Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Work amazing you get your money in straight away”
Owen Tapp
“Very easy, costs around £1 no matter how much you advance
Money in your bank within 20 minutes it’s that easy
Shane Bennett”
Shane Bennett
“Needed a small sum for a unexpected expense, process was easy and had the money within the hour.”
MR RAY WEBSTER
“Really easy to navigate and ridiculously helpful this time of year. ”
Amy Jo
“Amazing so helpful in a time of need ! And always available!! No hidden costs all upfront :)”
Zohair Laaouiti
“You always get a quick response and they will keep you updated every step of the way ”
Kathryn Kenny
“I use salary finance when I'm just a little bit low on funds before payday. The app is easy to use and money goes in almost immediately. What is also great is they only charge £1.69 for the service. ”
Liza Watson
“Very good service, quick and easy, what you see if what you get, no hidden agenda.
Natalie macdonald. ”
Natalie Macdonald
“Each time I’ve advanced money early it’s came on time if not sooner than said, have a loan with them too and everything was smooth sailing with that. Would recommend ”
Honest
“Brilliant service. Fast and easy to use interface with lots of useful features.”
Mark Adams
“Salary finance are an extremely helpful service with highly emotionally intelligent and empathetic customer service associates.
In my case specifically, Stephenson helped me to secure an advance on m...”
Jack
“Really simple and easy app to use. Money is transferred quickly”
Kirsty
“helpful and fast, would use again ”
Rebecca Louise King
“Wow what an amazing service and help ! So easy to use and the transaction go through super quick !! I we recommend to everyone
5 âï¸
Tracey Moles
Portsmouth ”
Mrs Tracey Moles
“I only just started my new job and having this in place has helped to carry on paying the bills on time without getting in arrears and knowing that my wages will be slightly lower is OK but you do nee...”
Andrew Dymond
“Salary Finace is easy to use. Very handy if you need emergency money half way through pay cycle! Always very helpful when I’ve needed help. Money comes through quiet quickly.”
Emma-Jane Fairchild
“Very helpfull and convient. Would highly reccomend over any other finance helper ”
Connall Moore
“Easy, quick! There fair on costs as well. Very helpful if your in a desperate situatio. ”
Alex
“Very helpful and efficient ”
Customer A
“Great as it gives you what you need before payday ”
Leo T
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending