Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“This is a fantastic hassle free service, in total around 5 days from application to funds being deposited. Easy to follow application and very fast response.”
Paul Doyle
“Easy to understand and very helpful.
Great value and always there to support and get me out of unforeseen circumstances.
Would highly recommend to anyone.
+5 Stars”
Shaun
“Quick answering and quick transfer of money”
Mr Iain Sankey
“Great service. Helps you when you need it the most! ”
Isaac Asare
“Accessible and easy service.the rates could be a little lower but it is a reliable financing system provider ”
Kornel Pasternak
“5✨ï¸âœ¨ï¸âœ¨ï¸âœ¨ï¸âœ¨ï¸âœ¨ï¸âœ¨ï¸âœ¨ï¸âœ¨ï¸âœ¨ï¸âœ¨ï¸âœ¨ï¸âœ¨ï¸âœ¨ï¸âœ¨ï¸âœ¨ï¸âœ¨ï¸âœ¨ï¸”
Luis Cardona
“It is such a good way to access your wages early if needed it’s been great for me to access my wages when needed Thankyou salary finance so much ”
Julie Cutsforth
“It is the perfect solution to cover any unexpected bils or indeed purchasing sale items if the sale ends before payday. Easy to navigate and the money is in my account within a couple of minutes. Love...”
chris buchanan
“Fantastic it was easy and with me within hours”
Jeffrey Bates
“Really easy application and helpful online if you have any problems. Fantastic stuff. ”
Karl Harvey
“My money when I need it. It's that helping hand but not getting into debt because its money that I have already earned. As a single mum of 4 it's saved my bacon quite a few times.”
KG
“The application and verification was seamless,I was never disappointed as it was my first time taking finance
I will definitely recommend salary finance to my colleagues ”
Abosede Bukola
“I was looking for a loan for all sorts of reasons, by applying for this one I knew I would have peace of mind that my repayments would come from my salary. Whilst applying you’re guided and informed...”
Will Shirt
“Once your mindset is clear to not misuse this platform I think you will enjoy there service. ”
Ayodeji
“Very easy to use. Funds were transferred straight away. Fees are low. Would highly recommend.”
Michelle Webster
“It's amazing I had to move house and never had enough money for our deposit... salary advance really helped i was able to borrow enough to pay the deposit and it was deducted from my wages at the end ...”
Paul
“Very easy to use and you receive the money fast”
A Dodd
“Quick and easy to use
No hassle ”
spact
“Was the best help ever had from a place of work! I appreciate it!”
Gabriel Olteanu
“Fantastic, useful”
Barry Squires
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending