The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
1
2
3
4
Don’t take our word for it…
“I thought it was not real but after completing the form and submitted my request all went through and I got approved,,, that was quick and easy and I was happy in the end.”
Ulric
“How brilliant I started a new job and have to travel in every day for the next 5 weeks while I train it cost £11 a day to travel to and from and I had no money and SF helped me to keep this job wow w...”
Shereene
“It’s an excellent option and very helpful when I need access to money before payday. The fee is very small, especially when my salary is still weeks away. I personally make full use of this feature ...”
Umair Saeed
“Really quick and easy to use, couldn’t recommend it more
Steven Johnson ”
Steven Johnson
“Quick and easy service! ”
Irina
“Really easy to sort out and it was in my account the same day. ”
Andrea Rooke
“The service is so quick and helpful, especially in a crisis! The funds are transferred almost immediately. ”
Rajvi Patel
“Being able to get advance payment has helped me pay my bills on time. ”
customer
“Salary finance is a ideal back up for last minute emergencies and it automatically comes of my salary it gives you that complete piece of mind ”
Steven Mercer
“Very efficient and professional 👠”
Rodrick Makokoro
“Excellent Service with well structured and clear online and App facilities with in place security measures. The transfers are clear on the emails sent with all the correct details. ”
Gagan
“Able to contact someone in desperate need and have the ability to get my payment into my bank account very fast and efficiently. ”
Bianca Donald
“Incredibly easy to apply,straight forward and the funds in my bank literally 20 mins later ”
Matthew
“It's easy to use and since it's all done through you wages you can have some control if somthing unexpected happens by getting an advance on your wages I do this and it doesn't affect my bills i pay ...”
Jen
“Easy to use.
Approved really quick and money in the account in a matter of minutes.”
Adriana
“Salary Finance is an amazing company which allows individuals to save, budget, and advance paychecks. This allows individuals to apply there needs towards there current bills and outcomes, which they ...”
Ellie English
“Luke Beukers - Quick and easy application, the money was in my account in second after singing the contract with them, I bank with Monzo. Over all salary finance is very easy to use. ”
Luke
“SF actually amazed me, very supportive and professional, even went extra miles to make sure I’m satisfied.”
Emmy
“Excellent service great rates and very fast would highly recommend 👔
Paul Wood
“Absolutely amazing! Very easy to apply & was quick with responding, no hassle, just straight forward! Funds landed straight into the account straight away with no hassle, great company & brilliant ser...”