The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“I’m glad that I could use salary finance to cover all my debts and make reasonable payments from my salary. My stress and worries are over and I feel that I can enjoy working and living again. I fou...”
Rebekah
“Hello everyone , this is my 3rd loan from them . in less than 1hr you will have the money in your acc . I recomand thme !”
Cristinel Benea
“Great service. Quick and smooth. Advance was in my account within a few hours. ”
Kirsty Scobie
“What a wonderful, helpful company to be able to contact when, at the near end of the month you can contact either on line or, in person and, "PHEW"! your head is above water until pay day!”
Dissapointed!
“Highly recommended, process from start to finish was very fast and simple to complete.
Salary finance has made a huge difference for me.”
Cook
“I have done salary finance for 2 years now and everytime I have spoke with them if there is something I need to know about they are always very polite and helpful and responsive ”
MISS CHLOE HART
“Only joined Mitie 2 months ago and was just looking through the Mitie hub and found this service I applied straight away done the form and the money was in my account within minutes really helped me o...”
Ashley Clarke
“I receive the money quickly the forms are easy to do. The whole experience was excellent. ”
Shelly Meeks
“I have used Salary Finance on many occasions. Both the loan and advance services are great. I 100% recommend and will be using again.”
Liam
“Money when you need it most ”
Michael sales
“Fantastic service ðŸ‘
Easy to navigate and clear information
Geordie Hutchings ”
Geordie Hutchings
“Good experience thanks ”
Fethi Gadouche
“Ideal fast and easy. Brilliant when you have unexpected bills like a flat tyre like myself”
Gareth B
“Very easy to sign up and use. Very small fee for the service (£1.69 I think at the time) and does pop up with a message to remind you to check you won’t be short on your next pay from being off sic...”
Hannah Morgan
“Nice, fast and easy. No waiting and had my money within hours of applying. Would definitely recommend to anyone needing a quick loan. Can not fault the service one bit and a great deal for APR on top ...”
Daniel Arthurs
“It was smooth, prompt and unambiguous. I will recommend it a million times. ”
Kolawole ogunleye
“I.was stuck on week end, just two weeks before payday,
I thought being a saturday it wont work out till monday but i decided to give it a try ,with in five minutes of my application they hand transf...”
Moses Lutavurigirwa
“Quick decision and easy to apply.
Low interest rates.
Quick advances in your bank account almost immediately.
”
Mrs E
“Was stuck! My washing machine broke its week after payday! I can’t afford a new one. Then I remembered I could borrow from next months pay and use what I had. New washing machine it was! Love love l...”