Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Really easy and straight forward, fees explained plain and simply. No hidden surprises. Very quick to pay (10 mins max). Highly recommend and a really great service when needed.”
Kerrie Fru-Asanji
“The advanced is such a lifesaver, and so simple to do, with the option to have 3 advances is also great for choice and support in a pinch. ”
Andy Hayward
“Very quick and easy”
Wendy Buck
“Really good company, very inclusive and makes everything very simple and quick process”
Miss Chloe thomson
“It’s really useful it’s specifically if it needed ”
Madara Dzirlanka
“Excellent service ”
david
“This has been an absolute life saver for me. Admittedly I use it a lot due to changing circumstances, however it’s helped me keep my head above water, allowed me to get through the month and more im...”
Leila Pfaff
“Easy to use, fast to process arrived in the bank in minutes ”
Sophia Jones
“Brilliant service quick and easy to use , recommend to everyone ”
Miss. Sarah Burke
“A great way to access funds to consolidate debts and a little extra for a treat which is easily managed as it comes out of your wage. The top up service is great too. ”
luke greenwood
“The app is super easy to use and navigate, everything is clear to understand. Money came through extremely quick! Same day!!”
Conor McGuire
“Easy way to pay”
George Lazar
“This service is amazing, quick easy and efficient.
”
Gerrard Mitchell-cotter
“Fantastic service available for people to use ”
Jay
“I Applied an Advance,
And i have got the same day ,
Brilliant service,
I like it”
Abdul
“I’ve been using Salary Finance for a while now, both for salary advances and previously taking out a loan, and the experience has been really positive.
The service is straightforward, reliable, and...”
David A Johnson
“The money in your bank within mins its so easy to navigate never had any problems and they charge a one pound something to borrow. ”
Maxine
“Great service ”
Corrine Mcilroy
“Brilliant always quick and easy”
Tommy Hendy
“Salary finance is the ideal way in my eye's to borrow. You don't see it as a debt as it's actually taken before you recieve your wages. The interest is the lowest around an you can't fall behind with ...”
MS MAUREEN HOPKINS
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending