The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“Excellent service, always prompt and simple ”
Ms H Hughes
“I love salary finance, they are definitely 100% helpful in every way, easy to use the app or the website, I have been using them for years now , with loans and pay advance, Everything always runs smo...”
Zara Erwin
“Very quick, efficient, just very easy to use ”
iamabdulahmed
“Quick and easy service ”
Christian Login
“Salary finance has been very simple and straightforward to access
And advance have helped out massively for my family.”
Amy Thompson
“Amazing services always easy to navigate and understand. Would 100% recommend ”
Max Earnshaw
“When you have unexpected costs it’s a great help. It enabled me to fix my car and not have to wait. It ensured that my daughter could have an amazing birthday.
The cost to do it is so small you ju...”
Rachel Price
“Brilliant very easy to do and understand love the idea ”
Ricky Matthews
“Very helpful when you need it most,
Definitely recommend.”
Tabatha Spray
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I had a really great experience and I’m honestly impressed. The service was excellent, everything was handled professionally, and the attention to detail stood out. From start to finish, I fel...”
Yeboah Kwasi
“My experience was so helpful and applying was very easy and the money was in my account within a couple of hours of me signing the direct debit form
The interest rate is low too compared to a lot of l...”
angela dodd
“Very helpful, helps me when I struggle, love and couldn’t reccomend more”
Leah
“They always help you when you need them1”
Steve Brooks
“Great use of balancing money for the month ahead ”
Ellie Pope
“This firm is excellent, my loan was set up through my work as a kind of bridging loan, as the payday from receiving my last wage would have been too long to the new payment date of the new company tak...”
Susan Wandless
“Invaluable service, quick and easy to use and great when a little bit of help is needed. ”
Kaye Smith
“Fast, and easy to understand ”
Scott
“What a useful and very simple process.
This literally took me less that 60 seconds once i had signed up, the process is so simple and the request was completed within 24 hours.
Could not rate this h...”
Stuart Gray
“This company is amazing and came through for me in my time of need when all other companies rejected my applications, cannot express how grateful and appreciative I am. The application was extremely e...”
David mcmahon
“Great service, really helped me out. Fast service and money paid into my account same day. Thank you ”