Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
Our products
We improve your financial wellbeing with a range of products and services.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“It was vert quick and easy. I would recommend”
Asya
“Very good but the Apr is to much”
Rafiou
“Brilliant so easy”
Martin Gent
“My experience has been really great. I've used multiple times due to the low interest rates they can give me compared to lenders who are not affiliated with my employer. I've topped up a few times now...”
Mr Marc Dale
“Salary finance was quick and easy to apply for .excellent service and very cheap interest .Very happy customer 😀”
Maria
“Absolutely amazing service. Low interest rate. In my bank within 2 hours!”
Customer
“Very straightforward and pleasant experience.
When I was applying for a loan, you don't need to talk to anyone about it, it's all done via their website. All the relevant questions are asked and are...”
Mike Robinson
“Really easy process to go through, simple questions and fast response. Also top ups when needed. Love it.”
Angela
“Very easy application with funds in my bank within about 10mins
Great service”
Alexander
“Very straight forward and easy to use, and the money was in my account within minutes!”
Lewis
“🤩🤩🥰 happy”
Bartosz
“a great rate and it was so quick and easy to apply and to receive the money was fast.”
Alan
“Thanks you só much”
Juvelino
“Really easy smooth process. Very impressed”
Tara
“A very good service easy way through the process not complicated everyone very helpful”
Richard
“Fast easy service”
James
“It has been a wonderful experience, the communication went fine and response was quick. It is a commendable experience.
Thank you”
ABDOU
“I applied for a loan to consolidate my debts thinking I would get rejected like I had everywhere else. Although Salary Finance wouldn’t give me the full amount I requested, they instead offered a lo...”
Stephen W
“Quick and easy money straight away into account and comes off wages weekly what more could you ask”
graham
“Quick process easy and fantastic the loans have helped me when I needed it repayments straight out of my pay so no worries bout missing them great company highly recommended salary finance”
Mark Bowman
The Employer’s Guide to Financial Wellbeing 2020-21
Short on time? Not a problem. We'll give you the latest facts you need to understand financial wellbeing in the workplace over the coming year.
Download the guide
The impact of COVID-19
Examine why some employees have benefited, while others are worse off and what this means for the workplace.
Why money is the last great taboo
Discover the shocking stats behind why so many employees don’t feel they can talk or ask for help with money in the workplace.
10 tips for employers
Uncover our top ten tips on what employers need to be doing to improve the financial wellbeing of their people in 2021.
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Best Fintech Lender
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2018 Alternative Consumer Lender of the Year
Winner
2018 B2B Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2018 Responsible Business of the Year
Highly Commended
2016 Innovation in Lending
Winner
2019 Financial Inclusion Award