Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Very easy to use and has helped me massively to pay of debt I would highly recommend!”
Corne Burger
“Fast, forgiving and fair.
Overall an amazing experience so far.
I would definitely recommend this service to anyone who it is available for and the fact it can come straight from your wages makes sure...”
Kyle Morgan
“It's a great idea that these loans are offered through the company, Salary Finance tell you exactly what they can offer you as a loan and it is sorted and in the bank within minutes. Brilliant service...”
Edward Gough
“This was easy to apply for and the money was in my account the same day in fact within the hr”
Miss Chisholm
“Really easy to follow, confident and reassuring advice throughout”
Lisa W
“Cant recommend highly enough.
The whole experience was brilliant, took less than a few hours to set up, and is at much better interest rates than you'd get from anywhere else, any issues dealt with pr...”
Jason Daniels
“super quick and easy process! would definitely recommend :)”
customer
“Salary finance has helped me a lot and is very handy when needed a little help. Very happy with this service. Thank you”
Sarah Gunner
“Really brilliant company. I had multiple loans which we having a huge impact in me financially and I managed to consolidate them all into a far lower Apr payment and also fund a happy a holiday.
The ...”
thomas davies
“Excellent service, competitive rates, excellent communication, helpful layout, easy access - highly recommended”
C Cullen
“Fab experience. Very simple. Money was in my account within minutes of me signing the agreement .”
Joanne Simpson
“Paul Doherty
A great service for employees when in need of extra finances.easy to apply for and let you know if your excepted quickly,also my money was in my bank account in 2 minutes as it said would...”
PAUL DOHERTY
“Really quick and easy!
I get married in 2 weeks and we needed a small amount to pay the final bits, approved and received in 10 minutes.
Repayments are cheaper than what I pay in to my savings so easy...”
Jasmine
“Very easy and straight forward service from start to finish!”
Eoin Henderson
“Easy to fill application and speedy transfer”
Derrick Wright
“Easy payment Easy application get your money same day in your bank account I would recommend payment from your wages you don't even have to worry sit back and they'll take care of everything else as l...”
Carlene Davis
“It is an outstanding digital as well as website experience where user friendly digital loan application has been developed to minimise the time and cost. It is really an amazing digital experience for...”
Pranab Maji
“This was probably the easiest application for a loan I have ever done. Very quick decision and money in my bank account the next day. More importantly the interest rate offered was equivalent to high ...”
Johnny Kriel
“Applying for a loan was so easy, not long application forms.
They keep you updated on the progress of your loan and ensure you can afford it. Loan was paid within the hour.
Very happy!”
kirsty reid
“great experiance getting a loan with these guys money goes straight into your bank”
Wayne Brooke
The Employer’s Guide to Financial Wellbeing 2020-21
Short on time? Not a problem. We'll give you the latest facts you need to understand financial wellbeing in the workplace over the coming year.
Download the guide
The impact of COVID-19
Examine why some employees have benefited, while others are worse off and what this means for the workplace.
Why money is the last great taboo
Discover the shocking stats behind why so many employees don’t feel they can talk or ask for help with money in the workplace.
10 tips for employers
Uncover our top ten tips on what employers need to be doing to improve the financial wellbeing of their people in 2021.
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending