The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“Really easy to manoeuvre the website. Got accepted where I'd normally not. Comes through my wages so no need to hassle ”
Matthew Cox
“I find the process good, helped me when a situation has occurred eg a boiler breakdown, day trip etc. Cannot fault it
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Rob murphy
“Great service :)”
Liberty Perkins
“Very good, easy to set up and received money within 15 mins ”
Jessica Christie
“Great company, customer service really good. Payments arrive promptly ”
Darius
Stirling, GB
“Very quick and easy to use. Got an answer within 10 mins and the money was paid not long after. Very good interest rates and very easy to use. Couldn’t recommend them highly enough ”
Sam
“Very easy and helpful to use and understand highly recommended ”
Karen Aspel
“Smooth and quick process with due diligence carried out. Money in the bank within the hour with very competitive rates ”
Mr Darren Allen
“Absolute Life Saver on four-weekly pay cycle. Quick and easy, repaid automagically direct on payday, very nominal fee”
Steve Whitehouse
“Excellent. Helped me out a few times . Thanks. ”
Charles
“Very quick when needed ”
Cc
“I think it's so quick and easy to complete a loan and advance ticket, you get the money instantly and better borrowing rates, overall so happy with how salary finance works and helps people ”
Matty Mckenzie
“Having experienced financial difficulties this year. Salary finance has helped me bridge the gap between 4 week pay and ensure that I’m not paying late payments charges. In addition enabling my cred...”
Jonathan Matias
“Really easy to use and the money was in the bank super fast ”
Hazel Jack
“Salary finance makes it easy to get part of my paycheck early. It has come in handy when I really needed it and was fast. Grateful for this option.”
Lex Hooper
“Fantastic loan company , easy and detailed as to what you will pay a month and the Apr choices of how long you want to take your loan out for aswell as a chance to make overpayments and all linked up ...”
Gemma Goldielocks Osullivan
“Using Salary Finance has been a godsend it's comforting to know that there is a safety net you can rely on without having to speak to anyone with a guaranteed cash amount to help until payday and know...”
David Heywood
“Very good. Quick service I’m very happy with salary finance.
Like a good partner stand always on my side support in hard times.
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Abasin
“This is the second time I have used salary finance and the process was so quick. Even when I was struggling to log into my account at first, the customer service was great. Once I made my application ...”
Liam
“Easy to apply and understand. Great interest rates and excellent customer service.
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