Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Great service. Fast and very good communication
Arran Dow ”
Arran Michie
“The best finance company ever in my life in my tough circumstances. Thanks alot & God bless you. ”
Latif
“Having access to my wages when needed has been a godsend. It makes it very clear how much you can take out and what the cost is which is next to nothing. It's saved me going without when needed. It's ...”
Kim Shane
“Very good idea”
Ross Davidson
“Great service for those who need a top up before the next pay day. Paid within an hour and taken from salary so no messing around repaying the advance. Very helpful ”
Claire Kingsnorth
“Is really helpful when you are struggling with money until your payday.Salary Finance company doesn't have big interest and the advance money arriving in less than an hour!”
Alexandra Cristina Mihalcea
“Regularly use this service when a bit tight towards the end of the month. Paid very quickly and no interest, only a set fee which is less than £2.”
Jackson
“Great incentive to give employees control over their money ”
Chris Ko
“Brilliant service, prompt payment. A lifeline”
Sarah Huggett Ravo
“Straight forward to use, No intrusive questions”
Chris
“Fantastic service and can be a life saver in between monthly payments.”
Mark Wilson
“Such a fast and reliable service! I use salary finance for emergencies through the month if needed and for a small charge which is smaller than most lenders. I’m very thankful for salary finance, th...”
Emma Dalton
“Amazing service! Life saver at times!”
Ethan Mottershead
“Salary Finance makes me going smooth. I get paid monthly but in fact I can get money almost every week which I prefere. Just works perfectly for me. It is so great SF is here!!”
GRZEGORZ DUK
“The service is quite outstanding and fast ”
Takura Dandadzi
“The experience using the site is easy, its quick helpful and handy,”
Lee Murphy
“Very easy to use and helps when your a little short before pay day ”
Claire
“Amazing service that assist so many without those crippling charges and the staff are so friendly and the service very easy to use so i absolutely 💯 recommend to anyone eligible.”
David
“I use salary advance and it helps me out massively when needed. The website is really easy to use and the money is sent over really quickly. ”
Vicky Bridge
“Never had any problems with getting my advance always comes on the same day ”
Adam Elsmore
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending