The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“Brilliant used twice always good”
Daniel Bell
“Salary finance has been amazing offering great rate loans and payment was within minutes of approval ”
Chris Walker
“Really good service,easy to fill in form and I like the payment statement so easy to understand. Best thing is money goes straight onto your account within minutes.”
Paula Chrichard
“great app to use and easy to navigate 5 stars from me ”
Owen Hughes
“Fast payment, easy to use App.
Always available if needing extra before payday due to emergency that we all face”
Carl Smith
“Amazing service always quick and easy to receive money.”
Bob
“Easy to access, and low interest for cash advace, ”
Agerico Villamor
“Great service as always ”
Miss Mihaela Szentpali
“I applied and money in my bank 5 mins later all at a reasonable rate and took out of my wages before my salary goes into my bank account. Excellent service xx”
Francesca Keating
“This is a great services very handy when you need that little more cash in a month for those unexpected things you need to pay out for sometimes it has been a lifesaver. I suffer from anxiety and we a...”
Grant Boatman
“In helping sense it’s so worth it to get paid some amount early.on tough days salary finance make it easy ”
Ghazal Shahzad
“Excellent and reliable service that works alongside monthly wages”
Harrison welsh
“Great help on a rainy day. Quick and efficient, ”
Nadia Khan
“Easy to apply. Repayment options available. Instant decision. Payment was Instant. ”
Lisa Senogles
“Salary finance is a the best former for when things are very tough and I need money some money ASAP. I don't have to phone around and ask people or relatives who are also struggling at most times....”
Leonorah Ndlovu
“Always quick service easy to use great when you have a unexpected bill”
Erin Mcneill
“I thought it was not real but after completing the form and submitted my request all went through and I got approved,,, that was quick and easy and I was happy in the end.”
Ulric
“How brilliant I started a new job and have to travel in every day for the next 5 weeks while I train it cost £11 a day to travel to and from and I had no money and SF helped me to keep this job wow w...”
Shereene
“It’s an excellent option and very helpful when I need access to money before payday. The fee is very small, especially when my salary is still weeks away. I personally make full use of this feature ...”
Umair Saeed
“Really quick and easy to use, couldn’t recommend it more
Steven Johnson ”