Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Great customer service”
Jessica Wheeler
“Easy and fast turnaround and super supportive highly recommended ”
Matthew Gilliver
“I love salary finance, its like having another instant loan in my back pocket when i need it, especially at times like this, it has saved me many times and continues to help me clear debts for a bette...”
LemonSquad Gaming
“Salary Finance is very helpful”
Vennni Ela
“It's a very easy, low cost experience with the funds hitting your bank almost right away. It does however depend on your bank and Salary Finance does state the date it will be in your account.
It's au...”
Michele jackson
“Very fast, useful, easy to use service”
customer
“This has been a lifeline for me after unexpected vets bills. Really straightforward to apply for, decision in seconds and funds in my bank by the end of the day. I’m happy the monthly payment is tak...”
Emma
“I really like the customer service, it's very fast, I just submitted an application and got a response in 5 minutes, the interest rate is low, I highly recommend it.”
MRS Svetlana Bachova
“Very quick very easy. Its your money so there is a small fee to pay a very small fee, but getting access to.the money you have earned is excellent and no interest rates compared back. Like the idea y...”
Frances Hale
“Excellent, fast and no hassle when you need it most. Couldn’t recommend it anymore for a wage advance ”
Jon Lawman
“Simple process easy application, good advice to consider if this is the right option for you. Applied on a Friday evening and received the money in my account within 30 minutes which surprised and imp...”
Emma O'Connor
“Very good and helps alots”
WAYNE APPLETON
“Reliable, professional, secure and fast”
Raluca Modoran
“Great support from your team . Made me feel at ease.
And the the issue sort . Very pleased arfter my conversion ”
Dango
“Easy to use, no hassle, no more looking for loans and paying high interest you’re worried about money when you have unexpected bills will no more. you’ll will have no worries about getting unexpec...”
Chazza
“Easy to use and no hassle. Paid back easily so no worries ”
Louise
“It is good help if you struggling financially ”
Sheila Dewsnap
“Started a job the day of the cut off period, so would have had to wait 6 weeks with no payment, used salary finance to take some of my earned money direct from my wages which helped me out so much. Fa...”
Paul Vaughan
“Brilliant company to deal with and their website is easy to access.”
Nuwan Athukorala
“From completing the form to the balance being transferred within 24 hours. Amazing service and brilliant support option for the benefit of those who might otherwise be unable to access. ”
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Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending