Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Easy to use and really quick ”
Sarah Rickerby
“Its good to be heard and answered . Good work
”
daniel Rupiya
“To know that you can access your salary easily and early before payday can make such a difference, it can really take the pressure off knowing your not going to be caught short and you don’t really ...”
Kathryn Seddon
“In this bleak economy where most of us are counting pennies by the second week of the month, Salary Finance has been nothing short of a lifeline. When you’re stuck between bills, food, and just tryi...”
Beata Zalewska
“Really helpful, fast procedure. I have used it for very first time and i am impressed. Thank you very much! ”
Vladi Todorov
“Perfect tool for getting through the month if finances are needed.”
Martin Watters
“Very easy to use and quick to have the money in your bank for small emergancies, or if things are a little tight towards payday. Only a small admin fee to pay when payday comes around, so it dosn't co...”
Phil Sellars
“I use salary finance when I need an advance on my pay, it’s always quick and I have never had any problems. The website is easy to navigate. ”
Tyla Jones
“I applied for the loan and was amazed at how quickly a decision was made and the money was in my bank within the hour. Highly recommend these guys!!”
Paul Gilbert
“Helps out in so many situations, website is super easy to use and fast transactions. ”
Max Mckellar
“Amazing company this system helps people in monthly basis when they face a financial struggle I am very happy with then all over 5 stars 🌟 thank you 🙠”
Majid Golian
“Always been there to support during hard times the service is excellent and easy to use”
Mike Symes
“Whoever thought about creating salary finance, hats off to them since i can finally live comfortably and come out of the accumulated debt that was holding me down. They helped me through such a rough ...”
S singh
“The fact you can access some of the salary before payday is so helpful, it's not easy living month to month but with salary finance I know I can get a payment in between.”
Michael
“It was so simple to apply, I was shocked that I had been accepted. This will help our move to a more suitable premises. Money was in my account within minutes”
Debbie Hughes
“Quick and simple process, everything explained and easy to understand ”
Andrew Cook
“Very convenient easy and helpful. ”
Zulfiqar Ahmed
“Quick, no fuss access to salary funds, paid in to my bank account with minutes and low fees. ”
Mrs E
“Very simple and easy process
Simple to apply for, quick to recieve and very clear on charges and repayment. Very good advice on the financial implications of using such a service. ”
Ryan Mclaughlin
“Fast transaction speeds, tiny fees what more could you ask for!?
I've rarely had any issues at all. Certainly none that warrant remembering.
”
Paul
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending