Whether you want to save more for the future, pay off a lingering debt, or get tips on how to manage the day-to-day, we put you in control and take the stress out of money.
Who is Salary Finance?
What we do
We partner with your employer to provide financial products and services that help you lead a happier, healthier financial life.
How it works
Salary Finance is a suite of voluntary benefits linked to your salary and tailored to your individual circumstances, allowing you to take control of your finances.
Our products
We help improve your financial wellbeing through a suite of products and services
Our employee loans* typically have higher acceptance and lower interest than those from traditional lenders, allowing you to take control of your debt and improve your credit score. And with repayments coming straight from your salary, you'll never miss a payment. For more information, see your employer page.
Hear from Salary Finance employer partners and their employees
“Offering Salary Finance as a benefit is critical and beneficial in order for us to have the best talent come here.”
2:35
Bridget Nelson
Benefits Analyst
“I really did save money... by getting and accepting this opportunity... even within the first couple weeks of doing this.”
1:39
Employees of Clark County School District
Various positions
Over 4,000 happy members have rated us 5 stars on TrustPilot
“Amazing service. I request a pay advance. The money got in my account in less then 20 minutes. I was completely astonished. ”
Elcio Mendonca
“It was a perfect collaboration, the interest was low”
Valeriu Delcea
“A very quick, easy and friendly process building the confidence and support for people with difficulties in getting a loan somewhere else.
Easy process to understand. ”
Catherine
“very fast and easy to apply and fast response with funds received in a few minutes”
Christian Scott
“Really easy to use and when I had an issue with my email address a quick call and was sorted immediately ”
Deb Turner
“Always use when I'm cought short before payday”
MISS PATEL
“Amazing and super easy service! I have used them many times and now won’t use any other company. Easy, quick and reliable! Would recommend to someone considering any type of finance, 10/10”
Holly Jones
“First time I have used the Advance feature. Money was in my bank account within 5 minutes! Great service.”
Mrs S Hay
“Really easy to use, says it takes 24-48 hours but to my surprise and delight it was in my bank within an hour. Like the fact that you can only use it once in a pay period and only a certain percentage...”
Carolan Neill
“Really helpful, fast service, applied for a loan got it same day would recommend ”
Kyle Clough
“I have always been very satisfied with the way that the salty finance team help and support me when I need it the most, they are always very in-depth when I speak to them on the phone and everything i...”
Kerryanne Phelps
“Very easy to set up with the right information and very efficient advance payment process”
Denzil DeSouza
“Excellent always helpful ”
Suzanne Charnock
“Brilliant company, easy to understand and amazing rates”
Liam Gillam
“Very helpful and easy process ”
Ranjit
“The whole process is very simple which makes it much easier to use, so I am thankful for that. Literally only takes a few minutes to register, I received my advance in about two minutes even though it...”
Juhela B Miah
“Great and quick service, very easy to fill out application online and live chat available if you have any problems, money was delivered same day to my bank account, I had to top up an existing salary ...”
Anthony Hopkins
“Excellent and very quick service. Nice and easy application, no long forms or much information required. I've had response within minutes and money in my account the same day. Good to know there is a ...”
Customer
“It was fast an easy to do.”
Vicki Jackson
“Simple to set up quick response and quick payment. Benefit of coming straight from your wage helps to keep it on track.”
Simon “Tincrow†Perry
11716 reviews
Now available: Emergency savings benefit
Whether you want to help employees start saving or grow their existing savings, Salary Finance Save is the simplest way to help employees save through their paycheck and get rewarded for it.
Working Americans are struggling with financial stress
42% of working Americans are dealing with financial stress, which makes it harder for them to focus at work and more likely that to suffer from anxiety or depression.
Vulernable populations facing more financial hardships
Women, Black or African-American and Hispanic or Latino employees, employees who identify as LGBTQ, and those with disabilities are more likely to suffer from financial stress and lack of savings.
Employers can be part of the solution
Employers who offer financial wellness benefits see higher employee satisfaction and retention, with employer-level NPS that is 1.5-2 times higher on average.
*Please Note: Salary Finance is an optional program, not a recommendation from your employer. Your employer does not benefit financially from offering this service and communications regarding your loan will be through Salary Finance directly. Salary Finance branded loan products are offered by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC. Salary deduction payments are not available to employees who work primarily in DC, IN, NH, NJ, NY and WV.