Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“I’ve had a positive experience with Salary Finance. The service is easy to understand, and the application process was straightforward and quick. I appreciated how clear and transparent the informat...”
NB
“Excellent service, a reliable safety net when needed.”
LAR
“Amazing service very easy to use and was less than 10 minutes and the money was in my account ”
Lauren Obank
“Spot on, quick service ”
Alice
“The website is really convenient, it allows me to advance part of my salary for when life’s inconveniences crop up - however the system ensures that sensible borrowing is in place by capping the amo...”
Kate
“Awesome service, the process is almost immediate and the fees are more than reasonable, in fact negligible. Wish was more available to everyone, Would have kept a lot of people out of debts.”
Modou Sanneh
“Absolutely fantastic service! Easy to use, love being able to access a little of my pay before payday just makes things a bit easier. Exceptionally quick transfer to bank and a really great price, the...”
Natalie
“Such a great help with finances and the simplicity of the process is so calming . I would recommend to all”
Elizabeth Usher
Washington, GB
“So handy to have if your short or something crops up unexpected. ”
Mccabe Kirst
“Easy to apply, had no hassle. Money went in instantly which i thought was brilliant! ”
Joshywoshy
“Salary finance are fantastic, they were a complete life saver when it came to me needing to get work done on my car I was able to take out a loan with no issues. - Georgia Mckinley fitch”
Georgia Mckinley
“Speedy peace of mind, easy to apply. My perfect solution. ”
Jane Ward
“Very good! Very good”
Alina Vasilica Dimitriu
“Very accessible platform to finance our salary. Very helpful ”
Manish Ojha
“Excellent ðŸ‘👔
Adriana
“Good customer service”
Akwasi
“Very good service money earlier than expected ”
Justin White
“Overall great ”
Bryan Copeland
“I cannot praise this service enough. When you need a quick cash injection to bridge to the next pay day this is a life saver. No fuss and extremely quick and easy and very affordable. A brilliant serv...”
Iain Webb
“After a ongoing problem Ashaa felt with it promply and getting it sorted many thanks
Ashaa”
Carol Cameron
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending