The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“It was so quick to do and easy i needed help at first was a bit nervous but the ladies were very patient and bubbly and so helpful and the out come was wonderful and made my life just that much more e...”
Aycan Several
“So quick and easy,low cost for being able to meet bill payment dates.Wish I knew of this service months ago.Do now and would use this service again.”
scott henderson
“Salary finance has helped me in the past just before payday, in last minute situations that have arose unexpectedly. ”
Nigel james
“Fast, easy to use, reliable.
I recommend to all colleagues.
”
Megan Sutcliffe
“A great prompt easy to use service.”
Ross
“It's very good
No need to ask anyone for money”
Wilcliff Alexander
“Excellent, very easy to use and perfect for when you need it.”
Ruby Khan
“Work amazing you get your money in straight away”
Owen Tapp
“Very easy, costs around £1 no matter how much you advance
Money in your bank within 20 minutes it’s that easy
Shane Bennett”
Shane Bennett
“Needed a small sum for a unexpected expense, process was easy and had the money within the hour.”
MR RAY WEBSTER
“Really easy to navigate and ridiculously helpful this time of year. ”
Amy Jo
“Amazing so helpful in a time of need ! And always available!! No hidden costs all upfront :)”
Zohair Laaouiti
“You always get a quick response and they will keep you updated every step of the way ”
Kathryn Kenny
“I use salary finance when I'm just a little bit low on funds before payday. The app is easy to use and money goes in almost immediately. What is also great is they only charge £1.69 for the service. ”
Liza Watson
“Very good service, quick and easy, what you see if what you get, no hidden agenda.
Natalie macdonald. ”
Natalie Macdonald
“Each time I’ve advanced money early it’s came on time if not sooner than said, have a loan with them too and everything was smooth sailing with that. Would recommend ”
Honest
“Brilliant service. Fast and easy to use interface with lots of useful features.”
Mark Adams
“Salary finance are an extremely helpful service with highly emotionally intelligent and empathetic customer service associates.
In my case specifically, Stephenson helped me to secure an advance on m...”
Jack
“Really simple and easy app to use. Money is transferred quickly”