Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Service was quick and the money was made available to me within the hour.
Professionally brilliant .
Michael Wilkinson ”
customer
“Very useful when you need a quick cash boost ”
Robin Shaw
“Brilliant service ”
Dwayne
“Really simple and fast service, no stress, and all arranged clearly and documentation thorough! ”
Andrew Roberts
“Dos what it says on the tin
Excellent 5 stars ”
Anthony
“Great help when needed the most! Great scheme through my employer and couldn’t fault. Thank you ”
Adam Joomun
“I am more then happy with Salary Finance you have help out two times in help mr out when i really need the money many thanks ian wiltshire ”
iain wiltshire
“Fantastic help when something went unexpectedly wrong, easy to use ”
Nicola
“INCREDIBLE
So helpful when needed. Very easy to use and customer service are excellent”
MGarcia
“A loan made so much simpler being taken out my pay never having to worry about payments application was fairly easy and decision and payment was down swiftly ! I finished paying the 6th of march I don...”
Niki Howard
“It is excellent and really helpful. ”
Hima Prabhakar
“Easy to use, app is simple and quick”
Jasmine Crisp
“Excellent service perfect for if you need extra cash to see you through the month or borrow long term money and it has great money advice to suit every need”
Jack Sturges
“Great service”
Kaylie
“Such a help to use the advance feature. Makes it less of a struggle some months waiting for pay day!”
Aimoo J
“Have made use of Salary Finances salary advance several times. It is a life saver and helps out financially due to unexpected bills, repairs and day to day living costs short term until your next pay ...”
Terence Martin
“Really helpful and easy to use. Quick payout on salary advance to help tide over those last few days before payday and really useful advice on managing money.”
Peter Bell
“Very good experience with salary finance, easy to use, helpful when your in a tight spot.”
Peter Selwood
“They was very easy to deal with. Application simple and funds received within mins. Applied was happy with terms paid it back within weeks and settlement was fair. Happy with service and to use again ...”
Darren Gilbert
“Love salary finance, super easy to use and easy to navigate, I would recommend it to other people if they are struggling.”
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Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending