Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Fantastic service!! So quick and easy to use and funds go in straight away. Highly recommend! ”
Laura Donnelly
“Reliable and fast ”
Jayed Fidelis
“I think salary finance is a good thing as if you are struggling through the month you are able to take out your wages. ”
carla gruar
“So straight forward and easy to apply, would highly recommend ”
Zaida Qureshi
“A really helpful tool when you need to access your wages slightly sooner that expected. It’s a really easy and efficient website to use I really can’t fault it. ”
Becki
“Great service comes in very handy then your running short just before pay day”
Neil Heath
“Perfect for support ”
Narinder Singh Tona
“Great experience with this company
Used them twice
Money available as soon as you are excepted ”
SHARON PYE
“It's there when I need it most, and it clears in my account in minutes. It has really helped me.
It offers so much per day and it mounts up over the days and when you take the advance you pay a tiny ...”
Sarah Louise Melling
“I got my advance in less than 5 minutes. To me, this is more magical than what I watch on the TV screen. The service was professional, swift and delivered after a brief but thorough account checks whi...”
Rasheed
“It deducts repayment straight from salary which for me is better than setting up direct debit plus it's a fast service ”
Michael Mccluskey
“I am so so grateful for salary finance and how it has helped me on every occasion I have needed it. I needed deposit for new rental property and they helped secure those for me. I am about to move int...”
Clair Taylor
“Salary Finance is a fantastic product. Everyone has times where a helping hand is just what you need. Don't need to take out a big loan, paying massive interest rates. Just borrow what you need and ...”
Carol Keerie
“OMG this is a life saver for sure, so easy, so quick, no judgement. Thank you for making this a thing. ”
Dave
“Salary finance website was very easy to use. I have use Salary finance years ago and recently . I find it very straightforward. They are very helpful when you need a loan . Altogether I have used th...”
Carollee Spence
“Salary finance is absolutely brilliant allows you to access a percentage of your wages early to help you out through the month and they offer loans and the pay back rate is amazing always there to hel...”
Miss Clarke
“When in its really simple and good but i would like an app to be abke to manage my account instead of online only ”
Kaine Braddock
“Quick and easy. Needed some extra help and it they assisted straight away, with the knowledge of payments coming securely from pay”
Carrie Batchelor
“Very straight forward and easy to apply.
Money arrived quickly into my account.
Customer service respond quickly too.”
Muddasar HUSSAIN
“Ive been using salary finance for months now through my employer due to work situations it has helped me a lot really good service and always helpful ”
Ateeq ch
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending