Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“I got sent an email regarding this scheme and talked about it with my wife... we looked into it and decided to take it as we would be in the region if £110 better off consolidating our existing debt ...”
Marc Birchley
“Thank you for being very speedy and easy to help with my loan, very impressed.”
Richard
“Really quick and easy”
Nicholas Fitzjohn
“Salary finance is really helpful and hassle-free. The only limitation is the interest rate of 7.9 is a bit higher . It would be great if you could bring down the interest rate a bit lower”
Yatheesh Sivanandan
“Was easy, I received my answer straight away and funds were in my bank account within a couple of hours. No hassle, no fuss. Good experience.”
Tracy Stephens
“So quick and easy, everything is put in front of you and is easy to understand. No hidden details or small print deffinatly the easiest loan I have ever applied for.”
Sean
“Quick efficient service .no fuss just applied and was in my bank instantly.”
Lisa
“All worked out perfectly and it was very fast.”
lolozaurix
“This is an excellent service helps with the unexpected 👔
michelle
“I would definitely recommend it. Salary finance has helped me, I really do appreciate the service they give. Absolutely great service. 👔
Mohamud Adan
“Recently took out a loan with salary finance and it was extremely quick and easy. Delighted with the service would highly recommend.”
Angela Crighton
“Very quick, easy and set out very clearly! 5â︔
Lisa Birt
“Brilliant !!
Quick painless process and service is second to none, the funds are in your account within 10 minutes great way to borrow”
Jackie
“Excellent service, quick and easy and I got my money instantly!”
Mittens4kittens
“Without doubt the best loan company I have dealt with in over 40yrs, so fast and no hassles at all. Great job team”
David Barr
“the application is relatively easy and I like the fact that my repayments come straight out of my wages every month”
customer
“Very quick and loan was in account same day really helped when i needed it.”
sandra boyle
“Very quick loan for every employee and a reasonable interest rates”
Twumasi George
“Very good acceptance with low reasonable repayment plan and had the money within seconds literally”
Dean Williams
“Very fast and easy to apply. Got a decision instantly and the money was in my account within 30 minutes 😔
Gary Harper
The Employer’s Guide to Financial Wellbeing 2020-21
Short on time? Not a problem. We'll give you the latest facts you need to understand financial wellbeing in the workplace over the coming year.
Download the guide
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Discover the shocking stats behind why so many employees don’t feel they can talk or ask for help with money in the workplace.
10 tips for employers
Uncover our top ten tips on what employers need to be doing to improve the financial wellbeing of their people in 2021.
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending