Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“It was quick and easy ”
Abdi Salad
“Very helpful ”
Zincis
“Salary finance is so handy, great for me to organise my finances and even better for those unexpected emergency purchases. ”
Kirsty
“Great service easy to use much appreciated ”
Ryan Simmons
“Always there when I need it, one of the best perks for working for dunelm. Would recommend all companies use it, for their colleagues. ”
Susie .
“My experince with salary finance has been excilent i recently came out of hospital after a operation & my wife was layed off from her job without the option of salary finance their is no way i would h...”
David Brownless
“Amazing! So quick and user friendly to request a salary advance. No unnecessary details required or long winded questionnaires just straight forward directly relevant questions. Cash was received to m...”
Helen Ward
“Brilliant. Easy to use. Payment was fast.
Great idea really helped me get through rest of the month ”
Adam
“The platform is well designed and easy to understand, with clear information at every stage. The transfer was quick, and the whole experience felt reliable and transparent. It’s a great tool for man...”
Nick Randall
“Really helps and set up very well with no problems, no need to worry about payments as it is automatic and easy. ”
Erika Yeo
“Great option to use when you need it. Car troubles/ service and mot was needed at the same time so this was a huge help. Money was in my bank within minutes.”
Paige Louise
“Nice and quick service. Easy to use and access.
Bianca Vigh”
Bianca Vigh
“I use salary for loans and advances out my wage the loans and advances are always in my bank in minutes and payments come straight out my wage so I never miss a payment ”
Michael
“Easy and straight forward and no chance ov missing payments as took out ov salary.payment was instant”
Darren Thornton
“Excellent my wage is low so the advance is perfect”
Em Walker
“Great app, very easy to use. Helpt me a lot capple of times when I was short of money at the end of the month. Very quick deposit.”
Aleksandra ilcewicz
“Quick and easy transactions ”
Mrs Head
“Helps a lot when needed and helps a lot on what I should be getting, ”
Chloe
“After some back and forth and having to take unfortunately drastic matters to get an issue resolved.
I would like to thank Salary Finance for finally excepting fault and fixing my husbands account.
It...”
sabina bux
“So fast and easy to do thankyou”
Diana stewart
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending