Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Salary Finance has been an absolute game-changer for me. The process was incredibly simple, the communication was clear, and everything felt transparent from start to finish. I really appreciated how ...”
James Fawcett
“This is excellent, I have received my money in less than 5 hours, at midninght as it was Sunday/Monday night, otherwise it would have been an instant pay advance I believe. I am glad that Sainsbury's ...”
Suzana-Mariana Dumitru
“Salary finance has always been a massive help when it comes to my wages. With the cost of living, there are some months that a pay cheque can’t last until payday, and with a small charge of £1.69, ...”
Molly Arnold
“Quckand easy to use for me and acessahle when needed
”
KATY WARRINGTON GREEN
“Greate for when you are short of cash and need a quick top up ”
Thomas Molyneux
“It’s help a lot ”
Aynul Haque Mamun
“Very helpful when times get tough no waiting in straight away would have. Like the loan advances. To be lowered as the hours for us has been cut so would come in handy if we could still apply with the...”
Roxanne
“Very helpful and very fast ”
Marius Costache
“Life saver around Christmas time thank you!! Very straight forward to do, no hidden fees. Great service. ”
Emma B
“Ok the best ok ok”
customer
“Amazing, easy to use service at a very very reasonable price”
Dylan Wilkins
“Salary Finance has been such a huge help for me, especially at this side of Christmas. I recently needed to repair my damaged car, and while I could have managed to pay it the timing was really diffic...”
Frances Gibson
“Simple. When you need a little help you can rely on Salary Finance. Reassuringly supportive and with payments made in minutes. When life throws you a curve ball, there’s only one place to go. ”
Christian Burton
“Easy to use app and very handy when in need”
matt sinclair;
“Good for all
”
sanjay Chandrakanth
“Hugely recommend this company, I Have used them myself.
Luke New”
Luke thomas
“Really fast, straight forward process, no hidden fees etc, very clear and upfront on payment and repayment information. ”
customer
“The services for this company is absolutely amazing i have no complaints at all only praise, praise.”
Irish Fresh Produce NI. by San
“Has helped me a lot when ive had bills salary finance was a savior thank you much appreciated xxxx”
Irfan Khan
“Salary finance has been an actually life saver some months.
It’s quick and easy to use.
Thank you salary finance ”
customer
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending