The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“Great service, easy to use and handy when you need to use the service”
Rhys Measor
“Cassidy was so helpful. He kept to his word and manged to get the problem sorted out. Cannot thank him enough. Very polite and friendly too. Thank you
”
Gail
“Quick and easy to use, into Bank within hours of applying.”
Crystal Schizkoske
“Quick and easy to use taken when my wages goes in by direct debit and only a small fee to pay not high interest.”
Vivien Flaherty
“Super easy process - very flexible payments that you have control over - helps you out when things get a little tight - just love Salary Finance”
Mark Mainwood
“Salary finance, is very good quick and easy to access, really helped me when I just started the job and needed to pay my bills, very handy to have as it’s so quick to go into your bank! Would really...”
Chelsea
“Very easy to access loan and salary advance facilities.”
Temi
“Very quick and easy brilliant service ”
KAREN LAWTON
“Very nice Good ”
Ameer ALRUBAYE
“Amazing customer service, quick and helpful to respond, would recommend ”
Kai Litwin
“This is a amazing service, when your struggling with money. I would recommend to anyone thank you.”
Charlotte Booker
“It was straightforward, fast and reliable. I would definitely recommend it to my colleagues. ”
Abu Bakarr Cham
“From commencent of my request it took less than 5minutes. Service is seamless. The company makes sure you can afford it and cannot therefore go over your limits.”
Kayode Eyinfunjowo
“Excellent easy to use service”
Caroline Cornell
“Just got a top up on my original loan quick no fuss ,well informed , left me in no doubt .the secure way to borrow money ..cant rate this enougth”
Linda Reed
“Quick and easy”
deano staggo
“Totally dependable, reliable and consistent. ”
Olajide Adebayo
“Super easy to set up and use! Very helpful :)”
Josh
“Excellent service, a reliable safety net when needed.”
LAR
“Amazing service very easy to use and was less than 10 minutes and the money was in my account ”