Our employee loans* typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For more information, see your employer page.
Hear from Salary Finance employer partners and their employees
“Offering Salary Finance as a benefit is critical and beneficial in order for us to have the best talent come here.”
“I really did save money... by getting and accepting this opportunity... even within the first couple weeks of doing this.”
Employees of Clark County School District
Over 4,000 happy members have rated us 5 stars on TrustPilot
“Very easy to use and has helped me massively to pay of debt I would highly recommend!”
“Smooth, fast process. Highly recommend”
“Fast, forgiving and fair.
Overall an amazing experience so far.
I would definitely recommend this service to anyone who it is available for and the fact it can come straight from your wages makes sure...”
“It's a great idea that these loans are offered through the company, Salary Finance tell you exactly what they can offer you as a loan and it is sorted and in the bank within minutes. Brilliant service...”
“This was easy to apply for and the money was in my account the same day in fact within the hr”
“Perfect service from Salary Finance. The application was quick and easy, and the money was in my account instantly. We can now look forward to our holiday next year!”
“I have applied for the loan and process was very easy and quicker. I have received the money to my account within few hours.
It was a great service.”
“Really easy to follow, confident and reassuring advice throughout”
“Cant recommend highly enough.
The whole experience was brilliant, took less than a few hours to set up, and is at much better interest rates than you'd get from anywhere else, any issues dealt with pr...”
“super quick and easy process! would definitely recommend :)”
“Quick and easy”
“Salary finance has helped me a lot and is very handy when needed a little help. Very happy with this service. Thank you”
“Really brilliant company. I had multiple loans which we having a huge impact in me financially and I managed to consolidate them all into a far lower Apr payment and also fund a happy a holiday.
“Fab experience. Very simple. Money was in my account within minutes of me signing the agreement .”
A great service for employees when in need of extra finances.easy to apply for and let you know if your excepted quickly,also my money was in my bank account in 2 minutes as it said would...”
“Really quick and easy!
I get married in 2 weeks and we needed a small amount to pay the final bits, approved and received in 10 minutes.
Repayments are cheaper than what I pay in to my savings so easy...”
“Very easy and straight forward service from start to finish!”
“Easy to fill application and speedy transfer”
“Easy payment Easy application get your money same day in your bank account I would recommend payment from your wages you don't even have to worry sit back and they'll take care of everything else as l...”
Now available: Emergency savings benefit
Whether you want to help employees start saving or grow their existing savings, Salary Finance Save is the simplest way to help employees save through their paycheck and get rewarded for it.
Working Americans are struggling with financial stress
42% of working Americans are dealing with financial stress, which makes it harder for them to focus at work and more likely that to suffer from anxiety or depression.
Vulernable populations facing more financial hardships
Women, Black or African-American and Hispanic or Latino employees, employees who identify as LGBTQ, and those with disabilities are more likely to suffer from financial stress and lack of savings.
Employers can be part of the solution
Employers who offer financial wellness benefits see higher employee satisfaction and retention, with employer-level NPS that is 1.5-2 times higher on average.
*Please Note: Salary Finance is an optional program, not a recommendation from your employer. Your employer does not benefit financially from offering this service and communications regarding your loan will be through Salary Finance directly. Salary Finance branded loan products are offered by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC. Salary deduction payments are not available to employees who work primarily in DC, IN, NH, NJ, NY and WV.