Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Quick and easy, real life saver for those unexpected issues!”
Jack Street
“helps you through rough times especially if you know you are struggling with monthly pay but this helps a lot grateful that there is a company like salary finance suggested it to everyone and they rea...”
Bk
“Advance has been an absolute life saver for both me and my partner when we need that little bit extra :) no hassle and no worries”
Melanie Smith
“Absolutely love this company , I can’t fault it at all, great service from start to finish ”
Anonymous
“Life saving salary finance help me lot . Rather then borrow money from friend.”
Jahangirr A Alomm
“Really helpful when needing to access money in advance from your pay early. Everything is clearly explained and the money has always gone in to my account within the hour. ”
Callum
“Helpful and really easy to use ”
Chris
“It’s really handy when you needed an emergency fund. ”
Michelle Recate
“I’ve enjoyed it, they are fast and reliable. Easy to use ”
Bradley Naylor
“Salary finance has always been a quick and easy way of getting a wage advance in a pinch. Site is easy to navigate and money has always been in the account within the hour in my experience. You are al...”
Jemma White
“So easy to navigate and quick responses .very clear and easy to understand,,no hidden criteria
Took half hour to process and my request was paid in 15 minutes
Fantastic !!!”
George Wright
“Never any issues, nice, simple and useful. ”
Sandra
“I have used Salary Finance in the past through my workplace, they did come under a different name then but it is still the same company. Offered a fair rate and work with my workplace to take from my...”
Mr A Jones
“Super quick process & money was transferred the same day.”
Kelly Graham
“Brlliant idea and a brilliant company. Really easy and efficient. Can't fault it at all ”
Chris Whitehead
“Hi , great service and quickly, I am enjoying anytime get bridge before end of my salary coming.
Thanks”
Yassin
“It's really helpfull to me and in emergency it always helped me alot. I am thankfully to those who came up with this concept ”
Kiran Kumar
“Excellent service to get access to an advance of your next months wages. Simple process, quick acting responses from SF helping the cash arrive fast as needed. Payback also resolves quickly on payday,...”
NAIM NINETY
“Fairly easy and transparent ”
Jonathan Cooper
“What a relieve from salary finance. Took off a heavy load off my shoulder healing me mentally and bringing me happiness to me and my family. Thank you salary finance ”
Sylvain Yuyop
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending