Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Great service, loan approved in minutes,friendly customer service”
Vlad Osoianu
“Really quick, self explanatory process which helped me! ”
Caitlin
“Salary Advance is a very good form of emergency assistance. The advantage is the speed of the loan and the very low return rate. My mother is very ill, and in recent months, I had to finance some of h...”
Jakib
“Very easy to use and payments come straight off wages so no missed payments. Recommended to anyone ”
MARK ELRICK
“It's a great service to have if you need a top up before payday. It's your money so no loans or interest and it's all in front of you”
Jason Oldfield
“Salary Finance was so easy to use and the benefits they offered were amazing and really helped me out when I needed it! They are fast which also helps so much in emergency situations and the variety o...”
AK
“Quick response Very helpful and friendly staff very clear explanation ”
Beata R.
“It’s made my bills paid on time and even it was said 24 hrs it’s credited in 1 hr ”
F RASHEED
“Easy to use money when you need it most and in your account with in minutes.”
Sonny Arnold
“Great service. Quick and cheap”
Catherine Kane
“Quick , simple and honest. ”
Paul .
“Salary Finance is so easy to navigate. Very speedy in making a decision, and very fast at making sure you get your money in no time at all. ”
Ruth Edmends
“Good service ”
Girirajan
“Can be used for advanced pay which is nice”
Eric Robert Brownrigg
“Really easy to use, quick and straight forward. ”
Chloe Brindle
“Excellent service very easy and fast to apply”
teresa shaughnessy
“Great easy process. Quick payment ”
Cheryl Campbell
“Very helpful , we currently have an advance on our pay which is extremely helpful
Any issues are also resolved quickly ”
Lindsey
“Really smooth progress and fast service. Always reliable when I need that little help in the month. Much better than taking a loan or borrowing from family”
Matthew Cox
“Really easy to apply and the money came into my account within 10 minutes! Thank you ”
Charlotte
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending