The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“Fantastic! Love the new app also! ”
Tanisha Smith
“amazing service quick and easy to sign up and always prompt with the payment brilliant when needed and easy to pay back always reply quickly when any questions asked ”
sam ross
“great service :) ”
tejdi tejdiowsky
“Salary finance is amazing it helps me out week by week ”
Michael Jones
“What makes salary finance great? It helps in a time of need, that sudden repair for the car, the food shop and bills which can’t be catered for. Without salary finance I would have been stuck but th...”
thomas cuddy
“Hattie Roberts
Quick and easy to do. Comes out of your salary each month so you don’t need to worry about missing a payment. Always there for support when needed.”
Hattie
“Amazing services provided if your a little strapped on cash before payday!
Always in the bank same day no questions asked. ”
Robyn richards
“Was a very clear & straight forward process with each step explained”
B dot
“Great service through out. Highly recommend!”
Alicja Polak
“It's really useful for if you need just that little bit extra just before you get paid and plus the fee you've gotta pay is fairly priced, you'll barely notice it.
”
Kobi Hone
“Excellent!! Have been using salary finance for 5 years”
Crispen
“It’s helped me out alot with bills and other expenses. Can’t complain about anything ”
Hamzah Mehmood
“So easy to apply and doesn't cost the earth to get a advance on your wages, sent within 24hrs ”
Mark Ingamells
“Would recommend very highly to anyone who needs a little bit of cash to get you through til payday. It’s been an absolute god send for me. ”
Vicki
“I’ve been using Salary Finance mainly for the Advance option, and it’s been really helpful. It allows me to access part of my salary before payday, which makes things much easier when unexpected e...”
Mirela Dinu
“Salary Finance has been an unimaginably supportive. Very easy application, taken out of my pay so no hassle with repayments. They also support with salary advances, which has been a lifeline during a ...”
Charlotte Ing
“It a great service to be able to get help with being able to access cash to help with the rising costs of today’s costs of living ”
MR RICHARD HEAP
“What makes salary finance great is it's quick once set up. Its available when you need a adavnce. You can see how much money you have accumulated. ”
Andrew Pettigrew
“Very prompt great efficient and timeous service. I applied for the loan just a few days short of my holiday and the funds were in my account within the hour. Impressive ”
Tikozenji M R Mwanza Gwashavanhu
“Salary Finance is the epitome of real life saver financially. Always there when you need it the most. It’s very handy so efficient. Thank you for helping thousands of people needing financial assist...”