Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Excellent. Helped me out a few times . Thanks. ”
Charles
“Very quick when needed ”
Cc
“I think it's so quick and easy to complete a loan and advance ticket, you get the money instantly and better borrowing rates, overall so happy with how salary finance works and helps people ”
Matty Mckenzie
“Having experienced financial difficulties this year. Salary finance has helped me bridge the gap between 4 week pay and ensure that I’m not paying late payments charges. In addition enabling my cred...”
Jonathan Matias
“Really easy to use and the money was in the bank super fast ”
Hazel Jack
“Salary finance makes it easy to get part of my paycheck early. It has come in handy when I really needed it and was fast. Grateful for this option.”
Lex Hooper
“Fantastic loan company , easy and detailed as to what you will pay a month and the Apr choices of how long you want to take your loan out for aswell as a chance to make overpayments and all linked up ...”
Gemma Goldielocks Osullivan
“Using Salary Finance has been a godsend it's comforting to know that there is a safety net you can rely on without having to speak to anyone with a guaranteed cash amount to help until payday and know...”
David Heywood
“Very good. Quick service I’m very happy with salary finance.
Like a good partner stand always on my side support in hard times.
”
Abasin
“This is the second time I have used salary finance and the process was so quick. Even when I was struggling to log into my account at first, the customer service was great. Once I made my application ...”
Liam
“Easy to apply and understand. Great interest rates and excellent customer service.
”
Kenny McEwan
“Easy to understand. Well detailed prompt service”
MRS WENDY HARLES
“Greta experience and easy to user service. ”
Yasir Khan
“Amazing member of staff helped me as something was loading on the website. Online chat was perfect 10 out of 10 ”
Kel
“Brilliant. Quick and easy, no hassle no fuss”
David MacLean
“I’ve had a really positive experience with Salary Finance. The application process was simple, quick and easy to understand from start to finish. Everything was clearly explained, with no hidden sur...”
Goodness Aniekwe
“Very easy to use quick response and in to the bank in no time at all. ”
Dan
“Is was good it help me with money when I need help and the payment was not high ”
Gavin
“Seamless from application to payment… all complete within 48hrs…with access to view payment structure from dashboard…
Would recommend ”
Kevin Rezin
“They are always helpful, the app is easy to use.”
Alan McMaster
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending