Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“The money in your bank within mins its so easy to navigate never had any problems and they charge a one pound something to borrow. ”
Maxine
“Great service ”
Corrine Mcilroy
“Brilliant always quick and easy”
Tommy Hendy
“Salary finance is the ideal way in my eye's to borrow. You don't see it as a debt as it's actually taken before you recieve your wages. The interest is the lowest around an you can't fall behind with ...”
MS MAUREEN HOPKINS
“I’m so happy salary finance has made my dream come true and I will be proposing to my lady this weekend thanks to them and they’re so reasonable and generous and reassuring, money instantly comes ...”
SI Wagstaff
“Very quick and easy to use! Money arrived in the account the next day. Very useful!”
Diana Ioana Jurca
“Very quick and easy!”
Andrew
“Convenient service and the process is very simple, has come in handy ”
Gabor Postpischl
“Very helpful ”
Paige Kavanagh
“Easy and simple to use and quick responses! I used the advance option and it was in my account very quickly which is handy when needed for emergency bills! Definitely recommend. ”
Cat
“I am satisfied in how salary finance dealt withy continuous emails and worries regarding this situation.
They really listened to me and looked into this and kept me updated throughout.
Thank you .”
MISSJANEMCKENZIE
“Fab quick and super helpful ”
Emma
“Great help when needed quick and easy”
Will Creswick
“Excellent service, always prompt and simple ”
Ms H Hughes
“I love salary finance, they are definitely 100% helpful in every way, easy to use the app or the website, I have been using them for years now , with loans and pay advance, Everything always runs smo...”
Zara Erwin
“Very quick, efficient, just very easy to use ”
iamabdulahmed
“Quick and easy service ”
Christian Login
“Salary finance has been very simple and straightforward to access
And advance have helped out massively for my family.”
Amy Thompson
“Amazing services always easy to navigate and understand. Would 100% recommend ”
Max Earnshaw
“When you have unexpected costs it’s a great help. It enabled me to fix my car and not have to wait. It ensured that my daughter could have an amazing birthday.
The cost to do it is so small you ju...”
Rachel Price
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending