Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Salary finance is quick and easy to use, very handy just before payday ”
Sarah
“I’m so glad my workplace offer these services, it is great for unexpected costs from especially when you get paid monthly and don’t have the time to plan in advance, the flat rate service fee is v...”
Mollie Cook
“Excellent service of salary advance. Requested an advance and money was in bank within an hour even though it states payment will be following day.”
Carol
“Very easy to use site, allows you to choose the amount you need from what you are entitled to. Very low cost for using the service, and easy for repaying amount, hassle free. Great help to tide you ov...”
warren stanton
“This has genuinely helped me out of some tight spots financially. Greatful to have this option when I need it ”
William
“I took a loan out the repayments was given to me money taken out of my wage so don't miss it I can't see any problems rates are fair and you can make repayments on top of you want to reduce your loan ”
Adrian cocker
“Amazing quick and easy x”
Cheryll Fyffe
“Very quick and easy to use, and normally on your account within 10 minutes! Helpful when you get that unexpected bill”
Phil ward
“Very helpful ”
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“A Very benificial alternative to a short term loan and when your short on money before payday, the small fee is worth the convenience. Would definitely recommend ”
Sufyaan Lataif
“I’ve been using Salary Finance through work, and honestly, it’s been a pretty good experience. They offer things like loans, savings options, and helpful money tips, all linked directly to your pa...”
Mario Rodriguez
“It was easy to use, I was able to get access to at least a bit of wages before my next payday. Definitely helped and will help in future ”
Molly Gallagher
“Really helpful when you need that little bit extra before pay day. And also very quick release of funds. ”
Theresa hargreaves
“It’s very easy to apply for. You don’t have to worry about the payments as they come straight out of your pay very good rate and they always communicate with you ”
sharon jones
“Excellent scheme. A simple process, reliable, fast with a very reasonable fee taken. Thank you ”
Mr David Aldous
“Great service if you need a bit of cash before payday arrives. The money is transferred quick and the app is easy to use. ”
Alison
“Easy to use, cheap, and the account recovery service is simple to use. Been such a helpful service, for which I'm very grateful for. 5*”
Karl D
“So easy to use, minimal faff, just a few details to identify me. Money went into my bank very quickly. ”
Katie Grogan
“So useful for times when you have more outgoings than expected, just helps to keep you going until payday, and the charge is so small you don’t even notice it. Not sure how I would have paid rent wi...”
Rhianna Wing
“Best service and professional staff ”
FerdawsAbdulghafoor
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending