Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Very helpful and so easy to use, highly recommended ”
Mr Andrew Clayton
“Fantastic service, concise, swift and efficient. Would highly recommend.”
Liban
“Fast reliable and beats anywhere else for a loan & advances ! Was there within a hour ”
James Mc Minn
“Very helpful”
stephen hargreaves
“Super fast application accepted within minutes and funds where in my acvount within 2 hours ”
Patrick Bryant
“The salary advance scheme is the most cost-saving ways for getting access to money for buying presents for special moments such as Christmas etc. The application process is simple and straight- forwar...”
Ali Anwar
“If I was ever running low before payday I could take some money out and it would be easy to do aswell. I’ve used it a few times now and I highly recommend it to anyone who can use it. ”
Chloe Toogood
“I had a really good experience with the staff and I would recommend the company in the future ”
Paula cox
“Brilliant service, really helps my when I'm in need , can't fault it at all”
Anthony Lewis
“Salary finance is responsive, prompt with good rate.”
Rhoda Shonde
“Salary finance is a great way of getting hold of your money for those important moments before payday or if you require a small loan for that holiday or new car, ”
Mathew Bamford
“Been using salary finance for 5 years now, always a prompt response, used loans for important issues, and occasionally salary finance for month to month liquidity issues, very happy with the service.”
michael vinue
“Excellent and really easy to use pays in to your bank quickly also has low interest loan so you can budget would recommend ”
James B
“Fantastic service, complete on New Year’s Eve received funds same day. No fuss easy application highly recommend ”
Bec
“Best company to help with quick advances in any emergency’s 5 star all round from me ☺ï¸ðŸŒŸðŸŒŸðŸŒŸðŸŒŸðŸŒŸ”
Majid Golian
“quick and easy way to get help in tough situations ”
Bubbles bub
“Very useful bit of a saviour ”
Jeffrey Smith
“Used a few times and always been amazing service. Fast response with fast pay out. P.s Only doing this for the possible chance win vouchers but real good service would recommend 5*😆 🤣. ”
Stefhan Wilson
“extremely smooth process of loan..thank you so much salry finance â¤ï¸â¤ï¸â¤ï¸â¤ï¸”
mehwish kazmi
“It's super helpful when you need it, and so handy! I've never had a problem using this service, and the site is really easy to navigate. ðŸ‘✨ ”
Russell Laird
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending