Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Really helpful to have this service, it's quick and easy.
I've used the loan and advance options and they are both simple to use.”
Dee Williams
“Top level efficiency and speedy service.”
Vincent Abdul
“Good service”
Sarah rothery
“Easy to apply, clearly explained and transparent, not to mention excellent rates. An amazing benefit, especially in this climate! ”
Alina Badea
“Fantastic service! Money was in my account within minutes of requesting an advance, alleviating a lot of stress ”
ARTURS NIKITINS
“Great, very easy and didn’t struggle to use it.”
Al-Sumira Abouelela
“Its a great thing they do for people who need it for home improvements and anything worth like behind on a bill but it should only be used properly ”
William Wragg
“Amazing service, approved within minutes and money went into my account 12 hours later”
Mrs C Bland
“Its a small safety net if needed
The experience is quick and the money is there almost straight away highly appreciated and recommend
Aaron Parsons
Tesco's ”
Aaron
“Very helpful at super low cost
”
Ralph
“Really helpful ”
FARAZ AFRIDI
“Salary finance are there when you need them and always reply if asked a question”
tracy
“Honestly had a really good experience with this finance service. Everything was simple, quick, and easy to sort out from the beginning. The team were friendly and helpful whenever I needed anything, a...”
Ksefur
“Very quick, simple and efficient process. I applied at lunch time and the money was within my account in a few hours, ”
Sathi Singh
“Exceptionally fast and easy to work with.
Had my money within an hour of applying.”
Stephen Carreira
“It’s Amazing having that opportunity to advance in your wages when you need a little help before pay day and not have silly amounts of fee’s to pay. It just comes off your wages at the end of the ...”
Nicole Bain
“Great fast prompt service ”
Julie
“This is a great service when you have run out of pennies towards the end of the month, it's really easy to use and access.”
Michelle
“Great service, ideal to borrow from yourself and not have to rely on anyone else.”
Lindsay
“The numerous positive reviews say it all,this company is a life-saver for cash-flow management. I've used it a couple of times and the instant payment processing is incredible; the money gets credited...”
Sid
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending