Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Easy too apply for.got the funds quickly into bank account excellent service thank you ”
Jule Kealey
“The questionnaire was easy to complete, without the hassle of a million questions!
Money was delivered immediately. Brilliant service. ”
Adam Hooper
“Karan has been very helpful with my application. ”
Andy B
“Quick and easy to apply for then the money was in my account within an hour ”
Kim Bendall
“issues sorted out”
Exits
“Really quick and easy. Helpful when needed ”
Clair longfield
“I'm happy with the service from Salary Finance. It is really good to be able to withdraw from your Salary without the stress of it affecting your credit file. The money reflects in your account in min...”
Patience Siwawa
“excellent service , can finish in one sitting on phone , stress free. ”
MARKS&SPENCER Royal Surrey NHS
“Customer service was top notch, had a issue loading my application after I exited the window, the guy on the phone fixed it in minutes and my application was complete and money was transferred so fast...”
Aaron Sluggett
“Salary Finance is the institution where I have always found support in every problem I have faced. Fast and efficient support. I am very grateful for this. ”
MARIAN GEAMANU
“Excellent service. Quick easy to use app. Never had an issue. If in need, try these first. ”
Jord
“What made the experience brilliant - simple it was, quick and judging you which is very refreshing as my credit is not great but Salary Finance DO NOT JUDGE thank you helped me out. So simply to apply...”
Jason George
“It is quick and easy to use and the money goes in bank account quickly.
It is good to have this benefit especially when there are months that have 5 weeks in.
Or to pay an unexpected bill.
”
Diane Fernandez
“Excellent company efficient and easy to use”
John McFarlane
“Extremely quick and efficient, I liked that they could tell me exactly how much I could borrow and the term with only a soft credit check.
The repayments were by far the cheapest I’ve seen on the m...”
Meh
“Brillant quick and easy 👌 ”
Terry mcallister
“Easy application, fast decision, great interest rate, good that repayments are taken from your salary, will 100% recommend ”
Paul Harris
“Very easy process to follow, quick decision, no worries about the repayments as taken out wages, perfect for necessity borrowing ”
Colin
“Easy to use process and money in your bank account in minutes, faultless. ”
IRB
“Fast and easy to advance your pay would recommend and use again. Very helpful!”
Martin Jack Willis
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending