Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“The online application was easy to complete and a quick decision was given after confirming a few details with my employer. The whole process took about 15 minutes and the funds were in my account in ...”
Oana Andreea
“Salary finance was quick and easy to use and the funds were in my bank instantly. I love the fact it gets taken out of your wages rather than having another direct debit.”
Liesl
“Quick turnaround, hassle free and funds deposited quickly although seems to be few glitches in the website which is a pain but overall very happy.”
Louis
“Really easy process, very clear and application / website very user friendly.
The process was quick and immediate application outcome.
They said 72hours for funds and it was in my account within the...”
Cheryl Charlton
“The whole process from starting the enquiry to having the money sent directly into my bank account took less than 1 hour.
Good rates and easy to do.
Can't fault it.”
Neil Lacey
“Really easy to fill in answers needed. Money was in my account the same day it's been a major help with moving house.”
Natalie Earnshaw
“Was so happy to have received information about salary finance through my employer.I applied for a loan to consolidate another loan I had ongoing and was amazed how much I saved on my monthly payments...”
William Sutherland
“Very easy to navigate, a quick process, easy to understand, used before and that’s why I used again, very trustworthy”
joanna Hayman
“Very quick and easy application process, excellent communications, and very convenient overall.”
Customer
“Very easy to use 20 minutes for start to getting my funds and has a great APR rate!”
Sean sait
“I applied for a short term loan for Home Improvement with a brilliant APR. I applied online and within 2 hours the money I required was in my Bank Account. The communication from Salary Finance made...”
Juliy chance hyett
“Salary Advance is great for taking an advance on your salaries, if your employer is in partnership with SalaryAdvance. They also offer loans and I got accepted when my creditscore is not that great. F...”
alexDimitro
“It was so easy.”
Rick manning
“Fantastic experience brilliant service very quick delivery of funds”
David Poole
“Incredibly easy to arrange my loan and money was in my bank less than 30 minutes later! Also got a great finance rate and with the repayments coming straight from wages it gives me peace of mind.
Than...”
Dave s
“Everything was so simple and hassle free and the fact it will be deducted from my salary is helpful. Within half an hour the funds were paid into my bank account and I have been able to settle my cre...”
Alison Clare Brookes
“Salary Finance is great benefit from my employer. I did not expect such a quick action and decision. I would highly recommend.
Anna Chabska”
Ania
“Excellent service”
Victoria Liddell
“Super fast and efficient . Very pleased with this service”
SHARON BAKER
“It was so easy to do business with this company. Simple application with instant approval”
Gary
The Employer’s Guide to Financial Wellbeing 2020-21
Short on time? Not a problem. We'll give you the latest facts you need to understand financial wellbeing in the workplace over the coming year.
Download the guide
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Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending