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Financial wellbeing starts here

Salary Finance is an employee benefit that can help you pay down debt, grow your savings, and accomplish your financial goals.
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Based on 5494 reviews
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We're about life balances, not bank balances
Whether you want to save more for the future, pay off a lingering debt, or get tips on how to manage the day-to-day, we put you in control and take the stress out of money.

Who is Salary Finance?

What we do
We partner with your employer to provide financial products and services that help you lead a happier, healthier financial life.
How it works
Salary Finance is a suite of voluntary benefits linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.

Our products

We help improve your financial wellbeing through a suite of products and services
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Borrow
Borrow
Borrow responsibly with affordable loans*
Our employee loans* typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For more information, see your employer page.
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Learn
Learn
Be better with money
Access a robust library of educational guides and resources to help you navigate the most important pieces of the financial puzzle.
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Save
Save
A better way to save
Whether you want to start saving or grow your existing savings, we offer the simplest way to save through your paycheck and get rewarded for it.
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Success stories
Hear from Salary Finance employer partners and their employees
“Offering Salary Finance as a benefit is critical and beneficial in order for us to have the best talent come here.”
2:35
Bridget Nelson
Benefits Analyst
“[There] was a large population of our employees who were living paycheck to paycheck. [We] didn't want people to worry about home and work. [Salary Finance] has helped us in that manner.”
2:56
Bruce Huntley
VP, Equity and Inclusion, Human Resources
“I really did save money... by getting and accepting this opportunity... even within the first couple weeks of doing this.”
1:39
Employees of Clark County School District
Various positions
Over 4,000 happy members have rated us 5 stars on TrustPilot
“Really like this company and their ethics. They are willing to take a risk on people from all financial backgrounds where other companies are not willing. They ensure the loan is affordable and it’s...”
Rayna Hardy
“Excellent service, very easy to navigate and use the online portal.”
Shaun
“I was in need of some support financially and found salary finance via my employer, it was quick and easy to apply and the rates offered were better than any other I had found, the application process...”
Shane rignall
“Absolutely brilliant very easy to fill application in and very quick to respond with my answer differently recommend them”
Mrs Sarahjane Taylor
“Quick and Easy application process”
Samuel Jackson
“Great company and money in bank within 30 mins help me out when needed will definitely refer”
Omar mohammed
“If you are in a bind or you need an affordable loan over a short, medium or long term then please use Salary Finance. My experience with them has been amazing from start to finish. I am very fortunat...”
John
“Easy application quick response”
caroline thompson
“Extremely helpful support. I had some technical setbacks and they were very patient with me. Interest rates are fine, and the process of the application was fairly straightforward.”
Jack C Sindely
London, GB
“The process was easy and I got a decision really quickly. Fadt and professional service.”
Stewart Durkin
“Easy to use, simple website and cash deposited inside ten minutes.”
Chris Baker
“I can honestly say, applying for my loan through Salary Finance was completely pain-free. The application process was clear and straightforward to do. The approval and transfer of funds were all done ...”
Rebecca
“Salary finance was a great experience to pay off my credit cards and saving me a lot of money in interest.”
Darren Reid
“A smooth process and experience. Took very little time for the loan to come through and it is all very easy to understand. I will be using salary finance again after this one is paid off and perhaps b...”
jordan bradley
“It's my first and 2nd time”
Andros omerou
“Excellent affordable loan for someone with a bad credit score and fast service.”
Harry
“Very fast my application was submitted and approved withing 12 money in my account in literally 5 minutes after signing the contract.”
Mr Glenroy Mclaughlin
“Nice and easy website to use. No issues with setting everything up, everything sorted within a few minutes! Would recommend!”
Ashley Ellison
“Was looking to consolidate some loans to help with the rising cost of everything, applied through Salary finance and was approved within minutes and the money was sent over really quickly. 10/10 from ...”
Luke Wilkinson
“I don't like borrowing, I can save. Suddenly things that were out off my control have hit our family financially. I felt hopeless. I have been advised by my employer to turn to Salary Finance as a wel...”
Thomas
5494 reviews

Now available: Emergency savings benefit

Whether you want to help employees start saving or grow their existing savings, Salary Finance Save is the simplest way to help employees save through their paycheck and get rewarded for it.
Announcing Save
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Working Americans are struggling with financial stress

42% of working Americans are dealing with financial stress, which makes it harder for them to focus at work and more likely that to suffer from anxiety or depression.

Vulernable populations facing more financial hardships

Women, Black or African-American and Hispanic or Latino employees, employees who identify as LGBTQ, and those with disabilities are more likely to suffer from financial stress and lack of savings.

Employers can be part of the solution

Employers who offer financial wellness benefits see higher employee satisfaction and retention, with employer-level NPS that is 1.5-2 times higher on average.

*Please Note: Salary Finance is an optional program, not a recommendation from your employer. Your employer does not benefit financially from offering this service and communications regarding your loan will be through Salary Finance directly. Salary Finance branded loans are offered by Axos Bank® Member FDIC, and are subject to eligibility, underwriting, terms and conditions, and approval. Salary deduction payments are not available to employees who work primarily in DC, IN, NH, NJ, NY and WV.