Who are Salary Finance?
What We Do
We partner with your employer to provide financial products and services (loans, advances, savings and financial education) that help you lead a happier, healthier financial life.
How It Works
We offer products through your employer which are linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
What we do
We offer a range of salary-linked employee benefits that improve financial wellbeing.
Borrow
Borrow responsibly with affordable loans
Our employee loans typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For specific Representative APR, see your employer page.
Advance
Your Pay, Your Way
Access your earned pay when you need it most. Whether it's for unexpected bills or to spread costs throughout the month, we allow you to make your pay work better for you.
Save
The Simplest Way to Save
By linking your savings directly to your salary, we make putting money away simple. We allow you to top up your savings the moment you get paid, making it easier to stay on track. Just sit back and watch your savings grow.
Help to Save
Get rewarded for saving.
The Help to Save Government scheme helps you to start, and continue saving. By saving just £50 a month, you could earn up to £1,200 in tax-free bonuses from the Government over four years.
Don’t Take Our Word For It…
“Easy to do if you need cash in advance ”
Keith Livingstone
“Excellent service I've used it few times.”
Sheila Dewsnap
“Very straightforward to use. Money came through instantly, very helpful ”
Lauren Gulliver
“Used this a few times and it’s great the fact I haven’t got pay it back all at once and that it comes out of my salary each month.
Great customer service to would highly recommend.”
Katharine Duffy
“I am very happy with them,I had a good experience.”
Maria Simon
“Excellent help when you struggling ”
Suzanne Charnock
“Always easy to navigate the site affordable payments on loans and advances”
Charlotte Potts
“Easy to apply, normally in your bank account within the day of requesting
very little charge for the service
laura fairclough
”
Laura Fairclough
“Great service, never had any issues with salary finance. Such an easy process and super quick ! When things happen unexpectedly salary finance has come to my rescue. ”
Elliott Gardner-ponting
“Fast and reliable service ”
Kristaps Ozolins Atoms
“Good service 👠”
Ms Nuur
“Great service come straight out your wages and good interest rates”
Ryan Ward
“The company are always helpful. Their transactions are fast so I usually get an advance transfer within the hour (if not faster). It helps me out with paying for things I don't have money for from my ...”
Ivy Winter
“Quick and easy to apply and receive an advance, Salary Finance has helped me out of quite a few scrapes in the past!”
Matt Tucker
“I used the service for the first time this month and was genuinely surprised and delighted by how fast and easy the process was. The application took less than a minute and the funds were in my accoun...”
Simon Jones
“Great when in emergency no hassle done in 5 mins. ”
Neil Evans
“Salary Finance has provided me with helpful financial solutions when i needed most. Their very quick.. sufficient, supportive and understood my current circumstances and helped reduce my financial str...”
Sabri
“Easy to use. Great idea!”
Kirsty
“Both salary advance and the loan are great services.
Very easy to pay back the loan agreement as it come out your paycheck.
”
NATALIE LARBY
“Really quick and easy to use, great rates, great short term loan for unexpected emergencies ”
caroline hill
Awards we've won
We have been recognised for our commitment
to innovation and social purpose
to innovation and social purpose
Member
Most Influential Financial Technology Firms of 2023
19th Place
2021 Deloitte UK Fast 50
Finalist
2020 Financial Education Provider of the Year
Winner
2020 Ethical Financial Services Provider of the Year
Winner
2020 Consumer Champion of the Year
Finalist
2020 Best Financial Education Strategy
Winner
2019 Workplace Savings & Benefits Initiative of the Year
Winner
2019 Most Effective Marketing Campaign of the Year (Financial Wellbeing for the NHS)
Winner
2019 Most Effective B2B Campaign of the Year (Financial Wellbeing for the NHS)
Finalist
2019 Mental Health & Wellbeing Strategy of the Year (Virgin Active)
Winner
2019 Loan Provider of the Year
Winner
2019 Judges Award for Consumer Insight (The Employer's Guide to Financial Wellbeing)
Winner
2019 Innovation in Consumer Finance (Advance product)
Winner
2019 Global Social Impact Award
Winner
2019 Future Fifty Cohort
Winner
2019 Fintech Fifty Cohort
Winner
2019 Financial Inclusion Award
Winner
2019 Employee Benefits Award (Dunelm)
Winner
2019 Best Fintech Lender
Winner
2019 Best Fintech Innovation (Borrow product)
Winner
2019 Best Benefits Strategy of the Year (Dunelm)
Winner
2019 Benefits Innovation of the Year (Advance product)
Winner
2018 Start up of the Year
Winner
2018 Responsible Business of the Year
Winner
2018 Positive Social Impact Award
Winner
2018 Most Socially Responsible Company of the Year
Winner
2018 Loan Provider of the Year
Highly Commended
2018 Best Fintech Health & Wellbeing Innovation
Winner
2018 Best Financial Wellbeing Strategy (Hays)
Winner
2018 Benefits Innovation of the Year (Save product)
Winner
2018 B2B Business of the Year
Winner
2018 Alternative Consumer Lender of the Year
Winner
2017 Loan Provider of the Year
Highly Commended
2016 Innovation in Lending