Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“I applied for.a loan it was quick easy and simple to use. I needed some help with some stored information which was incorrect and the staff were very helpful and informative. The whole process was ver...”
Nicole Billingham
“This has just been introduced at my work place and it has helped me where I haven't been able to elsewhere. The process for a loan was simple and really quick, and I was approved straight away. There ...”
Aimee
“Quick simple and essy, money in account within minures after requesting a salary advanve.”
Wesley Yuill
“Really help full good thig to have do to cost off living ”
Alan
“I love salary finance helps me out a lot keeps my bills paid and it’s nice to have a bit of extra money. Should I wish to go out every now and then like taking the kids on a holiday the only problem...”
Desmond Wass
“Quick turnaround and easy application process.”
Geoffrey
“They are great and always fair on there prices and how they work as a company ”
Adam woodward
“I appreciate this service being available life has lots of uncertainty and being able to access a percentage of yourwages due to unseen emergencies is relieving . It's was a very smooth application ea...”
Hollie Quick
“Salary finance is a great and easy way to access funds, and also an option to get a longer term load which is great and it comes straight out of your wages which is a fab idea. Easy and quick process...”
Rosemarie
“System/ website and instructions on how to get salary advance or apply a loan is very easy, user friendly. I use salary advance regarly when I have urgent issue to cover. My money will be in my accoun...”
Nicholas Matemba
“Easy process and very quick always polite and professuinal”
Jeanette Hutchinson
“The best, and so reliable ”
Ayodele Olowookere
“I have used this for years and couldn’t recommend it enough. It’s simple to use and as someone who lives alone and living life with 1 income salary finance has been a lifeline for me at times wher...”
Jessica Westney
“That was the fastest service ever used and the rate is very reasonable. ”
Ifedayo Esho
“Quick fast loan little interest straight into my account took 20 mins from start to finish ”
Wendy Carter
“Such a great way to access money from salary when needed definitely a 5 âï¸ experience ”
Liane Smith
“Salary finance has saved me!!
From being out of work for nearly a year to getting my dream
Job I had no money to afford travel for the first month.
After working a week at my new job I was able to wi...”
customer
“I am well pleased with Salary finance and if I am to choose a 1000 Times, I will Salary finance. Reasons, the fairness, honesty, cheap APR and reliability. You are one in a million and thanks for savi...”
customer
“For the hardworking men and women of the railways, managing finances can sometimes be as challenging as keeping a complex network on schedule. Unexpected expenses, car repairs, or family emergencies c...”
Ali Abdulgalil
“Exceptional company, was extremely quick and the forms I had to filll in was so easy too”
Jess
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending