The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“Fantastic service available for people to use ”
Jay
“I Applied an Advance,
And i have got the same day ,
Brilliant service,
I like it”
Abdul
“I’ve been using Salary Finance for a while now, both for salary advances and previously taking out a loan, and the experience has been really positive.
The service is straightforward, reliable, and...”
David A Johnson
“The money in your bank within mins its so easy to navigate never had any problems and they charge a one pound something to borrow. ”
Maxine
“Great service ”
Corrine Mcilroy
“Brilliant always quick and easy”
Tommy Hendy
“Salary finance is the ideal way in my eye's to borrow. You don't see it as a debt as it's actually taken before you recieve your wages. The interest is the lowest around an you can't fall behind with ...”
MS MAUREEN HOPKINS
“I’m so happy salary finance has made my dream come true and I will be proposing to my lady this weekend thanks to them and they’re so reasonable and generous and reassuring, money instantly comes ...”
SI Wagstaff
“Very quick and easy to use! Money arrived in the account the next day. Very useful!”
Diana Ioana Jurca
“Very quick and easy!”
Andrew
“Convenient service and the process is very simple, has come in handy ”
Gabor Postpischl
“Very helpful ”
Paige Kavanagh
“Easy and simple to use and quick responses! I used the advance option and it was in my account very quickly which is handy when needed for emergency bills! Definitely recommend. ”
Cat
“I am satisfied in how salary finance dealt withy continuous emails and worries regarding this situation.
They really listened to me and looked into this and kept me updated throughout.
Thank you .”
MISSJANEMCKENZIE
“Fab quick and super helpful ”
Emma
“Great help when needed quick and easy”
Will Creswick
“Excellent service, always prompt and simple ”
Ms H Hughes
“I love salary finance, they are definitely 100% helpful in every way, easy to use the app or the website, I have been using them for years now , with loans and pay advance, Everything always runs smo...”