Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“I was told about salary finance by a friend when asking if there was any way of getting paid a small amount early just to help me out. It took 15minutes to do and fill out the information it needed an...”
Cheyenne Chilton
“I've just had the opportunity to pay off the last few months of my Salary Finance loan. The whole process was so simple - borrow the amount you need and the pre-arranged payments are taken straight f...”
Donz
“Very helpful, flexible yet responsible early access for salary.”
amelia
“Very easy to use. Not over complicated but all information was available. Interest rates and costs, as well as how to pay back early if I want to. Fast decision as well”
Ewan Rollo
“Simple to use fast and efficient service ”
Geoff Ball
“Great service, very simple and straightforward with no problems. Had the money in my account within the hour.
Would happily recommend this service to anyone.
Ryan Eckersley ”
Ryan Eckersley
“Life line when emergencies pop up before payday”
Jade Russell
“The website is fantastic, it is nice to be able to choose the exact amount you need to advance and it is in my bank account within minutes. It is easily reduced from your salarly without having to wor...”
shaira parris
“Super fast. Applied and money was in bank 15mins later. Was only offered what I could afford so not putting myself into a bad situation. Absolutely fab service ”
MELANIE GREGG GREGG
“Salary Finance are great because they don't waste your time going over absolutely everything to then say no, they take a few details and run the check first so you know before wasting all your time. T...”
Irnbruman
“Straightforward to follow and quick payment.”
Luke Scicluna
“Great service would highly recommend ”
Darren Horeman
“Very easy to manage and money is in in less than 5 minute.
Easy to use.”
Barnabe
“Great efficient service, that anyone can use and helps put with unexpected emergencies ”
Beth
“I get paid 4 weekly, that’s 13 times a year and it can make balancing bills that are monthly difficult at times. As often with a moving payday which is different every month you can find yourself a ...”
Asad Jama
“I got paid out in less than 2 hours absolutely brilliant app”
Rafid_ahmed Qh
“due to my mother and father passing in past year. sometimes i need access through these harse/troubled times and i work for john lewis and salary finance are like the best help you could need in emer...”
Tony Welch
“A fabulous service . The application was simple and the funds were in my account within hours. Payment is taken directly from your wages, so no, remembering payment dates. Love that! Shelley Lewis ”
shelley lewis
“Very Helpful site. Im always able to access this and helps alot when you are in a tight spot. ”
Chloe Witcombe
“To be honest the way they explained my case and gave assurance is outstanding,l really appreciate having a response after making an inquiry ”
Cynthia
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending