Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Excellent service , always handy if an unexpected emergency happens. Very quick and efficient.”
Stephanie Toms
“Really helpful ! And so great my company use it ! Such a good tool and app so easy to navigate too! ”
Summer
“Easy to use and quick service! Small fee!”
Aleksandr Spuntov
“Love this option for getting an advance on my pay, it has helped me out many times. ”
Carole Simpson Was Clements
“Salary finance is a good safety net for when emergencies happen or when I need a little boost in cash the fees are very minimal which is amazing they offer so much other help that I will be surely usi...”
Lewis Douglas
“So easy to use and explained very clearly. I felt very safe using this service and it has helped me a lot with financial flexibility. Well recommended.”
Christopher White
“I was in very urgency. It was very use full. Great. Thank you.
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Shajukumar Sivaramapillai
“Fast payments, easy to use service. Not complicated at all and no nasty small print. Does what it says on the Tin :) payments are made pretty much immediately with no hassle, and customer services ver...”
Amber Holland
“Salary finance has been brilliant especially for when you get unexpected bills to pay they are there”
David Dyson
“Brilliant service quick and easy to use highly recommended ”
Louise Symcox
“Such a great help when needed. Those last minute bills or just to tide you over with petrol or a little food shop. It's really does help to cover things that sometimes pops up. Money also comes very q...”
Kerry Bailey
“Very helpful!”
Dale Obrien
“I have found salary finance so helpful with dealing with issues in every day life it has saved me a fue time really helpful ”
Thomas Cook
“I have never had any problems. Everything is clear and well explained. ”
Joanna Kos
“Really easy to use and helps me get through to the next payslip but letting me borrow some for a low fee. Thanks salary finance 😔
Andrew
“Salary Finance is really help with advances given I don’t need to take loans if I have access to my salary before my pay day and it can help you in crucial days.”
Rafique Danish
“Great service, quick and with zero hassle. We all need wage advance at some point. I recommend salary finance to anyone. ”
Chris Boxall
“Salary finance is an excellent way to get the most competitive rate for a loan backed by your employer. Their customer service is good and there was no penalty for repaying my loan early. ”
Thim
“Using the system is easy and not at all complicated. Very straight forward.”
customer
“I used salary advance recently. And the experience was really good. Money credited within 15min. I really recommend this.”
Nimmy ct
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending