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Financial wellbeing starts here

Salary Finance is an employee benefit that can help you pay down debt, grow your savings, and accomplish your financial goals.
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Based on 6431 reviews
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We're about life balances, not bank balances
Whether you want to save more for the future, pay off a lingering debt, or get tips on how to manage the day-to-day, we put you in control and take the stress out of money.

Who is Salary Finance?

What we do
We partner with your employer to provide financial products and services that help you lead a happier, healthier financial life.
How it works
Salary Finance is a suite of voluntary benefits linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.

Our products

We help improve your financial wellbeing through a suite of products and services
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Borrow
Borrow
Borrow responsibly with affordable loans*
Our employee loans* typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For more information, see your employer page.
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Learn
Learn
Be better with money
Access a robust library of educational guides and resources to help you navigate the most important pieces of the financial puzzle.
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Save
Save
A better way to save
Whether you want to start saving or grow your existing savings, we offer the simplest way to save through your paycheck and get rewarded for it.
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Success stories
Hear from Salary Finance employer partners and their employees
“Offering Salary Finance as a benefit is critical and beneficial in order for us to have the best talent come here.”
2:35
Bridget Nelson
Benefits Analyst
“[There] was a large population of our employees who were living paycheck to paycheck. [We] didn't want people to worry about home and work. [Salary Finance] has helped us in that manner.”
2:56
Bruce Huntley
VP, Equity and Inclusion, Human Resources
“I really did save money... by getting and accepting this opportunity... even within the first couple weeks of doing this.”
1:39
Employees of Clark County School District
Various positions
Over 4,000 happy members have rated us 5 stars on TrustPilot
“Salary finance it really easy to get money . Easy process with very fast replays. Definitely recommend these company. Money in my bank within a few minutes. So glad my employer has this benefit .”
Kamila AnnA
“Very easy to use and very quick getting the loan into my account!”
Alison Quinn
“Have used Salary finance before and the process of applying is simple and not complicated. Funds are transferred practically instantly. Payments deducted from salary each month which means I do not ne...”
MRS TILLY ROBINSON
“Brilliant service Easy to apply online and the money was in my account within 24hrs of applying”
Scott Fitzsimmons
“Unbelievably fast service, with no effort or hassle. Terms and conditions that suit your needs.”
Stuart Midgley
“Applied and got a decision back within 24 hours. As soon as I signed the contract through email the money was sent within 2 minutes.”
Heather Clee
“Really simple and quick to apply. Instant decision. And money in my bank within a few minutes. So glad my employer has this benefit as it is helping me start from fresh in a new house of my own”
Jessica Bridges
“Salary finance has been a simple and easy way to borrow. No fuss and the money in my account in seconds. I would have no concerns about recommending Salary Finance.”
Andy Collins
“Very well designed website, only asking for the relevant information. Decision returned instantly tailored to what I can afford to pay back at the moment. Money in my account the same day.”
Richard Theil
“It was easy to complete and very helpful”
Eunice Bensley
“Great experience with Salary Finance always, perfect service and easy application!”
Sheridan Roberts
“What an easy straightforward process this was it literally took 5 mins to apply and with the low interest rates makes repayments really affordable I could not recommend salary finance enough I would g...”
Roisin Hillick
“This was by far the most simplest process of credit application I have come across. On the other hand, I needed £15,000 but was offered half the amount. Would have been very helpful if I could get a...”
Ebran Kazmi
“Quick and easy process with lots of information. Money was sent over the same day offer was accepted. Would definitely recommend”
Sammi
“Form was very easy to fill out with a very quick response. . Money arrived within a few minutes”
Paul lawrance
“This service is really helpful and easy to use. I am blessed my employer uses this service as this money is really needed this time of year. Everything is clear to understand and easy to follow.”
Rebecca Hidden
“It’s was great and very fast experience. Easy to apply and have instant decision. I had money on the same day. Highly recommend!”
Evgeny
“Applied to Salary Finance and absolutely faultless experience. Easy as it could be to apply and was approved and funds in my account in 4 hours. Can't say fairer than that. Fully recommended. Nice one”
CB
“Brilliant, quick and kind service”
Emily O'Loughlin
“Great experience as always easy application and if approved the money comes into your bank account in literally seconds. Easy to access and use . Thankyou”
Dan
6431 reviews

Now available: Emergency savings benefit

Whether you want to help employees start saving or grow their existing savings, Salary Finance Save is the simplest way to help employees save through their paycheck and get rewarded for it.
Announcing Save
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Working Americans are struggling with financial stress

42% of working Americans are dealing with financial stress, which makes it harder for them to focus at work and more likely that to suffer from anxiety or depression.

Vulernable populations facing more financial hardships

Women, Black or African-American and Hispanic or Latino employees, employees who identify as LGBTQ, and those with disabilities are more likely to suffer from financial stress and lack of savings.

Employers can be part of the solution

Employers who offer financial wellness benefits see higher employee satisfaction and retention, with employer-level NPS that is 1.5-2 times higher on average.

*Please Note: Salary Finance is an optional program, not a recommendation from your employer. Your employer does not benefit financially from offering this service and communications regarding your loan will be through Salary Finance directly. Salary Finance branded loans are offered by Axos Bank® Member FDIC, and are subject to eligibility, underwriting, terms and conditions, and approval. Salary deduction payments are not available to employees who work primarily in DC, IN, NH, NJ, NY and WV.