The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“Very happy with this service very early to use and fast payment process.
”
George Hayden
“Salary finance is great tool you can use in unexpected events!
Better then a credit card (no percentage).
Money straight to your account, no questions asked, available to use 3 times in the same per...”
Weronika Rychtelska
“Salary finance is amazing truly don’t know what I would do without it. The advance option on you pay is extremely helpful and efficient. ”
Dionne Baidoo
“Fantastic help with everything talk me through step by step quick response to my emails everything was sorted really pleased ”
customer
“Excellent service. I was in a very tight spot and SF came through for me. Much appreciated ”
oluwafemi
“Fantastic service, fast and ckear ”
Stefan.
“I took out a loan with salary finance to consolidate my debts, it was sorted out efficiently and with a great interest rate compared to what I was having to pay, with the added bonus of only having on...”
Dino Mollison
“Very good service , nice easy process”
Sylwester-Stanislaw
“Salary finance is the best thing to exist it helps when people are struggling with bills etc and takes stress off of family's ”
Nicola
“Great people, great service, fast payouts, don't con people, couldn't really ask for a more efficient and approachable company ”
Sarah Cawsey
“Quick and easy to use and very helpful ”
customer
“Very good I’m so happy for Salary Finace thanks for support mi ”
Miguel Silva
“It’s great some companies are on board with this I’ve had a rough time and had to take some wages out a little earlier than expected ”
kurt roberts
“Quick and easy to apply. ”
Thomas
“Easy application, quick decision and money in my account in less than 10 minute ”
Richard Andrews
“Super easy
Super quick
Super service”
carl garden
“Always quick, easy and simple. Always there when you need a financial lift”
Consumer
“Super efficient if I need an extra couple pounds to keep me going before payday! Fast transaction!”
Thomas McFerran
“Very effective and good service
You can receive cash within 24hrs
I will definitely recommend ”
Sithembinkosi Kunene
“A fabulous company. They make it so easy to apply and at great rates APR . Been using them for a few years now and no complaints, very handy in time of need.”