The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“I find this so helpful when I’m in need of an early part of my wage and the funds are in my bank within hours! So so good! ”
Jessica
“This is the 2nd time ive got a loan and I couldn't be happier with the service and speed i got the money. I would recommend this to anyone. Service was 10/10 in my eyes, brilliant.”
customer
“Best people and good customer service ”
Jonathan De araujo
“Absolute God send.. quick and easy to use.. money in your bank instantly. Massive help when you need it ”
Sharon
“It was very quick and easy to complete my application but on the down side I think employees should have a lover interest rate.”
Miss rujeena Begum
“Very efficient ”
Ralph
“Never had an issue, really handy tool to use and always so straightforward on the app, no complaints ”
Sara Jardim
“Simple, quick and more importantly, someone at the end of the line available if you have questions. 5* service”
JD
“Fast and easily usable service with salary finance”
Ruaraidh McKenzie
“Es la mejor compañÃa que nos ayuda a sobrellevar el dÃa a dÃa ya que la situación económica es bastante difÃcil hay veces, yo utilizo mucho salary finance y la verdad no tengo ninguna queja sie...”
Jorge Ivan Rodriguez Valencia
“Easy to use. Money arrives quickly. Really helps with unexpected expenses.”
Grace Thomas
“Salary Finance is reliable and really helpful when you’re in a spot of help or bother. Helped me pay things towards my children that were not possible in the moment and with little to pay back month...”
Owen Loucas
“I needed an advance on my wage and received it within minutes as the process was quick and easy.”
stephen smith
“Great help !!!”
Bill
“Such an easy process to do! Saves money rather than opting for a loan/credit card. Couldn’t recommend more! Thank you for your help and ease. ”
Katie
“quick and easy! will thoroughly recommend to others.”
Dawn
“After being in emergency accomadation for a while then getting a home for me and my girls i was beginning to struggle a little to keep on top. Salary finance gave me a very quick decision and then the...”
Sharon
“I was able to log in very quick which was very surprising from someone who struggles with technology. I was able to pay off my credit card debt in time thanks to salary finance as I received the money...”
Summer Fleck
“Very fast very good ”
Carmen Ratiu
“I’ve had a really positive experience with Salary Finance so far. It’s been a huge help having access to financial support directly through my employer in a simple and transparent way. The applica...”