Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Excellent service, very easy to use, money always there in good time”
Brendan Shields
“I use salary finance mostly every month helps me a lot I love salary finance ”
Cameron Quinlan
“Salary Finance, has really helped me to bridge that gap before pay day, the whole service is so seamless and easy to use. I also want to shout out the team who have helped me when I had some issues in...”
Joy
“When times are hard this item comes in very useful towards the end of the month ”
Denis lynch
“I've found salary finance to be extremely helpful, I found myself in a bit of a pickle with an unexpected bill and if I hadn't had access to SF I don't know how I would have been able to cover the bil...”
shane haggarty
“First they are So easy to use & understand Ive used salary finance for a salary advance several times, it’s great if you have had something come up unexpected. They charge next to nothing for the se...”
Louise Olford
“Great Service. This is great for those unexpected moments. When it's a little while to payday and something happens, this service fills that gap. It's easy to use and the money is in the bank quickly....”
Lisa
“This service is extremely helpful - its made a huge difference for me. ”
Charlotte Whitehead
“Fast process, clear and well explained. Money was in account in minutes”
Paul Carson
“Excellent service, never any worries money taken straight from wages and a great back up when needed no fuss no matter when you require funds and in your account straight away. Thanks SF”
customer
“Great service, easy to use and very helpful if running short on money ”
Thomas Nevison
“I wanted to share my thoughts on the incredible concept of salary sacrifice which has proven to be a fantastic solution for managing finances more effectively. We all know that waiting for a salary to...”
Claire Flack
“I utilise the advance feature from Salaryfinance to assist with monthly budgeting. It’s been such a GREAT help, thank you so much.”
Joe Hicks
“Excellent service ”
Luke
“It was easy to do and tells you how much you can go upto”
Penny
“I really enjoy having early access to my money it helps when months get tricky or you have an unexpected payment, it’s so easy and quick to withdraw and there are extra options to help with savings ...”
Stacie
“This is a fantastic concept that's actually works. We all know waiting for a salary to come is not always ideal however salary sacrifice allows you to get a part of your salary 2 weeks before it's due...”
Asif
“Love the service always there when I need it so easy to use would recommend I have also recommended the service to other colleagues who love the service ”
Michelle Fell
“I'm so happy that this company exists,as it helped me a lot,when I needed more.Of course, because my employer is part of this company as well,as that allowed me to take the loan that o need.Eveeything...”
Adelina Larisa Gilcescu
“Quite simply put it’s there for you when you need it . Highly recommended . ”
Raymond Taylor
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending