Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Easy and quick to use”
Laura Rouse
“Perfect for money just before payday and no rip off charges ”
MRS SARAH OREILLY
“Had the money instantly, great for emergency use in a pinch! - Sean r”
Sean
“It really helps a lot to cope with any financial emergency and alleviate worry.”
Luis customer
“Fast and reliable services. Customer services are always happy to help and website is user friendly. Great service ”
Customerp
“Excellent Service and quick decisions…website designed well! Highly Recommended.”
Nauris
“Found them to be a brilliant lender”
David Saunders
“Very simple application process and money was in my bank within a few hours of completing the application, would recommend to anyone”
Andy Sullivan
“Very good helped me through some tough times would highly recommend ”
Jae Amos
“Always have an amazing experience with SF - so easy to use and any issues are sorted quickly. ”
Fiona
“Fantastic and very helpful, always helps when your in a pinch or need help saving!
”
Glen richards
“Its a really good thing to have if your short of money and can use some of your wages.”
Gail Clayson
“really fast and informative process”
brendan turner
“Easy to navigate ”
Michael Royle
“Great service”
Steve
“i think this is a great app that offers great help”
Brian Gill
“Customer service is always good advisors are polite, helpful and knowledgeable. Being able to advance your wages early is great and money is always in your account very quickly. ”
Charmaine
“The Loan application and pay back channel to instalment deduction from salary was well understood”
PATRICK IMARHIAGBE
“So quick and easy to access your wage before payday for any emergencies that can pop up in everyday life and the low fee is an added bonus”
Claire Seddon
“The service has a huge impact in my life since a friend of mine recommended it to me... Sometimes immergency or urgent family issues happen back home needing an immediate financial support to solve it...”
Mo Jammeh
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending