Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“I had a loan and pay it through my employer, so I never miss a payment and no worries about it being late, I recently got a top up and it was so easy to apply, just hassle free and a lot more affordab...”
KAREN MCCONNELL
“fantastic service I get paid monthly so coming to end of month when funds are low its perfect you can choose amount to advance and it arrived in my bank within minutes would definitely recommend ”
suzanne kalinski
“I’ve had an excellent experience with Salary Finance. From the beginning, the whole process was smooth, professional, and incredibly easy to understand. What really stood out to me was how suppor...”
George Morteanu
“Salary finance has been a life saver for me and the family
Onn the case of use needing access early to my wages and even the loan is easy and clear what happens and when and the aftercare is fantasti...”
Sam Heathcote
“It is such a helpful app. I got lots of support from it.”
Mr Shamim Hosen
“Great service and easy to use website was straight forward didnt have no problem at all had money in the bank within 1 hour would recommend to anyone”
Chris Travis
“Pro service.. needed to help all.. treated like a person not a membership number....”
TigerJames
“Ease of use ,great communication with customer service and filling out on line application. Money was.in my account within 24hr”
Kenny Thompson
“The support is always very quick and timely. They provide an amazing service I will say. I highly recommended.”
Atiemie Dagogo
“Such a helpful and clever company! Website was super easy to use and funds appeared within the hour. Very pleased with the service and would recommend to anyone needing help. ”
Emily Phillips
“Easy to apply, fab customer service. Very helpful ”
Staci Oakes
“Brilliant quick easy and efficient ”
Liam Eglintine
“Excellent service and the money was in my account within the hour, so helpful ”
Kyle
“Absolutely amazing platform. Super easy to use fully transparent. I had a chat with one of advisors to speak about how I can save and the breakdown was so amazing to see how they help us. Salary advan...”
Jazib Hussain
“It's been really helpful this has over the years ”
george
“It’s very quick , easy and accessible . Very user friendly .”
Cristina Tudorache
“Think this is a great idea. I use it a lot due to circumstances. It means I don't need to borrow and get in debt. I do feel like the loan side of things can be better. I feel they should give a loan s...”
Anonymous
“What a great idea. It’s lending your money you have earned when you get abit short , a unexpected bill etc A++++”
Carl Gifford
“It was very quick and easy to sort out very good website i would say it could be made better if you can retain your details and fingerprint instead of keep putting details in but still good security ”
David
“Fantastic idea for staff company is very professional and transactions are very quick”
david
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending