Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Able to get little or large amounts over 3 withdrawals. Money goes 8n within a couple of hours. Better solution than payday loans.”
K Logan
“so understanding on my circumstances changing alot and what i had been through in the passed year, Not pressuring me in to some thing i could afford top customer service by stacey from the Financial S...”
paul
“Very easy to use, safe and secure, a quick decision by them and the money was in the bank very quickly ”
OWEN HUTCHINSON
“Love this scheme helps me literally every single month being on monthly pay would recommend to every company
Keep up the brilliant work ”
LOIS MASSEY
“I’m quite impress, it’s a very easy and straightforward system. ”
michela marzan
“Salary finance is a absolute lifeline for me and my family what with my household bills constantly on the increase surprise bills like my car breaking down I have used this service for a couple of yea...”
David Brownless
“I enquired, read all the easy access/easy to understand information provided. Made my decision, signed and the money was in my account. No delay, no confusion no worries”
Ben Normand
“Super fast payout with transparent processes ”
Richard Busby
“I cannot recommend Salary Finance highly enough! Their service has been an absolute game-changer for me. From the start, the process was simple, transparent, and stress-free. The team was professional...”
Mr Benjamin Crowley
“Easy to sign up and quick to get funds into my bank account,I didn't know this sort of service was available and has proved very helpful after December wages was paid in early and it's a long way to t...”
Christopher Heard
“My advance was very quick to arrive in my bank account. Also the staff deals if issues very professionally and gets results quickly. ”
Micaina Joseph
“Great service experience with instant money transfer, very helpful in times of need ”
Adam Wlosik
“I look forward to get the loan from Salary Finance, then looked up at the Nuffield employee website, just follow the instructions with a help from the chat people, after this.... Few checks and I got ...”
Gilberto
“Very helpful and friendly. Thank you”
Chelsie Billings
“Few issues with logging on, however, the chatline team sorted the issue out pretty quickly. I was using the wrong email to process. ”
paul mallon
“Whenever I’m in need of an advance in a tricky month. Salary finance are super quick and efficient with service to help me out when I most need it ”
Tom Bulleyment
“Unbelievably easy to do and such a fast payment”
Jones, Lisa
“My experience was excellent as Bo helped me in every way possible very happy with help I received appreciated mr m j webb.”
Malcolm Webb
“Excellent service and payment in minutes ”
Orla young
“This company is fantastic, really helpful I had to have work done on my car so I could carry getting into work, but was a still over a week to payday .
With money so tight do to bills and mortgage t...”
Sean Watling
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending