Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Fast efficient non hassle service great service all the time”
Julie Hollister
“This company is best day to go for immediate money requirements.
They also charge minimal interest and it's fast and easy”
Vandan Patel
“This is such an amazing product/service with the cost of living this has helped me no end. Such an easy to use site no hassle not 100 questions to answer would recommend to anyone this is available to...”
emma phillips
“Such a god send when you are really in need. So easy to use online 10/10”
simon geary
“Salary Finance can be a useful option if you need short-term liquidity or a personal loan and your employer offers it.”
Elena Ramona
“I feel this salary finance is a great way to help people. I myself have benefitted from them, It's nice the money you can lift to help with emergencies or just fancy a treat earlier than my wage day...”
Alan R Morrison
“Nice company 😃 👔
Aleksejs Burkalo
“Salary finance wages advance is a quick and easy way to get hold of extra cash if an unexpected bill comes in. Money in bank on same day”
Amanda Curtis
“It's my first time with salary finance and I am humbled with the service given to me. Affordable payment structuress”
Farai
“Very good service,
Very simple to complete
All done in 20 mins”
Mark Smith
“Honestly, if your workplace offers Salary Finance, it's 100% worth looking into for the loan or savings side.
Because repayments come straight out of your paycheck before it even hits your bank accoun...”
BRENDAN EWER
“Daniel dunn , this service provides a must needed access to a little extra before payday without charging an arm and a leg , please dont let this service leave its a god send at times ”
Daniel Dunn
“Since my company switched from weekly to lunar pay I couldn’t find to easy financial balance. Here salary finance stepped in and without headaches for me it worked well since then. Thanks salary fin...”
Alexandru Tudosa
“Salary Finance has helped me through financial hardship, I have been able to pay my rent on time with the great advance payment service.
The confirmation email takes a while to come through and somet...”
Anonymous
“Very useful. Highly recomended. Best service ever”
sindhusunil sunil
“I first met Salary Finance during one of those classic "where did all my money go?" moments. My bank account was performing disappearing acts worthy of a Vegas magician, and my budget looked like it h...”
Darrell Stockton
“Is been very helpful and supportive when sudden need arises.The service is fast and agile.It prevents you from asking friends and families who migjht not be able to help.Even on pay day ,there's avail...”
customer
“100% recommend Salary Finance 👌 very easy to use & is taken from your wage so you dont really miss the money ( unless you leave your job then its taken from your bank), ive used this service twice ...”
Vicki Parkin
“Salary finance saved me this month when things have gotten a little tight and will forever use it when it is needed in situations that cant be helped ”
Jemma Hewitt
“Everything from start to finish. All done in minutes 🙌 ”
Teresa vowles
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending