The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“Great team and company
Very helpful and understanding
I definitely would recommend to
Anyone.
Thanks for your help chelsey. ”
Steve.t.
“Very helpful. Been helping me with my financial struggle.”
Davilla Leroi Tavares
“Salary finance has been a life saver for me at times. Its really easy to use and quick. This has been a really benefit to me and my family when i've need a cash injection. Thanks a lot. ”
Rich Willis
“A very good experience ”
Claudia Morel
“Genuinely surprised how easy the application process was. Everything was straightforward including the legal jargon.With my funds in my account within the hour,I would definitely recommend to friends....”
Wendy Honeywill
“Amazing service with easy way to use it.
Always has been there yo help in need!
Would highly recommend this service to anyone!
”
Karlis Martinsons
“Excellent service thank you â˜ºï¸ ”
Maria Islurti
“Quick and easy service 5*”
Matthew Johnston
“Excellent service very fast and fair rates charges”
Julian Rivas
“Reliable stress free tool to help out of tough months.”
Ricky Church
“Fair pay, paid on time, with clear and transparent salary arrangements.”
customer
“I did it though my company that I work for and I wish I had done it sooner,it was so easy to do and the money was in my account within 10 minutes of finishing the form ”
Jemma Heaver
“It’s been super easy to navigate and been very happy with my experience.”
Lam
“The support from Anirban was excellent throughout the entire process. He was responsive, clear, patient, and went above and beyond to explain timelines, payments, refunds, and next steps. Issues with ...”
TD
“Quick response and issue dealt with ”
Ransford Agbozo
“Wonderful experience using salary finance, I ran out of cash and immediately I applied before10 seconds I got alert..”
Kenneth
“Well im very grateful to you and the service for helping me on many occasions ”
Robinson Collin
“So easy to do and the money arrived very promptly, cost me less than half the price of a cup coffee. Can be done 3 times during the month which is fantastic when trying to juggle bills or unexpected e...”
Janet
“Very helpful and really easy to use ”
Javed Iqbal
“Excellent service and so easy to use and easy to pay back ”