The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“Invaluable service, quick and easy to use and great when a little bit of help is needed. ”
Kaye Smith
“Fast, and easy to understand ”
Scott
“What a useful and very simple process.
This literally took me less that 60 seconds once i had signed up, the process is so simple and the request was completed within 24 hours.
Could not rate this h...”
Stuart Gray
“This company is amazing and came through for me in my time of need when all other companies rejected my applications, cannot express how grateful and appreciative I am. The application was extremely e...”
David mcmahon
“Great service, really helped me out. Fast service and money paid into my account same day. Thank you ”
Friend of Ted
“Excellent service and easy to apply. Payout was on the same day. ”
John
“Great service available at my workplace for those unexpected expenses. Form is easy to fill in and website is easy to navigate and the process is so quick.”
Emma Thompson
“Always helpful and quick process and easy to understand process”
Aimee Dudley
“Applied quick and easy, less then an hour, the funds were in my account!!”
Mark
“Really helpful helps you out in a jam.”
b a y l e e
“I couldn't believe how easy it was to apply. The service was fantastic every step of the way, I received the loan within 5 minutes into my bank account
”
susan oshea
“Salary finance came into my life when my financial life was in crisis. It came as a loan with minimal interest rate that made it a superb scheme. It’s efficient, fast and reliable with the best math...”
Chilem Chike Christian
“Fantastic service!! So quick and easy to use and funds go in straight away. Highly recommend! ”
Laura Donnelly
“Reliable and fast ”
Jayed Fidelis
“I think salary finance is a good thing as if you are struggling through the month you are able to take out your wages. ”
carla gruar
“So straight forward and easy to apply, would highly recommend ”
Zaida Qureshi
“A really helpful tool when you need to access your wages slightly sooner that expected. It’s a really easy and efficient website to use I really can’t fault it. ”
Becki
“Great service comes in very handy then your running short just before pay day”
Neil Heath
“Perfect for support ”
Narinder Singh Tona
“Great experience with this company
Used them twice
Money available as soon as you are excepted ”