Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Salary Finance has helped me a lot during times when I needed extra money. The application process is simple, and everything is explained clearly, which makes it less stressful. It’s been a reliable...”
IONELA DICULOV
“Always use this and it's amazing so easy to use and quick to receive thankyou ”
Jackie Dodds
“Love this option for advancing pay as some of my bills fall in the middle of the pay month and it prevents me from falling behind! Really happy with salary advance!!”
Christina
“Quick and easy. Lifesaver to have access too”
Rizwana Latif
“It makes life so much easier having this available when you know you’ve got a payment coming up or an unexpected expense and payday is a few weeks away, it just takes the worry away.”
Katkins
“A completely different system, efficient, 100% recommended I have never had problems with them. The truth is that they have always helped me.”
Jame
“Easy to use this service and very little interest. Helps out when things get a bit tight”
Gill
“This is a very easy to use app and does what it mean to with no issues ”
Phillips
“Himanshu and her team answered every email I sent within a very short time and sorted out the issue.
Thank you Himanshu ”
Mrs Ifeoma Rita Opara
“Easy and fast to use. ”
Terasa Haines
“All the process was easy and quick. ”
Maria
“It is easy to use and so useful when waiting on payday”
Michelle
“With being paid monthly it's easy to fall short on the run up to payday, salary finance takes the pressure off any unexpected bills that pop up before then, especially around Christmas time when you n...”
N B
“Really helpful
Erika koniuszewska ”
customer
“Easy, quick and very helpful!”
Danny Spilsbury
“Great service, very quick and efficient. ”
TERESA DOUGLAS
“Love it!! Helped me out of a few tight spots... money in bank within minutes and a very small fee of £2 for any amount of withdrawal. No guilt of lending as it your own money straight out of your wag...”
Donna Blackburn
“Wonderful service. Excellent timing for the service provided. Will definitely recommend to everyone. Very happy to receive money less than an hour. Great job! Thank you ”
Ilona Timofejeva
“Amazing and really helpful at all times”
Mo
“Makes the weeks before pay day a lot easier if I’m ever short, just a quick log in and i can request a small amount of just what I need quickly. Very reliable service and I would recommend to anyone...”
Rosie Coulthard
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending