Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
Our products
We improve your financial wellbeing with a range of products and services.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simple Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Thank you very much!!!”
Doncho
“Fantastic service from fantastic people who listen to your needs and try to help. I had no problems with the process and had my loan approved and money in my account within minutes. Thank you Salary ...”
MR JERRY P ECCOTT
“Very quick service”
Mark Ostle
“Easy to use and understand. Payment was in my account within minutes.”
Sharron
“very pleased”
PETER IKE
“Taken out the loan was quick and easy, money transferred within minutes, I wound recommend salary finance”
Jennie
“Easy and convenient. Great interest rates. Takes straight from pay so don’t have to worry about it.”
Lexadrana
“Good approach ðŸ‘. Very quick and easy. I will recommend 👌 .”
Mr Dobrica Sapcaliu
“Great service, quick and easy to use. Fast results of loan approval with options to top up your loan at a later date if you need it”
Julie
“Quick and easy, completed within minutes and the loan in my account within hours the same day.
Stress free, excellent”
Elaine
“Very pain free a quick from application to money being deposited to my account.
One note, when attempting on a mobile device the pages do not open or time out, when using a desktop it’s very quick ...”
Colin
“Fast and stress free, the payments are taken straight from my earnings, so no worry off missing a payment”
Denise
“Easy to use and low Apr rates”
Stephen
“I applied for the salary finance loan to help with making my disabled wife life a little more easy. The loan will enable me to make her life easier. IE ,helping to make our house more disabled friendl...”
lynne smillie
“Straight forward no problem with forms money in the bank in an hour”
Mr Johnson
“Very easy to apply online, checks done imediately and money in my bank account straigh away. Interest not to bad and payment goes out from your salary. Very pleased.”
Eugen
“Excellent quick service would definitely recommend. Taken a huge weight off my shoulders thank you.”
Caroline Fox
“Quick and so easy to apply, but also checked to see if this was my best options.”
Nicola
“It's simple,fast and secured”
Isaac
“A real life line when needed most.”
HMM
The Employer’s Guide to Financial Wellbeing 2020-21
Short on time? Not a problem. We'll give you the latest facts you need to understand financial wellbeing in the workplace over the coming year.
Download the guide
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10 tips for employers
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Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Winner
2019 Financial Inclusion Award
Winner
2019 Future Fifty Cohort
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2018 B2B Business of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Positive Social Impact Award
Winner
2019 Employee Benefits Award (Dunelm)
Highly Commended
2016 Innovation in Lending
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)