Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“The best way when u need money”
ANDREI SOFRONIE
“Great app, had urgent bills to pay and got my salary advance in minutes.”
MOHAMMED ASIF
“I have had 2 loans from salary finance and the service has been great the website is clear and let’s you know everything about your loan and what you’re committing too ”
Gareth Lewis
“Super easy to use and very quick no issues when setting up the account and paid money in to account very quick ”
CHRISTOPHER WHITELEY
“It's very helpful ”
Eliza Amaral
“No fuss, quick and easy, not to many personal questions, I've been very happy with this company ”
Mr Richard Potts
“Always so helpful and understanding. Once approved money is in your bank within minutes. Can’t praise or recommend this company enough. ”
Tracey
“Amazing team are excellent and very helpful every time!! ”
Conor
“The site is so simple to use and havong this available brings so much peace of mind when times get hard. I would highly recommend this to anyone who could do with a little help! ”
Troy Ward-Waistell
“After unsuccessfully trying to log in to my account for days Ushaa finally managed to resolve my problem with great success…! What patience! Can thank your customer service operator enough..”
Ms McCartney
“This has really helped me out of some difficult situations, it has given me that peace of mind that if any unexpected expenses popped up I wouldn’t have to worry. I would highly recommend Salary Fin...”
Adam Kidd
“Great company to deal with, very straightforward and easy to deal with. 5 Stars does not seem enough. All I can say is thank you for your assistance.”
Edward Davies
“Soo.here we go again,and to be honest i would never tought that i will writte a positive rewiew after what happened to me,but here we are and i have to be honest about it.I was very much let down by s...”
n f
“Always a great experiance with this company.”
Beth Hughes
“being part of an amazing company that offers salary finance is fantastic when I've had an early bill come in or need a little top up before my wage is due its there when ever i need it and the bonus i...”
Georgina Smith
“Amazing service, really quick. Was expecting the money into my account in 24 hours but it was in within the hour. Really easy to do. ”
Zoe Nuttall
“Really helpful if you need to use a few weeks before pay day ”
Beth
“Really helpful when needed just a small amount of cash asap, simple to use and came through to my bank within the hour ”
Brad
“This is very good humanity service when we are in shot of funds atleast 50/100 no matter but salary finance is the hope and by this service im overwearmly happy it helps me a lot in capability of fina...”
Hussain Khan
“Fantastic service from them. Quick turnaround after approval. My 2nd time I’ve used them. It’s definitely a 5 stars from me”
Findlay
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending