Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“I can honestly say, applying for my loan through Salary Finance was completely pain-free. The application process was clear and straightforward to do. The approval and transfer of funds were all done ...”
Rebecca
“A smooth process and experience. Took very little time for the loan to come through and it is all very easy to understand.
I will be using salary finance again after this one is paid off and perhaps b...”
jordan bradley
“It's my first and 2nd time”
Andros omerou
“Excellent affordable loan for someone with a bad credit score and fast service.”
Harry
“Very fast my application was submitted and approved withing 12 money in my account in literally 5 minutes after signing the contract.”
Mr Glenroy Mclaughlin
“Nice and easy website to use. No issues with setting everything up, everything sorted within a few minutes! Would recommend!”
Ashley Ellison
“Was looking to consolidate some loans to help with the rising cost of everything, applied through Salary finance and was approved within minutes and the money was sent over really quickly. 10/10 from ...”
Luke Wilkinson
“I don't like borrowing, I can save. Suddenly things that were out off my control have hit our family financially. I felt hopeless. I have been advised by my employer to turn to Salary Finance as a wel...”
Thomas
“Very fast and efficient service. Brilliant”
George Wokorach
“Easy to use immediately paid”
Veronica Dragoi
“I already had a loan costing me £371 a month but with cost of living crisis made it very tight. Salary Finance allowed me to top up £1,000 to cover items needed but allowed me to restructure the loa...”
Phil Canavan
“Fast and extremely helpful”
Mr Joseph
“The entire process took about 15 minutes from applying to having the funds in my account. Simply and stress free and more importantly realistic monthly repayments.”
Steven Burns
“Excellent service and quick turn around.tumbs up :)”
Khuram ahmed
“Great and quick service.”
Ogile Madux Oze
“Really fast and easy application. Very happy with all the help and advice.. 100% recommended. Cheers.”
Steve
“A fantastic benefit provided by the company. Incredibly helpful, fast and more importantly affordable.”
Phil Staples
“Quick and easy to apply. The answear came next day. Very satisfied.”
Nicoleta Stanciu
“Really helpful and quick process, checks were completed quickly and the money arrived in my account on the same day. Competitive interest rates, especially at a time interest rates are rising, and yo...”
Michelle
“Website easy to use and navigate. Very fast process and response”
Sophia Presdee
The Employer’s Guide to Financial Wellbeing 2020-21
Short on time? Not a problem. We'll give you the latest facts you need to understand financial wellbeing in the workplace over the coming year.
Download the guide
The impact of COVID-19
Examine why some employees have benefited, while others are worse off and what this means for the workplace.
Why money is the last great taboo
Discover the shocking stats behind why so many employees don’t feel they can talk or ask for help with money in the workplace.
10 tips for employers
Uncover our top ten tips on what employers need to be doing to improve the financial wellbeing of their people in 2021.
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
19th place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending