Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Salary finance advance is great for unexpected expense while waiting for payday also good to use to avoid incurring expensive overdraft fees
Very simple website to use and money transferred to bank wi...”
Linda Connor
“Great and came in handy when I need to advance my wages or take a loan out, also very beneficial when they offer top up loans! Friendly staff whenever I’ve needed help too”
Sophie Ward
“Very good! It was easy to find my way through everything, all I needed to do was remember my information. I recommend using salary finance if you need a little bit of your money before you get paid!”
Keiron Williams
“Helped me in tough times , ”
Syed Ali
“I made a claim and before I finished my coffee it was in my bank. Great stuff!”
Carl Statham
“Salary finance has helped me so much they are very friendly when I have had to ring them up and very responsive ”
MISS CHLOE HART
“An impeccable service. Very easy to apply and straightforward. Am particularly at awe by the speed salary finance processes my loan applications when I have an emergency and short of funds not forgett...”
GARIKAI NYOWANI
“Excellent service, very professional, keeps you updated on progress and verified documents quickly. Correspondence very helpful and friendly. Will definitely use again if needs be.”
Tracey Fullerton
“This has been an absolute life saver for me at times when I’ve needed money fast. It’s taken out of my wages on pay day but received so quickly when I’ve applied for it. Simple & easy to set up ...”
Becki Smith
“Quick payment into my bank account”
Katie Williams
“Highly recommend this service, easy and quick response 👌 thank you 😊 ”
Philbert
“Salary Finance is so convenient and straightforward. Recieved my money immediately ”
Rodney Hughes
“Easy and quick application process funds in bank instantly”
A very happy chappie
“Its so easy to navigate and very quick to get the money through always within minutes and very handy”
Craig Read
“Super fast payment when needed. Very good service ”
Sarah Ford
“Really helpful if you’re out of money for the month it helps you get some money in advance from your next salary I find it really helpful because of high cost of living sometimes you’re out of mon...”
Umair Saeed
“Professional and courteous throughout.”
John Horsey
“You're able to advance your pay if you ever get low on cash, borrow loans with way lower interest rates and they also give awesome customer service if you ever need to get in contact about anything. I...”
Kareen Morgan
“Top app
Easiest way to get your payment in advance in few steps ”
Mihai-Andrei Matei
“Very helpful service, never had any problems and I have been a customer for 3 years ”
Maria Lopez
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending