Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“really easy to use and user friendly”
christopher moss
“Easy application and straightforward process makes this alternative lending so handy when things get tight at hand. All applications are reviewed and even if larger amount isn’t available, Salary fi...”
Andre Filipe Ribeiro
“Very good customer service, so fast to get back to me when I resqted my need. Well done Salary Finance customer serve.”
Steve M
“Quick and easy advance once set up without extortionate fees”
Philip Martin-Irvine
“Really good to use to access your salary advance, easy and very reliable. Would highly recommend. Very straight forward to utilise.”
Sofia La Rosa
“The process was very straightforward no messing about with complicated forms decision was instant and cash was in my account almost immediately that's Xmas sorted in our house real weight of my mind t...”
Brian Morrison
“Very easy site to use, everything is clear and straightforward. Transfer was done very quickly. Very impressed and highly recommend ”
David Bassett
“The offer is clear simple and easy to understand. This is my second experience and I would choose as my first option. The payment is quick. ”
Mrs Marjerrison
“Easy to use and outstanding for all colleagues”
Valeriu Lazaroiu
“I’ve recently signed up with Salary Finance and the experience so far has been excellent. The application and approval process was very straightforward, with clear information provided at each stage...”
Benjamin Agyemang
“I have used Salary Finance a couple of times over the years. They are quick and easy to deal with. You can't miss a payment as payment come straight out of your wages. It takes the worry out of borrow...”
Warren
“Fantastic service and products , very quick and easy application no messing, any issues customer service treat you with respect and are very helpful, would not go anywhere else .
Thank you â˜ºï¸ ”
Karen
“Quick easy and efficient ”
Emma Knight
“An exceptional service that provides peace of mind when you require funds immediately . A simple process to apply , charge is minimal and the funds are in your account within minutes . Simply exceptio...”
Ion
“Really easy to use and sign up, espeacially with being a tesco colleague! Money comes into your account almost straight away and is really handy when pay days are never the same day of the week every ...”
Finn Heasman
“Extremely helpful and knowledgeable always answer questions thoroughly. Highly recommended:) ”
tina arena
“Great company.
Offer low interest loans, quick response time, I had the money in my account within 10 minutes of being accepted even though it said upto 3 working days.”
Doughnutdave
“Easy to use never an issue. Highly recommended ”
Czk Mckenzie
“Easy to aply and money came with in seconds repayment is ideal taken out of your wages with low intrest good service .”
Kevin
“Fast and secure money great rates very happy with them”
Marius Sava lucian
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending