Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“5 star. With the ease of use, really helps with those unexpected bills the we sometimes get. ”
Joanne
“Repayment straight from wages and low rates too so it's not missed. Quick transfer to bank. Easy to read and understand terms and conditions.”
Martyn Wright
“Easy and lovely service use before and 2ill use again the future.”
Kat Cox
“Great and easy to use. Same day payment ”
Jake George
“Easy to use, well explained and very quick response”
Cindrella Chikombe
“Easy and quick process from start to finish. Would highly recommend”
Mrs Angharad Hughes
“I love using salary finance especially in those crucial moments you need an extra bit of money before payday. Excellent service fast and reliable ”
bradley cartledge
“Excellent service
Can’t fault it
Always helped me out
5 star Experience ”
jennifer lowden
“Excellent quick service”
Jon Purcell
“My question was answered within days when I asked them to give me update on my loan ”
Philip Numor
“Zaidon handled my settlement this morning and he was nothing short of amazing. He was fast, efficient and extremely knowledgeable. An absolute delight to speak to.”
Jade Skye
“Salary finance has been a life saver over the past few years, hasn't had any effect on my credit score, hasn't affected my job in any way, and has made my life more easy living without having to wor...”
jordan smith
“Great forgetting out of sticky situations with minimal interest. A rare helping hand in todays financial climate. - Stephen Burke Walsall healthcare trust.”
Steve Burke
“Salary finance is AMAZING! I never have to worry about being short in the middle of the minty with the ability to withdraw a percentage or my earned wage. The money goes straight into my bank within t...”
Chelsea Harrison
“Quick and easy form, and money in account the same day. Would highly recommend”
nicola connolly
“Great customer service, quick fast. ”
Jess
“So far i will say it's a great service, helps you sort out bills which pops up before your regular payday. I will say it's an emergency solution to financial difficulties.”
Rayca Hood
“great alternative to a usual loan, comes straight from your wages so no unexpected fees or anything would highly recommend this company”
Nicola Jones
“This has been so valuable for me. I have really been struggling with the cost of living but I am getting my bills sorted and will not be needing the help as frequently in the future, but it is fantas...”
Mandy
“Is a great help for emergency bills . Cost next to nothing to advance my salary if something unexpected comes up. Has helped me more than once. Anthony floyd”
Anthony Floyd
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending