Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Very easy instructions and efficient”
Charlotte Rogers
“Fast and easy to navigate and finds arrived within minutes”
Lyndsey Mckean
“using salary finance for the 2nd time
so easy to sort out
& tho they say the money may take a few days to be sent to your bank
mine went in more or less straight after i completed my application
had...”
gail nadezna
“Wow, quick and easy. Never really thought about finance from work but a mate was talking about it over lunch. So I went online and found the process straight forward. I asked for more than I needed…...”
William Webster
“Very good......”
Matt Mash
“Great experience, the loan was processed very quickly and and sent to my bank account straight away, extremely helpful, I am very happy with this service!”
Marta Piotrowska
“Simple and speedy application with a decision made immediately.”
Suzanne Hyde
“Absolutely brilliant, very easy and quick
Even had the money within seconds into my bank account
Will certainly be using again”
JamieAyres
“Very helpful and fast working, low Apr financing!”
ATANAS ZHELYAZKOV
“Fast , easy and pleasant”
Karl Graham
“Quick and helpful, easy to use website”
jamie
“Great service and everything explained. I choose salary finance as the repayments come straight out of my wages meaning I don't need to worry about missing one.”
Debz Bleasdale
“Super easy interface, with decent control panel that allows you to top-up quickly and keep track of how much you've spent so far. Really helpful using Salary Finance, allows you to put all of your car...”
Z Khatun
“Was thinking about a consolidation loan and was looking at various options. The best deal looked to be from salary finance and went ahead with my application. They had good and bad news, the amount I...”
Lee Green
“Absolutely a great service 👠would recommend to anybody amazing to have deductions from wages 5 stars”
Jason Sayer
“I was really pleased when I clearscore suggested Salary Finance for a loan. I wasn't aware of this direct salary payment option and I think it is great. The whole process was straight forward and the ...”
Kerry Elkins
“Excellent service, very fast turnaround and easy to apply. Would recommend”
Neil Jones
“Simple application process. Quick and easy. Would 100% recommend.”
Kris
“Really happy with the application process and the speed in which a decision was made. So easy and quick to sort out a loan for a new car. Would highly recommend.”
C watson
“Great rates and got the money next day, absolutely chuffed”
Andy G
The Employer’s Guide to Financial Wellbeing 2020-21
Short on time? Not a problem. We'll give you the latest facts you need to understand financial wellbeing in the workplace over the coming year.
Download the guide
The impact of COVID-19
Examine why some employees have benefited, while others are worse off and what this means for the workplace.
Why money is the last great taboo
Discover the shocking stats behind why so many employees don’t feel they can talk or ask for help with money in the workplace.
10 tips for employers
Uncover our top ten tips on what employers need to be doing to improve the financial wellbeing of their people in 2021.
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
19th place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending