The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“Its a small safety net if needed
The experience is quick and the money is there almost straight away highly appreciated and recommend
Aaron Parsons
Tesco's ”
Aaron
“Very helpful at super low cost
”
Ralph
“Really helpful ”
FARAZ AFRIDI
“Salary finance are there when you need them and always reply if asked a question”
tracy
“Honestly had a really good experience with this finance service. Everything was simple, quick, and easy to sort out from the beginning. The team were friendly and helpful whenever I needed anything, a...”
Ksefur
“Very quick, simple and efficient process. I applied at lunch time and the money was within my account in a few hours, ”
Sathi Singh
“Exceptionally fast and easy to work with.
Had my money within an hour of applying.”
Stephen Carreira
“It’s Amazing having that opportunity to advance in your wages when you need a little help before pay day and not have silly amounts of fee’s to pay. It just comes off your wages at the end of the ...”
Nicole Bain
“Great fast prompt service ”
Julie
“This is a great service when you have run out of pennies towards the end of the month, it's really easy to use and access.”
Michelle
“Great service, ideal to borrow from yourself and not have to rely on anyone else.”
Lindsay
“The numerous positive reviews say it all,this company is a life-saver for cash-flow management. I've used it a couple of times and the instant payment processing is incredible; the money gets credited...”
Sid
“I've been using salary finance now for nearly two years and find it very accessible. It's a life line for me because I have the comfort knowing that there is a guaranteed loan available to me each mo...”
David Heywood
“Great service..would highly recommend and very easy to use with no added fees!”
Lucy Beale
“When extra monies needed before payday, very easy and convenient way to use with very reasonable fees.”
Rafal Syldatk
“Salary finance is absolutely amazing helped out when needed ”
Miss Ridley
“A quick and stressful free service making it really easy to consolidate your debt and paying through salary avoids worrying about having money left in your account to be able to pay bills!”
Graham Halfpenny
“Helped me out right at the end of the month when I had car problems. Got me out of a bad pickle! Thank you! Quick and easy and affordable to pay back :) ”
Warren Tompkins
“​I had a fantastic experience using Salary Finance. The entire process was incredibly smooth, clear, and straightforward from start to finish. It’s a brilliant service that genuinely helps support...”
Kenny
“Easy, quick and in my bank inside 10 minutes, great service would highly recommend”