The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“Salary finance helped me out when I was in a extremely difficult position. Feel so much better with the help I received xx”
Jo-ann
“The disbursement of funds always on time. Very good for emergencies. Advance terms and conditions enables one to ONLY borrow responsibly ”
Stephen Mudekhere
“I was recently in a financial predicament where I needed funds immediately. Salary finance was able to help me. I'm thankful for their assistance in bridging the gap with waiting for my monthly salar...”
Emily
“Great service, so thankful for being there when needed! The app is great too. Really easy to use. ”
Hayley Beardwood
Haywards Heath, GB
“Easy fast brilliant and not expensive at all!”
Craig Stewart
“Really quick and easy to use. Very handy tool for managing unexpected expenses”
SARAH OWEN
“It is a great service 10 out of 10 thank you ”
Janice Gooding
“Very good, quick and easy to navigate.”
Megan Stewart
“Setting up with SF was very easy. That pleasantly surprised me. Only 5-10 minutes.
This service saves me often. Singe Dad if 3 and these days, stretching finance is tough. I use SF when I need to, us...”
Jason Patrick
“It was quick and easy to access a little of next months pay through the SF app. I have used it before and always found it to be a simple process. Fees are up front and honest and the money goes back t...”
Mr A
“Registered, details were checked and money was sent all on the same day. Very fast and useful for an advance.”
Ellis Cook
“I have always had a positive experience with this bank. Whenever I have needed emergency funds, I have been able to access my account without any issues. The service has always been reliable and conve...”
Angeline Shava
“Great, fast and easy to deal with! 2nd time doing this and wouldn’t do it any other way”
Gareth Hughes
“Quick and easy to use. process is explained easily ”
Jamie Tullett
“Excellent service and fast decision. The online account is very easy to manage and shoes individual payments. Direct payments straight from my wage so no hassle. Would definitely recommend ”
Sarah
“Easy to use , quick transfer up to 50% of your wage , just for a little fee . Very happy with them ”
Alexandru Sebastian Udriste
“Its really amazing app helpful service ”
Michael gill
“Quick check and disbursement.
And since the emi is taken directly from my monthly salary. The entire process is simple”
suraj u
“very quick and easy process. money was in my account within minutes.”
Mateusz Krupka
“Quite handy when your low before your next pay check comes through ”