Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Outstanding service ”
Aaron Byford
“Life saving service, much better than a payday loan ”
Mark G
“This is a brilliant idea really help you out if needed before pay day i would be lost without this”
Darren Couzens
“SF is quick and easy to use. The money is usually deposited within minutes. Really quick service.”
Douglas
“Excellent service from start to finished application ”
Robert
“This is an amazing service. Very helpful when you are stuck in the middle of the month. I particularly found it extremely helpful when I was struggling financially. I was given the opportunity to acc...”
Veronica Wachira
“Salary finance has helped me so much, if I find myself short or need to pay out something unexpected I can always rely on salary finance. ”
Nina Sweet
“The process is very easy and very helpful ”
Sreelekshmi Mani
“Easy application and very fair repayment terms. ”
Sarah Marshall-Armstrong
“Amazing way to help.
They help, even when you have bad credit. Amazing and the interest in next to non! Thank you ”
Fay Kittle
“First class service.”
Wayne Arnold
“Excellent service quick payment into bank for when you need some extra money”
K. Palmer
“Very good service!🫶”
Daniela Popa
“So quick and easy to use, instant decision and bank transfer.”
jamie levett
“Amazing service very quick and easy , it’s a helpful service when you have something unexpected pop up , money is in the bank pretty much straight away and is directly taken from your wages next pay...”
Hayley Milsom
“Excellent service, very easy to use, money always there in good time”
Brendan Shields
“I use salary finance mostly every month helps me a lot I love salary finance ”
Cameron Quinlan
“Salary Finance, has really helped me to bridge that gap before pay day, the whole service is so seamless and easy to use. I also want to shout out the team who have helped me when I had some issues in...”
Joy
“When times are hard this item comes in very useful towards the end of the month ”
Denis lynch
“I've found salary finance to be extremely helpful, I found myself in a bit of a pickle with an unexpected bill and if I hadn't had access to SF I don't know how I would have been able to cover the bil...”
shane haggarty
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending