regards to changing bank details and potentially loans.”
Stephen Oliver
“Alex my customer support super star was FABULOUS gotta wait for a decision on the loan but he truly helped and took the time to get the issues resolved... Thank you Alex 👌👌”
Mr Paul Gaunt
“Great experience bren life changing some months with the advance. Would recommend thus to anyone. Had a loan as well bern easy to pay back ”
Candie Barnes
“I found salary finance a really useful tool to help make my money go a little further every month. The app is easy to use and the money appears in my account after only a few minutes. Highly recommend...”
Mark Hassall
“Everyone was so helpful, responded quickly and genuinely wanted to help! ”
Jordan mead
“Great service as always from entire team ”
Reegan Muvuti
“Happy with Salary Finance ”
Bernadette Conway
“So happy with my salary finance loan,it was quick and easy no hassle and the money was paid into my bank in 10 minutes and the interest rate is a lot lower than my bank,Thanks ”
Jason Humphryes
“I recently enquired about my Salary finance loan ,,as I miscalculated my monthly repayments, but, I asked for the necessary information and I was professionally assisted ,,,,, many thanks to Ninad,,...”
Philip welsby.
“At first I had some problems filling out the online form however online help was fast and chat box works good. After that everything took max 5 min tops! And money arrived on my bank account same day,...”
Patrycja Warzecha
“Brilliant service - Paid out within the hour
Liam Middlebrook”
Liam Middlebrook
“1st time set up and salary advance was so fast and efficient. Money was in my account instantly. An easy and smooth process.”
Moira Devlin
“Helps when you need it .it's as simple as that. Great service 👠”
Andrew
“Salary finance is definitely a great company. Everytime I have used their services i have never been let down on how exceptional they are. I have used them on multiple occasions and have never had an ...”
Craig Mundy
“Excellant, easy to do from start to completion took less than 30 minutes”
David Butler
“Amazing fast response. Unexpected bill and I don't know what I would of done had I not received the help with the extra from salary finance. Sometimes things come up before payday and this is a great...”
Michelle Davey
“Just applied for a loan and still waiting but
I really appreciated how quickly Neelam responded to my questions and kept me updated at every stage. Your kindness and attention to detail truly made a ...”
Amir
“Salary finance the best team.
Always they help people.
Recomande ”
Georgian Serban
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending