Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“I was so stressed about the whole proces, thinking it would be long and intrusive but I couldn't of been more wrong!
It was so easy to register and apply and the money was in my account within half an...”
Nick
“I think it is really helpful being able to get a salary advance and it is very quick as well.”
Paul Jarvis
“Great service with salary finance, ideal if your financially in a tight spot. has helped me ease pressure on debt and bills and the money comes straight from my pay check so i dont have to even think ...”
Vincent Thorpe
“Easy to apply, fast response and payment!”
Gill Green
“It was so easy, with most information on the application pre filled.
Loan was paid into the bank almost straight away.
Very professional service and uncomplicated documentation.
Thank you.”
Raymond Cleary
“A work colleague who had recently used Salary Finance told me how easy it was to apply for an advance on my wages, he was not wrong! I applied in my tea break at work, and by the time I had finished ...”
Mari Gill
“Such a convenient way to borrow money as it comes out my wages before I'm paid so technically I'm not missing it.
Great for when life throws a few expensive emergencies your way.”
Dena Pettit
“Give at getting back to you and amazing support ”
Cat
“Dead easy to apply and went straight in my account.”
Dustin Da'volls
“An excellent service !
I use this every month, I mean; I wish I didn't have to but i do! This helps me through the month when I have extra outgoings or if the kids need something and I haven't got e...”
Dave Aaron Babbage
“Excellent worked well really easy ”
J.
“really quick and easy, paid within 15 minutes! really great. thank you - Olivia ”
Liv Bird
“I applied for salary finance last year and the process was so simple, all information was clear and concise with an excellent follow-up service from the start up date. Complete confidentiality and emp...”
Paul Barber
“Great service”
Daniela Hliboceanu
“They have been excellent with communication and the process is so easy. I really like that the payments are coming out of your salary it makes it a great little package for those unexpected times! ”
Sarah Morgan
“I desperately needed money before my payday to cover an unexpected expense. Luckily, the company I work for allowed me to use Salary Finance to ask for an advance of my salary. This amount helped me t...”
Mr Bernard Corsy-Dewu
“Tony was amazing. He understood the issues I was having and remedied the solution. I can’t thank him enough. Combined with empathy as to my situation. It’s been a long time since I’ve received s...”
Heather Julie Barnes
“Efficient, prompt and easy to use - can’t recommend the service enough.”
Ben Cooke
“Very easy to navigate, everything explained well, and ease of use is good. Comes in handy for desperate times.”
Krishna Jagernauth
“The agents were really helpful when I had some issues with payments being taken after loan paid off. Sorted out refund swiftly, great communication from them by email on progress.”
Laura
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending