The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“First time of applying, never realised how quickly funds are released, literally 5 minutes from applying. Super impressed with the process and time. Also haven’t been bombarded with texts or emails ...”
customer
“I can’t recommend Salary Finance enough ,this company is a total game-changer for anyone who’s struggled with a poor credit score like I have. For years, I’d been knocked back by every bank, cre...”
Akotun Abiola
“Very quick decision and easy to apply”
Paula
“At first I had problems with applying for a loan, then I was emailed by a customer service lady who swiftly dealt with the problem, so I could proceed with my application.
The customer service was epi...”
ivad challice
“Very easy to navigate and use.
Very informative.
Used the advance option twice, smooth delivery of money and helpful when needed.”
Rebecca Bartley
“Amazing service and very helpful advice given ”
Ozan Gul
“Really easy to manoeuvre the website. Got accepted where I'd normally not. Comes through my wages so no need to hassle ”
Matthew Cox
“I find the process good, helped me when a situation has occurred eg a boiler breakdown, day trip etc. Cannot fault it
”
Rob murphy
“Great service :)”
Liberty Perkins
“Very good, easy to set up and received money within 15 mins ”
Jessica Christie
“Great company, customer service really good. Payments arrive promptly ”
Darius
Stirling, GB
“Very quick and easy to use. Got an answer within 10 mins and the money was paid not long after. Very good interest rates and very easy to use. Couldn’t recommend them highly enough ”
Sam
“Very easy and helpful to use and understand highly recommended ”
Karen Aspel
“Smooth and quick process with due diligence carried out. Money in the bank within the hour with very competitive rates ”
Mr Darren Allen
“Absolute Life Saver on four-weekly pay cycle. Quick and easy, repaid automagically direct on payday, very nominal fee”
Steve Whitehouse
“Excellent. Helped me out a few times . Thanks. ”
Charles
“Very quick when needed ”
Cc
“I think it's so quick and easy to complete a loan and advance ticket, you get the money instantly and better borrowing rates, overall so happy with how salary finance works and helps people ”
Matty Mckenzie
“Having experienced financial difficulties this year. Salary finance has helped me bridge the gap between 4 week pay and ensure that I’m not paying late payments charges. In addition enabling my cred...”
Jonathan Matias
“Really easy to use and the money was in the bank super fast ”