The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“I first met Salary Finance during one of those classic "where did all my money go?" moments. My bank account was performing disappearing acts worthy of a Vegas magician, and my budget looked like it h...”
Darrell Stockton
“Is been very helpful and supportive when sudden need arises.The service is fast and agile.It prevents you from asking friends and families who migjht not be able to help.Even on pay day ,there's avail...”
customer
“100% recommend Salary Finance 👌 very easy to use & is taken from your wage so you dont really miss the money ( unless you leave your job then its taken from your bank), ive used this service twice ...”
Vicki Parkin
“Salary finance saved me this month when things have gotten a little tight and will forever use it when it is needed in situations that cant be helped ”
Jemma Hewitt
“Everything from start to finish. All done in minutes 🙌 ”
Teresa vowles
“Using salary finance for 5 years or more ! Great experience. No issues . Great rates.
Recommend!
”
Aleksandrs Ovsjanikovs
“Helps a lot when you get paid peanuts ”
Mr Hart
“Quick easy to use have the advance the same day ”
Rachel Lennox
“Excellent loan service with fast payout without massive interests like all other loans ”
David McEntee
“Good service and pretty quick, was strapped for cash a week before payday and it really helped when salary finance came through and helped out ”
Ainan Zia
“Super team, happy with them”
Carmen Monica Dreptu
“This service is God-sent, I don't know what I'd have done without it. Literally dug me out of a financial hole. Straightforward, simple and quick (decision) to use . I'll recommend all day, every day.”
Tox
“Fast and reliable ”
Rita
“It was very easy online process and quick to obtain loan on the good terms and automated deduction from pay-check works for me. ”
Jaroslaw Filak
“Absolutely amazing! The fee is very small and the service is very quick. It’s always in my account within 15 mins. Customer service are very friendly too, on the one occasion I’ve spoken to them. ...”
HCA
“Easy application & Fast decision Help me to fix to many things Thanks alot ðŸ™. ”
Richiesto Omar
“Very good service & quick payment.”
Dominique Protheroe
“I've been fortunate to have Salary Finance available through my company's benefit package and it has been of great use.
I've created a savings account that comes straight out of my salary to help me ...”
Michael O'Mahoney
“Helped me exactly when I needed it most.
Without the guilt of any repayments. ”
Ramsha
“The service is very easy to use and the money is transferred in the bank account within minutes.very helpful:)”