The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“Excellent ðŸ‘👔
Adriana
“Good customer service”
Akwasi
“Very good service money earlier than expected ”
Justin White
“Overall great ”
Bryan Copeland
“I cannot praise this service enough. When you need a quick cash injection to bridge to the next pay day this is a life saver. No fuss and extremely quick and easy and very affordable. A brilliant serv...”
Iain Webb
“After a ongoing problem Ashaa felt with it promply and getting it sorted many thanks
Ashaa”
Carol Cameron
“Easy application and was approved and paid into my account within 5minutes. ”
TP
“Brilliant easily applied and the outcome of my application came with in 24 hours ,, very quick process and good explanation of the loan agreement ”
Catherine Bagnall
“I have used salary finance quite a few times for a advance payment are always send quickly very straightforward to use and any problems you have are dealt with in a quick and timely fashion really gr...”
customer
“I would highly recommend salary finance they were very helpful and professional they made my applying experience simple couldn't be happier with the service ”
KIM MALANEY
“I was told about salary finance by a friend when asking if there was any way of getting paid a small amount early just to help me out. It took 15minutes to do and fill out the information it needed an...”
Cheyenne Chilton
“I've just had the opportunity to pay off the last few months of my Salary Finance loan. The whole process was so simple - borrow the amount you need and the pre-arranged payments are taken straight f...”
Donz
“Very helpful, flexible yet responsible early access for salary.”
amelia
“Very easy to use. Not over complicated but all information was available. Interest rates and costs, as well as how to pay back early if I want to. Fast decision as well”
Ewan Rollo
“Simple to use fast and efficient service ”
Geoff Ball
“Great service, very simple and straightforward with no problems. Had the money in my account within the hour.
Would happily recommend this service to anyone.
Ryan Eckersley ”
Ryan Eckersley
“Life line when emergencies pop up before payday”
Jade Russell
“The website is fantastic, it is nice to be able to choose the exact amount you need to advance and it is in my bank account within minutes. It is easily reduced from your salarly without having to wor...”
shaira parris
“Super fast. Applied and money was in bank 15mins later. Was only offered what I could afford so not putting myself into a bad situation. Absolutely fab service ”
MELANIE GREGG GREGG
“Salary Finance are great because they don't waste your time going over absolutely everything to then say no, they take a few details and run the check first so you know before wasting all your time. T...”