The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“Very good experience, and easy to get in touch to them”
Rolands
“Salary finance is an excellent service! Brilliant customer service! The money enters your account so fast.
Truly grateful for this support! ”
Jaylan
“It was a quick and easy application the rates are good aswell. And the good thing is it comes straight off your pay so uou never miss a payment. The payment of the money was very quick.”
Pauline
“I was introduced to salary finance by a work colleague. Salary finance, easy to use and accessible to funds with in a few hours. Expecially come the end of the month when things are getting a little t...”
sarah T
“Very easy application, fast payment. Small flat fee, no interest added on”
Stuart Marr
“Salary Finance helps out a lot and is partnered with a lot of companies, when having difficulty the advisors are really quick and helpful with responses”
Jordan Mortimer
“There when u need it most. ”
Steven Mcnelis
“Salary finance is a great benefit when something unexpected happens you can get money from you wages in advance quick and easy ”
Kevin Hubbert
“Salary finance is brilliant. It Comes in Handy sometimes when life throws something at you and you need a bit of money for an emergency. ”
Jonathan Redgwell
“Very easy forms And money in my account in minutes ”
andy
“Very small fee and it was very efficient. The whole process was easy and fast, received my pay within few minutes!!”
Krisu Gurung
“Thanks to salary finance I don't have to worry when unexpected things happen and I need extra funds. ”
Jess Ryan
“So flexible and so helpful for when your struggling and just need some money a bit sooner. The money is always in my account so fast and you can absolutely trust salary finance. 100% recommended.”
Shyanne Tocher
“Have used salary finance for the past 8 months..... Such a relief and great service.... Loans and advances depending on your work place...... Wouldn't use anyone else..... Overall excellent experience...”
MOHAMMAD UMAR
“This advance feature has been a lifesaver for those end-of-month stretches! 💸 It's super quick, easy, and the funds go straight to your bank. Plus, repayment is handled automatically on payday, so ...”
Gareth Mellors
“I had a really positive experience with Salary Finance. When I was going through a financially difficult moment, their service truly helped me get back on track. The process was simple, transparent, a...”
Pietro Camiolo
“Quick payment and it’s a short and quick process . Really appreciate salary finance as sometimes I financially struggle . So thank you!”
Aisha Xx
“Excellent service and money was paid to my bank instantly!! Thank you ”
Lydia
“Couldn’t manage to get through some months without them!! First class customer service dealing on the phone with them too”
Diane Dodd
“With less paperwork and less effort money can borrowed. Very thankful for providing help in needed time. ”