The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“Came very handy in a very difficult time, was able to get an advance on my wages”
Sayed Ahmed
“Easy to navigate and fast deposit into my bank, couldn't be easier ”
Ali james
“A very good reposnse. Very helpful and always willing to help. Good experience good communication Thank you”
Neve
“This is a helpful application....I can apply for loans and get some of my payment in advance when I know I have not had any sick days or days off. Im greatful to have this opportunity as it supports m...”
Bianca
“Very easy to use, handy in the really long months like January! ”
Louise Ferguson
“Always knowing you have the security to fall back on if you ever need it.
Especially with the cost of living, anything can throw you out of monthly budgets.
Like a safety net ”
Kaylee
“Very helpful company helps with those unexpected bills highly recommend ”
R Ellis
“I think the Salary Advance is a very good service as it helps me financially to keep going until I next get paid ”
customer
“Salary Finance really helped me during a very difficult time. I experienced a bereavement and needed urgent financial support to manage unexpected costs. Being able to access a salary advance quickly ...”
Farai Shoko
“It couldn’t have been any simpler , highly recommended ”
MRSAMANDAGCADMAN
“Salary finance has been a massive help been able ro take either an advance or a loan for bigger things that you can pay for monthly out your salary in the confidence that you know you'll pay it back e...”
Dan Woodfield
“From the rising costs and chaotic leadership and parliamentary battles in the UK over the economy, managing inflation and personal struggles seems difficult. We will work and dedicate ourselves to dai...”
Ugochukwu Alaribe
“It was very simple and straightforward. When I requested 50% of my salary in advance, the money was in my account almost straight away. I’d been so worried about not having the funds for Christmas p...”
Robyn Hibbitt
“Amazing professional staff who are happy to help. ”
Charlotte Sheeley
“Amazing loan service got me put of my hole, comes straight out of pay so don't have to worry about it”
Leia Kavaja
“Very fast response, brilliant service”
Sorin Hrubaru
“Honestly this year it’s been a life saver from unexpected bills to just a few pounds to go out and enjoy myself with friends. It’s really helped. Great service and fast payout in my bank in a few ...”
Wayne Anthony Clarke
“Excellent customer service and the lady I spoke with was very informative in all aspects of her job I was having trouble with the app and the lady stay on the phone with me the whole time regularly ch...”
James King
“Extremely quick and easy. ”
Carlos Moreira
“Money was in my bank in a few short hours. Easy system to navigate and get an advance.”