Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“It easy easy n quick”
Ritesh Nanduri
“So quick and easy to use, has got me out a tight spot a few times now!”
Jack
“Salary finance is a really helpful option for me. Allows you too get an advance when unexpected expenses occur without committing to anything more detrimental.
A really easy & simple process too. ”
Jamie Vaughan
“Always easy to fall back on when I'm struggling to pay day, plus the fact your not charged a fortune for lending is a big plus”
Shazz O'Donovan
“A great service that helps with those in between bills in between pay day”
Hannah Motley
“Nice and easy, so simple to use and money comes in straight away no messing around helps so much thank you ”
J williamson
“Helped me out loads but not good when I got a loan then I finished my last payment then I wasn’t eligible for a new one because I had a k we operation which didn’t help me at all as I just had a o...”
Annemarie
“Quick and simple process, peace of mind knowing it goes straight out of wages every month. ”
Stef
“Customer service top notch. Everything so quick and efficient ”
Debbie Hall
“Great service.. with money worries a huge problem for many this gives peice of mind that there is a helping hand for the hard times we face. I couldnt have managed without it. ”
customer
“I've had the nicest experience, received prompt financial assistance when needed, and I've joined a few others in salary financing. I'd love to recommend this service to friends and family. From the b...”
Mohd sultan king Entertainment
“Delighted to find that I could quickly and easily apply for a salary advance.
No shame, no judgement and no fee to me.
Instant decision. Safeguards in place but it put me in charge and I'm so grateful...”
customer
“Quick and easy, no hassle experience. Needed a loan pretty quickly for an expensive car part! Loan accepted and money received very quickly so no worrying about paying for the part!”
Ceion Rogers
“Fantastic and extremely quick service. Highly recommended ”
customer
“Very easy to complete the online application form with a decision made instantly. Useful information and no pressure. 10/10”
Vicky
“I have found salary finance to be an amazing help when I’ve needed it. The forms are easy to use and if you need to contact customer support they are prompt and helpful.”
Customer
“Really recommend if you need cash quickly and easily. Really useful if you are short at the end of the month. Extremely quick to go in your bank ”
Clare Nicholson
“So easy to access some of my salary early. The steps to register are so quick and it links to your employer automatically. Hassle free borrowing without affecting any credit score or anything. Amazing...”
Megan Dunn
“Quick and easy for when you’re in an end of pay period hand! ”
Shannon Flynn
“Really helps when in a jam”
Dan G
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending