Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Always knowing you have the security to fall back on if you ever need it.
Especially with the cost of living, anything can throw you out of monthly budgets.
Like a safety net ”
Kaylee
“Very helpful company helps with those unexpected bills highly recommend ”
R Ellis
“I think the Salary Advance is a very good service as it helps me financially to keep going until I next get paid ”
customer
“Salary Finance really helped me during a very difficult time. I experienced a bereavement and needed urgent financial support to manage unexpected costs. Being able to access a salary advance quickly ...”
Farai Shoko
“It couldn’t have been any simpler , highly recommended ”
MRSAMANDAGCADMAN
“Salary finance has been a massive help been able ro take either an advance or a loan for bigger things that you can pay for monthly out your salary in the confidence that you know you'll pay it back e...”
Dan Woodfield
“From the rising costs and chaotic leadership and parliamentary battles in the UK over the economy, managing inflation and personal struggles seems difficult. We will work and dedicate ourselves to dai...”
Ugochukwu Alaribe
“It was very simple and straightforward. When I requested 50% of my salary in advance, the money was in my account almost straight away. I’d been so worried about not having the funds for Christmas p...”
Robyn Hibbitt
“Amazing professional staff who are happy to help. ”
Charlotte Sheeley
“Amazing loan service got me put of my hole, comes straight out of pay so don't have to worry about it”
Leia Kavaja
“Very fast response, brilliant service”
Sorin Hrubaru
“Honestly this year it’s been a life saver from unexpected bills to just a few pounds to go out and enjoy myself with friends. It’s really helped. Great service and fast payout in my bank in a few ...”
Wayne Anthony Clarke
“Excellent customer service and the lady I spoke with was very informative in all aspects of her job I was having trouble with the app and the lady stay on the phone with me the whole time regularly ch...”
James King
“Extremely quick and easy. ”
Carlos Moreira
“Money was in my bank in a few short hours. Easy system to navigate and get an advance.”
S Doyle
“Very seamless process, and the fee is relatively low”
Adetola Oduwole
“Great experience perfect for when you have a unexpected bill and need the money ”
Erin Mcneill
“Very easy to use, quick money transfer. ”
Steve Barclay
“Salary finance is so beneficial and easy to use, it helps if you need that advance whilst waiting for your wage. It ensures that you can afford prior to issuing.
I would struggle some months without ...”
customer paula
“Helpful to me a lot specially in case of emergency very fast at any time and super easy to use
Thank you ”
Moreille Moukam
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending