Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“The fast response and turn around plus the low interest rates makes this a fantastic product!”
Francisco González
“Really helpful,so easy to navigate the website,payment was sent within an hour, I hadn’t used this before and just having a couple of lean months so this is perfect!”
Mrs Murphy
“Salary finance advance is so easy to use. I needed help with my daughter starting uni so applied for an advance and pay it back out my wages.So simple to use and hardly any interest.
Great service...”
Ste
“So quick and easy to use
The customer service are great at getting back to you with help and support
Five stars 🙂”
Anna Lauder
“Quick and easy to use.
Never had any issue.”
Rob
“Being able to use Salary finance to advance my wage when i have had a tough month or unexpected bill to pay has been a god send, its so simple to use and also makes sure i don't take too much ”
Lisa Bedford
“love this as it comes in handy when your skint couldn't do without it”
Joanne Mcdonald
“This was so easy to use ! Money transferred before I closed the website after applying. Great experience at a short term difficult time for me.”
Justine McAuley
“Honestly amazing, it’s saved me in hard times and especially helping me pay off some of my loans! Definitely recommend ”
Jordy Hill
“Money transfer was instant. Clear understanding of the terms of tye contract.”
Ethan
“Quick ad easy to do with no fuss”
dfry
“Really great rates, simple and accessible Web pages with no fuss and no extra waffle. Really efficient and clear updates/instructions”
Matt Beanoe Hunt
“Excellent no problems ”
sarah manhood
“I just lost my step dad last Saturday and needed urgent help/finance - the fact I could get an early advance lifted a weight off my shoulders - so easy to sort the money was also amazing. Can’t than...”
Mark Mainwood
“This is such a simple website to use. It’s kept all my data safe and I would most definitely recommend it to other businesses who are looking to allow salary advances.”
Kira McNamara
“Brilliant company Quick and easy way to access some of your pay early if needed. ”
Vicki Mayes
“Salary Finance has helped me out so much recently in times of need when payday has been a bit too far away! Really easy website to use and navigate, contact between them and me is spot on for reminder...”
Jess Baxter
“Salary finance gives me a piece of mind no more shark loans helps a lot when needed.”
Gerald Mbonjani
“Salary finance was a life saviour for me. They answer very quickly and they send the money to your account within minutes. A truly reliable company 🙌 ”
Cirstea Ioana Cristiana
“Extremely easy to apply for and very quick payout. 5 stars all the way. ”
Carlos Moreira
The Employer’s Guide to Financial Wellbeing 2020-21
Short on time? Not a problem. We'll give you the latest facts you need to understand financial wellbeing in the workplace over the coming year.
Download the guide
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Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending