Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Great company to deal with and customer portal easy to use”
surrey steve
“I've used the website, very easy and straight forward, in 10 minutes I had the money in my account.”
Emilia Pirjol
“Speedytransfer”
Megan
“Nice easy and quick ”
Scott tynan
“I’ve been using Salary Finance through my employer and overall I’ve found it to be a helpful financial benefit.
The service is straightforward to access and the application process is simple and ...”
Tony Durand-Dupońt
“It is clear to understand and straight forward to follow instructions.”
Jason Rowland
“I have used the salary advance facility several times and have always had a positive experience. The application process is quick and straightforward, and once a request is submitted, Salary Finance r...”
Daniel Dickson
“Great, quick and easy to use”
Rachel O'Brien
“Perfect!
Money added to account within minutes.
No longer have to ask people to borrow money if I am running out before payday!
”
Jem
“Easy to work and no trouble . Thanks for that”
Frederic Dia
“Amazing company if your stuck and need a little extra money when you need it right away into your bank account without any delay fast response amazing thank you 5 star â for this one s freeman ”
Shiralee Freeman
“A reliable way to get some extra cash and pay it off while working without worrying about missing payments.”
Przemek Budzynski
“I applied through their official website and the response was very quick and the questions were simple and straightforward. The waiting time to receive the funds was very short. Fantastic service.”
Ethan
“Quick and efficient ”
Parvu Alexandru
“Get loan company to get loan from and great service ”
John Morrison
“Always great to know that its there if needed and a couple of times it has help me get by. Absolutely love knowing I have a safety cushion if needed.”
Annmarie Brown
“Easy to deal with there no lot of holavaloo... ljve this lending company”
EBARRA
“Excellent service. Always there when you need it. ”
Mr gerardo verdillo
“The whole application process is very easy and straightforward. The decision was made in few minutes and the money was in my account as soon as I’ve signed and submitted the application form.
What I...”
Martina Forti
“It’s the first time I’ve used it and it helped out with a bill I actually forgot … love the idea it’s limited which I find very good as not to over spend … easy to use app and very quick to ...”
Dawn Gunnell
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending