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Financial wellbeing starts here

Salary Finance is an employee benefit that can help you pay down debt, grow your savings, and accomplish your financial goals.
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Based on 6657 reviews
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We're about life balances, not bank balances
Whether you want to save more for the future, pay off a lingering debt, or get tips on how to manage the day-to-day, we put you in control and take the stress out of money.

Who is Salary Finance?

What we do
We partner with your employer to provide financial products and services that help you lead a happier, healthier financial life.
How it works
Salary Finance is a suite of voluntary benefits linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.

Our products

We help improve your financial wellbeing through a suite of products and services
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Borrow
Borrow
Borrow responsibly with affordable loans*
Our employee loans* typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For more information, see your employer page.
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Learn
Learn
Be better with money
Access a robust library of educational guides and resources to help you navigate the most important pieces of the financial puzzle.
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Save
Save
A better way to save
Whether you want to start saving or grow your existing savings, we offer the simplest way to save through your paycheck and get rewarded for it.
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Success stories
Hear from Salary Finance employer partners and their employees
“Offering Salary Finance as a benefit is critical and beneficial in order for us to have the best talent come here.”
2:35
Bridget Nelson
Benefits Analyst
“[There] was a large population of our employees who were living paycheck to paycheck. [We] didn't want people to worry about home and work. [Salary Finance] has helped us in that manner.”
2:56
Bruce Huntley
VP, Equity and Inclusion, Human Resources
“I really did save money... by getting and accepting this opportunity... even within the first couple weeks of doing this.”
1:39
Employees of Clark County School District
Various positions
Over 4,000 happy members have rated us 5 stars on TrustPilot
“Super fast and efficient . Very pleased with this service”
SHARON BAKER
“Was a quick and easy throughout the process, extremely fast transfer of funds. This is my second time with salary finance and have had zero issues”
Ian Todd
“It was so easy to do business with this company. Simple application with instant approval”
Gary
“fast smooth service”
Mike Whiteaker
“Love the customer service she was sweet and patient with me .”
Elida Saldivar
“Hi my name is Stanciu Baluta. This is my first time i used salary finance and it was very helpful for me i will recommend to everyone to use this for debt consolidation only your team it was significa...”
Stanciu Baluta
“Great, speedy service. I felt secure using service. At each stage information was provided in a complete and very professional way. Not considered this service before, but was glad I did and will main...”
Simon Smith
“Wow! What an amazing service. I can't believe how easy and speedy the service is.”
Kayleigh Rew
“Was fast and hassle free”
Alejandra Hodge
“Salary Finance was quick and easy to apply for a loan and the money was in my account in minutes. The rate was very competitive and terms and conditions fair”
EM Johnston
“Very helpful people. Low rates. Quick response. It is my go for loans.”
J Goodgood
“Does exactly as it says. very happy.”
Cookie Sparkes
“Very good, excellent service, thank.”
Oscar Marroquin
“Excellent professional service with really competitive rates that are truly affordable”
Justin Lewis
“Extremely simple application process! This is my 2nd loan with Salary Finance and would recommend them to all! Having the benefit of Salary Finance products through my employer makes everything so s...”
Kirt watson
“Easy online application, gives you full information on the loan and interest. Security of knowing company is connected to your employer, so safe. Good communications and emails with all documents. Mon...”
Mrs Ramsay
“Really pleased with how quick and efficient the process was. From signing the paperwork to having the funds available was a matter of hours. Plus, I don't need to worry about the payments as they will...”
Elaine Harper
“Fill in the form, I was not expecting a fast reaction as it did,all my worries were gone in 30 minutes ,I have told my colleagues at ceva that to check your website as this is fantastic.thank you”
TAKHAT SINGH
“I am ever so grateful to Salary Finance for their continued support. They helped me with an affordable loan, not once but twice when I needed it most.”
Alireza Bakhtiari
“Fully recommend this service, it was quick easy and the convenience of having your monthly payment deducted at source is great, funds were pretty much instantly received into my account. Wonderful, ca...”
Paul H
6657 reviews

Now available: Emergency savings benefit

Whether you want to help employees start saving or grow their existing savings, Salary Finance Save is the simplest way to help employees save through their paycheck and get rewarded for it.
Announcing Save
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Working Americans are struggling with financial stress

42% of working Americans are dealing with financial stress, which makes it harder for them to focus at work and more likely that to suffer from anxiety or depression.

Vulernable populations facing more financial hardships

Women, Black or African-American and Hispanic or Latino employees, employees who identify as LGBTQ, and those with disabilities are more likely to suffer from financial stress and lack of savings.

Employers can be part of the solution

Employers who offer financial wellness benefits see higher employee satisfaction and retention, with employer-level NPS that is 1.5-2 times higher on average.

*Please Note: Salary Finance is an optional program, not a recommendation from your employer. Your employer does not benefit financially from offering this service and communications regarding your loan will be through Salary Finance directly. Salary Finance branded loans are offered by Axos Bank® Member FDIC, and are subject to eligibility, underwriting, terms and conditions, and approval. Salary deduction payments are not available to employees who work primarily in DC, IN, NH, NJ, NY and WV.