Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Very easy to use app, terms are very transparent and funds paid almost immediately ”
Danniella
“I used through my workplace and had a great rate the whole process was straight forward definitely use again”
Emma Perkins
“Efficient and no hassle transaction. Its very easy to navigate and so helpful in time of needs. It actually helps me alot.”
Regina Fung
“So handy to be able to get an advance when low on money throughout the month, specially if like me your wages go within a week 😅
Pay back fee is also reasonable!!”
Abbie Moody
“Great tool to have access to your money if you’re in a sticky situation. Also great for helping manage your finances ”
Michael Johnson
“It's easy to use once signed up and helps if im a little short towards the end of the month ”
Danita Mitchell-guy
“Salary Finance are very helpful for wage advances if you are in a bit of a pinch or in an emergency - quick and easy to use, and no fuss.”
Sophie Boon
“Fast, quick and so easy. Very clear what's available. Knowing u can access abit of your salary is a godsend ”
jonathan bennett
“Very good would recommend to anyone and is very helpful ”
Danielle Woodburn
“Easy to use and a life saver”
Emma Hall
“This is a benefit I just found out that I can get and it's amazing! Especially if you get a really unexpected bill leaving you without until payday this helps massively!!
Thankyou salary advance for t...”
D Robinson
“It’s fab having this through your work place, being able to access your money before payday with very little fee.
Brilliant ”
Aimie
“Easy to use, clear T&Cs, money transferred into the bank within 10 minutes. Will definitely use again if needed. ”
Lyndsey Burn
“Fast and excellent service. Had the money in minutes in my account. I would highly recommend this for a loan ”
Gemma Manuell
“This offer comes with my work company. Been very quick and easy to set up and a helping hand if you need it.”
Adrian morris
“It's my 1st time using Salary finance through my work place, very easy application process and you get a very quick decision made.
Definitely recommend 👌 ”
Vicki Parkin
“Amazing took no time to sort it out easy to use and fast response time ”
Matthew Hooton
“Very impressed with the service delivery and it has never failed me since using the platform for years.Always prompt and seamless service.”
Olumide
“Always helps in a pinch, honestly best thing to exist and ”
SIAN CALDWELL
“I was surprised how quick and easy it was to apply. Very stressful. And I know in the future I can use this fab service again ”
Andrea Mcmilan
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending