Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Super fast and efficient . Very pleased with this service”
SHARON BAKER
“It was so easy to do business with this company. Simple application with instant approval”
Gary
“Hi my name is Stanciu Baluta. This is my first time i used salary finance and it was very helpful for me i will recommend to everyone to use this for debt consolidation only your team it was significa...”
Stanciu Baluta
“Great, speedy service. I felt secure using service. At each stage information was provided in a complete and very professional way. Not considered this service before, but was glad I did and will main...”
Simon Smith
“Wow! What an amazing service. I can't believe how easy and speedy the service is.”
Kayleigh Rew
“Was fast and hassle free”
Alejandra Hodge
“Salary Finance was quick and easy to apply for a loan and the money was in my account in minutes. The rate was very competitive and terms and conditions fair”
EM Johnston
“Does exactly as it says. very happy.”
Cookie Sparkes
“Easy online application, gives you full information on the loan and interest. Security of knowing company is connected to your employer, so safe. Good communications and emails with all documents. Mon...”
Mrs Ramsay
“Really pleased with how quick and efficient the process was. From signing the paperwork to having the funds available was a matter of hours. Plus, I don't need to worry about the payments as they will...”
Elaine Harper
“I am ever so grateful to Salary Finance for their continued support. They helped me with an affordable loan, not once but twice when I needed it most.”
Alireza Bakhtiari
“Fully recommend this service, it was quick easy and the convenience of having your monthly payment deducted at source is great, funds were pretty much instantly received into my account. Wonderful, ca...”
Paul H
“Very easy to use. Very quick response”
MISS SZWEDIUK
“Found salery finance by accident, applied and within lest than a day was accepted and money was in my account. So quick and easy to apply.they helped me a lot. Keep up the good work.”
Gary White
“Amazing so simple and the money was in my account in less than 24 hours of starting the application.”
Damon Hinchley
“Every step was so easy and i got it really quick Regard Hina khan”
Hina Khan
“The whole process is very straight forward and had a quick response very happy.”
David Smith
“The easiest experience I’ve ever had. Took less than 10 mins!!! ðŸ‘🻔
Rebecca Jagger-Smith
“Very quick and easy, question's were simple and money was sent straight away. Amazing service!”
Margarita
“Ive had 3 salary finance loans over the last 4 years, twice was extra funds for christmas the other was for home improvements, i work for tesco it was simple and straight forward to apply for took a f...”
Melanie Hughes
Lillington, GB
The Employer’s Guide to Financial Wellbeing 2020-21
Short on time? Not a problem. We'll give you the latest facts you need to understand financial wellbeing in the workplace over the coming year.
Download the guide
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10 tips for employers
Uncover our top ten tips on what employers need to be doing to improve the financial wellbeing of their people in 2021.
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending