Salary Finance will never ask for payment from you as part of an application. If you receive a suspicious request, please email fraud@salaryfinance.com
When it comes to managing money, there’s no one-size-fits-all approach. Salary Finance is here to make managing your money simple and help you improve your financial situation with responsible financial products and educational resources.
Whether you want to save for the future, clear a lingering debt, or get tips on how to manage the day-to-day, we put you in control and take the worry out of money.
Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
We improve your financial wellbeing with a range of products and services.
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
Don’t Take Our Word For It…
“Excellent service, very easy to use, money always there in good time”
Brendan Shields
“I use salary finance mostly every month helps me a lot I love salary finance ”
Cameron Quinlan
“Salary Finance, has really helped me to bridge that gap before pay day, the whole service is so seamless and easy to use. I also want to shout out the team who have helped me when I had some issues in...”
Joy
“When times are hard this item comes in very useful towards the end of the month ”
Denis lynch
“I've found salary finance to be extremely helpful, I found myself in a bit of a pickle with an unexpected bill and if I hadn't had access to SF I don't know how I would have been able to cover the bil...”
shane haggarty
“First they are So easy to use & understand Ive used salary finance for a salary advance several times, it’s great if you have had something come up unexpected. They charge next to nothing for the se...”
Louise Olford
“Great Service. This is great for those unexpected moments. When it's a little while to payday and something happens, this service fills that gap. It's easy to use and the money is in the bank quickly....”
Lisa
“This service is extremely helpful - its made a huge difference for me. ”
Charlotte Whitehead
“Fast process, clear and well explained. Money was in account in minutes”
Paul Carson
“Excellent service, never any worries money taken straight from wages and a great back up when needed no fuss no matter when you require funds and in your account straight away. Thanks SF”
customer
“Great service, easy to use and very helpful if running short on money ”
Thomas Nevison
“I wanted to share my thoughts on the incredible concept of salary sacrifice which has proven to be a fantastic solution for managing finances more effectively. We all know that waiting for a salary to...”
Claire Flack
“I utilise the advance feature from Salaryfinance to assist with monthly budgeting. It’s been such a GREAT help, thank you so much.”
Joe Hicks
“Excellent service ”
Luke
“It was easy to do and tells you how much you can go upto”
Penny
“I really enjoy having early access to my money it helps when months get tricky or you have an unexpected payment, it’s so easy and quick to withdraw and there are extra options to help with savings ...”
Stacie
“This is a fantastic concept that's actually works. We all know waiting for a salary to come is not always ideal however salary sacrifice allows you to get a part of your salary 2 weeks before it's due...”
Asif
“Love the service always there when I need it so easy to use would recommend I have also recommended the service to other colleagues who love the service ”
Michelle Fell
“I'm so happy that this company exists,as it helped me a lot,when I needed more.Of course, because my employer is part of this company as well,as that allowed me to take the loan that o need.Eveeything...”
Adelina Larisa Gilcescu
“Quite simply put it’s there for you when you need it . Highly recommended . ”
Raymond Taylor
19139 reviews
Awards we've won
We have been recognised for our commitment to innovation and social purpose