Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“What can I say apart from life saver work went from weekly to sooner pay and need some cash to tied me over and salary finance was exactly what I needed money in bank within 10 min couldn't ask for mo...”
James
“Very easy and quick.
I apply for advanced salary once I submit my application just in five minutes I receive the payment.
So this is very helpful.
And support working individuals in hard times.
...”
Abasin
“Easy way too get a wage advance when really needed. Fast and efficient.”
George Robinson
“Very good when I need extra money though month and quick to go in ”
Jordan
“Really quick responses to questions I had the system to get the loan really easy to navigate, my loan was approved right away told it would be in my account in 3 working days but 1hour later and it wa...”
D
“Always helpful and love the fact that if you need to you can pull your wages in advance without having the extra charges. ”
Chloe Loft
“My company is changing over to a different pay cycle so using salary finance has helped me immensely . Thank you 🤩 ”
Gary Leaper
“Very helpful. Easy website to use. Very quick on receiving the money. Very low fee to receive your funds. Brilliant service ”
Consumer
“Very good experience, so easy to apply, money straight into my account, highly recommend 😊”
Renata
“This service is absolutely amazing! Never had any issues with them and they’re so quick and helpful ”
Patrick Grabias
“Fast simple and efficient. No unnecessary bells and whistles. Straight to business. LOVE THAT!”
Emmanuel Ajayi
“I had a very nice experience with this company , nice staff nice website . Very cool.”
AurelRica Iliescu
“Absolutely fantastic agents were so helpful all easy and straightforward ”
Anon
“Very easy to use the service, low fees and no hidden costs. When an emergency happens or an unexpected expense comes up this has been a lifeline. ”
Brogan Massey
“Easy to use, friendly welcoming staff who have great personality when you speak to them, just keep up good work nothing to change excellent service, thank you”
Steven Arnold
“Very easy to apply quick hassle free payments ”
John Wilson
“Very useful tool to help when we changed from weekly to monthly pay.
Customer services were quick to answer any questions when signing up
Money was within account within a day or two despite stating...”
James Sheard-Fawcett
“Absolutely easy to apply, very quick. I get money on my bank account straight away, I would say within a minute. So I can only recommend for people in need. 5 ✨ from 5 well deserved. ”
Jirina Chladkova
“Straight forward, easy process to understand and follow and has put my financial concerns at ease ”
Sam Harding
“Easy and smooth. I’ve been paid weekly and because my company changed this in to monthly I’ve needed some help which I could find it with salary finance.thanks!”
Alexandru Tudosa
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending