The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“It is such a relief to be able to dip into your next pay early and this facility be available for the unexpected. I had car issues and the garage bill was over £100, the £100 I didn’t have spare. ...”
Dawn Harrowr
“Super quick and a life saver, only complaint is the sign up can be glitchy, nothing major just have to imput your info a couple times... no complaints other than that, super reliable and does what it ...”
Gish Hylton Smith
“Great service, really good and quick to use. Easy to navigate and no problems to use ”
Taylan Sawyer-Robinson 
“Very easy to use and received the money the same day, even with it being a Saturday. Starting my job right after their cut-off date for payroll meant I would have 6 weeks with no income, and rent to p...”
Ellis
“Love the service they provide always simple and easy to use and have been a complete life saver for me. Dont know what I would do without it. ”
Camilla Gray
“This was the easiest loan application I’ve done in years the most simple forms ever and as soon as I was finished and accepted the loan the money was in my bank account ”
customer Barry Baker
“Very helpful.”
A
“Nice and easy
Applied got accepted money in the bank within 1 hour unbelievable but true”
AA
“Too easy to get a loan and very good rate”
Innocent Boya Bi Za
“Very helpful when in a time of need 💯”
Amit
“I already had a salary loan going through my wages and then had a few unexpected things and salary was amazing let me do a top up which has helped me so much thankyou
Rachel squires”
MISSRACHELSQUIRES
“Brilliant and fast service. Money is always in my account within 5-10 minutes after applying. Has got me out of many a scrape.”
Megan Allan
“Fast payment, no hassle service”
Ishmael Patterson
“Wow so handy to have for them emergency and had to money in my account within 30 minutes was a life saver would definitely recommend them fast and easy to use ”
stuart barath
“Fantastic service , I’ve been totally blown away by the speed and completion of my request with salary finance, totally professional and I just want to take time to say a big thank you to all at sal...”
Ashley
“I've had 2 loans from Salary Finance now and both occasions have been, simple and straight forward.”
Patrick Halliwell
“This is a brilliant service for staff to use”
Sagar D
“Such a great , transparent and straightforward service ”
Emma Elson
“All queres been answerd clearly, and polite staff as well”
Eihj Javier
“Wow unbelievable the cash was in my account within the hour of completing the application.
I love the fact the repayments are taken directly from my salary.”