The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“Very easy to apply, very fast and clear options.. intrest is minimal, helps when you need it.
Great experience 👠”
Barry Inglis
“Great service for NHS Employees, Helps when in need.
Quick and easy application.
Fast pay out ”
Jacob Sugden
“They are very good
You can get more money with less interest
I like it the most that you can pay the money in advance if you want, the interest is reduced
I think it is the best in the UK Salary fi...”
Mohammad mahfujur Rahman
“Very good customer service 5 stars thank you ”
Ion
“Salary Finance is the institution where I have always found real and very consistent support, whenever I have needed certain financial supplements. For this, I am extremely grateful and thank you.”
MARIAN GEAMANU
“great always helpful ”
Arek
“Ive not had a single bad experience with salary finance they have gotten me out of a few tricky situations they have been easy to use every time ”
Carla
“I found salary finance very easy to use. Set up is straightforward and areived quickly on my account. I have downloaded the app just.incase formers of access. ”
Mr Samuel Wainman
“If you have an unexpected bills this can help, to keep you on track. ”
laura goffe
“So easy to do and such a life saver when you don't quite have enough money to get through the month”
Carole Simpson Was Clements
“Salary Finance has helped me a lot with my finances keep up the great work
Peter McKendrick”
Peter Mckendrick
“Easy to use and quick at getting the money issued out to you! Very helpful when you are short of money towards the end of the month and need that little extra to help get you through. ”
Charl
“Salary finace is quick and easy to use, the ability to advance you paycheck supports paying bills and managing your finances with a number of supporting features to keep you money wise. The team are r...”
Jacob muffett
“Very good experience, and easy to get in touch to them”
Rolands
“Salary finance is an excellent service! Brilliant customer service! The money enters your account so fast.
Truly grateful for this support! ”
Jaylan
“It was a quick and easy application the rates are good aswell. And the good thing is it comes straight off your pay so uou never miss a payment. The payment of the money was very quick.”
Pauline
“I was introduced to salary finance by a work colleague. Salary finance, easy to use and accessible to funds with in a few hours. Expecially come the end of the month when things are getting a little t...”
sarah T
“Very easy application, fast payment. Small flat fee, no interest added on”
Stuart Marr
“Salary Finance helps out a lot and is partnered with a lot of companies, when having difficulty the advisors are really quick and helpful with responses”