The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“Great service, loan approved in minutes,friendly customer service”
Vlad Osoianu
“Really quick, self explanatory process which helped me! ”
Caitlin
“Salary Advance is a very good form of emergency assistance. The advantage is the speed of the loan and the very low return rate. My mother is very ill, and in recent months, I had to finance some of h...”
Jakib
“Very easy to use and payments come straight off wages so no missed payments. Recommended to anyone ”
MARK ELRICK
“It's a great service to have if you need a top up before payday. It's your money so no loans or interest and it's all in front of you”
Jason Oldfield
“Salary Finance was so easy to use and the benefits they offered were amazing and really helped me out when I needed it! They are fast which also helps so much in emergency situations and the variety o...”
AK
“Quick response Very helpful and friendly staff very clear explanation ”
Beata R.
“It’s made my bills paid on time and even it was said 24 hrs it’s credited in 1 hr ”
F RASHEED
“Easy to use money when you need it most and in your account with in minutes.”
Sonny Arnold
“Great service. Quick and cheap”
Catherine Kane
“Quick , simple and honest. ”
Paul .
“Salary Finance is so easy to navigate. Very speedy in making a decision, and very fast at making sure you get your money in no time at all. ”
Ruth Edmends
“Good service ”
Girirajan
“Can be used for advanced pay which is nice”
Eric Robert Brownrigg
“Really easy to use, quick and straight forward. ”
Chloe Brindle
“Excellent service very easy and fast to apply”
teresa shaughnessy
“Great easy process. Quick payment ”
Cheryl Campbell
“Very helpful , we currently have an advance on our pay which is extremely helpful
Any issues are also resolved quickly ”
Lindsey
“Really smooth progress and fast service. Always reliable when I need that little help in the month. Much better than taking a loan or borrowing from family”
Matthew Cox
“Really easy to apply and the money came into my account within 10 minutes! Thank you ”