The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“Easy and quick to do. And regular updates on remaining balance and payment reminders are really useful ”
customer
“So happy to be able to advance on wages especially when an unexpected bill or need for extra cash before payday, so easy to follow instructions and information is clear so you know what to expect and ...”
Anna
“Amazing service ”
Claire Clarke
“Unfortunately I've had occasion to use this service more than once but each time has been hassle free and wallet friendly!
Loans & pay advances are made simple and payments are convenient.”
J
“This is the third time I've used them in a row, fast, reliable and straightforward. I used the money the last time to pay off my credit card because it was draining me. It really help relief the stre...”
Taiwo Teslim Nurudeen
“Excellent service, very quick and great help. ”
John
“This is such a great thing to have access to if you have an unexpected bill or just genuinely need some extra help until payday!”
sophie beresford
“Very good experience. Fast and reliable.
Stanley Aguoru”
Stanley Bestman
“Really great experience. Applied on a weekend and got a decision on the first working day. ”
Thanney Bayoan
“This is easy to use and understand…there’s nothing hiding and it helped me out big time when I was stuck and needed financial help but without having to take a loan.”
Emma-Jane Lee
“Really quick and easy process”
Gemma O'Shaughnessy
“Brilliant service, customer care is good and over all just good service ”
Casey
“Helpful, quick and simple.”
Abimbola Akinpelu
“Very fast and very useful ”
David Gore
“My experience has wonderful. The process is simple, straightforward and quick! ”
Segun Ogungbemi
“Great team and company
Very helpful and understanding
I definitely would recommend to
Anyone.
Thanks for your help chelsey. ”
Steve.t.
“Very helpful. Been helping me with my financial struggle.”
Davilla Leroi Tavares
“Salary finance has been a life saver for me at times. Its really easy to use and quick. This has been a really benefit to me and my family when i've need a cash injection. Thanks a lot. ”
Rich Willis
“A very good experience ”
Claudia Morel
“Genuinely surprised how easy the application process was. Everything was straightforward including the legal jargon.With my funds in my account within the hour,I would definitely recommend to friends....”