Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Quick and easy to apply and helps me a lot! Thanks! ”
Andrea Montorsi dos Santos
“Clear and simple breakdown of costs. Fair decision on top ups couldn’t ask for better service. I have already passed onto others about service.
”
Peter Curtis
“Very easy to apply and get a decision. Money in your bank account quickly ”
Helen Laird
“Is the best app”
Vasilica Ionescu
“Having the possibility to access money as quick as with salary finance, really makes life easier.
”
Joao
“When i couldn't access my account they were very helpful and sorted everything out and i was able to reapply for my loan and i was appoved within minutes and got my loan instantly into my bank ”
Stephen James Mockridge
“Very quick and helpful when somthing comes up you didnt plan for and extremely fair”
Aaron Small
“Excellent service. Quick process. I’ve had to contact customer support with a query, again, excellent service. Excellent rates. I like that my monthly payments will be taken from my salary directly...”
CM
“Absolutely amazed he helped me in a bad spot”
LIAM DOUGLASS
“Absolutely amazing when really needed its great to know this is an option ”
Kayleigh
“A great and reliable company who worked greatly with you good communication and trust worthy
”
Jazz
“Very easy to use and so helpful and quick ”
Fay Reilly
“So quick and easy application form. Brings peace of mind when struggling financially, especially at this time of year. Do not have to worry about repayments, as taken out of salary. Excellent inter...”
Julie
“i asked for a top up loan and even though it was only a low amount it still went a long way to help me out and the amount to be paid back is affordable for me i really can’t thank salary finance eno...”
stuart shepley
“Quick and easy to use ”
Shane
“Quick and simple to use”
Andrew Bone
“Straight forward and very easy. Helpful staff when there was an issue initially applying due to a login error. ”
Daniel Curtis
“I would not survive most months without salary finance they do exactly what they say and don’t allow to go to far.”
Patricia Gardiner
“Quick and convenient online application process ”
Shaka Biyela
“It is such a relief to be able to dip into your next pay early and this facility be available for the unexpected. I had car issues and the garage bill was over £100, the £100 I didn’t have spare. ...”
Dawn Harrowr
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending