The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“Very easy process, very helpful in times of need. Money delivered quickly and approved over night. Thank you. (Katherine Denning)”
Katherine Denning
“Extremely helpful”
Joanne Kennedy
“Website is easy to use. The money arrives in the promptly. Its a great service. ”
Naphie Maseruka
“Really helpful in a time of need”
David Craig
“So quick and easy to use. Repayment options clearly shown so you can make an informed decision. ”
Deborah Graham
“Very helpful and the response is swift ”
Olawale Oladosu
“Everything went smooth and fast, no delay, no hidden charges, everything went great.”
Muhammed
“good service salary advance
i got my loan for home improvwments
i like idea it comes off my salary
each month at a monthly amount i can afford”
Steven Pitbladdo
“Easy company to deal with and quick decision and immediate delivery of funds ”
Paul
“Fantastic service. Quick and easy to use with everything explained simply ”
Neil
“Application went very smooth and confirmed very fast . I received money same day , without couple of hours ”
Agnieszka Snodden
“Amazing service, when needed is one of the best tools to use to sort money shortages, everything done online with just a click, and all the money after approval are send to your account in few minutes...”
Giorgio Rotuma
“It east borrowing and make life so easy u didn't need to explain interest rate is so low for a month I love it
”
Ramatu Janneh
“Realy good this service esp after Christmas and new year when you broke throw month and can get some of your wages to put you over till pay day ”
Ema Joe
“Love this company. Always very helpful and nothing is too much trouble.”
Stuart Heaton
“The service is great. It's easy to use and convenient when u need money urgently. Brill on every level ”
Karen Rogers
“Fabulous easy service ”
Alison Jane Brown
“They are very helpful and it's great if your running short well recommend ”
Amanda Bradley
“ Salary Finance has been a tremendous help in navigating my finances during a challenging time. By enabling me to pay this loan through my wages, it has made my financial situation less stressful. The...”
Ms Paula Borges
“Salary Finance is stand-out service from a stellar company. I have used this type of service before in other jobs but this is something different. Incredibly fast turnaround, tiny fees and almost inst...”