The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“Customer service was top notch, had a issue loading my application after I exited the window, the guy on the phone fixed it in minutes and my application was complete and money was transferred so fast...”
Aaron Sluggett
“Salary Finance is the institution where I have always found support in every problem I have faced. Fast and efficient support. I am very grateful for this. ”
MARIAN GEAMANU
“Excellent service. Quick easy to use app. Never had an issue. If in need, try these first. ”
Jord
“What made the experience brilliant - simple it was, quick and judging you which is very refreshing as my credit is not great but Salary Finance DO NOT JUDGE thank you helped me out. So simply to apply...”
Jason George
“It is quick and easy to use and the money goes in bank account quickly.
It is good to have this benefit especially when there are months that have 5 weeks in.
Or to pay an unexpected bill.
”
Diane Fernandez
“Excellent company efficient and easy to use”
John McFarlane
“Extremely quick and efficient, I liked that they could tell me exactly how much I could borrow and the term with only a soft credit check.
The repayments were by far the cheapest I’ve seen on the m...”
Meh
“Brillant quick and easy 👌 ”
Terry mcallister
“Easy application, fast decision, great interest rate, good that repayments are taken from your salary, will 100% recommend ”
Paul Harris
“Very easy process to follow, quick decision, no worries about the repayments as taken out wages, perfect for necessity borrowing ”
Colin
“Easy to use process and money in your bank account in minutes, faultless. ”
IRB
“Fast and easy to advance your pay would recommend and use again. Very helpful!”
Martin Jack Willis
“This is the best company to get help for anything in need like quick loan or advance they have helped me alot I am so glad to have them”
Heena kausar shaikh
“
I had a great experience with this loan company. The team is very professional, kind, and reliable. The application process was easy and accessible, and communication was always prompt and clear. Iâ...”
Leila Mendes
“This was fast,easy and i was treated with respect and no hesitation ,very helpful in the moment of need.”
Sharon Logue
“Super quick and easy set up. I had difficulty setting my account up to begin with but after I sent a email I got a reply in under a hour and was all set up. Money was in my account under 10 minuites l...”
Louise Blight
“I was not kept waiting long to know whether I was accepted
Everything was done securely.. clearly ..and I understood all that was sent to me regarding the loan
”
Janet Matthews
“It good to have this because time are hard and if you short on month you can get help with out a lots of interest on it just over a pound at good I use it and it's good to have ”
Sharon Hampton
“It helps me to get through until pay day when needed, also helps with loans that are really affordable with very little interest, I’m glad my work offers this to us”
Danielle Thurlow
“E bine ca îmi pot retrage bani din salariu mai devreme când am diferite nevoi. Totul este ferm.”