The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“Great service!”
Tyler Hopkins
“Salary finance is a great way in helping you out when you really need it, i have used them a couple of times its really easy to use and so quick once you decide how much you want the money is in your ...”
mellissa collins
“The process was straightforward, quick, and stress-free, and I am truly grateful for the assistance. This service has made a positive difference for me, and I value the opportunity it provides to main...”
CHRISTIANA SHOBOWALE
“Absolutely Brilliant. Easy to apply. Money in the bank no time at all. Would recommend. If your in a bit of a pickle.”
ANDREW Rudd
“So easy to use and gives you a piece of mind, went things go wrong. ”
Kinga Kolodziej
“Salay finance One of the best financial services, fast and efficient”
fahd
“Quick and easy application
Would recommend it to anyone who is in need.”
Paul Matei
“This my second time to use this financial service, very helpful and friendly team and straight forward with no hidden things.
Excellent service.”
Ahmed Ahmed
“Easy to use .Easy to apply and very helpful when in need.Thankyou salary finance.”
Disha
“I had a few initial problems signing in only because I kept forgetting my password and the email I used . After contact with SF , I had continued contact with EESHA , who was patient and kind and hel...”
MiaE
“Great service, easy to use, no issues”
Steven Paull
“The great customer service and care made me feel like I could talk to them about anything very helpful exactly when I needed it ”
Omar Zaman
“So quick and easy, very helpful.”
Hannah
“My experience was great and helpful toward you because I was out of my mind and lift me up from my dark financial situation. and give hope now I can breath again so I can thank yiu enough for everythi...”
BETHUEL MILANDOU
“Absolutely brilliant and explains everything to you and the cash is with very quickly ”
Gav
“An awesome service with very professional customer service ”
David Rogerson
“Great experience. Quick and easy. ”
Leah Mayall
“Amazing. This was requested and I was told it would hit my account the next working day. It was paid into my account in 30 minutes. Very easy process, would highly recommend ”
Susanne Mills
“I applied to have a portion of my salary paid early and it arrived in my account within minutes ”