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Financial wellbeing starts here

Salary Finance is an employee benefit that can help you pay down debt, grow your savings, and accomplish your financial goals.
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Based on 7851 reviews
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We're about life balances, not bank balances
Whether you want to save more for the future, pay off a lingering debt, or get tips on how to manage the day-to-day, we put you in control and take the stress out of money.

Who is Salary Finance?

What we do
We partner with your employer to provide financial products and services that help you lead a happier, healthier financial life.
How it works
Salary Finance is a suite of voluntary benefits linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.

Our products

We help improve your financial wellbeing through a suite of products and services
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Borrow
Borrow
Borrow responsibly with affordable loans*
Our employee loans* typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For more information, see your employer page.
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Learn
Learn
Be better with money
Access a robust library of educational guides and resources to help you navigate the most important pieces of the financial puzzle.
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Save
Save
A better way to save
Whether you want to start saving or grow your existing savings, we offer the simplest way to save through your paycheck and get rewarded for it.
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Success stories
Hear from Salary Finance employer partners and their employees
“Offering Salary Finance as a benefit is critical and beneficial in order for us to have the best talent come here.”
2:35
Bridget Nelson
Benefits Analyst
“I really did save money... by getting and accepting this opportunity... even within the first couple weeks of doing this.”
1:39
Employees of Clark County School District
Various positions
Over 4,000 happy members have rated us 5 stars on TrustPilot
“Paul Doherty A great service for employees when in need of extra finances.easy to apply for and let you know if your excepted quickly,also my money was in my bank account in 2 minutes as it said would...”
PAUL DOHERTY
“Really quick and easy! I get married in 2 weeks and we needed a small amount to pay the final bits, approved and received in 10 minutes. Repayments are cheaper than what I pay in to my savings so easy...”
Jasmine
“Very easy and straight forward service from start to finish!”
Eoin Henderson
“Easy to fill application and speedy transfer”
Derrick Wright
“Easy payment Easy application get your money same day in your bank account I would recommend payment from your wages you don't even have to worry sit back and they'll take care of everything else as l...”
Carlene Davis
“It is an outstanding digital as well as website experience where user friendly digital loan application has been developed to minimise the time and cost. It is really an amazing digital experience for...”
Pranab Maji
“This was probably the easiest application for a loan I have ever done. Very quick decision and money in my bank account the next day. More importantly the interest rate offered was equivalent to high ...”
Johnny Kriel
“Applying for a loan was so easy, not long application forms. They keep you updated on the progress of your loan and ensure you can afford it. Loan was paid within the hour. Very happy!”
kirsty reid
“great experiance getting a loan with these guys money goes straight into your bank”
Wayne Brooke
“It was great and easy to sort out. Cheers”
Joseph Ajao
“This company is a life saver. The application was really quick and easy to complete. The option to pay a loan out of my wages is so helpful. I highly recommend them. Amanda Watkins.”
Amanda Watkins
“Brilliant and quick service”
Sarah lee
“It was so easy to apply everything was simple and easy to navigate”
lee mccowen
“Very easy and quick payment”
Leanne
“The response from salary finance is swift, I really appreciate the way manner they attended to me on phone it was excellent as the staff was really patient and helpful in answering my queries, I will ...”
ADETAYO LADEGA
“Brilliant option and a really smooth process.”
Jordan Mills
“Quick result. Very happy.”
Joy
“Great and easy opportunity to become debt free. Money comes straight out by wages which means don’t miss payments. Application was simple and I had the money in a few hours.”
Bethany Oldham
“This company helped me when I needed it. I needed new flooring at home and didn't have the funds straight away. Very helpful. :)”
Lauren
“Have to be the best around for support, customer service and ease of loan application, ive used both advance and loans and wont go anywhere else, i have piece of mind with salary Finance a company i t...”
Robert Coffield
7851 reviews

Now available: Emergency savings benefit

Whether you want to help employees start saving or grow their existing savings, Salary Finance Save is the simplest way to help employees save through their paycheck and get rewarded for it.
Announcing Save
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Working Americans are struggling with financial stress

42% of working Americans are dealing with financial stress, which makes it harder for them to focus at work and more likely that to suffer from anxiety or depression.

Vulernable populations facing more financial hardships

Women, Black or African-American and Hispanic or Latino employees, employees who identify as LGBTQ, and those with disabilities are more likely to suffer from financial stress and lack of savings.

Employers can be part of the solution

Employers who offer financial wellness benefits see higher employee satisfaction and retention, with employer-level NPS that is 1.5-2 times higher on average.

*Please Note: Salary Finance is an optional program, not a recommendation from your employer. Your employer does not benefit financially from offering this service and communications regarding your loan will be through Salary Finance directly. Salary Finance branded loan products are offered by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC. Salary deduction payments are not available to employees who work primarily in DC, IN, NH, NJ, NY and WV.