Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“The best platform. Easy, fast and safe. In my difficult days, it's the best help I could get. Thank you and I really recommend. 👌🆔
Consumer
“Great service!”
Tyler Hopkins
“Salary finance is a great way in helping you out when you really need it, i have used them a couple of times its really easy to use and so quick once you decide how much you want the money is in your ...”
mellissa collins
“The process was straightforward, quick, and stress-free, and I am truly grateful for the assistance. This service has made a positive difference for me, and I value the opportunity it provides to main...”
CHRISTIANA SHOBOWALE
“Absolutely Brilliant. Easy to apply. Money in the bank no time at all. Would recommend. If your in a bit of a pickle.”
ANDREW Rudd
“So easy to use and gives you a piece of mind, went things go wrong. ”
Kinga Kolodziej
“Salay finance One of the best financial services, fast and efficient”
fahd
“Quick and easy application
Would recommend it to anyone who is in need.”
Paul Matei
“This my second time to use this financial service, very helpful and friendly team and straight forward with no hidden things.
Excellent service.”
Ahmed Ahmed
“Easy to use .Easy to apply and very helpful when in need.Thankyou salary finance.”
Disha
“I had a few initial problems signing in only because I kept forgetting my password and the email I used . After contact with SF , I had continued contact with EESHA , who was patient and kind and hel...”
MiaE
“Great service, easy to use, no issues”
Steven Paull
“The great customer service and care made me feel like I could talk to them about anything very helpful exactly when I needed it ”
Omar Zaman
“So quick and easy, very helpful.”
Hannah
“My experience was great and helpful toward you because I was out of my mind and lift me up from my dark financial situation. and give hope now I can breath again so I can thank yiu enough for everythi...”
BETHUEL MILANDOU
“Absolutely brilliant and explains everything to you and the cash is with very quickly ”
Gav
“An awesome service with very professional customer service ”
David Rogerson
“Great experience. Quick and easy. ”
Leah Mayall
“Amazing. This was requested and I was told it would hit my account the next working day. It was paid into my account in 30 minutes. Very easy process, would highly recommend ”
Susanne Mills
“I applied to have a portion of my salary paid early and it arrived in my account within minutes ”
Rebecca Mitchell
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending