The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“I’ve been using Salary Finance mainly for the Advance option, and it’s been really helpful. It allows me to access part of my salary before payday, which makes things much easier when unexpected e...”
Mirela Dinu
“Salary Finance has been an unimaginably supportive. Very easy application, taken out of my pay so no hassle with repayments. They also support with salary advances, which has been a lifeline during a ...”
Charlotte Ing
“It a great service to be able to get help with being able to access cash to help with the rising costs of today’s costs of living ”
MR RICHARD HEAP
“What makes salary finance great is it's quick once set up. Its available when you need a adavnce. You can see how much money you have accumulated. ”
Andrew Pettigrew
“Very prompt great efficient and timeous service. I applied for the loan just a few days short of my holiday and the funds were in my account within the hour. Impressive ”
Tikozenji M R Mwanza Gwashavanhu
“Salary Finance is the epitome of real life saver financially. Always there when you need it the most. It’s very handy so efficient. Thank you for helping thousands of people needing financial assist...”
Ryan Fernandez
“I have been using salary finance for time I haven’t had no problems 100 percent happy ”
Nezire Aricioglu
“SF made me believe in online business. It didny take long for me to get aproved for what i have asked for. They did a marvelous job even during a time when most organizations are in the snail-mode, be...”
Terrence Chabulika
“Very helpful customer service and a quick and easy application ”
Scott Francis
“Fast and efficient , but I think having twice a month access to advance would be better. ”
Christine
“I was very apprehensive of using salary finance, as I had never used it before. However it was easy to set up an account and the website is easy to use, so that made it a lot less complicated.”
Jacqueline
“Salary Finance has been a great service, and they understandably explain things. They do not let you get silly with taking out loans to earn revenue on interest; they are a very responsible lender and...”
Sarah
“Absolutely magnificent 👌. Prompt and quality customer service.
Very great Turn Around Time.
Very competitive APR. I'll say the best or one of the best APR on the market.
I'll refer customers to ...”
Jephtah Attoh
“Salary finance is amazing so easy to apply and money is in your bank the same day questions are fair and easy to answer help me out so much highly recommended ”
CharmainePatton
“Very easy process and great customer support service for any issues would highly recommend ”
The Mighty dutch
“It's soo easy to use, and the questions are nesscessary and straight forward with being long winded ”
Kayleigh Madden
“Great tool for businesses and employees alike, a very simple interface and easy navigation tools incorporating a very user friendly experience for all. ”
Dean Fraser
“The whole experience was excellent its great that theres money where you need it when you need it . J.rutter”
John
“This is the quickest and easiest way to receive a loan, it is very congruent with the modern times and is highly efficient. I would highly recommend.”
Bobby Wheeler
“Salary finance is the best way to borrow money without any extra fees which for the past we suffered from shark loans.You are the best keep up the good works.”