Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“I had never used salary finance before, I couldn’t believe how easy and straightforward it was and money arrived within twenty four hours. Absolute amazing service given to employees. Ten out of te...”
Wendy Ellington
“I couldn't believe it when my application sailed through in just under half an hour. I was pleasantly surprised!
Thank you so much.”
Loraine D.
“I was looking for a loan to consolidate some debt and I already had a salary loan in place, was the easiest option to just top up, it was easy to do, better interest rate than others and it comes stra...”
Charlene McGregor
“I’ve always really appreciated being able to access some money when i need a little more than i have in my bank. also there are a lot of information guides on saving money which is useful ”
Sarah-Jane Harrison
“Salary finance has been a great help in advancing my wages ”
Samantha Baldwin
“Salary finance is basically a life saver, I was struggling to pay some bills and never thought I'd get a loan, but I did and a big weight has been lifted of my shoulders, so thank you for helping m...”
Michelle
“Salary finance team was very patient as I had million questions. Services was quick, apr is great! Very satisfied ”
A. Lapinska
“Fantastic if need emergency money ”
Sallie Ward
“Never had a problem, been a customer for 2 years now, always pay on time as comes out of salary which helps alot”
Mr David Cross
“Prompt easy and very helpful! ”
Alan
“Very great customer service care”
Walter Monga
“I’ve had a really positive experience with Salary Finance. The process was straightforward, transparent, and easy to understand from start to finish. I appreciated the fair rates and the ability to ...”
Raage
“It was quick and easy ”
Abdi Salad
“Very helpful ”
Zincis
“Salary finance is so handy, great for me to organise my finances and even better for those unexpected emergency purchases. ”
Kirsty
“Great service easy to use much appreciated ”
Ryan Simmons
“Always there when I need it, one of the best perks for working for dunelm. Would recommend all companies use it, for their colleagues. ”
Susie .
“My experince with salary finance has been excilent i recently came out of hospital after a operation & my wife was layed off from her job without the option of salary finance their is no way i would h...”
David Brownless
“Amazing! So quick and user friendly to request a salary advance. No unnecessary details required or long winded questionnaires just straight forward directly relevant questions. Cash was received to m...”
Helen Ward
“Brilliant. Easy to use. Payment was fast.
Great idea really helped me get through rest of the month ”
Adam
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending