Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“When in its really simple and good but i would like an app to be abke to manage my account instead of online only ”
Kaine Braddock
“Quick and easy. Needed some extra help and it they assisted straight away, with the knowledge of payments coming securely from pay”
Carrie Batchelor
“Very straight forward and easy to apply.
Money arrived quickly into my account.
Customer service respond quickly too.”
Muddasar HUSSAIN
“Ive been using salary finance for months now through my employer due to work situations it has helped me a lot really good service and always helpful ”
Ateeq ch
“Brilliant service, so quick and straightforward! ”
Jen
“Salary Finance is helping me a lot. Application process was easy at first time and is still very clear and readable. I can find answers for all questions and worries. I'm a parent with household were ...”
Magdalena Mieczkowska
“Salary Finance made borrowing simple and stress-free. The repayments coming straight from my salary would help me stay organised, and the process was quick and easy. Overall, a convenient and reliable...”
Monde
“Really quick & easy & seem to have a higher acceptance rate than high street banks. Funds were in within minutes and I love that the repayments are taken directly from my salary. ”
Naomi jones
“Big help with giving me a loan when everyone else says no”
Colin Campbell
“Very straightforward application process. I was concerned that even with my current financial situation I would not be considered. But at each stage everything was clearly explained. ”
Diana
“A very efficient platform”
Tendai Brian Gwenzi
“Salary fiance peoples friend when it comes to money help,in need of quick loan? They are the one to come to with less interest on their loans ”
Owusu
“Great service, super quick and helpful; ”
Jonny Baker
“This is a convenient professional service, quick decisions, with ease, thank you ðŸ™ðŸ» ”
Ms Julia Rose
“It's quick and easy to transfer money within minutes it's in your bank account. No complaints ”
Amanda S
“Very good sevice i got my advance to quick within 5 mintus i requst every to use this company wesite for your need also good cumanicastion ”
Shahid habib
“Very easy to do, repayments are very manageable with a salary deduction and the interest is fantastic.
Highly recommend.”
Craig Powell
“I was so happy when I had this opportunity to come across this company who are connected to my employer and that it would be better to come out of my wages which it will do and if I leave the company ...”
Unknown
“Fantastic service I’ve used them for a while now and they pay every time ”
Warren marshall
“Happy with the service provided, quick and easy salary advance using the app! Thanks Dimienne Wilson-Chew”
Dimienne Wilson-Chew
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending