Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“You guys are amazing and so supportive and always are there for people ”
Lyd Vicenova
“Only positive things to say about salary finance, easy application, clear website and straight forward plan, the money got transferred this same day! Highly reccomend and it couldn't have come at a be...”
Jasmine Gray
“Brilliant and lifesaving so quick and easy thank you ”
Consumer
“Nice product experience nice ”
ROBERT
“Handy service for advances especially on bad credit but I do think Tesco staff should have the option to take 2 advances atleast a month rather than 1 ”
Tom
“A really easy experience with well explained details of how the inital loan worked, plus the top up. I have recently had a top up and the process was extremely easy and quick.
Funds were in my accou...”
Kate Evans
“Speedy and easy to use portal.”
David Major
“I've used salary finance 3 times since it has rolled out as an option with tarmac crh.
Absolutely brilliant service, reliable,on time and above all it's trustworthy.
I fully recommend this to anyon...”
Jamie
“Very Happy to get the salary advance thank salary finance ”
Ricardo Frerking
“Applied for salary finance and I was approved in minutes. Really impressed with how easy the process was and how quick the funds were made available highly recommended ”
Aaron Hargreaves
“Always straight in my bank, no interest and great to use in emergencies and no interest Lucie owen”
Lucie owen
“Very quick easy and simple! Took minutes to complete, used easy simple web page to make process even easier”
Lucy Hipkiss
“Very good company ”
Ionut Cuciureanu
“I have needed to use Salary Finance a couple of times, such as when the car needs something fixing asap and I just haven't got the cash available.
I just log in and ask for an advanced payment, this c...”
Lorraine
“Salary finance has really helped me, if a bill comes in bed I get paid or I need to get some food shopping when I have a week to go till I get paid then I know I can get a little help from salary fina...”
Kathy Clark
“Salary finance has helped to cover bills that would be difficult without Salary advance. This service helps in time of need and is very effective with response.”
Kumbirayi Zaranyika
“It just helps being able to get money out when needed without the worry of paying over the odds on pay day loans also it great at not allowing you to go over 50% so you know what you have spent”
Ashleigh Kerr
“Very fast and easy service to use. Perfect for unforseen expenses”
amelia
“I had a great experience, especially when faced with unexpected situations.”
Mike pi.sa
“Great way to advance your pay when in need of a lump sum early. Comes into your account pretty much instantly. 100% recommend ”
Holly Heffron
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending