Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“I'm happy with the service from Salary Finance. It is really good to be able to withdraw from your Salary without the stress of it affecting your credit file. The money reflects in your account in min...”
Patience Siwawa
“excellent service , can finish in one sitting on phone , stress free. ”
MARKS&SPENCER Royal Surrey NHS
“Customer service was top notch, had a issue loading my application after I exited the window, the guy on the phone fixed it in minutes and my application was complete and money was transferred so fast...”
Aaron Sluggett
“Salary Finance is the institution where I have always found support in every problem I have faced. Fast and efficient support. I am very grateful for this. ”
MARIAN GEAMANU
“Excellent service. Quick easy to use app. Never had an issue. If in need, try these first. ”
Jord
“What made the experience brilliant - simple it was, quick and judging you which is very refreshing as my credit is not great but Salary Finance DO NOT JUDGE thank you helped me out. So simply to apply...”
Jason George
“It is quick and easy to use and the money goes in bank account quickly.
It is good to have this benefit especially when there are months that have 5 weeks in.
Or to pay an unexpected bill.
”
Diane Fernandez
“Excellent company efficient and easy to use”
John McFarlane
“Extremely quick and efficient, I liked that they could tell me exactly how much I could borrow and the term with only a soft credit check.
The repayments were by far the cheapest I’ve seen on the m...”
Meh
“Brillant quick and easy 👌 ”
Terry mcallister
“Easy application, fast decision, great interest rate, good that repayments are taken from your salary, will 100% recommend ”
Paul Harris
“Very easy process to follow, quick decision, no worries about the repayments as taken out wages, perfect for necessity borrowing ”
Colin
“Easy to use process and money in your bank account in minutes, faultless. ”
IRB
“Fast and easy to advance your pay would recommend and use again. Very helpful!”
Martin Jack Willis
“This is the best company to get help for anything in need like quick loan or advance they have helped me alot I am so glad to have them”
Heena kausar shaikh
“
I had a great experience with this loan company. The team is very professional, kind, and reliable. The application process was easy and accessible, and communication was always prompt and clear. Iâ...”
Leila Mendes
“This was fast,easy and i was treated with respect and no hesitation ,very helpful in the moment of need.”
Sharon Logue
“Super quick and easy set up. I had difficulty setting my account up to begin with but after I sent a email I got a reply in under a hour and was all set up. Money was in my account under 10 minuites l...”
Louise Blight
“I was not kept waiting long to know whether I was accepted
Everything was done securely.. clearly ..and I understood all that was sent to me regarding the loan
”
Janet Matthews
“It good to have this because time are hard and if you short on month you can get help with out a lots of interest on it just over a pound at good I use it and it's good to have ”
Sharon Hampton
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending