The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“Really easy and straight forward, fees explained plain and simply. No hidden surprises. Very quick to pay (10 mins max). Highly recommend and a really great service when needed.”
Kerrie Fru-Asanji
“The advanced is such a lifesaver, and so simple to do, with the option to have 3 advances is also great for choice and support in a pinch. ”
Andy Hayward
“Very quick and easy”
Wendy Buck
“Really good company, very inclusive and makes everything very simple and quick process”
Miss Chloe thomson
“It’s really useful it’s specifically if it needed ”
Madara Dzirlanka
“Excellent service ”
david
“This has been an absolute life saver for me. Admittedly I use it a lot due to changing circumstances, however it’s helped me keep my head above water, allowed me to get through the month and more im...”
Leila Pfaff
“Easy to use, fast to process arrived in the bank in minutes ”
Sophia Jones
“Brilliant service quick and easy to use , recommend to everyone ”
Miss. Sarah Burke
“A great way to access funds to consolidate debts and a little extra for a treat which is easily managed as it comes out of your wage. The top up service is great too. ”
luke greenwood
“The app is super easy to use and navigate, everything is clear to understand. Money came through extremely quick! Same day!!”
Conor McGuire
“Easy way to pay”
George Lazar
“This service is amazing, quick easy and efficient.
”
Gerrard Mitchell-cotter
“Fantastic service available for people to use ”
Jay
“I Applied an Advance,
And i have got the same day ,
Brilliant service,
I like it”
Abdul
“I’ve been using Salary Finance for a while now, both for salary advances and previously taking out a loan, and the experience has been really positive.
The service is straightforward, reliable, and...”
David A Johnson
“The money in your bank within mins its so easy to navigate never had any problems and they charge a one pound something to borrow. ”
Maxine
“Great service ”
Corrine Mcilroy
“Brilliant always quick and easy”
Tommy Hendy
“Salary finance is the ideal way in my eye's to borrow. You don't see it as a debt as it's actually taken before you recieve your wages. The interest is the lowest around an you can't fall behind with ...”