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Financial wellbeing starts here

Salary Finance is an employee benefit that can help you pay down debt, grow your savings, and accomplish your financial goals.
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Based on 8271 reviews
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We're about life balances, not bank balances
Whether you want to save more for the future, pay off a lingering debt, or get tips on how to manage the day-to-day, we put you in control and take the stress out of money.

Who is Salary Finance?

What we do
We partner with your employer to provide financial products and services that help you lead a happier, healthier financial life.
How it works
Salary Finance is a suite of voluntary benefits linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.

Our products

We help improve your financial wellbeing through a suite of products and services
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Borrow
Borrow
Borrow responsibly with affordable loans*
Our employee loans* typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For more information, see your employer page.
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Learn
Learn
Be better with money
Access a robust library of educational guides and resources to help you navigate the most important pieces of the financial puzzle.
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Save
Save
A better way to save
Whether you want to start saving or grow your existing savings, we offer the simplest way to save through your paycheck and get rewarded for it.
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Success stories
Hear from Salary Finance employer partners and their employees
“Offering Salary Finance as a benefit is critical and beneficial in order for us to have the best talent come here.”
2:35
Bridget Nelson
Benefits Analyst
“I really did save money... by getting and accepting this opportunity... even within the first couple weeks of doing this.”
1:39
Employees of Clark County School District
Various positions
Over 4,000 happy members have rated us 5 stars on TrustPilot
“Really straightforward and simple business to interact with, options laid out clearly and in plain English. Website is user-friendly and aesthetically-pleasing. Scheme accessed through my employer so ...”
Gavin MacLean
“Quick and easy process. Very good experience.”
Lee Stansfield
“Amazing fast and efficient service. excellent response time for queries and questions and brilliant rates”
Nadine Nelson
“Recently took out a loan to help cover having to move unexpectedly, which was really easy to do and they offered me a decent interest rate, far lower than an overdraft or competitors. Also the money's...”
Luke
“Pretty seamless process, easy to understand and funds deposited much earlier than promised/I expected. Had looked at other options before and got bored halfway through the application process.”
Sir_Tuesday
“Easy to navigate the website. Quick decision and I had the money paid out within half an hour! Really low interest rates compared to other companies and K prefer the fact that it automatically comes o...”
Jessica Da Silva Rodrigues
“Brilliant service, easy to navigate the website and the process was seamless. Money in my account by the end of the day. Highly recommend!”
Hansca
“Very helpful. Quick and easy to do.”
Christine
“Easy and affordable repayment plan.”
LaTonya Hicks
“The loan process is simple and easy with salary finance.”
Sharath Saluvaji
“This is the best service I've used in forever, within minutes I got the money, no fuss! The best part was, I applied during non-working hours😅”
olabode ajilore
“Really recommend salary finance to help out with any money problems you have they’ve helped me get out of a hole this Christmas and pull my money problems around thank you”
Josh Bainbridge
“Using salary finance was a quick and easy process that has helped me to consolidate debt to make one streamlined payment. This has taken lots of worry off of my shoulders and am thankful for the servi...”
Georgia Webster
“very easy to use, very quick decision and money straight into bank with low APR, thank you!”
Paul Bray
“It was a smooth process easy to understand did it from the comfort of my home and response was quick. I would recommend them to anyone.”
ZAN
“Excellent service fast and efficient had funds same day.. Brilliant apr compared to high credit card”
Sharon Stokes
“Applied for a loan for consolidation of other debts and was in the bank within 20 Minutes so easy for the application and the rates were very competitive will definitely use again if I find myself in ...”
Adrian Ferguson
“Extremely quick service. Money in bank next day. Great service.”
lisa dare
“Quick and easy to apply, good advice on how to assess suitability for repayments. Appreciated the fact that it highlights benefits as well as risks of borrowing.”
Ioana Muresan
“Easy to use great company”
Mike Bell
8271 reviews

Now available: Emergency savings benefit

Whether you want to help employees start saving or grow their existing savings, Salary Finance Save is the simplest way to help employees save through their paycheck and get rewarded for it.
Announcing Save
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Working Americans are struggling with financial stress

42% of working Americans are dealing with financial stress, which makes it harder for them to focus at work and more likely that to suffer from anxiety or depression.

Vulernable populations facing more financial hardships

Women, Black or African-American and Hispanic or Latino employees, employees who identify as LGBTQ, and those with disabilities are more likely to suffer from financial stress and lack of savings.

Employers can be part of the solution

Employers who offer financial wellness benefits see higher employee satisfaction and retention, with employer-level NPS that is 1.5-2 times higher on average.

*Please Note: Salary Finance is an optional program, not a recommendation from your employer. Your employer does not benefit financially from offering this service and communications regarding your loan will be through Salary Finance directly. Salary Finance branded loan products are offered by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC. Salary deduction payments are not available to employees who work primarily in DC, IN, NH, NJ, NY and WV.