Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Very quick and simple service to use, through the entire process. Literally nothing to criticise even if I tried to think of something. Very helpful 💯👌”
A mac
“Simple and easy to use. Any pre-questions were answered promptly by email.
Michael Cameron.”
Michael Cameron
“Quick response, no embarrassing questions. You get the money within a few minutes. Just Great. I love it â¤ï¸ ”
Leonorah Ndlovu
“Very fast and efficiently with response. Love this company and it’s very helpful ”
Chloe
“Amazing company, streight forward !!!”
Bogdan Adrian Popa
“This company is simply amazing. They take payments from salary that you dont even miss, very fast and efficient , and always willing to listen and help. Simply number 1 .”
Chris harris
“Highly recomemmended.”
EBARRA
“Very easy to apply, good interest rates, no complaints and would definitely recommend salary finance as an alternative to other loans. Don’t have the best credit history yet it wasn’t an issue ”
Ste Wells
“Helpful and straightforward to the point , got me what I needed and kept me informed and well notified.”
William Calder
“Incredible, so easy to navigate and great company :)”
Chloe
“Well let’s talk about the ease of access phone laptops saved passwords and an amazing team of customer service representatives with quick reply’s. Money is money and is a lot easier to access this...”
Liam Howe
“Easy to use and fast ”
Chantel Ramdeal
“Surprised how easy and fast it was ”
Rachel Lennox
“Great service and very fast ! ”
gemma trow
“Very good with the advance side of things. But trying to apply for a loan and I cannot get pass the employment page. 😔. But it is an excellent service. 🙂”
Zoe Downing
“ideal, easy setup process, the easiest way to get a loan that comes straight out your wages, I have been a customer for well over 6 years and not once had a issue, it helped me once when my home was d...”
Paul Graham
“Great service very fast and reliable 100% recommend ”
Alex Hayden
“Briliant way to retrieve your money.”
Tanya B
“Couldn’t survive in this climate without SF. Taking little loans from myself for the months that are tough is a literal life saver. The process is SO simple and easy to use. ”
Michael Wakefield
“Always a great experience ”
Chloe Podmore
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending