Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“It's super helpful when you need it, and so handy! I've never had a problem using this service, and the site is really easy to navigate. ðŸ‘✨ ”
Russell Laird
“In salary advance and loan, salary finance has never disappointed me.”
Olawale Yesufu
“Very easy to use, and I received the money within minutes. No extra charges. It’s perfect — the allowance is calculated fairly based on what you’ve earned, so there’s no need to worry about to...”
Joanna Mazurek
“So easy to use the money was in my bank within 20 minutes . Definitely worth it. ”
shanine ashcroft
“Fast pay out easy application process ”
John Inokoba
“Accessible, affordable,fast and easy to use ”
Cam
“I was in need of quick cash just in the middle of the month and I had nowhere else to turn. Then I found out that I could apply for a little bit of my wages as an advance payment. So, I applied and it...”
Kayode Ogundepo
“The convenience of salery finance is helpful when you need it”
marcia brown
“took out a salary advance recently to help at xmas time
paid it back threw my salary
easy to apply and paid back on time
will diff apply again
”
Steven Pitbladdo
“Salary finance is a very efficient and cost effective credit facility that meet my need without any rigour. I wonder why am just getting to know about it now, but is all good that am here now. It is a...”
Oghenebrorhie Jacob Ovwie
“They’re a great company always happy to help. Very friendly staff. ”
Philip smith
“Great company ”
Luis santana
“Good quick service 5*”
MATTHEWJOHNSTON .
“Great service and always helpful
Review by Robert knight ”
Rob
“excellent!”
BabyGirl
“The whole concept is an excellent experience. I know for a small fee I can get access to funds I've worked for without interest or being in debt to anyone else. Its fast and great for an emergency as ...”
Benjamin Walsh
“Incredibly easy to use and find out information, it's transparent and reasonable honestly you can't ask for more.”
annual mallard
“Salary Finance has helped me every time during difficult financial situations. Whenever I needed support, they were there with clear guidance and real solutions. The process was smooth, stress-free, a...”
Music Official
“Easy and helpful to access a percentage of wage early during hard time a good service to have available ”
Amy woodward
“Compny is doing great job.makes everyone life easiy ”
Ameer Hamza
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending