The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“It has been very easy to use. Always fast response time and clear instructions. ”
Daniel
“Salary finance ar the best in the town. I am very happy with the services. The interaction with people are amazing end evri good thoughts. THANK YOU ”
Gabriel Teaca
“Service was quick and straightforward to process.”
Mrs Claire Smith
“Great for unexpected expenses ! Fast reliable and no need to worry about paying as it comes directly out of your salary overall a win win !
Annemarie MacAlpine ”
Annemarie Mac
“This is amazing takes away the stress of borrowing from a high apr lender”
customer
“Amazing and great response ”
Sitparan
“Easy too apply for.got the funds quickly into bank account excellent service thank you ”
Jule Kealey
“The questionnaire was easy to complete, without the hassle of a million questions!
Money was delivered immediately. Brilliant service. ”
Adam Hooper
“Karan has been very helpful with my application. ”
Andy B
“Quick and easy to apply for then the money was in my account within an hour ”
Kim Bendall
“issues sorted out”
Exits
“Really quick and easy. Helpful when needed ”
Clair longfield
“I'm happy with the service from Salary Finance. It is really good to be able to withdraw from your Salary without the stress of it affecting your credit file. The money reflects in your account in min...”
Patience Siwawa
“excellent service , can finish in one sitting on phone , stress free. ”
MARKS&SPENCER Royal Surrey NHS
“Customer service was top notch, had a issue loading my application after I exited the window, the guy on the phone fixed it in minutes and my application was complete and money was transferred so fast...”
Aaron Sluggett
“Salary Finance is the institution where I have always found support in every problem I have faced. Fast and efficient support. I am very grateful for this. ”
MARIAN GEAMANU
“Excellent service. Quick easy to use app. Never had an issue. If in need, try these first. ”
Jord
“What made the experience brilliant - simple it was, quick and judging you which is very refreshing as my credit is not great but Salary Finance DO NOT JUDGE thank you helped me out. So simply to apply...”
Jason George
“It is quick and easy to use and the money goes in bank account quickly.
It is good to have this benefit especially when there are months that have 5 weeks in.
Or to pay an unexpected bill.
”