Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“I would highly recommend the salary finance. Great experience so far.”
dorota smalarz
“a very good alternative to typical bank loans, even with a bad credit score. just a few clicks, decision and money in your account in less than 24 hours. Convenient repayment plan.”
Waldemar
“Salary finance gave me a short term loan when I needed it the most, I have a bad credit score due to past issues when I was younger so was declined for every other loan, I earn a pretty good monthly w...”
Toni Richardson
“Fast,efficient, easy following,quick response”
Tara Maher
“Great service”
Joseph Farrier
“The application was super easy to complete and rate of finance is also very good compared to loan rates in the market. The money was in my account straight away so I had no waiting to do.”
Faz
“Really made it easy to navigate through the questions & got the result super quick
The rate I received was extremely manageable & worth doing if you need a a loan with a great rate to pay back .”
jane carrington
“Excellent service from start to finish would recommend them highly”
Marilyn
“Applying for the loans was quick and very easy! I've been through this process a couple of times already and the money always gets to me quick! This has helped me a lot since I started working with my...”
Amy F
“Such an easy and quick way of taking out a loan was in the account within an hour too”
Mari Connor
South Ockendon, GB
“Salary finance are great and really quick!! can't fault them!”
Karen
“2nd time i have had a loan from salary finance and as before they were absolutely brilliant from start to finish. Definitely would recommend!”
Scott Fitzsimmons
“Process was very easy from start to finish with a very quick pay out. Would definitely recommend them”
Joanne
“Fast reply’s to my emails dealt with query great”
Sharon Stevens
“Excellent service. Very quick and easy to set up.”
Lidia Glinkowska
“Easy super fast, helpful for people who can’t always get credit elsewhere. Would highly recommend”
Lee Deere
“For me, it means a lot that the employer thought to be able to help us in this way. It's a simple way to borrow money and get it back from the salary.”
Mihaela Vrabie
“It means a lot to me that the employer thought to be able to help us in this way. It's a simple way to borrow money and get it back from the salary.”
regina rossi
“So easy and simple. It could all be done online and having social anxiety I find telephone conversations quite difficult. This was the best thing for me.”
MS KAY
“Easy to apply.Quick response. No hassle.”
Louisa walkey
The Employer’s Guide to Financial Wellbeing 2020-21
Short on time? Not a problem. We'll give you the latest facts you need to understand financial wellbeing in the workplace over the coming year.
Download the guide
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Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending