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Financial wellbeing starts here

Salary Finance is an employee benefit that can help you pay down debt, grow your savings, and accomplish your financial goals.
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Based on 5526 reviews
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We're about life balances, not bank balances
Whether you want to save more for the future, pay off a lingering debt, or get tips on how to manage the day-to-day, we put you in control and take the stress out of money.

Who is Salary Finance?

What we do
We partner with your employer to provide financial products and services that help you lead a happier, healthier financial life.
How it works
Salary Finance is a suite of voluntary benefits linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.

Our products

We help improve your financial wellbeing through a suite of products and services
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Borrow
Borrow
Borrow responsibly with affordable loans*
Our employee loans* typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For more information, see your employer page.
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Learn
Learn
Be better with money
Access a robust library of educational guides and resources to help you navigate the most important pieces of the financial puzzle.
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Save
Save
A better way to save
Whether you want to start saving or grow your existing savings, we offer the simplest way to save through your paycheck and get rewarded for it.
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Success stories
Hear from Salary Finance employer partners and their employees
“Offering Salary Finance as a benefit is critical and beneficial in order for us to have the best talent come here.”
2:35
Bridget Nelson
Benefits Analyst
“[There] was a large population of our employees who were living paycheck to paycheck. [We] didn't want people to worry about home and work. [Salary Finance] has helped us in that manner.”
2:56
Bruce Huntley
VP, Equity and Inclusion, Human Resources
“I really did save money... by getting and accepting this opportunity... even within the first couple weeks of doing this.”
1:39
Employees of Clark County School District
Various positions
Over 4,000 happy members have rated us 5 stars on TrustPilot
“I have used this service twice. The process is extremely clear and quick, the rates are very reasonable and the repayments are taken from my salary with no issues. I’d recommend to everyone that has...”
Tiffany Coker
“I have recently been approved for a loan with salary finance. The easiest way to take a loan out. So fast and efficient. Can’t recommend enough. Thank you”
Miss Amelia Hughes
“Highly recommended as everything is very straight forward and easy to understand. The pay back is easy to set up and the rates are excellent”
Cas Sol
“Very simple to arrange once documents uploaded was in account within an hour (not saying this is for everyone!)”
Chris Mileman
“Very easy to apply and I had money on my account just after finished my aplication. It helps me consolifate my debt. Absolutely fantastic and interest is very low. It is deducted form my salary. Realy...”
Dorota Oleksyn
“One of the best interest rates salary finance providing loan thank you”
Clive Viegas
“Great way to consolidate debt through without affecting your credit score. Money came in quick and super easy to apply.”
Devon Lowery
“Quick and easy to apply and get approval. Was told by a colleague and would highly recommend. It’s great that it is deducted from your salary. 5*.”
Mark Mccormick
“very easy process, recieved loan almost immediately. would definitely use them again.”
Amanda mccaul
“Fantastic service so easy to use, this is the second time I have used them now I honestly couldn't fault them. In times like these people do need that extra help and this company so help with this.”
Laura Murray
“I was told about Salary Finance by a colleague and I couldn't believe how easy and quick it was to apply, and then receive the loan. There was no complications at all and the process was quick and eas...”
Katie O’Reilly
“Salary finance was A lot of help ! I didn’t get the amount a requested but got something to start with ! Thank you very much.”
Javyer Gonzalez
“Quick and easy navigation. Had my loan and approval in about 5 minutes. Good interest rates as well.”
Devin Hughes
“This was a very easy process and the team was very nice and knowledgeable! I would recommend to everyone!”
AMANDA BRADY
“Very good scheme. Payments are taken directly out of your wage packet. Very quick and easy process. Highly recommended”
Samantha
“My experience using Salary Finance is 5*, within 5 minutes of starting my application I was approved and the money went into my bank shortly after. I chose my payment terms to suit my budget and foun...”
Michelle
“Verry good and verry easy to apply!”
Gabriel Stegaru
“Explain everthing very clearly. How you can top up your loan is good .”
Lyn
“Easy to use the site Simply enter the amount you want to borrow and over how long and shows you what you pay each installment. Clear and simple”
Sacko
“Hello! I was super impressed by the way you helped me. So fast. I did not expect to be able to do this with you. I am super excited. Thank you very much”
Stefan Bica
5526 reviews

Now available: Emergency savings benefit

Whether you want to help employees start saving or grow their existing savings, Salary Finance Save is the simplest way to help employees save through their paycheck and get rewarded for it.
Announcing Save
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Working Americans are struggling with financial stress

42% of working Americans are dealing with financial stress, which makes it harder for them to focus at work and more likely that to suffer from anxiety or depression.

Vulernable populations facing more financial hardships

Women, Black or African-American and Hispanic or Latino employees, employees who identify as LGBTQ, and those with disabilities are more likely to suffer from financial stress and lack of savings.

Employers can be part of the solution

Employers who offer financial wellness benefits see higher employee satisfaction and retention, with employer-level NPS that is 1.5-2 times higher on average.

*Please Note: Salary Finance is an optional program, not a recommendation from your employer. Your employer does not benefit financially from offering this service and communications regarding your loan will be through Salary Finance directly. Salary Finance branded loans are offered by Axos Bank® Member FDIC, and are subject to eligibility, underwriting, terms and conditions, and approval. Salary deduction payments are not available to employees who work primarily in DC, IN, NH, NJ, NY and WV.