The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“Su servicio fue muy rápido además son muy profesionales muy buena experiencia ”
Ramiro
“Love it more work places should do it it’s a fantastic service and very fast ”
Michelle
“Easy to deal with. Great feature to have a salary advance for those unexpected monthly costs.”
Lauren Taylor
“I had a great experience with Salary Finance. The application process was simple and straightforward—much easier than applying through traditional banks, which often require long forms and too many ...”
bharat mall
“So helpful to have when you’re desperate. Don’t know what I would do without it most months. A real lifeline for me! Thank you 🙠”
Abbie Moody
“Very fast payday advance service. Getting into a jam with unknown extensives Salary Finance came to the rescue. Paid into your account within minutes. 10/10”
Lewis Kennerley Miggs
“Excellent service and immediate response from my application very pleased with everything and simple to use ”
Roger Swinburne
“This is truly amazing and very efficient.”
Agui Noga
“Super quick to setup, easy to use even if you don't have a great credit score but can afford to use the loans. Highly satisfied with using salary finance. ”
Jordan
“I was treated very well and professionally okay it was a very good experience I have had with them thanks very much for the job wel done ”
Momodou Darboe
“Very efficient and easy way to borrow. No hassle set up and application and zero repayment worries as payment comes straight from pay. ”
David Stewart
“Was really easy to set up and do. Said money would be in my account by Monday, was in there 10 mins later of that! ”
Fee Gunn
“It has made my financial life better as I can advance some of my wages when needed.
The website is easy to follow and understand even when you apply for loan, etc.
I am glad Salary finance exists.”
Jen
“Always there when you need them. So very helpful. Thank you”
Mrs Margaret Bull
“It’s so easy to use and helps out during the month when payday is still a couple of weeks away especially if you have birthdays in the middle of the month. ”
Marley Stanley
“Excellent offer which is easy to access. Safeguards in place and a very handy product overall”
martin egan
“Easy to use website. Quick payments. Smooth process ”
Ruby Simpson
“What a fantastic service.. Straight out of your payslip so you don’t even notice it’s gone ”
Mr Holmes
“When I signed up to receive a loan, I was a bit skeptical. However the customer service was very prompt in responding to my questions and resolving my issues. The application process was easy and the ...”
Consumer
“Live saving company 100% recommendations from me Thanks ”