The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“I’ve had a really positive experience with Salary Finance. The application process was simple, quick and easy to understand from start to finish. Everything was clearly explained, with no hidden sur...”
Goodness Aniekwe
“Very easy to use quick response and in to the bank in no time at all. ”
Dan
“Is was good it help me with money when I need help and the payment was not high ”
Gavin
“Seamless from application to payment… all complete within 48hrs…with access to view payment structure from dashboard…
Would recommend ”
Kevin Rezin
“They are always helpful, the app is easy to use.”
Alan McMaster
“Nice easy transaction from start to finish
I’ve had a great experience with Salary Finance. The application process was straightforward, and the funds were provided quickly when I needed them most. ...”
Mr Steven Anderson
“I fill in all I had to, found it easy to do , and money was sent so quick to my bank would recommend them highy”
Mark Smith
“My experience with the salary finance company is immeasurable and unbeatable in this sense that, their loans are great, convenient and affordable interest. I will always recommend them anytime any day...”
Adeyemi OA
“Very efficient and friendly experience from start to finish. Simple convenient and confidential service. ”
Kazza Karen Wilkinson
“Easy to use and fast results ”
Bridget Ward
“Very easy to use. Good service”
Dance The night away
“Excellent and efficient service. great rate and fast delivery of funds. Loan offers are also amazing and fair.”
Mr C Said
“Salary finance is quick and easy to use, a really low fee, and great for those last minute money shortages.”
Mr Thomas Holcombe
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Sir or Madam
“Easy reliable and helped getting an advance on my wages !”
Benjamin Wall
“Knowing if I need any extra support it’s available when I need it”
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“I have used salary finance a few times for an advance on my wage and never had an issue the payments go straight into my account after applying. I recently took a loan out. And I found it easy to appl...”
mark betts
“Quick and simple application. Thank you”
Kam
“Since having this i dont have to lend money of anyone always helps me wen i need it so glad i got this thank you so much ”
MrRomanKliment
“Super easy and efficient. Funds were in account within minutes. Thank you will hopefully use the service in the future. ”