The continued cost of living is putting normal people under abnormal levels of financial pressure.
Recent data shows:
63% of UK employees are borrowing to meet basic financial needs
50% of UK households would struggle to pay an unexpected £300 bill
54% of all UK adults said that they (or their partner if they had one) had at least some outstanding unsecured borrowing (on credit products such as overdrafts, credit cards, store cards, personal loans, hire purchase, and car finance arrangements).
1 in 10 UK adults have NO savings
25% of UK adults (more than £11.5 million people) have less than £100 in savings
Only 7% of UK employers offer workplace savings schemes
Workplace financial wellbeing solutions are life-changing - for people, organisations, and the economy.
We exist to help people take control of their money. Our mission is to improve the lives of working people; helping them become debt-free and save towards their financial goals.
This means creating products that people really need and that make a real impact. No compromising, ever. Just great products that help people with their day-to-day lives.
We provide financial education, savings, affordable borrowing, salary advances and world-class financial education.
We are the largest employee financial wellbeing provider in the UK, helping over 4.5 million UK employees...and counting!
So, why Salary Finance?
Financial wellbeing is not a buzzword for us
People are complicated, and our relationships (including with money) are affected by so many different things, and the knock-on effect of money on our mental health is proven. Investing in your people’s financial wellbeing; means investing in their overall wellbeing.
We like to keep things simple
We've had a few late nights, early mornings and countless coffees to create our own in-house world-class technology. This means a simple and straightforward process for your people and payroll team - always.
Our job is to help you
We’ve partnered with some of the largest and most complex organisations in the UK. Every business has their own unique challenges - complex payroll systems, a diverse and dispersed workforce. Our job is to take the hassle out of launching a new benefit away, making it happen smoothly.
How we help millions of employees
Watch the following videos to see how we improve financial wellbeing at some of the UK's largest organisations
“Salary Finance was the easiest loan I ever dealt with - and it helped improve my credit rating”
2:16
Matthew Bartlett
Legal Advisor
“A great benefit to improve employee financial fitness and mental wellbeing”
2:51
Emma Thomas
Head of People
“Salary Finance has completely changed my outlook on life - I am a lot more confident now”
2:36
Lerisse Johnstone
Associate Vendor Partner
“My future looks a lot brighter now that I'm back in control of my finances”
3:48
Jordan Davies
Commercial Sales Trainer
“It's like a weight off your shoulders - our NHS Trust has really hit the mark here”
2:50
Sarah Crowe
Senior Diabetic Retinal Grader
“When we listened to our colleagues, we learned that this was the sort of benefit they really wanted”
2:18
Wayne Hall
Head of Colleague Experience
Getting started is easy
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Don’t take our word for it…
“It’s very quick , easy and accessible . Very user friendly .”
Cristina Tudorache
“Think this is a great idea. I use it a lot due to circumstances. It means I don't need to borrow and get in debt. I do feel like the loan side of things can be better. I feel they should give a loan s...”
Anonymous
“What a great idea. It’s lending your money you have earned when you get abit short , a unexpected bill etc A++++”
Carl Gifford
“It was very quick and easy to sort out very good website i would say it could be made better if you can retain your details and fingerprint instead of keep putting details in but still good security ”
David
“Fantastic idea for staff company is very professional and transactions are very quick”
david
“Why and why on earth I didn’t find this place before. After hearing about them from my colleague about it I thought I should give it a go since I need some extra funding for holidays. When I say wit...”
R K
“Quick and easy ”
Lee mcqueen
“My bank account changed, it was very quick and easy to inform and transfer my details, it was done in under a week. Fantastic service ”
Gemma J
“Simple and straightforward to use and helps with many different aspects of financial management. Happy user!”
Mazen Gotbi
“Easy to use on portal and reply and money in bank straight away
Have used this system 2nd time and never have issues ”
Sonia godfrey
“Was so easy to set up and confirm how much money you could take. Ideal especially when it's nearer your pay date and easy to understand. ”
Patricia
“Fast approval and transfer ”
Shameem Easton
“I was in a situation where i needed urgent money for my family home and salary finance was very quick the assessment and the forms was really customer friendly as it was smooth straight forward. The s...”
SAM
“The ease of use of site, the quick response to any messaging, the speed of payment of the loan, all cant be faulted. They helped when I needed it with no fuss and great interest rates”
Alan
“Its an easy to use service which comes in handy when needed, never had any issues using this service, i would definitely recommend.”
George Mccue
“Service was amazing, quick, responsive and really useful! Top marks ”
Thomas Longhurst
“Salary finance is a great help if you need some money before your pay to access it makes it a bit easier knowing you can get your wages before the next pay! â¤ï¸”
Holly
“Easy and quick to use”
Laura Rouse
“Perfect for money just before payday and no rip off charges ”
MRS SARAH OREILLY
“Had the money instantly, great for emergency use in a pinch! - Sean r”