Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Very good experience.”
Nushrath Iqbal
“Straight forward. Very easy to use and extremely easy to use!!! Would recommend 100%”
customer
“I have used the services they provide to their customers and I am very pleased with the results. I would recommend to colleagues and friends. ”
Abdoulie undefined
“Great service . Quick efficient and does everything you need . ”
Jimmy lons
“Going through a hard time, this really helped and the process was very easy and quick.”
Jade Isidro
“Very easy and went through so fast not ridiculous high interest like 99% of the quick loans out there today ”
Lee
“Super handy
Super fast ”
Claire Thoburn
“Absolutely brilliant service ”
Emily Rogerson
“The agent i dealt with couldn't be more helpful, knowledgeable and professional. Great experience highly recommended. ”
dean wagstaff
“Great service, no hidden costs and efficient.
”
Polite
“Handy, quick, easy, and reliable. Always a good experience.”
Ollie Grosvenor
“Very handy effective and hassle free way of being able to cope in the recent cost of living hikes. Have used previously and recommended it to other colleagues whi are struggling financially. ”
Diane Camlin
“Decided on a last minute holiday to surprise my friend for her special 70th birthday. Topped up my existing loan, funds were in my account within 5 minutes. Absolutely over the moon I was accepted. ”
Sharon
“Easy and simple to use. Really beneficial in a time of need”
Alice T
“Amazing system ”
Kimberley shaw
“Easy to access,quick decision,and straight forward no hassle for genuine person. Thank you . Jatinder singh. ”
Jatinder
“Had a really good time with salary finance. Whenever there was any issues or concerns they were very diligent and quick with their responses they resolved any problems that I had and answered my queri...”
Khalid Ayanleh
“Salary Finance has been a LIFESAVER when I've been struggling recently. I've managed to keep myself afloat with their support, and haven't had to take the hit of short term loans since I'm able to acc...”
Megan Abbott
“Service is very sufficient ”
Joe Martons
“Brilliant experience, easy process and really helpful to me, much better and cheaper than a bank loan.”
Courtney truelove
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending