Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Fantastic service!”
Jason Richards
“Very useful ”
L G
“A Very Positive Experience
Effortless Application Process
I received an email from Salary Finance, which prompted me to explore the available top-loan offers. The application process was exceptionally...”
Miss Sarah Gill
“ Salary Finance has been a great experience—clear, fair terms and a smooth, stress-free process.”
Mollie Hennah
“Great experience, and very quick service , with salary finance payments take straight from my salary before you know it i clear my payments and ther offers top up as well if I needed, all the way str...”
Evi
“Very good company ”
Isseu
“Excellent service ”
Kerry Rayner
“Great and easy to use, fast payment makes life less stressful ”
Benjamin william Roots
“the best loan ive apllied for and very quick response from them and very easy to use”
Andrew Withers
“Excellent but apr% need to reduce other all good”
sm imran Hossan
“So easy to apply and excellent service highly recommend took me 5 mins an money was in my bank ”
Mark Cannon
“Salary finance has been a very easy and smooth experience I have never had an issue with any request I have made which is exactly what you would want from an app an easy and painless experience and th...”
Chloe Ebdon
“A great way to pay for big purchases and pay right off your pay before it goes on the bank. Don't even notice it. Great rates and so easy to do. Love it
”
Jacqui Reid
“Its a brilliant option to be offered. It has helped me a few times when I've needed it. Thankyou for making this available ”
Fiona Herbert
“Excellent service went above and beyond even when I could not reply easily they still got my problem sorted ”
Mark murphy
“Great service , fast and efficient and low interest rates”
Chiedza Daniel
“Great service with no problems good and clear easy to use and comes in handy time to time and sometimes that unexpected bill and salary finance has saved my bacon very good tool to have even if not us...”
Dave Price
“Quick and easy ”
Karlina France
“Love using this company it’s very quick and easy to apply and I get my funds as soon as I apply and get accepted I will not use anyone else amazing service and I will keep using them for years to c...”
Leonardo Smith
“I can’t fault salary finance at all, they have been quick, helpful and a great company when I have needed them. They have took a weight off my shoulders and are quick and easy to to use, this is my ...”
Lucy
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending