The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“It's easy to use and since it's all done through you wages you can have some control if somthing unexpected happens by getting an advance on your wages I do this and it doesn't affect my bills i pay ...”
Jen
“Easy to use.
Approved really quick and money in the account in a matter of minutes.”
Adriana
“Salary Finance is an amazing company which allows individuals to save, budget, and advance paychecks. This allows individuals to apply there needs towards there current bills and outcomes, which they ...”
Ellie English
“Luke Beukers - Quick and easy application, the money was in my account in second after singing the contract with them, I bank with Monzo. Over all salary finance is very easy to use. ”
Luke
“SF actually amazed me, very supportive and professional, even went extra miles to make sure I’m satisfied.”
Emmy
“Excellent service great rates and very fast would highly recommend 👔
Paul Wood
“Absolutely amazing! Very easy to apply & was quick with responding, no hassle, just straight forward! Funds landed straight into the account straight away with no hassle, great company & brilliant ser...”
Ethan Parkhill
“Took a small loan out to but some house furnishings. The application was very straightforward. After entering a few details and a few more clicks, the money was in bank before i could put my phone dow...”
Lennie
“Easy fast advances really helpful”
Dean
“A place where controlling your spending can really help throughout the month. As someone who has in the past found it very hard to budget throughout the month this has helped me to stay in control of ...”
Sam Verlander
“Super easy and efficient! Helped me during some stressful times and very quick! ”
Caitlin
“I needed some finance to help with some repairs and Salary Finance did not disappoint. The application process is quick and easy to use and understand and I have peace of mind my repayments are being ...”
Heather Cameron
“Salary finance is very useful to have.”
Dylan
“Quick and easy to access wages and withdraw into bank account within minutes ”
Richard Coolio
“It’s a massive help before pay day, need cash in emergency receive in seconds. I don’t know how I was going without it👔
MOHAMMED ASIF
“Easy to use with simple explanations for the services offered. No financial jargon making it easy to decide the right options for you. ”
Kathleen Hallows
“Salary advanced has saved my backside on a number of occasions especially when I’ve been close to payday and something unexpected comes up like my car needs tyres etc or my son needs something out o...”
Bryan Burge
“The way they where so efficent, also fast with sending the money excellent services”
Dejaune
“A brilliant service that allows financial security through salery finance and loans. The service is clear streamlined and the app is one of the better ones I have seen. All in all it is a fantastic re...”
Bill Bruin
“Salary finance is good to have as a back up support when funds are low and you need a top up till your next pay day, platform easy to use, money in your account quickly, money deducted from your pay. ...”