The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“Helps out when you have something unexpected coming up and can give you access to part of your wages in advance. ”
A Hollowell
“Excellent service evertime”
Stephen Hughes
“Fast efficient non hassle service great service all the time”
Julie Hollister
“This company is best day to go for immediate money requirements.
They also charge minimal interest and it's fast and easy”
Vandan Patel
“This is such an amazing product/service with the cost of living this has helped me no end. Such an easy to use site no hassle not 100 questions to answer would recommend to anyone this is available to...”
emma phillips
“Such a god send when you are really in need. So easy to use online 10/10”
simon geary
“Salary Finance can be a useful option if you need short-term liquidity or a personal loan and your employer offers it.”
Elena Ramona
“I feel this salary finance is a great way to help people. I myself have benefitted from them, It's nice the money you can lift to help with emergencies or just fancy a treat earlier than my wage day...”
Alan R Morrison
“Nice company 😃 👔
Aleksejs Burkalo
“Salary finance wages advance is a quick and easy way to get hold of extra cash if an unexpected bill comes in. Money in bank on same day”
Amanda Curtis
“It's my first time with salary finance and I am humbled with the service given to me. Affordable payment structuress”
Farai
“Very good service,
Very simple to complete
All done in 20 mins”
Mark Smith
“Honestly, if your workplace offers Salary Finance, it's 100% worth looking into for the loan or savings side.
Because repayments come straight out of your paycheck before it even hits your bank accoun...”
BRENDAN EWER
“Daniel dunn , this service provides a must needed access to a little extra before payday without charging an arm and a leg , please dont let this service leave its a god send at times ”
Daniel Dunn
“Since my company switched from weekly to lunar pay I couldn’t find to easy financial balance. Here salary finance stepped in and without headaches for me it worked well since then. Thanks salary fin...”
Alexandru Tudosa
“Salary Finance has helped me through financial hardship, I have been able to pay my rent on time with the great advance payment service.
The confirmation email takes a while to come through and somet...”
Anonymous
“Very useful. Highly recomended. Best service ever”
sindhusunil sunil
“I first met Salary Finance during one of those classic "where did all my money go?" moments. My bank account was performing disappearing acts worthy of a Vegas magician, and my budget looked like it h...”
Darrell Stockton
“Is been very helpful and supportive when sudden need arises.The service is fast and agile.It prevents you from asking friends and families who migjht not be able to help.Even on pay day ,there's avail...”
customer
“100% recommend Salary Finance 👌 very easy to use & is taken from your wage so you dont really miss the money ( unless you leave your job then its taken from your bank), ive used this service twice ...”