Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“In less than 24h i got approved and within 3 hours i got the money !”
Parvu Florin
“Very easy to apply and very fast decision and money in the bank! Excellent overall service.”
Chris Vass
“Xxxxxxxxxxxxxxxx”
Bogdan Glavan
“Very easy to apply, decision in seconds.I was accepted, even though other lenders rejected me Recommend!”
Robertino
“Good customer service and very straightforward. No hidden fees.
The information is very explanatory.
The payment is fast as long as you provide them with the right information.”
Adedayo Adesanya
“it was do easy to fill in the form and money was transferred within 5 minutes”
james laverty jimbob52
“Excellent, easy fast process. Thank you very much.”
Zainatron
“Always polite when you call this company
Is a real life saver to be honest - and may take a little longer to reply sometimes but when they answer phone it’s within 3 rings love the people that work ...”
Stef
“…after answering the relevant questions and being accepted for the loan, the money was placed into my bank account within minutes. Very good experience!!”
Lawrence Drummond
“Simple and fast”
Kenny Mccann
“Excellent company applied for my first loan and it was in my account with 2 hours. I have now paid it off a few months early and applied for another one just waiting to hear back 😊”
Simone Gaffney
“Easy application, results the next day”
Matthew Woodhouse
“The whole process was extremely quick and easy to do online. Payout was almost instant even though the company said it may take up to 3 days. Interest rate was also reasonable. Would recommend”
Lee Matthews
“Absolutely excellent service, smooth process, and great experience. Couldn't fault them, and a great rate applied despite my less than perfect credit history.”
Jennifer Moss
Castleford, GB
“Helpful and fast”
paddy Keenan
“All the paperwork for the loan was sorted quickly and effectively online. Everything easy to follow and the loan money was in my account within the hour. Thank you for making the process so quick and...”
HR
“Website easy to navigate”
Michael Royle
“Excellent quick hassle free would recommend to all”
SCOTT DUNAN
“Process was quick and simple .”
Liane Wise
“Easy to use cheap repayment and a pleasure to deal with”
Neil Scott
The Employer’s Guide to Financial Wellbeing 2020-21
Short on time? Not a problem. We'll give you the latest facts you need to understand financial wellbeing in the workplace over the coming year.
Download the guide
The impact of COVID-19
Examine why some employees have benefited, while others are worse off and what this means for the workplace.
Why money is the last great taboo
Discover the shocking stats behind why so many employees don’t feel they can talk or ask for help with money in the workplace.
10 tips for employers
Uncover our top ten tips on what employers need to be doing to improve the financial wellbeing of their people in 2021.
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending