Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Life saver. That simple ”
Laura R
“My salary finance is amazing. It has got me out so tight spots like when my freezer broke. That was not a good day”
Joanne Maplethorpe
“Very fast, straight forward and efficient.
I never knew i could get a finance this fast. It also gives me the convenience of taling the money out of my acct. ”
Ola Ogun
“very quick and easy”
Vince Foster
“Fantastic very effective and reliable, I will recommend you millions times , you are doing a great job weldone .”
Iyabo Adebisi
“This service is great, i was in a tight spot after an emergency, i heard about this service from a colleague so i checked it out and its legit, i requested part of my wages and was prepared to wait th...”
Terrell Graves
“Easy platform, quick and not difficult!”
MJ
“Quick easy and most of all, saved my bacon a few times!
Having access to my wages earlier when an emergency happenens . Had been amazing to be able to do. I’ve used it a few times now and it’s a...”
Kerry Lewis
“Was fast and easy to apply money in my account within minutes of being accepted. ”
Samantha Norman
“I can honestly say this has been by far the easiest loan application I’ve completed. Simple, quick and easy and the money was in my bank within an hour of signing the contract! Start to finish in le...”
Oliver Gore
“2nd time using this benefit it is so easy to do and cones in handy and the fact it comes off your wages is even better ”
Paula Dennison
“Excellent facility ”
Roger
“So easy to use website and very quick to accept
Many thanks”
Kevin Howard
“First time user and the service was quick and efficient. Highly recommend especially the week before payday ”
Thembs
“good experience with this every helpful and easy to use very handy when need for help
gemma louise martin”
Gemma Martin
“It really helped me out as I have bad credit and was paid less than usual the past month and the best part is the payment goes directly out of your wages so you don't need to remember to pay it back.”
Bruce
“Salary finance is the only place I would go for a loan. So quick and easy to apply. Best of all, it comes out of my wages so I don't miss it!! 100% would recommend. Applied for a top up loan and the ...”
Kerrie Toon
“So quick and efficient. Love this feature with my employer to help when unexpected bills pop up”
Julie Machin
“Fast, efficient service. Everything explained clearly and precisely.”
Noel Clarkson
“It was so quick and easy to use this service, I would definatly recommend ”
Julie Hodgson
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending