The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“Quick and easy. Needed some extra help and it they assisted straight away, with the knowledge of payments coming securely from pay”
Carrie Batchelor
“Very straight forward and easy to apply.
Money arrived quickly into my account.
Customer service respond quickly too.”
Muddasar HUSSAIN
“Ive been using salary finance for months now through my employer due to work situations it has helped me a lot really good service and always helpful ”
Ateeq ch
“Brilliant service, so quick and straightforward! ”
Jen
“Salary Finance is helping me a lot. Application process was easy at first time and is still very clear and readable. I can find answers for all questions and worries. I'm a parent with household were ...”
Magdalena Mieczkowska
“Salary Finance made borrowing simple and stress-free. The repayments coming straight from my salary would help me stay organised, and the process was quick and easy. Overall, a convenient and reliable...”
Monde
“Really quick & easy & seem to have a higher acceptance rate than high street banks. Funds were in within minutes and I love that the repayments are taken directly from my salary. ”
Naomi jones
“Big help with giving me a loan when everyone else says no”
Colin Campbell
“Very straightforward application process. I was concerned that even with my current financial situation I would not be considered. But at each stage everything was clearly explained. ”
Diana
“A very efficient platform”
Tendai Brian Gwenzi
“Salary fiance peoples friend when it comes to money help,in need of quick loan? They are the one to come to with less interest on their loans ”
Owusu
“Great service, super quick and helpful; ”
Jonny Baker
“This is a convenient professional service, quick decisions, with ease, thank you ðŸ™ðŸ» ”
Ms Julia Rose
“It's quick and easy to transfer money within minutes it's in your bank account. No complaints ”
Amanda S
“Very good sevice i got my advance to quick within 5 mintus i requst every to use this company wesite for your need also good cumanicastion ”
Shahid habib
“Very easy to do, repayments are very manageable with a salary deduction and the interest is fantastic.
Highly recommend.”
Craig Powell
“I was so happy when I had this opportunity to come across this company who are connected to my employer and that it would be better to come out of my wages which it will do and if I leave the company ...”
Unknown
“Fantastic service I’ve used them for a while now and they pay every time ”
Warren marshall
“Happy with the service provided, quick and easy salary advance using the app! Thanks Dimienne Wilson-Chew”
Dimienne Wilson-Chew
“Great company I've used a few times quickly deposited into my account once complete highly recommended ”