Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Excellent service ”
Imran Yaqoob Khan
“Had multiple loans from Salary Finance now and can honestly say what an easy application process and very quick decisions. Helped me massively when no one else would based on my credit score. Great no...”
Aaron Ferguson
“Very helpful and friendly service money there when you need it in an emergency ”
James
“Absolutely fantastic
Totally recommend ”
Dan
“Excellent quick service”
Jon Lawman
“Great business with some really good options, helped me manage my finances with some great features. ”
James
“Quick and easy to use, helpful customer service. ”
Dominika Kovacs
“Excellent service. I would recommend this to anyone who needs extra funds available before pay day.”
T Watson
“Very useful. Just started working at a new job and I need to pay my monthly bills. But only a few days was covered for my first pay check so I used salary finance. So useful if you mis calculated your...”
Loi Vincent Cledoro
“Very quick respond help without trying hard just couple of minutes and all sorted. Brilliant ðŸ‘
Thank you”
Mr Roman Dana
“Easy access to some of your salary, helpful and useful company”
Sean Lewis
“How easy and help out a lot thanks”
Dean Cleary
“So easy to use and received money within 24 hours”
Alex Paton
“Salary Finance has helped to ease my financial stress and burden over the years. I was able to secure a substantial amount of personal loan when no others lenders were willing to offer me due to credi...”
Davis Kambalametore
“When your in need of a little extra cash for unexpected bills perfect ”
GLENN GALLOWAY
“Yes it’s really good because if you’re short it keeps you going until payday or you can use it to help out a family member if their struggling.”
Emma Burgess
“When i was unable to access my advance due to a technical issue that said I had left my company when this was a mistake it was quickly dealt with and customer service was fast and efficient and very p...”
Stacey Williams
“Great service super fast pay out took while to fill form but other than that would definitely recommend ”
Brian Frost
“Easy to follow. Quick with responses. ”
Michael Obree
“Quick and easy to get money, keeps me updated on what I've got to pay back”
Vicki edwards
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending