Our employee loans* typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For more information, see your employer page.
Hear from Salary Finance employer partners and their employees
“Offering Salary Finance as a benefit is critical and beneficial in order for us to have the best talent come here.”
“[There] was a large population of our employees who were living paycheck to paycheck. [We] didn't want people to worry about home and work. [Salary Finance] has helped us in that manner.”
VP, Equity and Inclusion, Human Resources
“I really did save money... by getting and accepting this opportunity... even within the first couple weeks of doing this.”
Employees of Clark County School District
Over 4,000 happy members have rated us 5 stars on TrustPilot
“Thank you, smooth, instant, straight service. Would recommend this company.”
“Very easy application to complete and quick approval. Excellent service the whole way through.”
“Very quick and good service thank you :)”
“Always easy and quick to use with zero fuss. Everything is clear and there are no hidden costs. Communication is also very easy with the chat function on the site.”
“Very efficient service and very easy to use. 1000% recommend!”
“Used salary finance for some home improvements, literally took minutes to complete my application and then received my loan minutes after that. Interest rates are reasonable, and its so stress free th...”
“Very professional and applications was straightforward and quick decision and payment.”
“Easy application, very quick response and great interest rate.”
“Iâ€™ve used Salary Finance 3 times now and it really helps out. Very convenient when your in need of a little extra money. You know it will always be paid as it comes out of your wages before you rece...”
“Was pleasantly surprised how easy it was , guided through step by step ,
From start to finish felt the site was safe and secure ,
In my bank within 40 mins”
“Salary Finance is amazing, from the customer service to the application process! They have helped me so much, and if i have any questions they are there right away.”
“This was my first time using Salary Finance after my employer sent out communication advising that we had the ability to use it. I decided to apply and was approved within two days and the money depos...”
“I have used this service twice. The process is extremely clear and quick, the rates are very reasonable and the repayments are taken from my salary with no issues. Iâ€™d recommend to everyone that has...”
“I have recently been approved for a loan with salary finance. The easiest way to take a loan out. So fast and efficient. Canâ€™t recommend enough. Thank you”
Miss Amelia Hughes
“Highly recommended as everything is very straight forward and easy to understand. The pay back is easy to set up and the rates are excellent”
“Very simple to arrange once documents uploaded was in account within an hour (not saying this is for everyone!)”
“Very easy to apply and I had money on my account just after finished my aplication. It helps me consolifate my debt. Absolutely fantastic and interest is very low. It is deducted form my salary. Realy...”
“One of the best interest rates salary finance providing loan thank you”
“Great way to consolidate debt through without affecting your credit score. Money came in quick and super easy to apply.”
“Quick and easy to apply and get approval. Was told by a colleague and would highly recommend. Itâ€™s great that it is deducted from your salary. 5*.”
Now available: Emergency savings benefit
Whether you want to help employees start saving or grow their existing savings, Salary Finance Save is the simplest way to help employees save through their paycheck and get rewarded for it.
Working Americans are struggling with financial stress
42% of working Americans are dealing with financial stress, which makes it harder for them to focus at work and more likely that to suffer from anxiety or depression.
Vulernable populations facing more financial hardships
Women, Black or African-American and Hispanic or Latino employees, employees who identify as LGBTQ, and those with disabilities are more likely to suffer from financial stress and lack of savings.
Employers can be part of the solution
Employers who offer financial wellness benefits see higher employee satisfaction and retention, with employer-level NPS that is 1.5-2 times higher on average.
*Please Note: Salary Finance is an optional program, not a recommendation from your employer. Your employer does not benefit financially from offering this service and communications regarding your loan will be through Salary Finance directly. Salary Finance branded loans are offered by Axos Bank® Member FDIC, and are subject to eligibility, underwriting, terms and conditions, and approval. Salary deduction payments are not available to employees who work primarily in DC, IN, NH, NJ, NY and WV.