Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“I love that salary finance is available to access my wages earlier if need be. Easy and flexible to use and doesn’t charge you a fortune to use.”
Lucy Palmer
“Excellent service, easy to apply and money was in my account within the hour”
Paula Miller
“A very helpful concept which I’ve personally used a couple of times for those unexpected moments. Customer service is also top notch. ”
Tricia Mukadi
“very easy to submit an application and they gave an answer within seconds! much easier and more suitable apr compared to other sites ”
mollie
“Fast and easy ”
Gormy
“My experience with salary finance was great because how smoothly everything worked out. I got paid into my account within half an hour or even quicker amazing service very convenient and easy to und...”
Masoom ali
“Quick and easy. Great rate for loans and suitable for all. Definitely a life saver.”
Leo Duncan
“Very good we need it when it’s emergency ”
Sp
“It really helps out when your struggling near the end of your payday period & the fact its quick & simple and no credit check is brilliant. Always goes in my account almost instantly. Have used severa...”
Consumer
“I've used salary finance a few times when I just need that little bit extra for the month. Each payment is fast, easy and reliable! Such a great service! ”
Maria
“Manager told me about the advance paid / salary finance as the time came around i needed some funds so I asked her about it took us 10-15 minutes to find it and took me 5 to fill the form out then I w...”
Naz
“Easy to use will use again ”
Scott
“Highly recommend and quick to get you the funds you need”
Simon Robinson
“Excellent customer service, thoroughly helpful after I had a few issues with application. Easy application process and received funds within exactly 2 minutes of completing the application and being a...”
Lola Whinham
“Very efficient. no complicated process quick and understanding no hassle recommendations are a must for easy access to your own wages that you already worked for so no need to get into debt with loan ...”
Adam Thomson
“Easy to apply, quick decision and paid in the same day.”
Carlie
“Fantastic service . Enquired about the loan over twelve months and after being accepted the money was in the bank within two hours .”
Gary Sumner
“Absolutely amazing service.
I didn’t have the strongest of credit scores as I never really had any finance before. so was very grateful to be looked at differently via my earnings, and not if I’...”
Ben
“Very helpful and quick! Thanks ”
Kim
“Good service, money usually in the bank within 5-10 mins of applying”
Daniel Gosling
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending