Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We improve your financial wellbeing with a range of products and services.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“I was able to get a loan through Salary Finance and help pay down my credit cards. The loan payments are low and affordable!!!”
Avis Greer
“You are the best guys,thank you very much for all help”
Viorica
“Great experience with salary finance ..always helps out in tight situations”
Mlgtina Gaming
“Easy and simple to apply. Decision was very quick and the money was in my account the next morning”
Danielle
“10/10 very easy to apply and very quick”
Rhona
“Very easy to sort out and set up the loan, money was in the bank the same day. Very happy.”
Simon ogden
“Fantastic and simple to use”
Fiona
“Very fast and easy to apply ***** stars”
MB79
“Very straight forward application process with clear and easy to understand terms. I've had no issue since taking my original loan and topping up to consolidate at a better rate was a no brainer. Woul...”
j r86
“Efficient with transferring funds, and brilliant service!”
Jack.M
“Fast , easy and straight forward. Never thought i would get a loan but they made it so easy and the interest rate is lower than any card i have”
Robert
“Fast & efficient service, so uncomplicated. Really pleased.”
Amanda Keightley
“Was a great service I’ve received, from start to finish they was very informative and gave me all the facts and I will always use them”
Mark
“Super helpful, very quick response. Easy to apply and access information on payments too.
I have recommended to family and friends”
Suzanne Cook
“Quick and easy to use. Good explanation of service in FAQ. Good communication”
Theresa K
“Fantastic experience realy great website and easy to use excellent loan rates and fast payment thanks for making it simple 👔
Customer
“Absolutely fantastic in my bank within 10 mins”
Adele
“I always find it easy to use”
Gaynor Fernley
“Extremely quick and easy and has help me out soooo much, now we can get our lives back on track.”
John Hughes
“Great service”
Richard
The Employer’s Guide to Financial Wellbeing 2020-21
Short on time? Not a problem. We'll give you the latest facts you need to understand financial wellbeing in the workplace over the coming year.
Download the guide
The impact of COVID-19
Examine why some employees have benefited, while others are worse off and what this means for the workplace.
Why money is the last great taboo
Discover the shocking stats behind why so many employees don’t feel they can talk or ask for help with money in the workplace.
10 tips for employers
Uncover our top ten tips on what employers need to be doing to improve the financial wellbeing of their people in 2021.
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending