Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Really good service helped me out if I was needed cash and loans for good to and customers service is brilliant ”
Adrian
“Very easy. Quick service. Funds within hours. ”
Mr Robert Phillips
“Such a good service will use again. Massive help when bills come out before pay day”
charlotte robinson
“It was a quick professional and straight forward process.
A lot quicker and less stressful than applying for a loan with another company.
Would recommend it.”
Consumer
“Great service, and easy to use”
Mr Jack Griffiths
“Excellent customer service and highly valued service financial services company with great service experience in lowest interest ”
Khalid Moufakkir El Housny
“Excellent service super fast, second time using them for a loan and never had any issues, and it’s so much cheaper than a loan from bank, wouldn’t go anywhere else for a loan now ”
Brian Scotland
“Excellent company for low interest loans and wage advances. It's a weight off the shoulders to know the money is deducted out of your wage every month, it encourages you to manage your money better. T...”
Stevie Woolridge
“Amazing for if you need a little top up before payday, the amount of times this has saved my behind when unexpected bills pop up”
BRENDAN EWER
“Was looking for a cheaper alternative as my credit rating isn’t the best. I didn’t get the amount I wanted but was still offered an amount. Easy application and was in my account in minutes. ”
Nathan Cottrell
“Wow, brilliant finance company. The application was fast and easy and the loan was in my bank a few hours after application. ”
Donna Fry
“Had a very good experience with salary finance, the process was easy and fast for what i needed.”
Reece Willmore
“It's easy, quick and transparent ”
PRANAVKAARTHIK PONNUSAMY
“Wanted to find a cheaper alternative to my credit card which was stinging me a considerable amount per month. Sallary Finance was fantastically easy and clear to apply for, and in just a few minutes i...”
Marcus
“It’s made life easier. I was really struggling to feed myself & children until pay day. This was so helpful & life saving”
Fifi
“Easy to set up and use. Really helps when it’s needed. Got me out of a lot of situations and easy to pay back without falling behind deffo recommend ”
Jake Reed
“Easy to follow clear and constructive, clear and very understanding so staight forward”
Jamie
“Kenwyn Cooper. Salary Finance has been an absolute game-changer for me. Their services are incredibly easy to use, transparent, and genuinely designed with employ...”
Kenwyn Cooper
“I recently found myself in credit card debt and was feeling quite stressed with it hanging over me. Salary Finance made the entire process incredibly easy and seamless — the funds were in my account...”
Scott Smith
“Hi my name is MARCO Gomes I’ve been using the Exceptional service and amazing customer service from Salary Finance for a while now and I can assure you that it is a super fast and reliable way to he...”
Mr Gomes
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending