The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“Great sevice fast and reliable
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Kev Cov
“Excellent. After 3 months unemployed, I've only just started work so was desperate for some money.
Using Salary Finance was exceptionally easy and helped allay my immediate financial worries.
Thank yo...”
Jasmine Thompson
“Easy application and breakdown of what you’re committing to and funds were quickly transferred. The account clearly showed my payments and the remaining ones too. Definitely would recommend ”
Consumer
“Swift and Efficient.
Easy application and swift transfer of funds when needed in time of an emergency.”
Jay Riley
“Amazing! So helpful and the money is always in my account within minutes rather than 24 hours (even on a Sunday!) . Money goes up well too, so can always work out when is the best time to get the adva...”
Megan Allan
“Overall great and I tend to receive my money within 30 minutes of applying.”
Becks
“Easy and accessible. Brilliant app”
Imae Ebuenga
“Easy to use and very helpful
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Kevin Welsh
“It's a great service when you need an advance from work always brilliant ”
John Stevens
“When I need to take an advance it’s usually in my account the same day.”
Natasha Soobrayen
“Great service, there when you need them”
Scott
“Simple, straight forward process. Money in the bank the same day. Pleasant communication and I haven't been bombarded with spam. Great experience to date. Highly recommend ”
Miss Peck
“Salary Finance is fast and efficient and keeps the customer well informed. The website and the app are very easy to use. A great way to help out when there are unexpected costs. ”
Hilary
“Brilliant company. Really helped me out whilst on maternity leave. The steps are easy and very clear to guide you through the process. Very pleased 😊”
Kayci
“Seamless services with easy steps”
Sai Paruchuri
“The Salary Finance app is really easy to navigate, they break everything down into simple terms & they transferred my salary advance within an hour.
Great service & I will continue to use them!”
Sophie Jackson
“Payments made in minutes, wasy process, definitely recommend!!!”
Lucy Neilan
“Really helps me out when I need it and with having a busy family it really comes in handy ”
Az Glass
“fast and very reliable ”
Ifedayo Esho
“I had a loan and pay it through my employer, so I never miss a payment and no worries about it being late, I recently got a top up and it was so easy to apply, just hassle free and a lot more affordab...”