The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“Great forgetting out of sticky situations with minimal interest. A rare helping hand in todays financial climate. - Stephen Burke Walsall healthcare trust.”
Steve Burke
“Salary finance is AMAZING! I never have to worry about being short in the middle of the minty with the ability to withdraw a percentage or my earned wage. The money goes straight into my bank within t...”
Chelsea Harrison
“Quick and easy form, and money in account the same day. Would highly recommend”
nicola connolly
“Quick response to my application and easy to apply.Excellent service and I am really happy and amazed how swift my loan application went,Was great in finding a solution to my needs. Very quick and hel...”
Zenet
“Great customer service, quick fast. ”
Jess
“So far i will say it's a great service, helps you sort out bills which pops up before your regular payday. I will say it's an emergency solution to financial difficulties.”
Rayca Hood
“great alternative to a usual loan, comes straight from your wages so no unexpected fees or anything would highly recommend this company”
Nicola Jones
“This has been so valuable for me. I have really been struggling with the cost of living but I am getting my bills sorted and will not be needing the help as frequently in the future, but it is fantas...”
Mandy
“Is a great help for emergency bills . Cost next to nothing to advance my salary if something unexpected comes up. Has helped me more than once. Anthony floyd”
Anthony Floyd
“This is a brilliant company. I've used them many times to help out with unexpected payments that ive had to pay. Sometimes ive logged on and got my money within half an hour!. ”
Debbie Hall
“Very helpful chaps!! Been struggling abit lately and they have been quite helpful in providing loans and advances that have solved my short term financial problems. I Highly recommend them ”
Raymond Tyaba
“I think it is really nice that my Company Equans are doing the Salary Finance it comes in very handy, as I can now boro off my wages and and don't have to ask friendls or family to help me.
This serv...”
tracy
“Excellent service ”
Jitendra Patel
“Marcel Spatariu, Thank You very much aproved in 10 minute ”
customer
“Five star service.
Very easy to use and very simple.
Money was transferred instantly ”
Michael Francis Boyle
“Very easy to use and fast payout. Its great the repayments come from your wages so you never miss a payment.”
Billy Miskelly
“The best thing ever, no fuss and straight into your bank, I can’t tell you how helpful this has been for me couldn’t be without it👔
MissAnneOreilly
“When my bike was stolen from my garden it left me with no way to commute to work and with it being just after Christmas, pay day still a couple of weeks away I didn't know what to do! Thank goodness f...”
Natalie Taylor
“Quick easy access and really helps when you need it”