Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Salary finance has been amazing offering great rate loans and payment was within minutes of approval ”
Chris Walker
“Really good service,easy to fill in form and I like the payment statement so easy to understand. Best thing is money goes straight onto your account within minutes.”
Paula Chrichard
“great app to use and easy to navigate 5 stars from me ”
Owen Hughes
“Fast payment, easy to use App.
Always available if needing extra before payday due to emergency that we all face”
Carl Smith
“Amazing service always quick and easy to receive money.”
Bob
“Easy to access, and low interest for cash advace, ”
Agerico Villamor
“Great service as always ”
Miss Mihaela Szentpali
“I applied and money in my bank 5 mins later all at a reasonable rate and took out of my wages before my salary goes into my bank account. Excellent service xx”
Francesca Keating
“This is a great services very handy when you need that little more cash in a month for those unexpected things you need to pay out for sometimes it has been a lifesaver. I suffer from anxiety and we a...”
Grant Boatman
“In helping sense it’s so worth it to get paid some amount early.on tough days salary finance make it easy ”
Ghazal Shahzad
“Excellent and reliable service that works alongside monthly wages”
Harrison welsh
“Great help on a rainy day. Quick and efficient, ”
Nadia Khan
“Easy to apply. Repayment options available. Instant decision. Payment was Instant. ”
Lisa Senogles
“Salary finance is a the best former for when things are very tough and I need money some money ASAP. I don't have to phone around and ask people or relatives who are also struggling at most times....”
Leonorah Ndlovu
“Always quick service easy to use great when you have a unexpected bill”
Erin Mcneill
“I thought it was not real but after completing the form and submitted my request all went through and I got approved,,, that was quick and easy and I was happy in the end.”
Ulric
“How brilliant I started a new job and have to travel in every day for the next 5 weeks while I train it cost £11 a day to travel to and from and I had no money and SF helped me to keep this job wow w...”
Shereene
“It’s an excellent option and very helpful when I need access to money before payday. The fee is very small, especially when my salary is still weeks away. I personally make full use of this feature ...”
Umair Saeed
“Really quick and easy to use, couldn’t recommend it more
Steven Johnson ”
Steven Johnson
“Quick and easy service! ”
Irina
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending