Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Very easy to use ..friendly staff as well ”
Steve
“Fast, effective and exceptional human experience. Nice and easy to apply and quick deposit of money. Would recommend to anyone.”
James Hughes
“Easy to use setup for a loan through my employer. The funds where staff transferred very quickly with 2 hours. Well pleased.”
Alec Mckinnon
“customer service agent was very polite and dealt with my issue promptly. well done”
John Gatoto
“Very fast and efficient, always use if needed”
Jill Stevenson
“Salary finance is such a big help to get through the end of the month, its always so quick and easy to use, never had a problem with them.”
Amanda
“Salary finance has been a great option when in need of a safety net to get a bit of money early from your pay. It’s easy to understand and everything is explained clearly. ”
Callum Abbott
“I recently discovered this was available through my employer - I have been looking into debt consolidation for a while to try and improve my finances. There was lots of helpful information available o...”
Sue Bowden
“Quick easy brilliant ”
Dee Bhayani
“Customer service assistant was very helpful, delivered effective, efficient and excellent service. ”
Mr Alhaji Gibrill Conteh
“Easy to use, great communication would defo recommend ”
Ms McCartney
“Quick, simple, easy to use and extremely understandable. I took a salary based loan out and the process couldn't have been better it told me straight away if I was accepted or not and the explanation ...”
Adrian Baker
“Used salary finance afew times now, ease to use and if not they are quick at responding and help guide you in the right direction ”
Louise
“Great company made the process very easy to use things was done very quickly also highly recommend.”
Jamie
“Great service
Fast and efficient ”
Consumer
“I have used Salary finance twice now and they have really helped me out when I’m in a difficult position and allowed me to get things sorted, the process is super simple and not having to worry abou...”
Amy Langton
“I have just recently started new job and signed up for salary finance it’s been a great thing to have in this transition period especially with it being near Xmas
It has lot of features on app how ...”
Tracy Coyle
“From start to finish the whole process was so easy. It got me out of a tight spot when I desperately needed it. Would highly recommend them ”
Jackie
“Easy and smooth to use everything is easy to understand, the money was put straight into my account the moment I was accepted ”
Kayleigh
“They have been really helpful in my response so thank-you ”
Sharon Perkins
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending