Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Super quick and a really good experience. Took about 5/10 minutes in total and everything was just super quick would definitely recommend. ”
Lucy Rusbridge
“It’s a really easy process with plenty of help along the way. I’m glad the company I work for uses this scheme, it has really helped me out this month. ”
Dan
“Salary finance have been amazing.
I was able to get a loan when I was moving house and have used advance once or twice.
So easy to use and you don't even notice it's being paid back as it comes direct...”
Rp
“Brilliant service and straight to the point with lots of information on the website to answer for any enquire you may have.”
Dinar Andjadiumi
“No credit checks and very easy and straightforward process. Money in your account within minutes. ”
Manuel Angulo
“Fantastic service very helpful recommended to anyone who wants support and advice ”
Carol Julian
“So easy to apply and shows you very clearly what the payments will be and how the loan will effect your salary monthly. Got my loan within 2 hours of applying! Very happy with this service and have us...”
Amie Cole
“Absolute piece of cake, so easy to set up a loan and took no longer than 10 minutes from start to saying the money will be with you soon.
Finished the application and logged onto my bank and the mone...”
Robert Stevens
“5+ stars
So happy with the service - quick, user friendly and loads of useful information on the website for better financial health. Would recommend to anyone struggling! ”
Katie Dawson
“Simple to use and a useful tool in a world of expensive loans. I have used a couple of times this year (2025) and its been a really simple and straightforward process and its also quick to get the fun...”
Jester2309
“Outstanding simple prompt service ”
David
“Thomas Dixon
Salary finance is great! The application was quick and easy and payment came through within 24 hrs. Its a great benefit for my company to have available to us as it came through in a ha...”
Thomas Dixon
“Was a smooth process and the loan was in my account within less than 10mins. Couldn’t fault the whole process ”
Craig Langdale
“Once I had created an account the process was extremely quick. Advance was in my bank within two days.
I received relevant information by email very quickly too. ”
Jennifer Skinner
“Great service. It is quick and reliable. ”
Alice Tavares
“Requested an advance due to being at a loose end financially and needing a few pounds to see me through to pay day. Pay out was very quick and really easy to use service that prevented me from taking ...”
Peter Bell
“I had an issue connecting my account but 'Tony' was extremely helpful. He talked me all the way through it and went above and beyond his duty.
once on the account, everything was user friendly, quick...”
JL
“Great super-speedy straightforward and efficient service. Lots of opportunities to take thinking time about your application and all documentation easy to read and digest. Above all payments deducted ...”
Mrs Beverley Cooper
“It’s good, we can manage our spending easily without paying any penalties. I’m using every time and paying my bills and rents on time
Thank you salary finance ”
K Mahipal Reddy
“Great experience was so easy to follow would recomend to fellow collegues ”
Patricia Webb
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending