The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“I have used the salary advance facility several times and have always had a positive experience. The application process is quick and straightforward, and once a request is submitted, Salary Finance r...”
Daniel Dickson
“Great, quick and easy to use”
Rachel O'Brien
“Perfect!
Money added to account within minutes.
No longer have to ask people to borrow money if I am running out before payday!
”
Jem
“Easy to work and no trouble . Thanks for that”
Frederic Dia
“Amazing company if your stuck and need a little extra money when you need it right away into your bank account without any delay fast response amazing thank you 5 star â for this one s freeman ”
Shiralee Freeman
“A reliable way to get some extra cash and pay it off while working without worrying about missing payments.”
Przemek Budzynski
“I applied through their official website and the response was very quick and the questions were simple and straightforward. The waiting time to receive the funds was very short. Fantastic service.”
Ethan
“Quick and efficient ”
Parvu Alexandru
“Get loan company to get loan from and great service ”
John Morrison
“Always great to know that its there if needed and a couple of times it has help me get by. Absolutely love knowing I have a safety cushion if needed.”
Annmarie Brown
“Easy to deal with there no lot of holavaloo... ljve this lending company”
EBARRA
“Excellent service. Always there when you need it. ”
Mr gerardo verdillo
“The whole application process is very easy and straightforward. The decision was made in few minutes and the money was in my account as soon as I’ve signed and submitted the application form.
What I...”
Martina Forti
“It’s the first time I’ve used it and it helped out with a bill I actually forgot … love the idea it’s limited which I find very good as not to over spend … easy to use app and very quick to ...”
Dawn Gunnell
“Absolutely saved me in a crisis and will forever be greatful ”
Enly Ashley
“This is a fantastic service very fast.”
Mrs L Vinn
“Excellent service! Always prompt payment. Will continue to use the pay advance if and when I need it. ”
Paul elrick
“Really easy and quick to withdraw, email sent when deposit has been made
My only issue is that the withdrawals per month has recently gone down from 3 to 2 ”
Katie Grogan
“Had a bit of issue getting on it but once I did partly my fault couldn’t get on it was quick and easy.
Took 5 mins they said funds be in my bank by 22 June they were in my account 10 mins later.
A...”
Alison Dombrick
“I work at Sainsbury’s and I have found salary finance so helpful when unexpected expenses come up. I thought it was quick and easy to set up , your credit score is not affected due to it just being ...”