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Financial wellbeing starts here

Salary Finance is an employee benefit that can help you pay down debt, grow your savings, and accomplish your financial goals.
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Based on 6811 reviews
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We're about life balances, not bank balances
Whether you want to save more for the future, pay off a lingering debt, or get tips on how to manage the day-to-day, we put you in control and take the stress out of money.

Who is Salary Finance?

What we do
We partner with your employer to provide financial products and services that help you lead a happier, healthier financial life.
How it works
Salary Finance is a suite of voluntary benefits linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.

Our products

We help improve your financial wellbeing through a suite of products and services
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Borrow
Borrow
Borrow responsibly with affordable loans*
Our employee loans* typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For more information, see your employer page.
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Learn
Learn
Be better with money
Access a robust library of educational guides and resources to help you navigate the most important pieces of the financial puzzle.
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Save
Save
A better way to save
Whether you want to start saving or grow your existing savings, we offer the simplest way to save through your paycheck and get rewarded for it.
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Success stories
Hear from Salary Finance employer partners and their employees
“Offering Salary Finance as a benefit is critical and beneficial in order for us to have the best talent come here.”
2:35
Bridget Nelson
Benefits Analyst
“[There] was a large population of our employees who were living paycheck to paycheck. [We] didn't want people to worry about home and work. [Salary Finance] has helped us in that manner.”
2:56
Bruce Huntley
VP, Equity and Inclusion, Human Resources
“I really did save money... by getting and accepting this opportunity... even within the first couple weeks of doing this.”
1:39
Employees of Clark County School District
Various positions
Over 4,000 happy members have rated us 5 stars on TrustPilot
“In less than 24h i got approved and within 3 hours i got the money !”
Parvu Florin
“Professional and friendly. Answered all my concerns and questions”
April
“Very good and very fast funding and very easy process thanks to Salary Finance”
Raman Sugan
“It was a breeze using Salary Finance. I did not feel the crunch of making payments on the loan I had taken out, because it was very low and taken directly out of my check before coming to me. Easy pro...”
Karen
“Best loan servicer I have ever had the pleasure of dealing with.”
David PNutt Thomas
“Very helpful! I would highly recommend for any lending needs. It was easy to get the money I needed fast!”
Janean D.
“Very easy to apply and very fast decision and money in the bank! Excellent overall service.”
Chris Vass
“Xxxxxxxxxxxxxxxx”
Bogdan Glavan
“Easy and helpful.”
Vyanca Reganit
“My 2nd loan with Salary Finance and it went by so smoothly! I got the funds I need to start my new business!”
Sherrel
“Very easy to apply, decision in seconds.I was accepted, even though other lenders rejected me Recommend!”
Robertino
“Good customer service and very straightforward. No hidden fees. The information is very explanatory. The payment is fast as long as you provide them with the right information.”
Adedayo Adesanya
“The ease of applying and the pay out turn around was easy to navigate.”
Rhonda Hatcher-Malone
“Very straightforward and easy to complete the application,the instructions were clear, the whole procedure was quick from start to finish.”
Mr John Margetts
“it was do easy to fill in the form and money was transferred within 5 minutes”
james laverty jimbob52
“The representative was very nice and helpful and very professional with the process of my loan thanks very much”
James crump
“Excellent service definitely I will recommend 👌”
Bronislaw Kocurek
“Excellent, easy fast process. Thank you very much.”
Zainatron
“Always polite when you call this company Is a real life saver to be honest - and may take a little longer to reply sometimes but when they answer phone it’s within 3 rings love the people that work ...”
Stef
“…after answering the relevant questions and being accepted for the loan, the money was placed into my bank account within minutes. Very good experience!!”
Lawrence Drummond
6811 reviews

Now available: Emergency savings benefit

Whether you want to help employees start saving or grow their existing savings, Salary Finance Save is the simplest way to help employees save through their paycheck and get rewarded for it.
Announcing Save
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Working Americans are struggling with financial stress

42% of working Americans are dealing with financial stress, which makes it harder for them to focus at work and more likely that to suffer from anxiety or depression.

Vulernable populations facing more financial hardships

Women, Black or African-American and Hispanic or Latino employees, employees who identify as LGBTQ, and those with disabilities are more likely to suffer from financial stress and lack of savings.

Employers can be part of the solution

Employers who offer financial wellness benefits see higher employee satisfaction and retention, with employer-level NPS that is 1.5-2 times higher on average.

*Please Note: Salary Finance is an optional program, not a recommendation from your employer. Your employer does not benefit financially from offering this service and communications regarding your loan will be through Salary Finance directly. Salary Finance branded loans are offered by Axos Bank® Member FDIC, and are subject to eligibility, underwriting, terms and conditions, and approval. Salary deduction payments are not available to employees who work primarily in DC, IN, NH, NJ, NY and WV.